3/18/25, 4:27 PM Santander Private Banking UK | Private Current Account
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Private Current Account
Accelerating your day-to-day banking
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A premium account, to accelerate your banking
experience.
Your Private Current Account has all the premium features you’d expect, brought together by
your personal private banking contact.
Enjoy enhanced savings rates and simple access to your accounts through online or phone
banking – but the core of our service is the relationship with your private banker.
Your dedicated Private Banker works on your behalf to tailor your banking experience, unlock
access to preferential benefits, and create personal introductions to help meet the needs of
you, your family, and your business.
Information for existing customers
The Private Current Account (v2) is available to open from 20 June 2023.
If you applied for a Private Current Account before this date, this account is no longer on sale.
You can continue to use your account as usual. For more information, take a look at our Legal
and Compliance page. (https://www.santanderprivate.co.uk/legal-and-compliance)
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3/18/25, 4:27 PM Santander Private Banking UK | Private Current Account
Private Current Account (v2):
Premium Debit Card
Withdraw up to £1,500 daily from cash machines*
No fees for using your debit card to withdraw cash and make payments anywhere outside
the UK†
Access to 10,000 branches in 11 countries
Monthly interest of 3.00% AER / 2.96% gross** (variable) on balances up to £25,000. Rates
subject to change
£5 monthly fee to maintain the account
Pay in at least £1,500 a month and set up two or more active direct debits
* Not all cash machines allow you to withdraw £1,500 in one transaction so you may
need to take out your money in multiple transactions.
† The 0% foreign conversion fee is applied 3 working days after you’ve opened or
transferred to the Private Current Account (v2). If you use your debit card outside the UK
before then, the standard foreign currency conversion fee of 2.95% will apply. This fee is
non-refundable. Local banks may charge their own fees when you use one of their cash
machines and you should make sure you understand what these are before making a
withdrawal.
**AER stands for Annual Equivalent Rate and shows what the interest rate would be if we
paid interest and added it to your account each year.
The gross rate is the interest rate we pay where no income tax has been deducted. Rates
may change and we pay interest each month.
From 28 April 2025, we’re reducing the credit interest rate on this account to 2.50% AER /
2.47% gross (variable) on balances up to £25,000
A premium bank account created exclusively for
individuals with...
Saving or investments over
£ 500,000
or
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3/18/25, 4:27 PM Santander Private Banking UK | Private Current Account
or
A gross annual income over
£ 250,000
Pay in at least £1,500 a month and set up two or more active Direct Debits
Global currency accounts
As well as sterling, you can choose to hold US dollar and euro accounts through Santander
International and Cater Allen.
Cashback and other rewards
Private banking clients enjoy 1% cashback on selected household bills and essential spend at
supermarkets and day-to-day travel. Plus cashback, discounts and other offers at a wide
range of retailers through Santander Boosts.
(https://www.santander.co.uk/personal/support/understanding-our-services/boosts)
Talk to us about private banking
One of our core team will be happy to discuss your unique needs from a private bank
Call us (/join)
Information correct as at 5 February 2025.
News and Insights
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3/18/25, 4:27 PM Santander Private Banking UK | Private Current Account
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Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and
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