UNIT 22: Money and shopping

 Vocabulary
Topic vocabulary in contrast
economic / economical discount / offer till / checkout
receipt / bill price / cost products / goods
make / brand change / cash refund / exchange
bargain / sale wealth / fortune fake / plastic

Phrasal verbs
Bank on depend on sth happening Give away give free of charge; reveal
sth you are trying to hide
Come across find sth or make sb by Live on use as a source of money
chance
Come by get sth, especially sth that is Look round examine (a place)
hard to get
Come into inherit Make out write all the necessary
information on a cheque, etc
Do without live without (sth you can’t Make up for provide sth good, so that
afford) sth bad seems less important
Get by manage to survive (financially) Put by save an amount of money for
the future
Get through use all of; finish Save up (for) save money little by
little (for a specific purpose)

Phrases and collocations

Amount An amount of sth; in large/small/ect amounts; amount to
Charge Charge sb (an amount of money); pay a charge (of sth/doing); in
charge (of sth/doing)
Debt In debt (to sb); get in/into debt; clear a debt; owe sb a debt of
gratitude
Demand In demand; on demand; a demand for sth
 Enough Have enough (of sth); have enough sth (to do); enough in enough
Expense At sb’s/your own expense; go to the expense of; business expense;
expense account
Fortune Make/earn/win/spend a fortune; cost (you) a fortune; make you
fortune
Increase An increase in sth (of a certain amount), a wage/piece increase
Least At least; at the very least; last but not least; to say the least
Money Make/earn/win/save/have money; spend money (on sth/doing);
short of money; do sth for the money
Notice Notice sb doing/do; take notice of sth; at short notice; give sb
notice of
Profit Make a profit (from sth)
Save Save money/time; save sth for later
shoppin Do the shopping; go shopping; shopping centre; window shopping
g

Word patterns
Afford to do Forget to do; forget doing; forget
about sth/doing; forget if/whether
Argue with sb; argue about Lend sth to sb; lend sb sth
sth/doing; argue that
Beg sb (for sth); beg sb to do Pay sb (for sth/doing); pay sth (to
sb)
Belong to sb/sth Profit from sth/doing
Borrow sth (from sb) Save sb from sth/doing; save sth
(for sth/sb)
Charge sb (for sth/doing) Spend sth (on sth/sb/doing)
Demand sth (from sb); demand that

Word formation
Accept acceptance, Expense Poor poorly,
 accepting, (in)expensive(ly), poverty
(un)acceptable, expenses
(un)acceptably
Assist assistance, Finance financial(ly), Real unreal, really,
assistant finances realize, realization,
reality,
realistic(ally)
Day daily, everyday Invest investment, Value (in)valuable,
investor (in)valuably,
valueless, valuation
Economy economic, Luxury luxuries, Wealth wealthy
(un)economical(ly), luxurious(ly)
economics, economist
End endless(ly), Pay paid, payment, payable
ending, unending

Topic vocabulary in contrast

A Circle the correct word
1. My grandfather made a wealth / fortune by investing at the right time.
2. I think you find that the Microcar is really very economic / economical to drive.
3. I ‘m afraid we can only accept the return of the item if you still have the receipt / bill.
4. If you show this coupon at the checkout / discount, you'll receive a free gift.
5. I ‘m not keen on Justin Timberlake so I’ll try to refund / exchange this CD for one by Blue.
6. The assistant called the manager when the note I gave her turned out to be plastic / fake.
7. This unbeatable special offer / bill is only available until the end of the week, so hurry!
8. Excuse me, but I don’t suppose you have make / change for a fifty, do you?
9. I went back to the shop a week later, and the price / cash had gone up by 50%!

B Complete the crossword.

Across
3. Nine out of ten shoppers who tried our washing powder preferred it to any other loading …(5)
6. If the . . . . situation continues to worsen , the government may have to take steps .( 8 )
7. You only paid €30 for such a gorgeous hat? That’s real . . . . ! (7)
9. Businesses are complaining that the . . . . of labour is rising.(4 )
10. This is a robbery! Put all the money from the . . . . in this sack . Now (4)
11. I need to find a bank because I didn’t bring enough . . . out with me. (4)
12. Come to Barons summer . . . . ! Everything is down 30%! (4)
Down
1 If you buy an extra battery at the same time as the digital camera, we can offer you a . . . . of 10%.
(8)
2 Our supermarket stocks over a thousand household . . . . at low , low prices! ( 8 )
4 When I checked the . . . . on my way out of the supermarket , I noticed that I had paid twice for the
fruit. (7)
5 If you take something back to the shop, you might get a . . . . or be offered another item instead. (6)
7 Waiter! Do you think you could bring us the . . . . , please? (4)
8 There’s very little heavy industry in my country, so we import a lot of . . . . from abroad.(5)
 1 5
2 3 4

6
7 8

9
10
11 12

Phrasal verbs
C Complete using the correct form of the phrasal verbs in the box.

look round / come by / make out / put by / get through / bank on / give away

1. Of course l'll pay you back next week. You can ………………... it.
2. Would you please ………………... the cheque to Mr P. Edwards?
3. I try to ………………... a little money each year to spend on a nice holiday.
4. We ………………... a lot of butter in our family every week.
5. Do you fancy coming into town on Saturday to ………………... the shops?
6. The robber couldn't explain how he ………………... such a large amount of money when the
police caught him.
7. Did you hear about the millionaire who ………………...his entire fortune to charity?

D Write one word in each gap.

A lucky find
When I was young, we always had to do (1)…………. a lot of things that other kids had. We lived (2)
…………. my dad's wage, which wasn't much, but we managed to get (3) …………. If we needed
anything, we would (4) …………. up for it, but there was never very much for luxuries. Then, one
day, I was helping my mum clean out my great-aunt's attic after she died when we came (5) ………….
my great-aunt's will! In it, she had left all her money to my mum, and my great-aunt had been very
rich! We had suddenly come (6) …………. a fortune! Life changed after that, I can tell you. We
bought a new house and a new car and went on a great holiday to (7) …………. up for all the times we
hadn't been able to afford it. They say money isn't everything, but having money is a lot more fun than
not having it!

Phrases and collocations

E Complete each second sentence using the word given, so that it has a similar meaning to the
first sentence. Write between two and five words in each gap.
1. I suggest not spending all your money now so that you'll have some later. for
What about ……………………………………………………………… later?
2. Did your mum gain any money when she sold her business? profit
Did you mum ………………………………………when she sold her business?
3. Not many people want this type of bank account. Demand
There is ………………………………………………… this type of bank account.
4. I didn't want to owe Sue money, so I didn't borrow any. debt
I didn't want …………………………………Sue, so I didn't borrow any money.
5. You must have paid a lot of money for such a nice engagement ring, Jim! fortune
A nice engagement ring like that must ……………………………………,Jim!
6. Inflation has gone up by 3% this year. increase
There has been an ……………………………………………… 3% this year.
7. You won't have any money if you keep buying CDs. it
You won't have any money if you keep ………………………………… CDs.
8. Don't spend money on hiring a limousine at the airport. expense
Don't go ……………………………………… hiring a limousine at the airport.
9. I had to pay £50 for breaking the vase in the shop! charged
They ………………………………… £50 for breaking the vase in the shop!
10. A lot of money was stolen from the bank in the robbery. amount
The bank lost ……………………………………………… in the robbery.
11. I can't afford a holiday this year. enough
I don't have ……………………………………………… on holiday this year.
12. I succeeded through hard work clever decisions and, finally but importantly, luck. least
I succeeded through hard work, clever decisions and,……………………, luck.
13. The shoplifter took a packet of crisps without the shopkeeper seeing. notice
The shopkeeper didn't ………………………………………… a packet of crisps.
14. I‘ll go and buy what we need and you start cooking. shopping
I’ll go and …………………………………………… and you start cooking.

Word patterns
F Match to make sentences.
 1. I can't believe they charged me A about the economy.
………
2. The old lady begged me............. B that I pay back my loan
immediately.
3. I'll never forget………….. C learning that I had the winning
ticket.
4. My dad and my uncle always D to the girl at the desk and left.
argue …………
5. I was shocked when the bank E for using the hotel pool.
demanded …………….
6. We really can't afford. ………….. F to buy a new fridge.
7. Debra paid the money………….. G to give her some money.

G Write one word in each gap.

FINANCIAL CRISIST?
Europe is heading for a financial crisis, or so some analysts believe. Although we are spending more
money (1) ……………. luxury items and recreation than ever before, it is often money we have
borrowed (2) ……………. a bank. Banks are willing to lend more and more money (3) …………….
us because they profit (4) ……………. It by charge us interest. We are spending money that doesn't
really belong (5) …………….us, and few of us save much (6) ……………. our old age.

Word formation
H Each of the words in bold is in the wrong form. Rewrite them correctly.
1. I'd really like to study economy at university. ……………..
2. Making lots of money from gambling is a great dream, but the real is that most people lose
everything. …………….
3. One of the biggest problems in the developing world is poor. …………….
4. The actress was very expense dressed in an outfit. ……………..
5. That current affairs programme was so boring-it seemed end. …………….
6. You can make your pay at any of over 2000 cash machines around the country …………….
7. The bank manager offered us some financial assist just when we needed it. …………….
8. All employees receive a day allowance to cover the cost of meals. …………….
9. The company is doing much better finance this year than last.…………….
10. There are many problems connected to being extremely wealth. …………….
11. I told the manager I thought the increase in prices was totally accept. …………….
12. I thought the painting was worth a lot of money, but it turned out to be completely value.
…………….
13. I'd like to be able to afford the little luxury that make life enjoyable.…………….
 Review 11

A Use the word given in capitals at the end of each line to form a word that fits in the same line.
Developing Countries
Although too many people in the West do still live in (1). POOR
……………., on the whole, Westerners are far more (2) .
WEALTH
……………. than those who live in lives developing
countries. Things that are essential to our (3).……………. DAY
lives, and which we take for granted, such as electricity, are
LUXURY
(4) .……………. to millions of people around the world. Is
this situation (5) .……………. or should the West be giving ACCEPT
more (6) .…………….. to developing countries? Some ASSIST
politicians and (7). .……………. believe that Western
financial (8) .……………. in developing countries would be ECONOMY
in everyone’s interest. As those countries get richer, they INVEST
will become (9) .…………….trading partners with the
West. The (10).…………….. is, however, that there is an VALUE
enormous amount of work to be done before people in REAL
developing countries can enjoy the kind of lives that most
people lead in the West.

B Match to make sentences

11. Sharon came .……………. A a little money by each month.
12. I manage to put .……………. B out the cheque to Pear drop Limited, that
would be fine.
13. You can bank .……………. C up to buy a new DVD player.
14. I don't know how they can get .……… D into some money when her aunt died.
15. If you could make .……………. E away free software with every computer.
16. The shop's giving .……………. F by on such a low salary.
17. I'm saving .……………. G on now I've lost my job.
18. I don't know what we're going to live . H on house prices coming down soon.
…………….
 (1 mark per answer)

C Complete the second sentence using the word given, so that it has a similar meaning to the first
sentence. Write between two and five words.
19. I had to pay to park in the supermarket car park! charged
I ……………………………………………………….. parking in the supermarket car park!
20. Is this credit card yours? belong
Does ………………………………………………………. you?
21. I haven't got much money in the bank. amount
I've only got ………………………………………………………. money in the bank
22. Getting the car repaired was so expensive! fortune
It ………………………………………………………. to get the car repaired!
23. Sophie demanded that the shop assistant apologies to her. apology
Sophie demanded ……………………………………………………….the shop assistant
24. Buying things online means I don't have to go into town so often. saves
Buying things online ………………………………………………………. to go into town so often.
25. Don't pay attention to what Dan says; your new shoes are lovely! notice
Take ………………………………………………………. what Dan says; your new shoes are lovely!
26. I haven't got much cash at the moment. short
I ……………………………………………………….cash at the moment.
27. Can you lend me some money? borrow
Can ………………………………………………………. you?
(2 marks per answer)
D Choose the correct answer.
28. The shop assistant finally agreed 32. ‘What did the man say when you
…………………… a full refund. challenged him?’
A giving me ‘He said he …………………… pay
B to give me for the things in his bag, but I didn't
believe him!’
C give to me
A is going to
D to me to give
B has been going to
C goes to
D was going to
 29. Bill asked me why 33. When I last saw Carrie, she told
…………………… to go shopping me she …………………… of buying
with me. a house, but now she's changed her
A I hadn't invited him mind.
B hadn't I invited him A thought
C I hadn't him invited B is thinking
D hadn't I him invited C was thinking
D has been thinking
30. Ellie asked Stan 34. ‘What did they say when they
……………………. to look at the new realized you weren't a shoplifter? ‘
catalogue. ‘They apologized ……………………
A did he want me.’
B do you want A to doubt
C whether he wants B they had doubted
D if he wanted C for doubting
31. Stephen …………………… me D the doubt of
he'd bought that suit in a sale.
A said
B spoke
C told
D claimed
(1 mark per answer)

E choose the correct answer.

35. This car is very 39. I paid the assistant and took the
…………………… as it goes so far on books but then stupidly left the
one tank of petrol. bookshop without waiting for my
……………………
A financial C costly A cash C refund
B economical D endless B fee D change
36. I can't believe how cheap these 40. I think she …………………… her
shorts were. They were a real fortune in the shipping industry.
……………………!
A bargain C discount A took C won
B sale D offer B made D saved
37. What …………………… of car 42. I didn't find a new top but at
does your mum drive? …………………… got some new
jeans.

A name C make A less C least

B brand D form B the less D the least
38. Could you tell me who's in
…………………… here, please?
A charge C rule
B responsibility D organization

(1 mark per answer)

Total mark: …………………… /50