- HOW TO MAKE (5-6

FIGURE’S USING CPNS–

WELCOME TO THE JOURNEY OF BUILDING AND ESTABLISHING A

(CPN) “CREDIT PROFILE NUMBER” AND LEARNING HOW TO
MAKE THOUSAND’S A MONTH BY UTILIZING THIS SECONDARY
CREDIT PROFILE. ONE THING I WILL SAY IS THAT A LOT OF
PEOPLE GO ONLINE AND GOOGLE THIS TECHNIQUE ETC, AND I
CAN HONESTLY SAY STOP BELIEVING EVERYTHING YOU HEAR &
SEE ON THE INTERNET BECAUSE QUITE FRANKLY IT’S A LOT OF
MIS-LEADING INFORMATION ABOUT THESE CREDIT PROFILE’S.
LET’S CLEAR A FEW THING’S BEFORE WE GET STARTED TODAY.

CPN’S ARE ILLEGAL: USING A (CPN) IS NOT ILLEGAL TO USE AT

ALL, YOUR FAVORITE ATHLETE’S/CELEBRITIE’S USE’S THESE ALL
THE TIME WHEN THEY GO TO APPLYING FOR
APARTMENT/CONDO’S, CAR’S, CREDIT CARD’S, LOAN’S ETC AND
THEY DO NOT WANT TO DISCLOSE THEIR TRUE PERSONAL
INFORMATION TO KEEP THEIR SELF PROTECTED. THESE FILE’S
ARE ONLY “ILLEGAL” TO USE IN THE SENSE OF ANY TYPE OF
FEDERAL USAGE. FOR EXAMPLE: MORTGAGE’S “UNLESS IT’S A
PRIVATE MORTGAGE”, F.D.I.C INSURED LOAN’S, TRYING TO
WORK A JOB, REPORTING TAXE’S, STUDENT LOAN’S, SECTION 8
HOUSING, FOOD STAMPS, ANTHING INTEREST BEARING. NOW
THERE ARE PEOPLE WHO MAKE AND SALE THESE BY USING
(DEAD PEOPLE OR KID’S SSN’S). I AM SIMPLY HERE TO TEACH
 YOU HOW TO BUILD YOURSELF A BRAND NEW AND CLEAN
NUMBER.

THING’S YOU CAN DO WITH A (CPN)

1. OBTAIN PERSONAL LOAN’S (PAYDAY LENDER’S)

2. RENT APARTMENT/CONDO’S/HOME’S
3. GET A BRAND NEW CAR
4. OBTAIN CREDIT CARD’S
5. FURNITURE
6. HEALTHCARE CREDIT (SURGICAL PROCEDURE’S INCLUDED)
7. OBTAIN INSTORE DEPARTMENT CARD’S

(CPN, CREDIT PROFILE NUMBER) - A CPN IS A 9-DIGIT NUMBER

SIMILAR TO YOUR SSN #. THE DIFFERENCE IS THAT A CPN NUMBER
IS ONLY FOR CREDIT REPORTING PURPOSES ONLY. THESE NUMBERS
CANNOT BE USED FOR ANYTHING OTHER THAN TO REPORT CREDIT.
THE PRIMARY FUNCTION OF YOUR REAL SSN # IS TO SIMPLY
"REPORT TAXES", THATS WHY WHEN YOU ARE BORN THE
GOVERNMENT ISSUE YOU A 9-DIGIT NUMBER TO TRACK YOUR
TAXES. BANKS, FINANCIAL INSTITUTIONS, CREDITORS & LENDERS
HAVE TAKEN IT UPON THEMSELVES TO START MONITORING YOUR
INFORMATION VIA YOUR 9-DIGIT "SOCIAL SECURITY NUMBER". EVEN
THOUGH YOUR REAL SSN # IS TO "REPORT TAXES" ONLY, YOU ARE
STILL ALLOWED TO PASS BACKGROUND CHECKS. - AT THIS POINT,
YOUR MAIN QUESTION MAY SIMPLY BE "HOW IS A LEGAL CPN
BENEFICIAL FOR ME?". WELL, ITS PRETTY SIMPLE BECAUSE THESE
SECONDARY CREDIT PROFILES ARE FOR CREDIT REPORTING HENCE
THE NAME, (CPN, CREDIT PROFILE NUMBER), & YOU CAN LEGALLY
HAVE A CREDIT REPORT BUILT ASIDE FROM YOUR REAL SSN FILE. A
CPN WILL ALLOW YOU TO OBTAIN NEW CREDIT ALSO WHILE YOU ARE
RESOLVING ISSUES WITH YOUR REAL CREDIT REPORT. A FRESH
START IS ALWAYS GOOD RIGHT?. THE BEST THING ABOUT THESE IS
THAT "AS FAR AS FEDERAL LAW IS CONCERNED, THEY ARE ENTIRELY
LEGAL". ONE THING YOU MUST REMEMBER IS THAT YOU ARE LIABLE
FOR THE DEBIT THATS INCURRED ON YOUR SSN/CPN CREDIT FILES.
THE (1970 "FCRA", FAIR CREDIT REPORTING ACT) HAS PAVED THE
WAY FOR THESE SECONDARY CREDIT PROFILES TO BE 100% LEGAL.
MANY CELEBRITIES/ATHLETES HAVE BEEN USING THESE NUMBERS
FOR OVER 40 DECADES TO PROTECT THEIR PERSONAL FINANCIAL
DATE WHEN HAVING TO USE THEIR REAL SSN #`S. – (((HERES PROOF
THEY ARE ENTIRELY LEGAL - 31 CFR 1.32 USE AND DISCLOSURE OF A
SOCIAL SECURITY NUMBER. 1.32 USE AND DISCLOSURE OF A SOCIAL
SECURITY NUMBER. (A).IN GENERAL. AN INDIVIDUAL SHALL NOT BE
DENIED ANY RIGHTS, BENEFITS, OR PRIVILEGES PROVIDED BY LAW
 BY A COMPONENT BECAUSE OF SUCH INDIVIDUALS REFUSAL TO
DISCLOSE HIS/HER SOCIAL SECURITY NUMBER))). "THIS MEANS THAT
YOU CANNOT BE DENIED CREDIT OR ANY PRIVILEGES BECAUSE YOU
REFUSE TO PROVIDE YOUR SOCIAL SECURITY NUMBER". - BY NOW I
SHOULD HAVE CAPTURED YOUR ATTENTION!!!. THESE CAN BE LIFE
CHANGING FOR ANYONE THATS READING THIS BECAUSE YOU CAN
PRETTY MUCH OBTAIN NEARLY ANYTHING WITH THESE SECONDARY
CREDIT PROFILES SUCH AS THE FOLLOWING: APPROVALS FOR
PERSONAL LOANS UP TOO $100K, HIGH LIMIT CREDIT CARDS,
INSTORE DEPARTMENT STORE CREDIT, JEWELRY, HOME/CONDO
RENTALS, PURCHASE A NEW VEHICLE WITH NO MONEY DOWN, HOME
IMPROVEMENT NEEDS, ELECTRONICS, HOME/BUSINESS APPLIANCES,
SURGICAL PROCEDURES INCLUDING "BBLS,LIPO 360,VANEERS, &
MANY MORE SURGICAL PROCEDURES, & HEALTHCARE CREDIT SUCH
AS VISION CARE, LASIK TREATMENTS, SKINCARE TREATMENTS, PET
CARE, MED SPA, DENTAL SERVICES AND MUCH MORE". REMEMBER
THAT CREDIT IS THE AMERICAN WAY & VERY IMPORTANT!!!. GET
STARTED TODAY TO FINANCIAL FREEDOM.

THE PURPOSE OF THIS GUIDE & COURSE IS SOLEY NOT INTENDED TO

BE USED IN ANY SHAPE OR FORM FOR DEFRAUDING CREDITOR’S,
BANK’S, OR ANY OTHER ORGANIZATION WHO REQUIRE’S YOUR
SOCIAL SECURITY NUMBER AS IDENTIFICATION. THIS COURSE IS
ALSO NOT USED IN ANYWAY TO AVOID HAVING TO PAY EXISITING
AND OR FUTURE DEBT’S. PLEASE KNOW AND UNDERSTAND THAT IF
YOU HAVE ESTABLISHED THE DEBT, THEN YOU ARE RESPONSIBLE TO
REPAY THE DEBT BACK. I AM NOT HERE TO CONDONE OR ASSIST IN
ANY FRAUDULENT ACTIVITIE’S USING CPN’S. I HAVE CREATED THIS
GUIDE FOR THE PURPOSE OF INFORMATIONAL PURPOSE’S ONLY AND
FOR THOSE OF YOU TO USE AT YOUR OWN RISK. I AM NOT A
LICENSED FINANCIAL-ADVISER NOR AM I A LAWYER WHO PROVIDE’S
AND LEGAL SERVICE’S. PLEASE RESEARCH AND CONSULT YOUR
LOCAL AND NATIONWIDE LAW’S FOR ANY FURTHER INFORMATION.

(STEP 1) – THE PROCESS OF BUILDING

A CPN
THE FIRST THING BEFORE BEGINNING A NEW CPN FILE IS
TO HAVE THIS INFORMATION ON HAND AND WRITTEN
DOWN. ALWAYS USE BRAND NEW (EMAIL, MAILING
ADDRESS, PHONE #). EVERYTHING NEED’S TO BE (CPN 2
CPN), MEANING THAT YOU SHOULD NEVER USE ANYTHING
THAT YOU HAVE USED FOR YOUR REAL SSN # OR YOU
WILL RUN THE RISK OF TRI-MERGING BOTH FILE’S
TOGETHER AND MAKING YOUR (CPN) OBSOLETE
ALTOGETHER. (READ CAREFULLY).

1. FIRST & LAST NAME (CAN USE YOUR REAL NAME) “SO YOU
WILL NOT HAVE TO USE A FAKE ID, IF NOT YOU WILL NEED TO GET
ID MADE”
2. DATE OF BIRTH (USE REAL DOB IF USING YOUR REAL NAME,
AND IF YOU HAVE A CRIMINAL BACKGROUND, EVICTION,
REPOSSESSION ON YOUR REAL SSN THEN I ADVISE YOU SWITCH
YOUR REAL DOB ON YOUR CPN.)

3. BRAND NEW MAILING ADDRESS (WHICH YOU NEVER HAD

ANY MAIL/PACKAGES WITH YOUR NAME ON THEM SENT TOO)
“THERE ARE SITE’S THAT CAN BE USED TO OBTAIN A ADDRESS
FOR THE BUILDING OF THE CPN PROCESS BUT YOU WILL LATER
NEED TO CHANGE THAT ADDRESS TO RECEIVE MAIL FOR YOUR
CPN, WHICH I WILL SHOW YOU LATER ASWELL”. “THESE
WEBSITE’S CAN BE USED TO FIND ADDRESSES BUT MAKE SURE
THEY ARE FOR RENT/SALE” (WWW.ZILLOW.COM)
(WWW.RENTCAFE.COM) (WWW.REDFIN.COM) “IF YOU DECIDE TO
USE A ADDRESS FOR ONE OF THESE SITE’S, YOU WILL THEN
LATER NEED TO FORWARD ADDRESS TO BE ABLE TO RECEIVE
YOUR CPN MAIL BY SIMPLY GOING TO
(HTTPS://WWW.MOVERSGUIDE.USPS.COM/MGO/DISCLAIMER) . I
WILL EXPLAIN THIS LATER DOWN THE LINE.
4. BRAND NEW EMAIL ADDRESS
(WWW.PROTONMAIL.COM) “STRICTLY FOR CPN”. (HAS TO
BE NEW AND NEVER ATTACHED TO YOUR REAL SSN).
5. PHONE # (BRAND NEW) “STRICTLY FOR CPN”. (VISIT A
WALMART OR LOCAL STORE AND PURCHASE A CHEAP $40-$50
AT&T PHONE, I DO NOT RECOMMEND USING A APP PHONE
NUMBER BECAUSE A LOT OF PLACE’S DO NOT ACCEPT THOSE
NUMBER’S).

NEXT YOU WILL WANT TO START THE PROCESS OF

BUILDING YOUR (9-DIGIT) CPN #....BEFORE ANYTHING
YOU MUST KNOW HOW TO CREATE THE NUMBER YOU
WILL BE ISSUING FOR YOUR CPN.

“ BELOW ON THE (NUMBER ALLOCATION) CHART, YOU WILL

SIMPLY SEE THE FIRST (3-DIGIT’S) OF ALL SOCIAL SECURITY
NUMBER’S THAT HAVE BEEN ASSIGNED THROUGHOUT THE
UNITED STATE’S & IT’S POSSESSION’S. IF YOU SEE THE SAME
AREA THAT IS SHOWN MORE THAN ONCE, IT SIMPLY MEAN’S THAT
CERTAIN NUMBER’S JUST HAVE BEEN TRANSFERRED FROM ONE
STATE TO ANOTHER STATE, AND OR THAT SPECIFIC AREA HAS
BEEN DIVIDED FOR THE USE OF CERTAIN GEOGRAPHIC
LOCATION’S “.

(NUMBER ALLOCATION CHART)

001-003 159- 252- 416- 478- 520 545- 586
NEW 211 260 424 485 WYOMI 573 PHILIPPI
HAMPSHI PENNS GEOR ALABA IOWA NG CALIF NE
RE YLVANA GIA MA ORNIA ISLAND
S
004-007 212- 261- 425- 486- 521- 574 587-
MAINE 220 267 428 500 524 ALASK 665
MARYL FLORI MISSI MISS COLOR A NOT
AND DA SSIPI OURI ADO ISSUED
008-009 221- 268- 429- 501- 525, 575- 667-
VERMON 222 302 423 502 585 576 679
T DELAW OHIO ARKA NORT NEW HAWAI NOT
ARE NSAS H MEXIC I ISSUED
DAKO O
 TA
010-034 223- 303- 433- 503- 526- 577- 681-
MASSAC 231 317 439 504 527 579 690
HESETTS VIRGINI ILLINOI LOUISI SOUT ARIZO DISTRI NOT
A S ANA H NA CT OF ISSUED
DAKO COLU
TA MBIA
035-039 232 362- 440- 505- 528- 580 691-
RHODE NORTH 386 448 508 529 VIRGI 699
ISLAND CAROLI MICHI OKLA NEBR UTAH N NOT
NA GAN HOMA ASKA ISLAN ISSUED
DS
040-049 232- 387- 449- 509- 530- 580- 700-
CONNEC 236 399 467 515 680 584 728
TICUT WEST WISCO TEXAS KANS NEVAD PUERT RAILRO
VIRGINI NSION AS A O AD
A RICO BOARD*
*
050-134 237- 400- 468- 516- 531- 586 729-
NEW 246 407 477 517 539 GUAM 733
YORK NOT KENTU TEXAS MONT WASHI ENUME
ISSUED CKY ANA NGTON RATION
AT
ENTRY
135-158 247- 408- 468- 518- 540- 586 750-
NEW 251 415 477 519 544 AMERI 772
JERSEY SOUTH TENNE MINNE IDAH OREGO CAN NOT
CAROLI SSEE SOTA O N SAMO ISSUED
NA A

Decoding Social Security Numbers in One Step

(for numbers issued prior to June 25, 2011)
YOU CAN ALSO SIMPLY VISIT THE “STEVE MORSE”
WEBSITE LISTED BELOW AND, DECODE SOCIAL SECURITY
NUMBER’S IN ONE-STEP. (THIS WEBSITE IS COMPLETELY
100% FREE TO USE).
VISIT (https://stevemorse.org/ssn/ssn.html)
 TO FIND SPECIFIC YEAR’S BETWEEN (2003-2011) YOU
CAN SIMPLY VISIT THE LINK BELOW:
(https://www.ssa.gov/employer/ssnvhighgroup.htm)
“THIS PROCESS WILL HELP YOU CHOOSE THE 2ND SET OF
NUMBER’S FOR YOUR CPN”. ONCE YOU HAVE CHOSEN
THE 1ST (5-DIGIT’S) THAT YOU WANT TO USE, YOUR LAST
STEP WILL BE TO CHOOSE THE LAST (4-DIGIT’S), WHICH
ARE COMPLETELY UP TO YOU.
THE NEXT STEP WILL BE TO CHECK THAT THE NUMBER
YOU’VE CREATED IS (100%) CLEAN AND DOES NOT
BELONG TO ANYONE THAT’S LIVING OR DEAD. “YOU
MUST SKIP TRACE YOUR NUMBER” WHICH INVOLVE’S
USING A SOFTWARE THAT ALLOW’S YOU TO DO SO. THIS
IS NOT DONE WITH (https://www.ssnvalidator.com)
“THAT SITE IS FOR STRICTLY MAKING SURE THE
NUMBER YOU CHOOSE IS NOT IN THE (SSN DEATH
INDEX)- NOTHING ELSE!!.
YOU CAN CHECK NUMBER’S BY GOING TO THESE
FOLLOWING WEBSITE’S:
 1). SSA BUSINESS SERVICE’S -
(https://www.ssa.gov/bso/bsowelcome.htm) “YOU
MUST REGISTER”
2). SEARCH BUG –
(https://www.searchbug.com/peoplefinder/ssn-
validator.aspx#showMessage) “YOU MUST REGISTER
FOR A BUSINESS ACCOUNT”
“ONCE YOU HAVE COMPLETED THE ABOVE STEP’S AND YOU GET
CONFIRMATION THAT THE NUMBER DOES NOT BELONG TO ANYONE INCLUDING
A CHILD, THEN YOU ARE GOOD TO START THE PROCESS OF TRI-MERGING THE
INFORMATION YOU SHOULD ALREADY HAVE GATHERED TO THE (CPN) NUMBER.
IF IT DOES COMEBACK AS BELONGING TO ANOTHER PERSON, START OVER AND
RE-FOLLOW THE STEP’S UNTIL YOU GET SOMETHING CLEAN AND GOOD TO BE
USED AS A (CPN) NUMBER FOR YOU. (THE FIRST “5” NUMBER’S CAN BE USED
AGAIN, YOU WILL JUST NEED TO GENERATE ANOTHER LAST “4” DIGIT’S).

NEXT YOU WILL NEED TO (VALIDATE/VERIFY) THE (9-DIGIT

CPN) NUMBER TO MAKE SURE THAT THE NUMBER IS NOT IN
THE (SSN DEATHMASTER INDEX), AND HAS NO (STATE OR DATE
OF ISSUANCE).
GO TO (HTTPS://WWW.SSNVALIDATOR.COM) AND ENTER THE
NUMBER THAT YOU HAVE CREATED INTO THE (3) BOXE’S ON THE
FRONT PAGE OF THE WEBSITE. YOU SHOULD GET RESULT’S LIKE THE
EXAMPLE BELOW:
IF YOU HAVE GOTTEN THESE RESULT’S THEN YOU ARE GOOD TO
CONTINUE ON………
 ONCE YOU HAVE SUCCESSFULLY ACCOMPLISHED GETTING YOUR
NUMBER, IT WILL NOW BE TIME TO GO AHEAD AND MOVE ON TO THE
NEXT STEP. AFTER THAT IS COMPLETED..YOU ARE READY TO MOVE ON
TO THE NEXT STEP. IF YOU DO NOT GET A WORKING NUMBER ON THE
FIRST TRY THEN GO BACK AND REPEAT THE FOLLOWING STEP’S UNTIL
YOU HAVE SUCCESSFULLY GOTTEN A CLEAN AND USEABLE (9-DIGIT)
NUMBER.

(STEP 2) – TRI-MERGING YOUR NEW

CPN #
IN THIS STEP YOU WILL BE TRI-MERGING THE
INFORMATION THAT YOU HAVE ALREADY WRITTEN DOWN
ONTO THE NEWLY (9-DIGIT CPN) NUMBER THAT YOU HAVE
GENERATED. TO START YOU ARE GOING TO BE USING
TWO “SPECIFIC CARD’S” TO COMPLETE THIS PROCESS,
FOLLOWED UP BY THE OTHER ACCOUNT’S I LIST BELOW.
SIMPLY TAKE THE INFORMATION THAT IS WRITTEN DOWN
AND APPLY FOR THESE CARDS. (MAKE SURE THAT YOU
USE THE EXACT INFORMATION ONTO BOTH
APPLICATION’S) BECAUSE THIS IS HOW YOU ARE GOING
TO BE GETTING THE INFORMATION TO ALL (3) MAJOR
CREDIT BUREAU’S. THIS STEP IS VERY VITAL AND NEED’S
TO BE DONE CORRECTLY SO PAY ATTENTION AND MAKE
SURE YOU FOLLOW THE STEP’S AS GIVEN.

(THE FIRST CARD YOU WILL APPLY FOR)

1). BRITISH AIRWAYS VISA SIGNATURE CARD –
(https://secure04ea.chase.com/web/oao/application/card?
sourceCode=H6KS&action=guest#/origination/cardDetails/index/
initiateConFullApp;cellCode=61DS;cfgCode=FULLAPPCONCC;channel=C30;s
ourceCode=H6KS;AOC=286;RPC=0508;combo=N;params=,,,no,no,,,268c3ef
3-b836-4ed0-89d4-6d7dd56ef85a)

(THE SECOND CARD YOU WILL APPLY FOR)

2. CITI AADVANTAGE PLATINUM SELECT CARD –
(https://www.citicards.com/cards/credit/application/flow.action?
app=UNSOL&ID=3001&HKOP=2fee338c545616a3f94f4ea342b55fe0e57c56
aee59e66305e21fd545051ce95&cmp=knc%7Cacquire%7C2006%7CCARDS
%7CGoogle
%7CBR&gclid=CjwKCAjwp6CkBhB_EiwAlQVyxUTNYymblMIw_hY1ZNZ3YMZ00
TFK7EdMibJjwXY6Gn_otA9lRlq5EBoCOpUQAvD_BwE&gclsrc=aw.ds&ProspectI
D=PgnCuQkEhBNEW6Pl90t22a4VXjQMswLL)

YOU WILL MORE THAN LIKELY GET DENIED FOR BOTH CARD’S,
BUT THAT’S WHAT YOU WANT BECAUSE WE JUST NEED TO APPLY
FOR THESE CARD’S AND GET THE INFORMATION WE WANT ON
THE CPN TO ALL (3) MAJOR CREDIT BUREAU’S. AFTER YOU HAVE
APPLIED FOR BOTH CARD’S YOU WILL THEN NEED TO CONTINUE
THROUGH THE NEXT STEPS. BELOW I WILL PRESENT A EXAMPLE
OF THE EMPLOYMENT STATUS ETC THAT I PREFER TO USE.

(EMPLOYMENT INFORMATION)
X - ANNUAL INCOME: - SHOULD ALWAY’S BE IN THE RANGE OF
($70K-$80K).
X – SELF-EMPLOYED STATUS - (UNLESS YOU OR THE PERSON YOU
ARE CREATING THE 9-DIGIT FILE FOR WANT’S TO USE THEIR REAL
PAYSTUBS/BANK STATEMENT’S, I JUST PREFER MAKING SURE IF
THEY DO USE THEIR REAL STUFF TO MAKE SURE IT’S IN THAT
ANNUAL INCOME RANGE LISTED ABOVE).
X – TIME AT JOB: - ALWAYS DO A MINIMUM (5YRS, 5MNTHS).
X – TYPE OF RESIDENCE – RENT.
X – TIME AT RESIDENCE – ALWAYS DO A MIMIMUM (5YRS,
5MNTHS).
X – MONTHLY RENT PAYMENT – ALWAYS’S BE SURE TO GOOGLE
THE “AVERAGE INCOME” OF THE AREA IN WHICH ADDRESS YOU
CHOOSE TO USE FOR YOUR CPN.

REMEMBER THAT YOU CAN USE YOUR REAL EMPLOYMENT

INFORMATION AND INCOME BUT I WOULD RECOMMEND THAT
ONLY IF YOU’RE MAKING ATLEAST ($68K+) ANNUALLY. MAJORITY
OF THE TIME I LIKE TO GO WITH “SELF-EMPLOYED” TO BE ABLE TO
PROVIDE ANY INFORMATION/INCOME THAT I WOULD LIKE. YOU
WILL NEED CHECKSTUB’S WHEN APPLYING FOR A LOT OF THING’S.
BELOW I WILL GIVE YOU MY GO TO PLACE FOR CHECKSTUB’S.

(REAL CHECK STUBS) – CLICK THE LINK TO GET

STARTED (HTTPS://WWW.REALCHECKSTUBS.COM).
REAL CHECK STUB’S IS VERY SIMPLE, PROFESSIONAL, ACCURATE
& HAVE 100% CUSTOMIZABLE PAYSTUB’S THAT YOU CAN UTILIZE.
IM PRETTY SURE EVERYONE READING THIS SHOULD ALREADY
KNOW WHAT A PAYSTUB IS BUT FOR THOSE WHO DON’T KNOW
IT’S SIMPLY A RECORD THAT EMPLOYEE’S RECEIVE FROM THEIR
EMPLOYER WHENEVER THEY RECEIVE THEIR PAYCHECK’S. THESE
RECORD’S ARE VITAL FOR EMPLOYEE’S/EMPLOYER’S DUE TO THE
FACT THEY DOCUMENT THE EMPLOYEE’S EARNING’S, TAXES, PLUS
DEDUCTIONS AND THEY ARE ALSO USED WHEN COMPUTING A
EMPLOYEE’S NET PAY. (NET PAY) – IS THE AMOUNT THE EMPLOYEE
GET’S AFTER TAXES AND THE DEDUCTION’S HAVE BEEN
DEDUCTED. THERE ARE VARIOUS REASON’S WHY YOU WILL NEED
THESE PROFESSIONAL AND ACCURATE RECORD’S AT YOUR
DISPOSAL AND THAT’S SIMPLY WHEN YOU NEED TO PROVIDE
PROOF OF INCOME WHEN APPLYING FOR LOANS, CREDIT CARDS,
OR ANY FORM OF CREDIT. REALCHECKSTUBS MAKES IT A EASY
PROCESS TO GENERATE QUICK AND CLEAN PAYSTUBS AND EASILY
DOWNLOADABLE AS WELL, THEY PROVIDE A GOOD AMOUNT OF
DIFFERENT TEMPLATE’S THAT CAN BE USED. MOST IMPORTANTLY,
REALCHECKSTUBS PROVIDES 100% AUTHENTIC, USABLE &
ORIGINAL PAYSTUBS SO YOU’RE GOOD TO GO WHEN USING
THERE SOFTWARE.

GO TO “DRIVETIME” (WWW.DRIVETIME.COM) AND APPLY

TO GET YOUR PERSONALIZED TERM’S.

“ THIS IS A CAR DEALERSHIP THAT WILL BASICALLY APPROVE ANY

AND EVERYONE RATHER YOU HAVE CREDIT OR NOT. ONCE YOU
COMPLETE THE APPLICATION FORM, YOU WILL RECEIVE
“CONGRATULATIONS, YOU’VE BEEN APPROVED, YOUR DOWN
PAYMENT IS X AMOUNT” OR “CONGRATULATIONS, YOU’VE BEEN
APPROVED, BUT WE CANNOT GIVE YOU A DOWN PAYMENT AT THIS
MOMENT BASED ON YOUR CREDIT HISTORY ETC”. NO MATTER
WHICH MESSAGE YOU RECEIVE YOU WILL ARE PERFECTLY FINE
BECAUSE WE ARE JUST USING THESE AS A WAY TO GET THE CPN
INFORMATION RAN AND FORWARDED TO THE THE 3 MAJOR
CREDIT BUREAUS. “

OKAY SO NOW THAT YOU HAVE APPLIED FOR BOTH

CARD’S AND ALSO (DRIVETIME) WITH YOUR NEWLY BUILT
NUMBER AND INFORMATION THAT YOU WANT TO ADD TO
THE 9-DIGIT NUMBER, THE NEXT THING YOU WILL NEED
TO DO IS GET STARTED ON GETTING THE INFORMATION
INTO THE INTERNET WORLD, IN WHICH YOU WILL START
BUILDING A PUBLIC RECORD SETUP FOR YOUR NEWLY
BUILT CPN.
 (STEP 3) – BUILDING YOUR PUBLIC
RECORD’S
THIS STEP WILL GET YOU TO START THE PROCESS OF
BUILDING YOUR NEW CPN’S PUBLIC RECORD, WHICH IS
VERY VITAL AND ESSENTIAL BECAUSE THIS IS WHAT
BANKS/CREDITOR’S/LENDER’S ETC LOOK AT WHEN
MAKING DECISION’S ON APPROVING YOU FOR ANY
APPLICATION THAT YOU APPLY FOR RATHER IT’S A LOAN,
CREDIT CARD, STORE DEPARTMENT CARD, CAR, ETC.
BELOW I WILL LIST A FEW REWARD PROGRAM’S IN WHICH
I APPLY FOR WITH MY NEWLY BUILT CPN FILE TO HELP GET
THE INFORMATION OF MY FILE’S INTO THE INTERNET
WORLD MUCH FASTER. I WILL ALSO LIST A FEW MORE
STEP’S IN GETTING YOUR PUBLIC RECORD’S SETUP AND
ESTABLISHED TO HELP MAKE YOUR NEW FILE STRONGER.
THESE STEP’S NEED TO BE TAKEN ON NEW FILE’S SO
THAT YOU CAN GAIN THAT EXTRA STRENGTH WHEN
TRYING TO GET APPROVALS FOR YOUR CPNS.

PART 1 – (REWARD PROGRAM’S)

IN THIS PART OF THE COURSE YOU WILL NOW BE APPLYING FOR
THE FOLLOWING REWARD PROGRAM’S. I WON’T SAY THAT IT’S
REQUIRED TO DO ALL OF THEM BUT DON’T BE LAZY TO THE
POINT YOU DO NOT DO ALL OF THEM. I RECOMMEND APPLYING
FOR ALL THE PROGRAM’S LISTED.

**AUTO ZONE REWARDS**

(https://www.autozonerewards.com/viewLogin.htm)

**ACE HARDWARE REWARDS**

(https://www.acehardware.com/ace-rewards)

**DELTA REWARDS**
(https://www.delta.com/profile/enrolllanding.action)

**JC PENNY REWARDS**

(https://www.jcprewards.com/)

**MY POINT REWARDS**

(https://www.mypoints.com/emp/u/index.vm)
(NO PROTON EMAIL)

**WALGREENS REWARDS**
(https://www.walgreens.com/balancerewards/balance-rewards.jsp)

**CHAMPS SPORTS REWARDS**

(https://www.champssports.com/account/create.html)

**FOOTLOCKER REWARDS**
(https://www.footlocker.com/account/create.html)
AFTER YOU HAVE COMPLETED APPLYING FOR THE FOLLOWING
REWARD PROGRAM’S, YOU WILL THEN BE READY TO MOVE ON TO
THE NEXT STEP IN THIS COURSE. NEXT YOU WILL WANT TO START
THE PROCESS OF GETTING THE INFORMATION OUT TO THE
PUBLIC. TO DO SO, YOU WILL NEED TO APPLY FOR THESE TWO
WEBSITE’S I AM GOING TO LIST BELOW:

**LISTYOURSELF** - HERE YOU WILL BE GOING THROUGH

THE NECESSARY STEP’S TO GETTING YOUR PHONE NUMBER
ATTACHED TO YOUR CPN INTO THE (411 PHONE DIRECTORY
ASSISTANCE). ONCE YOU VISIT THE WEBSITE
(HTTPS://WWW.LISTYOURSELF.NET), YOU WILL SEE THE OPTION
FOR “INDIVIDUAL PERSONAL/BUSINESS LISTINGS”. YOU’RE GOING
TO SELECT THAT OPTION & FILL OUT THE INFORMATION
ATTACHED TO YOUR CPN FILE. MAKE SURE EVERYTHING IS FILLED
OUT CORRECTLY ETC BECAUSE YOU DON’T WANT TO GET THE
WRONG INFORMATION LISTED. AFTER YOU HAVE SUCCESSFULLY
FILLED OUT THE APPLICATION YOU WILL THEN BE GIVEN (3)
DIFFERENT OPTION’S OF “VALIDATION OF TELEPHONE NUMBER
TO BE LISTED”, IN WHICH YOU WILL SELECT THE (2ND) OPTION
“CALL ME WITH A SPOKEN CODE”. YOU WILL THEN RECEIVE A
PHONE CALL FROM A AUTOMATED SYSTEM THAT WILL GIVE YOU A
(4-DIGIT) CODE OVER THE PHONE. ENTER THAT CODE ON THE
WEBPAGE INSIDE THE LITTLE BOX AND CLICK “SUBMIT”. YOU WILL
THEN RECEIVE A CONFIRMATION E-MAIL ASKING YOU TO CLICK A
LINK TO FINISH THE PROCESS. NORMALLY YOU WILL GET A
NOTICE THAT YOUR LISTING SHOULD BE LISTED WITHIN (3-5)
DAY’S.

**OPTOUTPRESCREEN** - THE PURPOSE OF THIS

PROCESS IS TO GET YOUR CPN INFORMATION OPTED IN FOR FIRM
OFFER’S. THE (FCRA) FAIR CREDIT REPORTING ACT, PROVIDE’S
THAT CONSUMER CREDIT REPORTING AGENCIE’S ARE PREMITTED
TO INCLUDE CONSUMER’S NAME’S ON ANY LIST’S THAT IS USED
BY CREDITOR’S AN OR INSURER’S TO CREATE FIRM OFFER’S OF
CREDIT OR INSURANCE THAT ARE SIMPLY NOT INITIATED BY YOU
AS THE CONSUMER (FIRM OFFERS). ALL (3) MAJOR CREDIT
BUREAU’S DOES OFFER ENCOURAGEMENT FOR CONSUMER’S TO
MAKE INFORMED DECISION’S WHEN IT COME’S TO RECEIVING ANY
FIRM (PREAPPROVED/PRESCREENED) OFFER’S OF CREDIT OR
INSURANCE. CONSUMER’S DO RECEIVE GOOD BENEFIT’S WHEN
OPTED IN AS FAR AS BEING PROVIDED WITH PRODUCT CHOICE’S,
CONSUMER’S ARE ABLE TO LEARN & HAVE OPPORTUNITIES TO
GRAB ADVANTAGE OF MANY MANY OFFER’S THAT MAY OR MIGHT
NOT BE ABLE TO THE GENERAL PUBLIC, AND ALSO BE PRESENTED
WITH HELP TO “COMPARISON SHOP” THAT COULD POSSIBLY LEAD
TO A CONSUMER’S INCREASED BUYING POWER. JUST SIMPLY
CLICK THE LINK (HTTPS://WWW.OPTOUTPRESCREEN.COM) AND
ONCE YOU ARE ON THE HOME SCREEN JUST SCROLL DOWN
TOWARDS THE BOTTOM OF THE PAGE AND CLICK ON “CLICK HERE
TO OPT-IN OR OPT-OUT” AND THEN SELECT THE FIRST OPTION TO
“OPT-IN” & PRESS CONTINUE. ENTER IN THE INFORMATION OF
YOUR CPN AND THEN PRESS CONFIRM AND YOU’RE ALL SET TO
GO ON TO THE PART OF THIS COURSE.

THERE ARE A LONG LIST OF MORE “PUBLIC

RECORD’S” THAT YOU CAN DO TO STRENGTHEN
YOUR CPN FILE THAT I WILL LIST LATER ON AT THE
END OF THE COURSE. LET’S KEEP IT MOVING
ALONG.

(STEP 4) – ESTABLISHING YOUR

CREDIT FILE
 BY NOW YOU SHOULD HAVE CREATED YOUR NUMBER, TRI-
MERGED YOUR INFORMATION, AND STARTED THE PROCESS OF
BUILDING YOUR PUBLIC RECORD. SO NOW, WE MOVE ON TO
PUTTING THE ACTUAL NUMBER TO THE TEST BY STARTING TO
APPLY FOR THE ACCOUNT’S I AM GOING TO LIST TO YOU BELOW.
AT THIS POINT OF THE PROCESS I AM ONLY EXPECTING FOR YOU
TO GET APPROVED FOR (1) ACCOUNT BUT IF YOU ARE APPROVED
FOR MORE THAN ONE THEN THAT’S EVEN BETTER. IF YOU DO NOT
GET APPROVED FOR ONE OF THESE ACCOUNT’S THEN THERE IS
SOMETHING WRONG WITH YOUR CPN # OR SOMEONE ELSE IS
ALREADY USING THAT NUMBER AND IF SO THEN YOU WILL NEED
TO START FROM THE BEGINNING AND GO BACK THROUGH THE
PREVIOUS STEP’S USING ALL NEW INFORMATION (MAILING
ADDRESS, PHONE #, EMAIL ADDRESS). IF YOU ARE APPROVED
FOR ATLEAST (1) OF THESE ACCOUNT’S THEN GO ON TO THE
NEXT STEP. BE SURE THAT YOU GIVE YOURSELF ATLEAST (30)
MINUTES TO APPLY FOR EACH ACCOUNT LISTED BELOW.

**MDG FINANCING ** - CLICK HERE TO VISIT “MDG

FINANCING”. (HTTPS://SECURE.MDG.COM/APPLICATION.ASPX?)
MDG FINANCING IS LIKE (HSN/QVC) AND OFFERS UP TO $3,000 IN
CREDIT TO SHOP ONLINE AT THEIR RETAILER, LOW MIMIMUM
PAYMENTS, AND OFFERS PREQUALIFICATION TO GET YOU THE
BEST RATES THAT CAN FIT YOUR BUDGET. THEY OFFER A
PLETHORA OF ITEMS ON THEIR WEBSITE THAT CAN BE FINANCED
SUCH AS (GAMING CONSOLES, LAPTOPS/DESKTOPS,
CAMERAS/DRONES, CELLPHONES, HOME & FURNITURE, MATTRESS
& BEDDING, HDTVS ETC). NORMALLY WITH A FRESH CPN FILE
THEY WILL GIVE YOU A PRE-APPROVED LINE OF CREDIT BETWEEN
($1,200-$1,500).

**ROADLOANS** - CLICK HERE TO VISIT “ROADLOANS”.

(HTTPS://ROADLOANS.COM)
THIS IS A COMPANY THAT WAS EST. BACK IN (2000) BY “TRIAD
FINANCIAL CORPORATION” OWNED BY “THE FORD MOTOR CREDIT
COMPANY”, IN WHICH WAS LATER SOLD TO AN INVESTMENT
GROUP (5 YRS) LATER IN (2005). SANTANDER PURCHASED
“ROADLOANS” IN (2009) AS IT’S DIRECT LENDER. (ROADLOANS)
HAS BUILT SOLID-RELATIONSHIPS WITH AUTO DEALER’S
NATIONWIDE AND OPERATES A PREFERRED NETWORK OF MORE
THAN (14k) AUTO DEALERSHIPS ACROSS THE U.S. THIS TYPE OF
COMPANY SIMPLY GIVES THEIR APPROVED APPLICANTS THE
OPPORTUNITY TO SHOP AROUND FOR QUALITY VEHICLES ALONG
WITH DEALERS BEING ABLE TO RECEIVE CONSUMER LEADS &
FINANCING FOR THEIR CLIENTELE. THIS COMPANY IS SIMPLE AND
STRAIGHTFORWARD WHEN IT COME’S TO BUYING A CAR ONLINE
IN (3) QUICK & EASY STEPS. “APPLY ONLINE. GET YOUR RESULTS
IN LESS THAN ONE MINUTE. START THE SHOPPING PROCESS AT
YOUR SELECTED DEALERSHIP”. (ROADLOANS) HAVE ALSO
PARTNERED WITH “CHRYSLER CAPITAL” HELPING ENHANCE
FINANCING OPTIONS FOR BUYER’S. FROM MY PAST EXPERIENCE
OF DEALING WITH (ROADLOANS) ON A FRESH CPN FILE YOU WILL
BE PRE-APPROVED INBETWEEN ($30K-$50K).

**CAPITAL ONE PLATINUM CARD** - CLICK HERE TO VISIT

“CAPITAL ONE”.
(HTTPS://WWW.CAPITALONE.COM/CREDIT-CARDS/PLATINUM/).

APPLY FOR THIS CARD AND IF GIVEN AN APPROVAL, YOU WILL

MORE THAN LIKELY BE APPROVED FOR A ($300-$500) CREDIT
LINE WITH CAPITAL ONE. THIS WILL NOT BE CONSIDERED A HARD
PULL BUT A SOFT CREDIT PULL. ONCE YOU TAKE THE NECESSARY
STEPS, IT MAY MORE THAN LIKELY SAY YOU’RE NOT APPROVED,
OR THAT YOU ARE APPROVED BUT THAT THEY NEED ADDITIONAL
INFORMATION FROM YOU. YOU WILL THEN NEED TO PRESENT ONE
OF THE FOLLOWING DOCUMENTATION’S THEY ASK FOR.
 (BOOST YOUR SCORE
INSTANTLY)
OKAY SO THIS STEP IS PRETTY STRAIGHT FORWARD AND SIMPLE
WITH BOOSTING YOUR CREDIT SCORE INSTANTLY THROUGH THE
USE OF “EXPERIAN BOOST”. BASICALLY WITH THE CPN YOU ARE
USING YOU NEED TO MAKE SURE THAT IT HAS YOUR REAL FIRST
AND LAST NAME ON THE FILE IN ORDER FOR THIS TO WORK
CORRECTLY. BEFORE YOU ASK “NO” UTILITY BILL’S DOES NOT
AUTOMATICALLY REPORT TO YOUR CREDIT REPORT SO DON’T
EXPECT THAT INFORMATION ALREADY TO BE INCLUDED TO THE
“3” MAJOR CREDIT BUREAUS. EXPERIAN BOOST IS A FREE FREE
THAT CAN BE UTILIZED TO GIVE YOU CREDIT FOR REPORTING THE
UTILITY BILLS YOU ARE MAKING ON-TIME PAYMENTS FOR. THIS
WILL BE AVAILABLE FOR YOUR EXPERIAN CREDIT PROFILE
MEANING THEY WONT HAVE ANY TYPE OF DOINGS WITH YOUR
(TRANSUNION OR EQUIFAX) FILES. BASICALLY EXPERIAN BOOST
HAVE THE ABILITY TO SCAN COSUMERS CREDIT CARDS & BANK
ACCOUNT HISTORIES FOR THEIR ON-TIME UTILITY BILL PAYMENTS
ALONG WITH ANY ELIGIBLE RENT OR STREAMING SERVICES TO
HELP BOOST YOUR CREDIT SCORE. TO GET THIS DONE YOU JUST
NEED MAKE SURE YOU ARE SIGNED INTO YOUR
(WWW.EXPERIAN.COM) ACCOUNT AND SIGN-UP FOR “EXPERIAN
BOOST”. JUST SIMPLY PROVIDE YOUR PERSONAL DETAILS SUCH AS
NAME, DATE OF BIRTH & YOUR EMAIL (CPN INFO) AND THEN
CONTINUE TO CONNECT YOUR CREDIT CARD/BANK ACCOUNT
THAT YOU USE TO MAKE PAYMENTS FOR YOUR BILLS. (YES, YOU
CAN USE YOUR REAL BANK ACCOUNT AND NOT WORRY ABOUT IT
MERGING TO YOUR REAL SSN FILE). THE NEXT THING TO DO IS
SIMPLY VERIFY YOUR PAYMENT’S THROUGH EXPERIAN BOOST
FINDS AND GO THROUGHT THE PROCESS OF CHOOSING TO ADD
THEM ONTO YOUR CREDIT FILE. ONCE YOU COMPLETE THE
PROCESS, GO BACK AND CHECK YOUR “FICO SCORE” YOU
SHOULD SEE AN INSTANT INCREASE, IF NOT THEN GIVE IT A FEW
HOURS AND CHECK BACK AGAIN.
 --------------------------------------------------------------------------------------

(AUTHORIZED USER
TRADELINES)

AU’S (AUTHORIZED USERS) ARE BY FAR THE BEST WHEN IT

COME’S TO BOOSTING CREDIT AND HAVE BEEN AROUND FOR
DECADE’S HELPING PEOPLE WITH GETTING THE LEVERAGE THAT
THEY NEED TO GAIN MORE CREDIT. THESE TRADELINE ACCOUNTS
ARE BY FAR THE MOST USED INSTRUMENTS TO HELP CONSUMERS
WHO HAS NO CREDIT/BAD CREDIT TO IMPROVE THEIR CREDIT.
THESE ACCOUNT’S ARE PRETTY SIMPLE & EASY TO OBTAIN. EVEN
THOUGH THESE ACCOUNTS MAY COME AT A COST DEPENDING ON
IF YOU’RE BUYING FROM A VENDOR OR WHATEVER THE CASE
MAYBE, THEY ARE EASY TO PURCHASE & YOU DO NOT HAVE TO
WORRY ABOUT ANY PAPERWORK WHEN BUYING THESE
TRADELINE ACCOUNTS.

AUTHORIZED USERS ARE CREDIT CARD ACCOUNTS THAT

BELONGS TO SOMEONE ELSE. A (PRIMARY) CARD HOLDER MAY BE
ALLOWED TO “AUTHORIZE” UP TO (4) OR MORE CONSUMERS TO
THEIR CARD ON A MONTHLY BASIS DEPENDING ON THEIR CREDIT
CARD ISSUERS POLICY, BUT THERE ARE SOME CREDIT CARD
ISSUERS THAT DOES NOT HAVE A SET LIMIT ON HOW MANY
“AUTHORIZED USERS” CAN BE ADDED. ALOT OF YOU MAY HAVE
HEARD THE TERM "PIGGY BACKING" WHICH IS JUST ANOTHER
WORDING FOR "AUTHORIZED USER". IT'S VERY IMPORTANT TO
UNDERSTAND THAT THESE TRADELINE'S ARE TEMPORARY
ACCOUNT'S ON YOUR CREDIT FILE AND WILL NOT REPORT
PERMANENTLY ON THE FILE SUCH AS A "PRIMARY TRADELINE", IN
WHICH WE WILL TALK ABOUT LATER. I ADVISE ANYONE WHO USES
 OR PLAN TO USE A "AUTHORIZED USER" TRADELINE, TO MAKE
SURE THAT YOU ARE READY TO APPLY FOR WHATEVER IT IS YOU
WANT TO APPLY FOR BEFORE BUYING A "AUTHORIZED USER"
TRADELINE, FOR THE SIMPLE FACT THAT YOU HAVE A CERTAIN
AMOUNT OF TIME TO LEVERAGE OFF THE "AUTHORIZED USER"
BEFORE THE "AU" STATUS IS REMOVED. I ALWAY'S LET PEOPLE
KNOW TO CHECK WITH (FAMILY/FRIENDS) WHO MAY HAVE
"CREDIT CARD'S" AND HAVE BEEN BUILDING THEIR CREDIT FOR
MORE THAN (24) MONTH'S, AND HAVE BEEN RESPONSIBLE WITH
THEIR "PAYMENT HISTORY" & "CREDIT UTILIZATION". THE REASON
I SAY THAT IS BECAUSE YOU CAN BE ADDED TO THEIR "CREDIT
CARD'S" AS AN "AUTHORIZED USER" AT NO COST, FOR THE
SIMPLE FACT THEY ARE YOUR (FAMILY/FRIENDS) AND THAT WAY
YOU CAN JUST REMAIN AS A "AU" ON THEIR ACCOUNT FOR AS
LONG AS YOU WANT OR AS LONG AS THEY ALLOW YOU.

IF YOU'RE DEALING WITH A "TRADELINE VENDOR" AND WOULD

LIKE TO PURCHASE "AU TRADELINE'S" FROM THEIR COMPANY,
THEN I ADVISE YOU TO ALWAY'S MAKE SURE THAT YOU ASK
QUESTION'S ABOUT ANY TRADELINE YOU ARE INQUIRING ABOUT
BEFORE SENDING YOUR MONEY TO THE VENDOR. BELOW I WILL
LIST A FOUR IMPORTANT QUESTION'S THAT SHOULD ALWAY'S BE
ASKED BEFORE BUYING AN "AUTHORIZED USER" FROM ANYONE.

1. HAS THE CARD HOLDER MISSED ANY PAYMENTS WITHIN THE

PAST (24) MONTH'S?. (CREDIT SCORING SYSTEM'S ONLY PAY
ATTENTION TO THEIR PAST CREDIT BAHAVIOR'S OF THE LAST (24)
MONTH'S.

2. WHAT IS THE (CREDIT UTILIZATION RATIO) ON THE CARD? (YOU

ALWAY'S WANNA MAKE SURE IT'S 10% OR LESS).
3. HOW MUCH IS THE "LINE OF CREDIT" BALANCE ON THE CREDIT
CARD?.

4. HOW LONG HAS THE "AU" ACCOUNT BEEN OPTION.,

ONCE YOU GET THE CORRECT ANSWER'S YOU ARE LOOKING FOR
THEN THE NEXT STEP, WOULD BE TO GO AHEAD AND GRAB THE
TRADELINE IF YOU RECEIVE THE ANSWER'S THAT YOU NEED.
(VERY IMPORTANT, TO ALWAY'S BUY TRADELINE'S THAT HAS A
MINIMUM HISTORY OF "2 YRS"). IF YOU'RE BUYING MULTIPLE
"AUTHORIZED USER" ACCOUNT'S THEN MAKE SURE THAT THE
"POSTING DATE'S" OF THE CARD'S IS CLOSE TO EACH OTHER,
BECAUSE YOU DON'T WANT TO BUY TRADELINE'S AND THE FIRST
ONE REPORT'S ON THE (4TH) OF THE MONTH, AND YOUR SECOND
ONE HAS A POST DATE ON THE (23RD) OF THE MONTH BECAUSE
REMEMBER YOU WILL BE REMOVED FROM THE "AU" WITHIN "30-
45" DAY'S FROM THE DAY AFTER THE FIRST REPORT. AT THE TIME
OF THIS WRITING, ALOT OF THE TRADELINE VENDOR'S THAT USE
TO REPORT THEIR TRADELINE'S TO (CPN'S) DOESN'T REPORT
THEM TO "CPN FILE'S" ANYMORE FOR THEIR OWN PERSONAL
REASON'S.

" BELOW I WILL GIVE A BREAK DOWN FORMULA OF HOW TO

PURCHASE YOUR TRADELINE'S WITH A NEW CPN FILE, AND OR
BRAND NEW CONSUMER CREDIT FILE ".

OKAY SO LET'S SAY YOU WANT TO GET YOU OR ONE OF YOUR

CLIENT'S A NEW CAR, PERSONAL LOAN OR JUST SIMPLY ANY TYPE
OF LENDING W/THE LOWEST INTEREST RATE AS POSSIBLE.
You will either have a NEW CPN file/Clean consumer credit file that
for the most part will have "NO HISTORY" reporting to the credit
file. You will alway's need atleast (30%) of "Available Credit" Vs
whatever it is you want to apply for to have a GREAT chance to
possibly get it with no money or just a few dollar's out your own
pocket.

(EXAMPLE) - The car you want to purchase is roughly around the

($60,000) price range, and you want to lease this vehicle with
possibly WITH NO MONEY DOWN, or even if it's a certain amount
of a loan you want to get approved for, then you will need to
make sure that you have that (30%) of unused credit. So (30%) of
($60,000) will be around "$18k" that you will need to having
reporting before you can go APPLY for what you're trying to get
without having to come out of your pocket. Okay, so now you will
need to go out and purchase "Authorized User" Tradeline's that
will give you that (30%).

-Authorized User's-
-------------------

Barclay's: $6,500
Well's Fargo: $2,500
U.S. Bank: $9,000
________________

Total Credit Limit's:

($18,000)
 WHEN BUYING AUTHORIZED USER TRADELINES USE THE
FORMULA I HAVE GIVEN YOU ABOVE. YOU ARE MORE THAN
WELCOME TO PURCHASE MORE THAN YOU WILL NEED, BUT
ALWAYS BE SURE TO REMEMBER NEVER LESS THAN (30%) OF
YOUR APPLICATION. WHENEVER YOU APPLY FOR A LOAN OR
CREDIT CARD, THE BANKS WILL ALWAYS FEEL LIKE YOU ARE
GETTING CREDIT BECAUSE YOU WANT TO GET IT, NOT BECAUSE
YOU NEED IT. VERY VITAL TO REMEMBER!!.
ALWAYS BE SURE THAT WHEN BUYING AUTHORIZED USER
TRADELINES THAT YOU BE SURE TO CHECK AND MAKE SURE THAT
THE LINE’S YOU ARE BUYING DOES NOT HAVE NOMORE THAN
(10%) UTILIZATION ON THEM. CREDIT UTILIZATION SIMPLY MEANS
THE AMOUNT OF MONEY BEING USED FROM THE CARD HOLDERS
ACTUAL CREDIT LIMIT. FOR EXAMPLE: A $10,000 CREDIT LIMIT
CARD SHOULD NEVER EXCEED ($1,000) IN ORDER FOR YOU TO
GET GOOD RESULTS FROM THE TRADELINE ASWELL AS ACTUALLY
BOOSTING YOUR SCORE. THE MORE UTILIZATION ON A CARD WILL
HURT YOUR CHANCE’S OF BEING APPROVED FOR NEW CREDIT.
ANOTHER THING THAT’S IMPORTANT TO BE SURE OF IS THAT
WHEN BUYING MULTIPLE AUTHORIZED USER TRADELINES YOU
HAVE TO UNDERSTAND AND KNOW THAT YOU NEED TO GET
LINE’S WITH CLOSE POSTING DATES. YOU DO NOT WANT TO BUY
A AU TRADELINE THAT POSTS ON THE (2ND) OF THE MONTH, AND
PURCHASE ANOTHER ONE THAT POSTS ON THE (24TH) OF THE
MONTH. REASON FOR THAT IS BECAUSE THESE ACCOUNT’S ARE
ONLY TEMPORARY ON YOUR CREDIT FILE AND WILL BE REMOVED
BY THE CC HOLDER ROUGHLY BETWEEN (30-60) DAYS, UNLESS
YOU ARE PERSONALLY ADDED ONTO A FAMILY MEMBER OR
FRIENDS CREDIT CARD. THIS IS VERY VERY VERY VITAL TO
REMEMBER.
BE SURE TO BE (100%) READY TO APPLY FOR WHATEVER IT IS
THAT YOU NEED BY THE TIME YOUR ACTUAL AUTHORIZED USER
TRADELINES HIT YOUR CREDIT PROFILE, YOU ONLY HAVE
ROUGHLY BETWEEN (30-60) DAYS.
EVERY SINGLE AUTHORIZED USER ACCOUNT THAT YOU PURCHASE
WILL BE LINKED TO THE ADDRESS OF THE PRIMARY CARD
HOLDER, SO IF IT POSSIBLE WITH YOUR VENDOR OR WHOEVER
YOU ARE PURCHASING TRY TO PURCHASE ALL YOUR LINES FROM
JUST (1) PERSON OR COMPANY. YOU WILL WANT TO BE SURE THAT
MAJORITY OF THE TRADELINES YOU PURCHASE, IF NOT ALL OF
THEM ARE LINES THAT HAVE THE SAME REGISTERED ADDRESS
BECAUSE YOU DON’T WANT TO HAVE TO MANY DIFFERENT
ADDRESSES REPORTING ON YOUR CREDIT REPORT, BECAUSE
THEN YOU WILL EVENTUALLY HAVE TO GO THROUGH THE
PROCESS OF HAVING TO DISPUTE THE EXTRA ADDRESSES FROM
YOUR CREDIT REPORT. GOOD LUCK!!

(ESTABLISHING PRIMARY
TRADELINES)

PRIMARY TRADELINES ARE SIMPLY TRADELINES WHERE YOU WILL

BE CONSIDERED THE MAIN ACCOUNT HOLDER OF THAT ACCOUNT
THEREFORE MAKING YOU THE PRIMARY HOLDER. THESE TYPE OF
TRADELINES CAN BE ADDED TO YOUR CREDIT FILE IN VARIOUS
DIFFERENT WAYS. I WILL GIVE YOU A RUNDOWN OF SOME WAY’S
TO GET YOU SOME PRIMARIE’S STARTED ONTO YOUR CLEAN NEW
CPN FILE. PLEASE REMEMBER THAT UNLIKE “AUTHORIZED USER
TRADELINES” PRIMARY TRADELINES ARE PERMANENT ONTO YOUR
CREDIT FILE AND WILL REPORT FOR UP TO (7) YEARS AS “PAID IN
FULL” AND OR “OPEN PAID AS AGREED”. THE UNDERSTANDING OF
PRIMARY TRADELINES IS THAT YOU WANT TO DO THE FOLLOWING
IN WHICH I WILL EXPLAIN SOMETHING TO YOU. LET’S JUST SAY
THAT YOU WOULD LIKE TO GET A ($50K) LOAN, YOU WILL NEED
TO HAVE ATLEAST (30%) REPORTING AS “OPEN PAID AS AGREED”
ACCOUNT’S AND OR A “CLOSED PAID IN FULL” ACCOUNT OF
 (100%) OF THE LOAN AMOUNT YOU DESIRE. LET’S DO A
BREAKDOWN:

THIS FORMULA I AM GOING TO GIVE YOU BELOW IS PRETTY

SIMILAR TO USING “AU TRADELINES”

HERE ARE A COUPLE EXAMPLES:

OPEN PRIMARY TRADELINES: CLOSED PRIMARY TRADELINES:
INSTALLMENT LOAN: $8,500 INSTALLMENT LOAN: $40 ,000

REVOLVING CREDIT: $3,000

REVOLVING CREDIT: $5,500 TOTAL LIMITS: $40,000
TOTAL LIMITS: $17,000

“MY ADVICE WOULD BE RECOMMENDED TO WAIT ROUGHLY (30-

60) DAYS, DEPENDING ON THE METHOD THAT YOU USE TO SEE
THE EFFECT’S TAKE PLACE ON YOUR CREDIT PROFILE REPORT. BE
PATIENT AND BE STRATEGIC TO GET THE BEST RESULTS.

(HERE WE WILL GO OVER 3 STRAIGHTFORWARD

WAY’S TO CREATING A PRIMARY)
RENTAL TRADELINES
PRIMARY CARD DEPOSIT TRADELINES
UCC1 STATE FILINGS

#1. RENTAL TRADELINES

 THIS TYPE OF TRADELINE IS VALUABLE TO SOMEONE WHO HAS
JUST GOTTEN RID OF NEGATIVE ACCOUNT’S ON THEIR CREDIT
REPORTS AND OR A BRAND (9-DIGIT) CPN FILE. BELOW I WILL
GIVE YOU A NAME OF COMPANIE’S THAT CAN POST UP TO (2) YRS
OF RENTAL HISTORY ONTO YOUR BRAND NEW REPAIRED CREDIT
FILE OR BRAND NEW CLEAN CPN FILE. THESE TYPES OF PRIMARY
TRADELINES WILL HAVE A BIG IMPACT ON YOUR CREDIT SCORE
THE MOST. MAJORITY OF THESE TYPES OF PRIMARY TRADELINES
ONLY WILL REPORT TO (2) OF THE MAJOR CREDIT BUREAUS
(EXPERIAN/TRANSUNION), SO HOPEFULLY SOONER THAN LATER
THEY START REPORTING TO (EQUIFAX). I CAN HONESTLY SAY THAT
THESE PRIMARY TRADELINE’S ARE GOOD FOR BUILDING A
STRONG CREDIT FILE, INCREASING YOUR SCORE, AND ALSO
GREAT FOR GETTING APPROVED FOR SMALLER CREDIT CARDS
AND RENTALS.

(ONE THING THAT YOU NEED TO KNOW AND UNDERSTAND IS

THAT THESE RENTAL REPORTING COMPANIES ARE NOT IN THE
BUSINESS OF SELLING “TRADELINES”, THEY ARE ONLY HERE TO
REPORT RENT. DO NOT CALL/EMAIL THEM ASKING ABOUT THEIR
TRADELINES ETC).
TO GET STARTED WITH THIS PROCESS YOU WILL NEED TO GET
TOGETHER A FEW DOCUMENTS THAT YOU ARE GOING TO NEED IN
ORDER FOR THINGS TO RUN SMOOTHLY AND WORK IN YOUR
FAVOR. (PLEASE PAY ATTENTION).
: YOU WILL NEED TO GATHER A LEASE AGREEMENT FOR YOUR
CURRENT STATE (YOU CAN GOOGLE “CURRENT STATE LEASE
AGREEMENT”.
: YOU WILL NEED A FRIEND OR FAMILY MEMBER TO HELP YOU
WITH GETTING THIS TRADELINE ASWELL, BECAUSE THEY WILL BE
ACTING AS THE LANDLORD WHEN THE RENTAL COMPANY THAT
YOU ARE GOING THROUGH CALL TO VERIFY YOUR PAYMENT
HISTORY AS THE TENANT. I DO STRONGLY SUGGEST FINDING A
REAL LANDLORD TO HELP MAKE THIS PROCESS MUCH
SMOOTHER, BUT IT REALLY BOILS DOWN TO YOUR SITUATION AND
IF YOU HAVE ACCESS TO REAL LANDLORD THAT WILL BE WILLING
TO HELP YOU WITH THIS PROCESS.
: IF YOU’RE GOING TO BE USING A RANDOM ADDRESS TO DO THIS
METHOD WITH THEN YOU NEED TO MAKE SURE YOU KNOW THE
ACTUAL NAME OF THE HOMEOWNER, BECAUSE THAT NAME IS
WHAT WILL NEED TO BE PUT ON THE LEASE AGREEEMENT, AND
ALSO IS THE NAME THAT THE COMPANY WILL CALL YOUR
FRIEND/FAMILY MEMBER BY WHEN THEY CALL TO DO THE
PHONE/EMAIL VERIFICATION.
: YOU WILL NEED TO MAKE SURE (100%) THAT YOUR FRIEND OR IF
USING A REAL LANDLORD KNOW THAT THE COMPANY WILL BE
GIVING THEM A CALL AND TO BE ON POINT WITH ALL THE
CORRECT INFORMATION SO THAT THERE IS NO MISHAPS DURING
THE PROCESS OF VERIFICATION. I WOULD ADVISE GETTING A
COPY OF THE LEASE AGREEMENT TO THEM ASWELL SO THAT
THEY CAN GO OVER IT AND STUDY IT ALSO THAT WAY ALL PARTIES
ARE ON THE SAME PAGE. MORE THAN LIKEY YOU CAN EXPECT A
QUICK CALL FROM THE COMPANY THAT MORE THAN LIKELY WILL
BE A QUICK PROCESS IN THE LIKES OF SOMETHING LIKE THIS.
“HEY THIS ETC FROM (WHATEVER COMPANY YOU’RE REPORTING
YOUR RENT THROUGH), I AM CALLING JUST TO VERIFY SOME
RENTAL INFORMATION ON ONE OF YOUR TENANTS. HOW LONG
HAVE THEY BEEN STAYING ETC?, WHAT IS THE AMOUNT THAT
HE/SHES PAY MONTHLY?, HAVE THEIR EVER BEEN ANY
MISSED/LATE PAYMENTS FROM THIS TENANT?”.
: AFTER THE PROCESS IS DONE AND COMPLETED FOR
VERIFICATION, ALL YOU HAVE TO DO IS SIT BACK AND WAIT
AROUND ABOUT (21-32) DAYS FOR THE TRADELINE TO REPORT TO
YOUR CREDIT PROFILE AND YOU WILL MORE THAN LIKELY SEE A
INCREASE IN SCORE OF ABOUT (50-100) POINTS, BUT THAT WILL
VARY ON THE AMOUNT THAT YOU REPORTED YOU PAY MONTHLY
AS RENT AND OR IF YOU CHOOSE TO SEND IN MORE THAN (1)
LEASE AGREEMENT.
 SIDE NOTE: YOU ARE ALLOWED NOW TO REPORT UP TO (2) YRS
CLOSED, MEANING THAT (2YRS) PAID ON TIME RENT THAT’S
VERIFIED THROUGH A LEASE AND YOU CAN ALSO DO AN OPEN
LEASE FOR (7+) MONTHS.

THESE ARE SOME OF THE COMPANIES THAT OFFER THIS

SERVICE TO CONSUMERS, BUT THERE MAY BE MORE ALL
YOU HAVE TO DO IS JUST GOOGLE “RENT REPORTING
SERVICES” AND YOU SHOULD BE ABLE TO FIND SOME
COMPANIES THAT I DIDN’T MENTION BELOW:

#1. RENTAL KHARMA – (HTTPS://WWW.RENTALKHARMA.COM/)

(INDIVIDUAL RENTER)

 Setup Fee $75

 Includes ALL Past Rental History at your current rental address
 Ongoing Reporting Fee $8.95 per month, starts 30 days after
setup
 Ongoing Reporting is required to keep your account open and
current
 No Contract
 No Credit Check
 Cancel Anytime

(ADD SPOUSE OR ROOMMATE)

 $25 One-Time Fee to Add a Spouse or Roommate
 $5.00 Added Monthly Fee for a Spouse or Roommate
#2. ROCK THE SCORE – (HTTPS://ROCKTHESCORE.COM/)
THIS IS ONE OF THE RENT REPORTING COMPANIES THAT REPORTS
DIRECTLY TO (TRANSUNION/EQUIFAX)

#2. CREDIT RENT BOOST – (HTTPS://CREDITRENTBOOST.COM/)

- ONGOING RENT REPORTING -

* AS LOW AS $4.08/ MO
* SCORE INCREASES OVER TIME
* ACCOUNT SHOWS IN LESS THAN 2 WEEKS
* REPORTING FROM TODAY FORWARD

- PAST RENT REPORTING -

* AS LOW AS $2.70 / MO
* AVERAGE SCORE INCREASE 20 - 60 POINTS
* RESULTS IN LESS THAN 2 WEEKS
* UP TO THE LAST 2 YEARS OF HISTORY

- PAST & ONGOING REPORTING -

* AS LOW AS $3.17 / MO
* AVERAGE SCORE INCREASE 30 - 100 POINTS
* RESULTS IN LESS THAN 2 WEEKS
* UP TO THE LAST 2 YEARS OF HISTORY

THEY ALSO HAVE THE LISTING PRICE’S AND INFORMATION FOR

(LANDLORDS) ASWELL. JUST CLICK THE LINK BELOW TO GET
MORE DETAILS ON THE (LANDLORDS) SIDE OF THINGS.

CLICK HERE (https://www.creditrentboost.com/landlords/)

#4. RENT REPORTERS – (HTTPS://WWW.RENTREPORTERS.COM)

 Monthly Plan

$9.95 per month

+ $94.95 one-time signup fee

3 monthly payments of $31.65

“CLICK BELOW TO SIGNUP TODAY”

Enroll Now

Free Credit Score ($0)

Credit Dashboard

Personal Credit Specialist

24 months of Rent History (TRANSUNION/EQUIFAX)

Monthly Reporting

Expert Financial Literacy Resources

Expedited Reporting With RentCheck ($0)

Spouse/Roommate Discount ($50)

Additional Landlord ($50)

most popular

Annual Plan

$7.95 per month

billed annually + one-time $94.95 signup fee

3 monthly payments of $31.65

“CLICK BELOW TO SIGNUP TODAY”

Enroll Now
 Free Credit Score ($0)

Credit Dashboard

Personal Credit Specialist

24 months of Rent History (TRANSUNION/EQUIFAX)

Monthly Reporting

Expert Financial Literacy Resources

Expedited Reporting With RentCheck

Spouse/Roommate Discount ($50)

Additional Landlord ($50)

VIP Expedited Reporting (3-5 days) ($0)

#5. BOOM – (https://finmasters.com/go/boom/)

BOOM IS A GREAT RENT REPORTING SERVICE THAT I
HIGHLY RECOMMEND BECAUSE THEY REPORTS TO ALL (3)
MAJOR CREDIT BUREAUS. THEY ALSO HAVE TECHS THAT
PUTS IN THE WORK TO GET YOUR DATA VERIFIED. PLENTLY
OF BOOM USERS HAVE BEEN VERIFIED IN LESS THAN (24)
HRS ASWELL REPORTED SOON AFTER BEING VERIFIED. I
HAVE HAD CLIENTS WHO HAVE USED BOOM ON
NUMEROUS OCCASSIONS AND HAVE GOTTEN THEIR CREDIT
PROFILE UPDATED IN LESS THAN (2) WEEKS.

Signup Cost:
$10

Subscription Cost:
$2/month

Past 24 Months Cost:

 $25

#6. LEVEL CREDIT – (https://www.levelcredit.com/)

WITH LEVEL CREDIT YOU WILL BE ABLE TO ADD RENT, CELL

PHONE & UTILITY PAYMENTS TO YOUR CREDIT SCORE.

LevelCredit Subscription
$6.95/mo

Add monthly payments to your credit score

Key Features

 Adds rent, cell phone and utility payments

 Major credit bureaus
 Track score building
 Credit score insights
 $1M Identity Theft Insurance

LookBack (optional)
$49.95/one-time

Adds up to 2 years of past payments

Key Features

 Build credit fast

 Finds past rent, cell phone and utility payments
 Bundle up to 24 months past payments
 One-time fee
 Big average score increase
  --------------------------------------------------------------------------
-----------------------------------------------------------

AFTER YOU HAVE CHOSEN ONE OF THE COMPANIES LISTED

ABOVE, YOU WILL NEED TO CHECK WHICH BUREAUS THAT
COMPANY IS CURRENTLY REPORTING TOO ALONG WITH ANY
UPDATED FEE’S ETC. NOW ONCE THAT IS DONE YOU WILL NEED
GATHER THE FOLLOWING DOCUMENTATION:

1. DRIVERS LICENSE OR ALTERNATE ID. IE:

PASSPORT
2. LEASE AGREEMENT

YOU WILL THEN NEED TO FILL OUT THE LEASE AGREEMENT

CAREFULLY, IF YOU WANT TO HAVE “CLOSED PAID AS
AGREED” ACCOUNTS, YOU WILL NEED TO SEND IN A
BACKDATED LEASE AGREEMENT. IF YOU JUST WISH TO
HAVE A “CURRENT OPEN ACCOUNT”, YOU WILL SIMPLY
NEED TO SEND IN A LEASE THAT HAS ATLEAST (7) MONTHS
OLD. THE GOOD THING ABOUT IS YOU CAN ALSO DO A MIX
BY GETTING BOTH LEASES SENT IN. (EXAMPLE: 24
MONTHS BACKDATED & ALSO “7” MONTHS CURRENT).

NOW YOU WILL NEED TO CALL YOUR FRIEND/FAMILY

MEMBER TO GET THEM ON-BOARD AND GET THE DETAILS
TO THEM ASWELL TO GET THEM ON THE SAME PAGE FOR
THE NEXT PART OF THIS PROCESS. BE SURE TO EXPLAIN
THAT SOMEONE WILL BE CALLING THEM TO VERIFY YOUR
RENTAL HISTORY THAT’S APPLIED TO THE LEASE
AGREEMENT. THEY MUST KNOW THE DATE YOU MOVED IN,
THE AMOUNT OF RENT IT IS YOU PAY ETC. IF YOU DECIDE
TO GO THE FRIEND ROUTE YOU NEED TO MAKE SURE
HE/SHE USES THE NAME OF THE ACTUAL LANDLORD THAT
OWNS THE PROPERTY THAT YOU ARE PUTTING DOWN ON
THE LEASE AGREEMENT.

NOW WE GET TO THE GOOD PART AND THAT’S CALLING

THE RENTAL REPORTING COMPANY THAT YOU HAVE
SELECTED. YOU WILL INFORM THEM ON WHAT IT IS THAT
YOU WOULD LIKE TO REPORT AND FOLLOW THEIR
 PROCESS OF GETTING IT DONE. YOU WILL BE ASKED TO
EMAIL OVER A COPY OF YOUR LEASE/LEASE’S, ONCE THEY
HAVE RECEIVED AND COMPLETED YOUR PAYMENT. ONCE
THAT IS DONE, IT WILL THEN BE TIME FOR THEM TO
CONTACT YOUR FRIEND WHO WILL BE ACTING AS THE
LANDLORD OF THE PROPERTY, SO HE/SHE NEED’S TO
BECOME THE OWNER OF THE PROPERTY AT THIS POINT TO
GET PAST THE LAST FEW STEPS OF THIS PROCESS. AFTER
ALL IS DONE WITH THE VERIFICATION PROCESS, SIT BACK
AND WAIT (21-32) DAYS AND YOU’RE GOOD TO GO.

#2. SECURED CARD EXPLOITATION

TRADELINES

IN THIS METHOD WE WILL BE TAKING ADVANTAGE

OF THE WAY CREDIT BUREAUS REPORT “SECURED
CREDIT CARDS” AND EXPLOITING THEIR PROCESS
OF REPORTING A CREDIT CARD PROVIDER
INFORMATION. ONCE YOU OPEN A “SECURED
CREDIT CARD” IT IS THEN INSTANTLY REPORTED
TO THE CREDIT BUREAU’S INSTANTLY. (PRETTY
SWEET RIGHT?). ONCE YOU FILL OUT A
APPLICATION FOR A “SECURED CREDIT CARD” &
MAKE YOUR DEPOSIT FEE TO THE CARD, AND THE
INFORMATION DOES NOT SHOW UP INSTANTLY (DO
NOT PANIC) BECAUSE IT IS STILL ALREADY
TRANSMITTED TO THE CREDIT BUREAU’S. LET’S
GET INTO EXPLOITING THE AUTOMATED SYSTEM.
BEFORE YOU GET TO THINKING ABOUT HOW WILL THIS
WORK OR WHATEVER THE CASE MAYBE IF YOU’RE
SOMEONE WHO DON’T HAVE ANYTHING ON THERE CREDIT
PROFILE AND WONDERING HOW COULD IT WORK IF YOU
DON’T EVEN QUALIFY FOR A “UNSECURED CREDIT CARD”.
JUST SIT BACK AND LET ME EXPLAIN TO YOU. (WE WILL BE
GOING AFTER THE SECURED CREDIT CARDS) TO MAKE THIS
PROCESS WORK FOR US.
FIRST THING IS FIRST, YOU WILL NEED TO CLEARLY
UNDERSTAND THAT YOU WILL NEED TO HAVE ATLEAST
($500) MIMIMUM ON A DEBIT CARD IN ORDER FOR THIS TO
WORK THE WAY WE WANT AND NEED IT TO WORK. I KNOW
SOME PEOPLE MAY BE THINKING THAT ($500) IS A LOT
BUT TRUST ME AT THE END OF THIS PROCESS WE’RE
GOING TO GO THROUGH YOU WILL HAVE YOUR ($500)
BACK. YOU’RE ONLY USING THE ($500) TO MAKE THE
INITIAL-DEPOSIT TO FUND THE CARD. ONCE THE DEPOSIT
IS MADE IT WILL THEN AUTOMATICALLY PUSH THE LENDER
TO REPORT THE THE NEW “SECURED CREDIT CARD” TO
THE CREDIT BUREAU’S & SINCE CREDIT CARD LENDERS
REPORT THESE CARDS RIGHT AWAY, IT WILL THEN MAKE A
“OPEN ACCOUNT IN GOOD STANDING” APPEAR ONTO
YOUR CREDIT PROFILE WITHOUT ANY EFFORT. THE
SMOOTH PART ABOUT THIS METHOD IS THAT IT WILL LOOK
LIKE A REGULAR CREDIT CARD IN GOOD STANDING. (NOT
AN AUTHORIZED USER NOR CO-SIGNER) BUT A REAL
PRIMARY TRADELINE).
FOR MOST OF YOU OUT THERE THAT’S READING THIS I
KNOW YOU MAY OR MAY NOT BE ON A BUDGET, SO FOR
THE ONE’S THAT’S ON A BUDGET, YOU CAN SELECT ANY
LIMIT YOU WANT AS LONG AS IT’S IN THE RANGE OF WHAT
I AM GOING TO LIST BELOW WHEN I GIVE YOU THE CARD
ACCOUNTS I’VE HAD GREAT SUCCESS WITH AND STILL
USES TILL THIS DAY.
OKAY SO, AFTER THE DEPOSIT IS MADE YOU WILL THEN
HAVE THE MONEY YOU DEPOSITED ONTO THE “SECURED
CREDIT CARD”, AND ONCE YOU SEE THAT IT IS REPORTING
TO THE CREDIT BUREAU’S WITH THE CORRECT
INFORMATION YOU APPLIED WITH, YOU ARE THEN GOING
TO TAKE THE STEP’S TO GET THE MONEY BACK INTO YOUR
DEBIT ACCOUNT WITHOUT LOSING A DOLLAR. THE BEST
PART OF THIS IS THAT YOU CAN GO AHEAD AND REPEAT
THIS PROCESS WITH DIFFERENT “SECURED CREDIT CARD”
COMPANIES, AS MANY TIMES AS YOU WOULD LIKE. THE
MORE CARD’S THAT YOU DO THEN THE MORE ACCOUNT’S
YOU WILL HAVE SHOWING IN GOOD STANDING AND THAT
IN ITSELF MAKE’S FOR A STRONG CREDIT PROFILE. THESE
WILL BE NEW ACCOUNT’S ONCE THEY START REPORTING
SO YOU WILL SEE A DROP IN YOUR CREDIT SCORE UNTIL
THEY START REPORTING MORE FREQUENTLY. ROUGHLY
AROUND (30) DAYS YOU WILL START TO SEE YOUR CREDIT
SCORE RISE AGAIN AND INCREASE IN THE PROCESS OF
THESE CARD’S REPORTING WITH ABOUT (10-20) POINTS
PER CARD THAT YOU GET DONE. REMEMBER WHAT I SAID
ABOUT THE MORE OF THESE CARDS YOU HAVE
REPORTING, THEN THE MORE OPPORTUNITIES YOU WILL
HAVE TO DO WITH YOUR CPN AND OR REAL CREDIT
PROFILE.

THESE ARE CARDS THAT I RECOMMEND

WELLS FARGO CITI SECURED
SECURED MASTERCARD
$300-$10,000 $200-$2,500
U.S BANK SECURED DISCOVER IT
$300-$5,000 SECURED
$200-$2,500
MERRICK BANK OPEN SKY SECURED
SECURED VISA
$200-$3,000 $200-$3,000
 THE PROCESS……
OKAY SO TO GET THIS PROCESS STARTED WE ARE GOING
TO CHOOSE ONE OF THE ABOVE CREDIT CARD ISSUERS
THAT WE WOULD LIKE TO USE. YOU DON’T HAVE TO USE
THE CARD COMPANIES I LISTED BECAUSE YOU CAN SIMPLY
USE ANY COMPANY THAT REPORTS TO CREDIT BUREAUS
AND OFFER A SECURE CREDIT CARD DEPOSIT PROGRAM.
THEN YOU WILL GO AHEAD AND FILL OUT THE
APPLICATION FOR THE “SECURED CREDIT CARD” ONLINE
WITH YOUR CPN INFORMATION OR REAL SSN
INFORMATION, AND MAKE SURE THAT EVERYTHING IS
CORRECT FROM THE (NAME, DOB, EMAIL, ADDRESS ,
PHONE #, & EMPLOYER INFORMATION). ALL OF THIS
INFORMATION SHOULD BE THE SAME AS IN ANY OTHER
INFORMATION YOU HAVE APPLIED FOR AND THIS WILL
GIVE CAUSE FOR A EVEN SMOOTHER PROCESS FOR US TO
GET THIS DONE AND COMPLETED WITHOUT ANY HICCUPS.
THE NEXT THING YOU WANNA DO IS GO AHEAD AND FUND
THE ACCOUNT WITH THE AMOUNT THAT YOU CHOOSE TO
FUND THE ACCOUNT WITH THAT’S WITHIN THE RANGES I
LISTED ABOVE IF YOU’RE USING ONE OF THOSE
COMPANIES. YOU MUST USE A (DEBIT CARD) WHEN
FUNDING THE ACCOUNT BECAUSE THIS IS WHERE YOUR
MONEY WILL BE REFUNDED BACK TOO. REMEMBER THAT
THESE CARDS ARE “SECURED CREDIT CARDS” SO THEY
WILL REPORT INSTANTLY AND ONCE THEY DO YOU NEED
TO DOUBLE-CHECK THAT EVERYTHING IS CORRECT AS
FOLLOWS:
1. CORRECT LIMIT YOU DEPOSITED
2. NO ADDITIONAL INFORMATION WAS ADDED TO
THE CREDIT PROFILE
 NEXT WE MOVE ON TO MAKING SURE THAT EVERYTHING IS
REPORTING CORRECTLY FOR US, AND IF ANYTHING IS REPORTING
WRONG THEN YOU WILL NEED TO CONTACT THE CARD ISSUER
ASAP AND GET THE INFORMATION CORRECTED BEFORE WE
FINISH OFF THIS METHOD OF EXPLOITING THE AUTOMATED
SYSTEM. CAN BE FROM A INSTANT PROCESS-30 DAY PROCESS.
LET’S JUST SAY EVERYTHING IS ON THE UP AND UP AND NOTHING
IS MIS-REPORTED TO THE CREDIT BUREAUS, YOU WILL THEN SEE
YOUR ACCOUNT REPORTING AS “PAID AS AGREED”. ONCE YOU
SEE THAT THEN IT TIME TO GO FOR THE KNOCK OUT PUNCH AND
CONTACT THE LENDER TO CLOSE THE ACCOUNT. CONTACT THEM
VIA PHONE BY CALLING THEIR (CUSTOMER SERVICE) NUMBER ON
THEIR WEBSITE. ONCE YOU ARE ON THE PHONE WITH THEM BE AS
NICE AS POSSIBLE AND JUST LET THEM KNOW THAT YOU NO
LONGER WANT THE CARD AND WOULD LIKE TO HAVE YOUR
MONEY REFUNDED BACK ONTO YOUR DEBIT CARD. (HAHAHA).
THEY WILL THEN START THE PROCESS OF REFUNDING YOUR
MONEY BUT GUESS WHAT THE ACCOUNT WILL REMAIN ON YOUR
CREDIT REPORT FOR UP TO (7) YRS AS A PRIMARY TRADELINE,
AND THE BEST PART OF IT ALL IS THAT IT WILL MOLD YOUR SCORE
THE ENTIRE TIME. (PRETTY DOPE RIGHT?).

SIDE NOTE: IF YOU DO SO HAPPEN TO RECEIVE THE CARD IN

THE MAIL BEFORE YOU GET THE CHANCE TO CALL AND GET YOUR
REFUND BACK.. DO NOT ACTIVE THE CARD.
LETS KEEP IT MOVING TO THE NEXT PART
OF THIS JOURNEY….

#3. UCC-1 STATE FILINGS

 OKAY SO HERE IN THIS PROCESS WE GONE TURN IT UP A NOTCH
AND REALLY GET THING’S ON THE BALL AND ROLLING WITH SOME
(UCC1 STATE FILING’S) TO HELP STRENGTHEN OUR PUBLIC
RECORDS. (UCC1 STATE FILINGS) ARE JUST FINANCIAL-RECORDS
THAT IS PUBLISHED BY YOUR LOCAL CLERK’S OFFICE. IN A
ROUNDABOUT, IT’S JUST A COURT DOCUMENT THAT IS POSTED
ONLINE, WHICH MAKE’S THIS A PUBLIC RECORD. AS MENTIONED
BEFORE, YOUR PUBLIC RECORD PLAY’S A BIG PART IN GETTING
APPROVALS FROM CREDITORS, LENDERS, AND FINANCIAL
INSTITUTIONS, SO WITH THAT BEING SAID THIS TECHNIQUE AND
METHOD IS GREAT FOR THOSE WHO HAVE WEAK CREDIT FILE’S
RATHER IT’S A CPN OR SOMEONES REAL SSN CREDIT PROFILE FOR
THE SIMPLE FACT THAT IT WILL HELP BOOST THE CREDIT SCORE
GIVING AN EXTRA BOOST TO YOUR PUBLIC RECORD AT THE SAME
TIME.
THE PEOPLE WHO DOESN’T KNOW WHAT A PUBLIC RECORD IS,
I’LL BREAK IT DOWN FOR YOU IN SIMPLER TERMS. (PUBLIC
RECORD) – IS A RECORD THAT IS MADE AVAILABLE BY THE
GOVERNMENT OR ANY REPORTING AGENCY ESTABLISHING YOUR
IDENTITY AS ACCURATE INFORMATION. SO, THAT JUST MEAN’S
THAT YOU HAVE FILLED OUT SOME TYPE OF DOCUMENTATION OR
FORM THAT HAS BEEN MADE PUBLIC INFORMATION, AND THAT’S
HOW BANKS/LENDERS GET ACCESS THROUGH RESEARCH TO
YOUR PUBLIC RECORD IN THEIR PROCESS OF ANY LOAN
UNDERWRITING OR MAKING THE DECISION TO APPROVE YOU FOR
ANY APPLICATION YOU APPLY FOR. ONCE THE INFORMATION IS
MADE PUBLIC RECORDS AND THE (3) MAJOR CREDIT BUREAUS
PICK UP ON THE INFORMATION, YOU WILL THEN START TO SEE A
BOOST BEING MADE TO YOUR CREDIT SCORE. IT’S A EASY
PROCESS ASWELL AS CHEAP ON TOO, BUT IT’S MORE OF A
PROCESS OF HAVING PATIENCE BECAUSE IT CAN ALSO TAKE UP
TO (2) MONTHS TO REPORT TO YOUR CREDIT PROFILE. (WORTH
THE WAIT FOR SURE).
 ‘EXAMPLE OF HOW THIS WORKS’
OKAY SO LET’S JUST SAY THAT “MARCUS” & “TINA” ARE CLOSE
FRIENDS OR JUST CLOSE ASSOCIATES, AND “MARCUS” SELL’S
SOMETHING OF VALUE TO HIM TO “TINA”. A LOT OF PEOPLE
WOULD PREFER TO USE JEWELRY IN THIS PROCESS BECAUSE IT’S
A EASY SALE AND SOMETHING THAT CAN HAVE A LOT OF VALUE
TO IT. BUT “TINA” MAKE’S A PROMISE SAYING THAT SHE WILL BE
SURE TO HAVE “MARCUS” PAID WITHIN THE NEXT (18) MONTHS.
SO, NOW “MARCUS” SAYS LET’S MAKE THIS TRANSACTION
OFFICIAL SO WE DON’T HAVE NO MISUNDERSTANDING LATER
DOWN THE LINE AND “TINA” AGREE’S TO THE SUGGESTION THAT
“MARCUS” JUST MADE. THEY BOTH HEAD DOWN TO THE LOCAL
COURTHOUSE AND LET THE (COURT CLERK) KNOW THAT THEY
WOULD LIKE TO GO AHEAD AND FILE THE PAPERWORK FOR A
(UCC1 STATE FILING) AND PAY THE FEE OF THE FILING. YOU MAY
BE THINKING WHY DOES THIS EVEN MATTER IF HE CAN JUST SELL
IT TO HER AND SHE PAY HIM. WELL PAY ATTENTION A LITTLE
MORE. (A CREDITOR FILES A UCC-1 TO PROVIDE
NOTICE TO INTERESTED PARTIES THAT HE OR SHE
HAS A SECURITY INTEREST IN A DEBTOR'S
PERSONAL PROPERTY. THIS PERSONAL PROPERTY
IS BEING USED AS COLLATERAL IN SOME TYPE OF
SECURED TRANSACTION, USUALLY A LOAN OR A
LEASE). IN OUR CASE WE WILL BE USING JEWELRY IN THIS
EXAMPLE. ‘EACH STATE WILL HAVE DIFFERENT PRICE’S
FOR THEIR FILING, SO YOU WILL HAVE TO DO A LITTL
RESEARCH OR JUST ASK ONCE YOU’RE THERE”. NOW
AFTER THE PAPERWORK IS FILLED OUT AND THE FEE IS
PAID, THE COURTHOUSE WILL THEN PROCESS THE
PAPERWORK ROUGHLY AROUND (30-60) DAYS TIME-
FRAME, “TINA” NOW WILL HAVE ESTABLISHED AN
ACCOUNT ON HER CREDIT PROFILE THAT IS BASED ON THE
SAME EXACT STIPULATION’S HER & “MARCUS” PROVIDED
 TO THE (LOCAL COURT CLERK). LET’S GET INTO A LITTLE
MORE DETAIL WITH THIS PROCESS.

PROCESS OF FILING A UCC-1 STATE

FILING

THE FIRST THING YOU WILL NEED TO DO IS FIND OUT

EXACTLY IT IS THAT YOU WANT TO TRADE WITH A
FRIEND/FAMILY MEMBER FOR THIS PROCESS TO WORK (I
PREFER JEWELRY), BECAUSE YOU CAN SIMPLY GET
JEWELRY APPRAISED AND RAISE THE VALUE OF IT. SO LETS
SAY YOU GOT THE PIECE OF JEWELRY YOU’RE GOING TO
USE, ALONG WITH THE APPRAISEL PAPERWORK AND OR
ORIGINAL RECEIPT. YOU ARE GOING TO ATTACH THAT PIECE
OF PAPERWORK TO THE (UCC-1 STATE FILING FORM), YOU
ONLY NEED EITHER OR OF THE PAPERWORK TO USE.
YOU CAN SIMPLY FIND THE (UCC-1 FILING) FORM ONLINE
BY GOOGLING “YOUR STATE UCC-1 FINANCE FORM” AND
PRINT THE FORM OUT IF YOU HAVE A PRINTER OR A LOCAL
LIBRARY NEAR YOU . REMEMBER THAT EACH STATE IS
DIFFERENT AND VARY’S DEPENDING ON THE STATE, BUT
BE SURE TO FIND AN UPDATED UCC-1 FINANCE FORM FOR
YOUR STATE.
NEXT YOU WILL FILL OUT THE DOCUMENTATION BY
FOLLOWING ALL THE DIRECTION’S THAT WILL BE WITH THE
UCC-1 FILING FORM, RULES WILL ALSO VARY BY
DIFFERENT STATES ASWELL. (ALL UCC-1 STATE
FILING FORMS) WILL COME WITH SOME TYPE OF
SPECIFIC STATE INSTRUCTIONS.
THE NEXT THING YOU WILL WANT TO DO IS TAKE YOU AND
YOUR FRIEND/FAMILY MEMBER THAT YOU CHOSE TO USE
DOWN TO THE LOCAL COURTHOUSE TO THE COURT CLERK
AND PRESENT THE DOCUMENTATION FORM AND MAKE THE
 PAYMENT FEE TO THE CLERK FOR THE FILING AND SIT
BACK AND WAIT ON THE (UCC1) TO GET REPORTED
THROUGH THE COURT’S PUBLICLY (1-2 MNTHS). THE
CREDIT BUREAUS WILL AUTOMATICALLY THEN GET AHOLD
OF THAT PUBLIC MADE RECORD AND THEREFORE PUT IT
ON YOUR CREDIT PROFILE. THIS METHOD WILL THEN
INCREASE YOUR CREDIT’S SCORE INSTANTLY. A VERY
EFFECTIVE WAY TO STRENGTHEN A WEAKENED CREDIT
PROFILE MAKING IT HEALTHY IN THE PROCESS ASWELL.
BEST OF THOUGH IS THAT THESE TYPE OF PRIMARY
TRADELINES ARE TREATED WITH “TOP PRIORITY”
THROUGHOUT (FICO) CALCULATIONS.
IT IS VERY IMPORTANT THAT YOU MAKE SURE ALL THE
PAPERWORK FOR THE FILING IS COMPLETELY FILLED OUT
BEFORE ENTERING THE COURTHOUSE BECAUSE THE CLERK
WILL NOT BE AS HELPFUL AS ONE WOULD THINK THEY
SHOULD BE, EVEN IF YOU HAVE TO GO THROUGH THE
PROCESS OF GETTING A FREE CONSULTATION WITH A
LOCAL FINANCE ATTORNEY IN YOUR LOCAL AREA THAT
WILL HELP YOU ASWELL IF YOU CAN’T GET IT DONE ON
YOUR OWN.

BELOW I WILL GIVE A FEW STATES (UCC-

1 STATEMENT FILING FORMS)

MICHIGAN – (https://www.google.com/url?
sa=t&rct=j&q=&esrc=s&source=web&cd=&cad=rja&uact=8&ved=2
ahUKEwiZxaL7zuf_AhW_jYkEHZl9ARMQFnoECBoQAQ&url=https%3A
%2F%2Fwww.michigan.gov%2F-%2Fmedia%2FProject%2FWebsites
%2Fsos%2F01lawensn%2Fnewucc1.pdf%3Frev
%3D5b72261175584a899cd64a34fbb1d6ff&usg=AOvVaw2Q0l20kuf9
4QWWTQEw3E6l&opi=89978449)
 TEXAS – (https://www.google.com/url?
sa=t&rct=j&q=&esrc=s&source=web&cd=&cad=rja&uact=8&ved=2
ahUKEwjeybOz4uf_AhWJjokEHSSEAWYQFnoECCcQAQ&url=https%3A
%2F%2Fforms.justia.com%2Ftexas%2Fsecretary-of-state
%2Funiform-commercial-code%2Fucc1-financing-statement-
5872.html&usg=AOvVaw24i2uOM76JCCcBRHwKe1JD&opi=89978449)

NEW YORK –
(https://forms.justia.com/new-york/secretary-of-state/uniform-
commercial-code/ucc1-financing-statement-5864.html)

ILLINOIS – (https://forms.justia.com/illinois/secretary-of-
state/uniform-commercial-code/ucc1-financing-statement-
5856.html)

INDIANA – (https://forms.justia.com/indiana/secretary-of-
state/uniform-commercial-code/ucc-financing-statement-7355.html)

OHIO –
(https://forms.justia.com/ohio/secretary-of-state/unified-commercial-
code/ucc1-financing-statement-8951.html)

GEORGIA – (https://forms.justia.com/georgia/secretary-of-
state/uniform-commercial-code/ucc1-financing-statement-georgia-
57615.html)

YOU CAN SIMPLY FIND OTHER STATES IF YOUR’S IS

NOT LISTED BY SIMPLY CLICKING THE LINK BELOW:
(FREE LEGAL FORMS - US FEDERAL & STATE COURT
FORMS & GOVERNMENT FORMS)
(https://forms.justia.com/)

AFTER YOU CLICK THE LINK SELECT THE STATE YOU ARE
CURRENTLY LOOKING FOR TO FILE IN, AND THEN CLICK
THE ‘SECRETARY OF STATE” TAB AND SEARCH FOR “YOUR
STATE UCC-1 FINANCING STATEMENT FORM”. DOWNLOAD
THE PDF. FILE AND PRINT IT OUT.

NOW LET’S GET INTO THE PART OF THIS COURSE

WHERE WE GET TO GETTING SOME CASH FLOW
GENERATING AND THINGS LIKE THAT……..

STEP 5: BUYING
CELLPHONES/OTHER ITEMS

(CELLPHONES)
LET’S TALK ABOUT GETTING CELLPHONES AND OTHER
ITEMS WITH YOUR CPN. IN TODAY’S DAY & AGE
EVERYTHING IS ABOUT TECHNOLOGY SO THIS IS A MUST
READ FOR THOSE OF YOU WHO ARE TRYING TO GET
CELLPHONES AND OTHER ITEMS OF TECHNOLOGY.
IPHONES ARE A HOT COMMODITY AND HAVE BEEN THAT
WAY FOR MANY MANY MANY YEARS, SO ITS ONLY
UNDERSTANDABLE THAT A LOT OF PEOPLE WILL GO FOR
THESE SUCH DEVICES. TRUTH BETOLD IPHONES SELL FOR
TOP-DOLLER AND THEY ARE ALSO EASY TO GET RID OF.
PHONE’S DON’T TAKE MUCH CREDIT FOR YOU TO GET
APPROVED FOR, BUT THE LESS CREDIT HISTORY YOU HAVE
THEN YOU SHOULD ALREADY KNOW YOU WILL HAVE TO
PUT DOWN A DEPOSIT FEE. WHEN YOU SIT DOWN AND
LOOK AT IT THOUGH, THE DEPOSIT FEE SHOULD BE THE
LEAST THING YOU’RE WORRIED ABOUT IF YOU’RE GETTING
THE PHONE AND SELLING THE PHONE A LITTLE UNDER
RETAIL VALUE. TRYING TO GET APPROVED FOR PHONES
WITH A (BLANK CPN) IS A TOSS-UP AND MORE THAN
LIKELY YOU WON’T BE ABLE TO GET APPROVED OR IF YOU
DO YOU WILL BASICALLY BE PAYING FULL-PRICE FOR THE
PHONE. (LEAVE’S YOU NO ROOM TO ACTUALLY TRY
SELLING THE PHONE). THIS IS WHY IT IS IMPORTANT TO
GET PRIMARY ACCTS. REPORTING TO YOUR CREDIT
PROFILE AND OR GET YOU “1-2” (AUTHORIZED USERS)
REPORTING TO YOUR BRAND NEW CPN FILE. ONCE YOU
HAVE PRIMARIES OR (AU’S) REPORTING THEN YOU WILL
FOR SURE BE READY TO GO AND THE MORE ESTABLISHED
CREDIT HISTORY YOU HAVE AND A GOOD HIGH SCORE, YOU
WON’T HAVE TO REALLY PUT DOWN MUCH FOR PHONES.
(SOMETHING TO REMEMBER, IF YOU’RE GOING TO DO IT.
DO IT RIGHT!!). (VERIZON WIRELESS) ARE PRETTY GOOD
ABOUT APPROVING CPNS FOR PHONES AS LONG AS YOU
HAVE YOUR DOCUMENTS IN ORDER AND READY THEN YOU
SHOULD BE GOOD AND GET A PHONE/PHONES WITH THEIR
SERVICE WITH NO PROBLEMS. (T-MOBILE) – I CAN SAY IS
PRETTY SWEET AS LONG AS YOU ARE ROCKING A SCORE
OF ATLEAST (615+) THEN YOUR FOOT WILL BE IN THE
DOOR GETTING PHONES WITH THEM. YOU WILL BE
REQUIRED TO PUT SOME TYPE OF DOWN PAYMENT DOWN
FOR THE PHONE/PHONES BUT IT WON’T BE MORE THAN A
FEW HUNDRED BUCKS, HELL PROBABLY EVEN LOWER
THAN THAT FOR A COUPLE IPHONES. LET’S JUST SAY YOU
GO TO APPLY WITH A (BLANK CPN) FILE, AND YOU’RE
APPROVED BUT YOU’RE DOWN PAYMENT FOR ONE PHONE
IS ($968), YOU WON’T HAVE ANY LEVERAGE TO MAKE ANY
MONEY SO YOU’RE BETTER OFF JUST KEEPING THE PHONE
AT THE POINT IF YOU DECIDE TO PAY THAT MUCH ON A
DEPOSIT FEE VERSUS YOU HAVING A CPN WITH (1-2 AU’S)
REPORTING AND (2-3 PRIMARY TRADELINES) REPORTING
YOU WILL BE LOOKING AT AROUND PROBABLY UNDER
 ($200) FOR (1-2) IPHONES, WHICH ALSO LEAVES YOU
MORE THAN ENOUGH ROOM TO SELL AND MAKE ($1.2K+)
IN PROFIT. (JUST REMEMBER, THE MORE ESTABLISHED
CREDIT FILE & HIGH SCORE) YOU HAVE THE MORE
LEVERAGE YOU WILL HAVE IN THE CREDIT WORLD.
A LOT OF PEOPLE WANT TO GO AND GET (5-10) IPHONES
WHICH IS NOT IMPOSSIBLE TO DO IT JUST HAVE TO BE
DONE CORRECTLY AND YOU WILL NEED A (BUSINESS ACCT.)
TO PULL THIS OFF. YOU’RE GOING TO NEED AN (EMPLOYER
IDENTIFICATION NUMBER), WHICH YOU CAN GET STARTED
ON TODAY BY CLICKING THIS LINK (https://irs.taxid-us.com/?
keyword=how%20to%20request%20a%20ein
%20number&source=Google&adAccount=460-350-
8849&network=g&device=c&devicemodel=&mobile=&campaign=17323166859&
matchType=e&sfsaa&gad=1&gclid=Cj0KCQjw1_SkBhDwARIsANbGpFuuDFyIOKh3Jr
AND
27-XCXikiqNHiO_ArjMmfy3ETOZODDBGLTUcbqDDgaApNLEALw_wcB#)
GETTING YOUR “LLC + EIN” UP AND RUNNING. MAKE SURE
YOU HAVE A “BANK ACCOUNT” SETUP ASWELL. ONCE YOU
HAVE YOUR (E.I.N), EITHER YOU HAVE TWO OPTIONS AND
THAT’S TO EITHER GO INSIDE OF YOUR LOCAL T-MOBILE
STORE OR CALL THEM VIA PHONE AND LET THEM KNOW
THAT YOU ARE INTERESTED IN GETTING A BUSINESS
ACCOUNT WITH THEM TO BE ABLE TO GET ENOUGH
PHONES FOR YOUR (EMPLOYEES). AT THE TIME OF THIS
WRITING (T-MOBILE) WAS GIVING ($3,500-$5,000) CREDIT
LINE’S ON NEW ACCTS. THAT LEAVES ROOM FOR YOU TO
BE ABLE TO GET THE PHONES YOU NEED ALONG WITH
SOME OTHER PRODUCT’S THAT’S IN THE STORE LIKE
(APPLE WATCHES, TABLETS, WIRELESS AIRPODS ETC). ONE
THING I’VE BEING AROUND THIS GAME FOR LENGTH OF
TIME I’VE BEEN AROUND IS THAT (PHONES/ELECTRONICS)
WILL ALWAYS SELL ITSELF, SO JUST BE STRATEGIC ABOUT
WHAT YOU’RE DOING AND STAY OUT OF TROUBLE.

(FURNITURE STORES)
 HERE WE COVER THE BASIS OF FURNITURE DEPARTMENT
STORE’S THAT ARE PRETTY MUCH CPN FRIENDLY STORE’S
AND HELPING GUIDE YOU TO THE STORES I HAVE HAD
SUCCESS WITH WHEN IT COMES TO GETTING FURNITURE.
“VALUE CITY FURNITURE, AMERICAN FREIGHT, WAYFAIR
ALONG WITH FEW OTHERS” ARE CPN FRIENDLY FURNITURE
DEPARTMENT STORES THAT LET’S CPN SCORES GET
THROUGH. NOW THIS HACK IS SIMPLE AND
STRAIGHTFORWARD BECAUSE THERE ARE NOT MANY
OPTION’S WHEN DEALING WITH FURNITURE, SO IT’S
PRETTY STRAIGHT TO THE POINT. EITHER YOU’RE PAYING
IT BACK MONTHLY AND IN RETURN YOU’RE BUILDING YOUR
CPN SCORE AND KEEPING YOUR FILE AWAY FROM
NEGATIVE DEROGATORY MARKS ON THE CREDIT PROFILE,
OR YOU CAN JUST SIMPLY HAVE THE FURNITURE
DELIVERED ELSE WHERE TO ANOTHER DROP ADDRESS
BEFORE THEN MOVING THE FURNITURE TO YOUR ACTUAL
LOCATION THAT YOU TRULY NEED IT AT WITH NO
INTENTION TO ACTUALLY PAY THE FURNITURE BACK. AS
FOR (VALUE CITY) IF YOU APPLY FOR FINANCING WITH
THEM VIA ONLINE AND YOU’RE DENIED THEIR FINANCING
TERM’S, YOU WILL MORE THAN LIKELY AUTOMATICALLY BE
PRE-APPROVED WITH (ACCEPTANCE NOW) FOR ABOUT
($1,200-$3,000). RATHER YOU USE THIS TECHNIQUE TO
GET FURNITURE OR NOT, YOU CAN ALSO USE THIS
TECHNIQUE A VARIETY OF DIFFERENT STORES FOR
INSTORE CREDIT CARDS WHICH I GIVE A SHORT LIST OF
STORES BELOW.

(MACY’S, SPECTRUM, SAMS CLUB, AT&T, JAREDS, REEDS

JEWELRY, KAY JEWELERS, TARGET, WALMART, ALMOST ALL
GAS CARDS ETC).

(BEST BUY HACK)

 BEST BUY IS ONE OF THOSE COMPANIES THAT PEOPLE
TEND TO GRAVITATE TOO, FOR THE SIMPLE FACT THEY
CARRY A PLETHORA OF ELECTRONICS AND TECHNOLOGY
PRODUCTS, WHICH IN OTHER WORDS SCREAM “FAST
MONEY”. THERE ARE DIFFERENT MANY INSTORE OPTIONS
THAT YOU CAN GET AT BEST BUY WITH YOUR CPN, SOME
JUST REQUIRE A LITTLE MORE THAN OTHERS. INSTORE
PURCHASES GIVES YOU THE OPTION TO ACTUALLY SIGN-UP
FOR THEIR “BEST BUY CARD” AND OR THEIR “LEASE TO
OWN OPTIONS”. JUST LIKE I MENTIONED WITH (TMOBILE)
AS LONG AS YOU HAVE A SCORE OF ATLEAST (615+) YOU
HAVE A PRETTY DECENT SHOT AT BEST BUY ASWELL. BUT
REMEMBER ALSO THAT, THE MORE PUT TOGETHER YOUR
CPN FILE IS THEN THE BETTER CHANCES YOU’RE GIVING
YOUSELF TO GET APPROVALS ETC. MANY PEOPLE USES
THEIR CPNS AT BEST BUY TO GET T.V.S, GAMING
CONSOLES, RECORDING EQUIPMENT, ETC FOR ALMOST NO
MONEY DOWN DEPENDING ON THE PERSONS CREDIT FILE
AND CREDIT SCORE. LIKE FOR EXAMPLE, LET’S SAY THAT
YOU’RE APPROVED FOR THEIR ”LEASE TO OWN OPTIONS”,
AND THERE’S A ITEM IN THE STORE FOR ($3,500), BUT YOU
HAVE (2 PRIMARIES) REPORTING, AND (2 AU USERS) WITH
A CREDIT SCORE OF (730+) SHOWING ON YOUR CPN
CREDIT FILE THEN YOU MIGHT BE ABLE TO WALK OUT THE
STORE WITH THAT ($3,500) ITEM FOR JUST ONLY ABOUT
($60-$70) AS A DOWN PAYMENT. THERE ARE PEOPLE THAT
USE THIS PROCESS TO MAKE SOME REALLY FAST CASH FOR
SURE. I ALWAYS TELL PEOPLE THAT ONCE THEY LEARN
HOW TO BUILD THEIR OWN CPN NUMBERS TO SIT AND DO
MULTIPLE FILE’S BECAUSE SOME PEOPLE WILL WANT TO
HAVE THEIR REAL ONES THAT THEY WOULD LIKE TO KEEP
AND BUILD TRADITIONALLY, AND THEN YOU WILL HAVE THE
ONE’S THATS GOING TO MAKE CPNS TO GO OUT AND PLAY
WITH TO MAKE SOME FAST EASY MONEY. BUT IF YOU’RE
ACTUALLY GOING TO PAY BACK ON WHATEVER YOU GET
THEN YOU WILL BE BUILDING YOUR CREDIT UP.
 (AFFIRM)

IM PRETTY MUCH (100%) SURE THAT ANYONE READING

THIS RIGHT NOW HAVE DID SOME ONLINE SHOPPING, SO
WE ALL SHOULD KNOW WHAT “AFFIRM” IS CORRECT?.
OKAY SO A LOT OF STORE COMPANIES GIVES YOU THE
OPTION TO MAKE AFFORDABLE MONTHLY PAYMENT’S
WHEN PURCHASING ITEM’S/SERVICES FROM THEIR
COMPANY THROUGH (AFFIRM). IM GOING TO BE STRAIGHT
TO THE POINT HERE BECAUSE (AFFIRM) IS NOT AN EASY
APPROVAL, SO YOU’RE GOING TO NEED A STRENGHTENED
CREDIT PROFILE. MY RECOMMENDATION IS (3 PRIMARY
TRADELINES) & ATLEAST (1 AU TRADELINE) W/5+ YEARS
OF CREDIT HISTORY REPORTING TO HAVE A GOOD CHANCE
AT GETTING AN APPROVAL WITH (AFFIRM). A LOT OF
JEWELRY COMPANIE’S USING (AFFIRM) TO BE ABLE TO
FINANCE THEIR JEWELRY. YOU WANT TO HAVE ATLEAST A
SCORE OF (670+) TO BE ON THE SAFE SAFE SIDE OF
THING’S. LET’S SAY THAT YOU’RE ONLINE SHOPPING FOR A
NEW GAMING CONSOLE AND YOU HAVE EVERYTHING IN
YOUR CART AND YOU GO TO CHECKOUT YOUR ITEMS, YOU
MIGHT SEE THE OPTION TO CHECKOUT WITH (AFFIRM).
YOUR TOTAL CART MAY TOTAL UP TO ABOUT ($500-$700)
BUT WITH (AFFIRM) YOU CAN USE THEIR SERVICES TO GET
YOUR ITEM THAT SAME DAY AT ABOUT (20%-30%), AND
PAY THE REST IN MONTHLY UNTIL YOUR ITEM IS PAID OFF
IN FULL. PLEASE REMEMBER THAT YOU NEED ATLEAST (3)
PRIMARY TRADELINES REPORTING TO HAVE A GOOD SOLID
CHANCE AT GETTING APPROVED WITH (AFFIRM). JUST LIKE
WE TALKED ABOUT THE (BESTBUY/FURNITURE) HACKS, IT
IS NO DIFFERENT WITH (AFFIRM) BECAUSE YOU HAVE
PEOPLE THAT GET APPROVED, GET THEIR ITEMS, AND
DON’T PAY BACK THE REMAINING BALANCE EVERY MONTH.
 STEP 6: APARTMENT/HOME
RENTALS
BEFORE WE GET INTO THIS PART OF THE COURSE,
LETS BE (100%) CLEAR AND THAT’S SIMPLY THAT
“YOU CANNOT BUY A HOME/GET A MORTGAGE”
WITH A CPN #. OKAY NOW LET’S GET STARTED. THERE
ARE MANY MANY PEOPLE ALL OVER THE U.S. TODAY THAT
HAVE BEEN MOVING FROM DETROIT TO ATLANTA, ATLANTA
TO CHICAGO, CHICAGO TO CALIFORNIA, CALIFORNIA TO
NEW YORK, NEW YORK TO TEXAS ALL WITH CPNS, SO YES
IT’S VERY MUCH POSSIBLE FOR THE PEOPLE WHO ARE
STILL WONDERING CAN IT BE DONE. GETTING THESE
HOME/APARTMENT APPROVALS USE TO BE VERY EASY
WHEN “SELF-LENDER”, AND NOW THAT THEY HAVN’T BEEN
TAKEN CPN NUMBERS WE JUST GOTTA SWITCH UP OUR
APPROACH A LITTLE AND KEEP IT MOVING. MY BEST
ADVICE WOULD BE TO JUST GET (2) SMALL TWO-THREE
YEARS OLD (AUTHORIZED USERS), AND ONCE THEY POST
TO GO AHEAD AND SHOOT YOUR APPLICATION IN TO
WHATEVER COMPLEX YOU’RE TRYING TO GET IN. IN THE
PROCESS OF APARTMENT SHOPPING YOU WILL NEED TO
KNOW AND UNDERSTAND WHO IT IS EXACTLY THAT YOU’RE
DEALING WITH. WITH THAT BEING SAID, THERE ARE
PLENTY OF APARTMENT COMPLEXES TODAY THAT DOES
NOT RUN CREDIT CHECKS AT ALL BUT WILL REQUIRE
DOCUMENTATION IN ORDER FOR YOU TO BE ABLE TO MOVE
IN. WHEN IT COME’S TO HIGH-END ENVIRONMENTS YOU
HAVE TO KNOW AND UNDERSTAND THAT THEY WILL GO
THE EXTRA MILE FOR BACKGROUND CHECKS. YOUR JOB
BEFORE EVEN REACHING OUT TO THESE PEOPLE TO GET
INTO ONE OF THEIR HOMES OR APARTMENT’S, YOU NEED
CALL AND PICK THEIR BRAIN A LITTLE BIT. JUST SHOOT
THEM A QUICK PHONE AND MAKE SOME TALK WITH THEM
ABOUT SOME OF THEIR UNITS SUCH AS “DO THEY HAVE
 ANYTHING AVAILABLE FOR MOVE IN NOW, DO THEY HAVE
ANY 2 BEDROOM UNITS OR 3 BEDROOMS, HOW IS THE
SURROUNDING NEIGHBORHOOD OF THE COMPLEX ETC”
JUST TO BE ABLE TO GET A FEEL FOR THE TYPE OF PLACE
YOU ARE WANTING TO RENT AT. IF YOU ARE TRYING TO
APPLY WITH A BLANK CPN AND OR A CPN WITH A THIN
CREDIT FILE, YOU NEED TO SIMPLY BE UPFRONT WITH
THEM AND LET THEM KNOW THAT YOU DON’T HAVE A LOT
OF CREDIT BUT YOU’RE WORKING ON GETTING YOUR
CREDIT FILE ESTABLISHED AND THAT YOU DON’T HAVE
BAD CREDIT OR ANY NEGATIVE ITEMS REPORTING TO YOUR
CREDIT FILE. YOU CAN EVEN GO ABOUT TELLING THEM
YOU’VE BEEN LIVING WITH YOUR PARENTS OR A FAMILY
MEMBER AND THAT’S THE REASON WHY YOU DON’T
REALLY HAVE ANYTHING IN YOUR NAME. JUST LIKE A CAR
DEALERSHIP AND FURNITURE STORE THESE PEOPLE THAT
WORK AT THESE COMPLEXES ARE PAID OFF COMMISSIONS,
SO OF COURSE THEY WANT TO GET YOU IN JUST AS MUCH
AS YOU WANT TO BE IN, BUT YOU STILL HAVE TO MAKE
SURE THAT YOU’RE COMING CORRECT ON YOUR END OF
THING’S ASWELL EVEN IF YOU GO ABOUT ASKING TO
SPEND A LITTLE MORE ON THE SECURITY DEPOSIT OR THE
FIRST (2) MNTHS BUT YOU HAVE TO GIVE THESE PEOPLE
SOMETHING TO MAKE THEM EXCUSE YOUR THIN CREDIT
FILE. IT’S ALL ABOUT YOUR MOUTH PIECE THESE DAY’S
WHEN IT COME’S TO TALKING TO PEOPLE. (DO NOT EVER
GO INTO THE OFFICE WITHOUT ALREADY BEING
APPROVED), ALWAYS BE SURE TO DO EVERYTHING ONLINE
OR OVER THE PHONE UNTIL YOU ARE APPROVED AND
READY TO JUST PICK UP THE KEYS. IT’S MORE SAFER THIS
WAY JUST INCASE ANY PROBLEMS ARISE DURING THE
PROCESS OF GETTING APPROVED, YOU WILL BE ABLE TO
HANDLE THEM AT A DISTANCE RATHER THAN IN PERSON
LOOKING CRAZY. ALSO ANOTHER THING IS THAT WHEN
YOU’RE DOING YOUR OWN STUBS YOU NEED TO MAKE
SURE THAT YOU’RE MAKING ATLEAST (3X) WHATEVER THE
 RENT IS BECAUSE THAT’S SOMETHING THAT THEY PAY
ATTENTION TOO FOR SURE THAT IS THE REASON IN THE
BEGINNING OF THIS COURSE I GAVE YOU A (ANNUAL
INCOME RANGE ($70K-$80K), BECAUSE LET’S BE REAL ANY
APARTMENT COMPLEX SEE YOU’RE MAKING THAT TYPE OF
MONEY ANNUALLY NOT GOING TO WANT TO TURN YOU
DOWN. ONE THING FOR SURE THAT THEY ARE LOOKING
FOR IS TO SEE IF THERE IS ANY CRIMINAL HISTORY FROM
FELONS WITH CASES LIKE “DRUGS, MURDER, ROBBERIES,
SEXUAL MISCONDUCT CASES”. IF YOU ARE A FELON WITH
ANY OF THOSE TYPE OF CHARGE’S THEN YOU’RE GOOD
AND IN THE CLEAR BECAUSE A CPN WILL BE A CLEAN
SLATED FILE AWAY FROM YOUR PERSONAL CREDIT
PROFILE, SO THERE WON’T BE ANY CRIMINAL HISTORY
WHEN THEY GO LOOKING FOR IT. 2 AND FEW COMPLEXES
WILL ASK FOR A COPY OF YOUR “SSN CARD” BUT THERE
ARE VENDOR’S THAT CAN GET THAT DONE FOR YOU
ASWELL AS “ID’S” IF YOU NEED THEM. I HAVE VENDOR’S
FOR ANY TYPE OF DOCUMENTATION YOU NEED.
DIFFERENT STATE’S ARE DIFFERENT THEN THE NEXT
STATE, I KNOW SOME STATES WHERE COMPLEXES WILL
APPROVE YOU WITHIN (24) HOURS OF SUBMITTING YOUR
APPLICATION AND THEN I KNOW SOME STATES WHERE THE
PROCESS CAN TAKE UP TO (7) BUSINESS DAYS TO GET
APPROVED OR EVEN JUST DENIED. NORMALLY THOUGH
FOR THE MOST PART YOU SHOULD RECEIVE A PHONE CALL
WITHIN (24-48) HOURS, BUT ANOTHER THING IS TO
ALWAYS HAVE A FRIEND ON STAND-BY JUST INCASE THEY
WANT TO ASK YOU FOR JOB VERIFICATION.
BASICALLY THEY WILL JUST ASK A COUPLE SIMPLE
QUESTION’S FAR AS (DO YOU WORK AT THAT JOB, HOW
LONG YOU HAVE WORKED THERE, AND MAYBE THEY MAY
ASK YOUR RATE OF PAY).
GETTING AROUND THEM WANTING TO VERIFY WITH A PAST
LANDLORD IS PRETTY SIMPLE AND EASY, BECAUSE YOU
 CAN JUST TELL THEM YOU’VE LIVED YOUR PARENT’S AND
OR FAMILY MEMBER MAJORITY OF YOUR ADULT LIFE, AND
JUST NOW GETTING OUT INTO THE REAL WORLD ON YOUR
OWN.
BEFORE YOU KNOW IT YOU SHOULD BE APPROVED AND
READY TO MOVE INTO YOUR NEW APARTMENT COMPLEX
OR IF YOU’RE GOING TO TRY TO (AIRBNB) THE PLACE THEN
YOU WILL BE READY TO GET IN THERE AND START
FURNISHING THE APARTMENT. SAME RUNDOWN YOU DID
WITH THE APARTMENT WORK’S JUST THE SAME WAY FOR
HOME’S ASWELL, JUST REMEMBER TO ALWAYS GET
ACQUAINTED WITH WHO YOU’RE DEALING WITH AND GET A
FEEL FOR THEM. IF YOU’RE DEALING DIRECTLY WITH THE
OWNER OF THE HOME THAT WILL BE EVEN BETTER
BECAUSE YOU CAN ACTUALLY ENGAGE IN BETTER
CONVERSATION VERSUS SOMEONE BEHIND A DESK, AND
MAJORITY OF THE TIME EVEN WITH PAST CLIENT’S
(HOMEOWNERS) DON’T REALLY TO MUCH DO DEEP
BACKGROUND CHECKS “IF ANY AT ALL” OR JOB
VERIFICATIONS, DEPENDING ON YOUR MOUTH PIECE WITH
THEM AND HOW YOUR APPROACH IS, THEY WILL MORE
THAN LIKELY TAKE YOUR WORD ON ANYTHING YOU’RE
TELLING THEM. SO NOW THAT YOU GOT THE PLACE, IT’S
TIME TO ACTUALLY GET IT TO LOOK LIKE A HOME AND
MOST IMPORTANTLY FEEL LIKE A HOME ASWELL. THING’S
THAT WILL BE NEEDED AS FAR AS UTILITY BILLS THAT’S
THE APARTMENT DOESN’T OFFER YOU CAN ALSO GET IN
THE NAME OF YOUR CPN. WE ALREADY STARTED THE
TOPIC ON FURNITURE BUT ONCE AGAIN, MY TOP GO TO
CPN FRIENDLY FURNITURE STORES WILL BE (WAYFAIR,
VALUE CITY & AMERICAN FREIGHT), BUT BE SURE TO MAKE
SURE THAT YOU SEARCH YOUR LOCAL AREA AND
SURROUNDING AREA FOR “MOM&POP FURNITURE”
STORES. THE BEST WAY TO DO IT IS ONCE YOU GET YOUR
LEASE PAPERWORK FROM THE APARTMENT COMPLEX AND
KEYS, YOU WILL THEN WANT TO GO TO THE FURNITURE
 STORE AND SHOW THEM THE PAPERWORK AND THE KEY.
ALL YOU HAVE TO DO EXPLAIN TO THEM THAT YOU JUST
GOT YOUR NEW APARTMENT AND KEY TO THE APARTMENT,
AND THAT YOU ARE IN SERIOUS NEED OF SOME FURNITURE
NOW THAT YOU ARE OUT IN THE REAL-WORLD LIVING ON
YOUR OWN NOW. GET YOUR FURNITURE AND HEAD BACK
TO YOUR NEW PLACE.

STEP 6: AIRBNB SETUP

THIS PART OF THE COURSE WE WILL GO OVER THE BASIC’S OF
GETTING INTO THE AIRBNB WORLD OF THINGS.
: THE PROCESS OF GETTING YOU A (APARTMENT/CONDO/HOME) IS
BASICALLY THE SAMEWAY
: YOU WILL ALSO USE THE SAME FURNITURE STORES THAT I HAVE
LISTED AS BEING CPN FRIENDLY STORES.
: YOU CAN ALSO GET WHATEVER UTILITY BILLS YOU NEED IN THE
NAME OF THE CPN FILE YOU ARE USING TO GET THE
APARTMENT/CONDO/HOME.
**SIDE NOTE: YOU CAN GET YOUR CABLE PROVIDER IN THE NAME
OF YOUR CPN ASWELL (XFINITY, SPECTRUM) ARE TWO PROVIDERS
I AM MORE FAMILIAR WITH.

NOW THAT WE GOT THOSE STEPS OUT THE WAY,

IT’S TIME TO ACTUALLY TRY MAKING THIS
ADVENTURE A SUCCESSFUL ONE.
- GETTING STARTED –
WHEN THE THOUGHT’S OF RUNNING A PROFITABLE &
SUCCESSFUL (AIRBNB) COME’S TO MIND, THE FIRST THING
THAT ANYONE SHOULD BE THINKING IS “LOCATION” OF
THEIR PROPERTY/PROPERTIES. FINDING THE RIGHT
PROPERTY WILL NOT BE AN EASY TASK TO DO BUT CAN BE
DONE WITH PATIENCE AND THE RIGHT RESEARCH ON WHAT
IT IS THAT YOU’RE EXACTLY LOOKING FOR. ONE REASON IT
CAN BE A HASSLE WITH FINDING A HOME IS DUE TO THE
FACT THAT YOU ARE DEALING WITH A LANDLORD WHO MAY
OR MAY NOT GIVE YOU THE ABILITY TO SUB-LEASE THEIR
PROPERTY, WHICH IN OTHER WORD’S WILL MAKE IT HARD
FOR YOU TO (AIRBNB) THE HOME. APARTMENT’S ARE A
LITTLE MORE DIFFERENT AND MORE EASIER TO DEAL WITH
WHEN IT COME’S TO TRYING TO (AIRBNB) THEM OUT,
GIVING YOU A LITTLE MORE LEADWAY TO ACTUALLY DO
WHAT YOU WANT TO DO. I ALWAYS TELL PEOPLE THAT IF
YOU’RE TRYING TO GET INTO THE BUSINESS OF (AIRBNB)
YOU WILL NEED TO ALWAYS CHECK WITH THE LANDLORD
TO MAKE SURE THAT THEY ARE OKAY WITH YOU SUB-
LEASING THEIR PROPERTY OUT. BE SURE TO CONVINCE
THEM THAT YOU WILL ALWAYS HAVE THEIR RENT ON-TIME,
YOU WILL BE SURE TO KEEP THE PROPERTY IN GOOD
SHAPE ETC. THE WAY YOU APPROACH AND HOW YOU COME
OFF TO THEM CAN GO ALONG WAY WHEN TRYING TO GET
AN LANDLORD TO BE ON BOARD WITH YOUR PLAN. JUST
THINK OF IT THIS WAY, WHENEVER YOU GO TO GROW
YOUR BUSINESS AND YOU HAVE (3-5) PROPERTIES, YOU
ALWAYS WANT TO MAKE SURE THAT YOU ARE GRANTED
THE PERMISSION TO SUB-LEASE YOUR
(APARTMENTS/CONDOS/HOMES). IF YOU TRY TO GO ABOUT
SNEAKING OFF TO DO IT ON YOUR OWN IT CAN COME
BACK TO HAUNT YOU LATER ON DOWNLOAD THE LINE BY
GETTING EVICTED OR EVEN WORST THE PROPERTY
GETTING DAMAGED CAUSE YOU TO COME OUT OF YOUR
POCKET WITH A LOT OF MONEY, AND NOT TO MENTION
ONE MESS UP WITH ONE PROPERTY CAN LEAD TO YOU
POTENTIALLY LOSING THE REST OF YOUR PROPERTIES
ASWELL. (LET’S GET INTO A FEW THING’S THAT YOU NEED
TO KNOW AND UNDERSTAND WHEN IT COMES TO TRYING
TO GET YOUR PROPERTY RENTAL BUSINESS UP AND
RUNNING).
 “ LOCATION RESEARCH “
WHEN IT COMES TO THE PROCESS OF RESEARCHING FOR
PROPERTY THE FIRST THING YOU WANT TO DO IS DO YOUR
DUE DILIGENCE TO HELP INCREASE YOUR ODDS OF
GETTING A POSITIVE CONVERSATION, ASWELL AS GET
WHATEVER IT IS YOU WANT. “YOU ALWAYS NEED TO BE
PREPARED”. ONE THING I WILL SAY THOUGH AND THAT IS
THAT YOU’RE GOING TO NEED TOUGH SKIN THROUGHOUT
THIS PROCESS, FOR THE FACT YOU MIGHT NOT GET A
“YES” FROM THE FIRST LANDLORD OR MAYBE EVEN THE
SECOND ONE BUT YOU SHOULD NEVER (GIVE UP).

: AIRBNB RULES & REGULATIONS – IN THE

BEGINNING YOU NEED TO MAKE SURE THAT YOU DO YOUR
RESEARCH ON ANY LEGAL INFORMATION FOR WHATEVER
CITY YOU WANT TO INSERT YOUR LISTINGS. YOU CAN
START THIS PROCESS BY SIMPLY GOOGLING “YOUR CITY
AIRBNB” AND GET YOU AN OVERVIEW OF THE
INFORMATION YOU NEED. DOWNLOAD “EVERNOTE” TO
HELP YOU KEEP TRACK AND COLLECT VALUABLE
INFORMATION FOR YOU TO GO BACK AND REVIEW LATER
DOWN THE LINE.

RESEARCH NUMBERS ABOUT YOUR

:
LOCATION – STARTING YOUR (STRB) “SHORT-TERM
RENTAL BUSINESS”, YOU WILL NEED TO TRY THINKING IF
THE PROPERTY THAT YOU WANT TO GET LISTED IS IN A
AREA THAT MAKES SENSE WHEN IT COMES TO PROFIT.
(VERY VITAL). THE GOAL IS TO MAKE MONEY AND NOT
LOSE MONEY, SO WITH THAT SAID DO YOUR DUE
DILIGENCE. THIS IS A STEPPING-STONE IN GETTING A
FEELING FOR THE NUMBERS TO FIND OUT ANY OF YOUR
LIMITS FOR WHATEVER NEGOTIATION PROCESS YOU NEED
 TO CONDUCT, AND ALSO WITH LESS TO GET A (100%)
ACCURATE ESTIMATION.

“START AN NOTION, AIRTABLE, GOOGLE SHEET, OR EXCEL

TABLE TO ENTER THE DATA I HAVE RESEARCHED. USE THE
TOOL OF YOUR CHOICE AND KEEP TRACK OF YOUR RESEARCH.
OTHERWISE, YOU CAN GET THE FEELING THAT YOU START
OVER AND OVER AGAIN TO WORK ON THE SAME THING. I AM
SURE YOU KNOW THIS FEELING, WHEN YOU GET LOST IN
YOUR RESEARCH RABBIT HOLE”.

(AIRDNA) – THIS IS A (STR) SHORT-TERM RENTAL DATA

& ANALYTICS TOOL THAT HELPS WITH GIVING VALUABLE
INSIGHTS INTO ANY PERFORMANCE OF ANY EXISTING
AIRBNBS. THAT MEANS YOUR COMPETITORS OCCUPANCY
RATES, THEIR REVENUE & ALSO PRICING OF THEIR
LISTINGS. GOOD THING FOR YOU IS THAT SOME OF THAT
INFORMATION COMES AT NO COST BUT FOR A MORE
COMPREHENSIVE ANALYSIS OF A CITY, YOU ARE GOING TO
BE CHARGED A SMALL-FEE. CLICK THIS LINK TO FIND THE
DETAILED PRICING INFORMATION YOU NEED
(https://airdna.grsm.io/37hxmjjbx675).
TO HELP YOU GET STARTED WITH A 1ST ANALYSIS, YOU CAN
GO AND CHECK THE RENTAL DEMAND, REVENUE GROWTH,
REGULATION, INVESTING ABILITY, AVG. DAILY RATES, AVG.
OCCUPANCY RATES, AVG. REVENUE PER LISTING AND
SEASONALITY. YOU CAN ALSO GET DEEPER INTO DETAIL
ASWELL BY GOING IN TO FIND ALL OF THE TOP LISTINGS
PLUS A LOT MORE. THROUGHOUT THIS PROCESS YOU
SHOULD BE ABLE TO ACTUALLY GET ENOUGH VALUABLE
INFORMATION TO HELP YOU MAKE YOUR FIRST
CALCULATION. YOUR RESEARCHING SHOULD INCLUDE THE
 FOLLOWING: (AVG. RATE, AVG. OCCUPANCY ETC). FIXED
COSTS ALSO THAT YOU ARE EXPECTING FOR FIXED
EXPENSES LIKE ANY GROSS RENT, INSURANCE, INTERNET,
ENERGY ETC. ONCE YOU’RE DONE WITH THAT YOU CAN GO
BACK AND CHECK YOUR FIRST SHEET TO GO OVER YOUR
ESTIMATED NUMBER TO GET A FEELING FOR YOUR FUTURE
POTENTIAL PROFIT MARGIN.
“ITS VERY IMPORTANT THAT YOU KNOW YOUR NUMBERS
JUST INCASE LATER ON DOWN THE LINE YOU NEED TO
OFFER THEM TO A LANDLORD DURING YOUR
NEGOTIATIONS”.

: PROPERTIES/HOMEOWNER – OKAY SO, AT THIS

PART OF THE PROCESS YOU WILL BE GETTING SOME
INFORMATION AND UNDERSTANDING ON WHAT TYPE OF
LANDLORD YOU ARE DEALING WITH. IF YOU HAVE SOME
FORM OF DIRECT CONTACT WITH THE LANDLORD YOU
NEED TO FIND OUT INFORMATION ABOUT THE LANDLORD
TO HELP YOU BETTER GRASP AND UNDERSTAND HE/HER
SITUATION SUCH AS (HOW MANY PROPERTIES HE/SHE
OWNS, DOES THE LANDLORD LIVE IN THE HOME IN YOU’RE
LOOKING AT, HOBBIES, AGE ETC). THIS WILL HELP YOU BE
ABLE TO PUT TOGETHER A PLAN ON HELPING THEM
OVERCOME ANY OBJECTIONS DURING ONE OF THE
CONVERSATIONS THAT YOU HAVE WITH THEM. THE GOAL
IS TO GET THAT FIRST “YES” BECAUSE THAT ONE “YES”
CAN BE VERY LIFE CHANGING.

(PITCHING TO THE LANDLORD)

TAKE SOME TIME TO SIT DOWN AND TRY PUTTING
YOURSELF IN A LANDLORDS SHOES BECAUSE YOU NEVER
KNOW HOW THEY GOT TO WHERE THEY ARE AT. THEIR
PROPERTIES CAN BE VERY VITAL ASSETS TO THEM AND
 JUST NOT SOMETHING THEY CAN JUST EASILY AGREE TO
FOR YOU TO RENT OUT. JUST THINK ABOUT THINGS LIKE
MAYBE HE/SHE PUT THEIR LIFE SAVINGS INTO THEIR
PROPERTIES AND THINGS OF THAT NATURE.

The key is to find the best solution for both you and the
landlord’s world. Try to build an excellent deep relationship to
help each other, to profit both from the upside and protect
against the downside.

: BUILDING A RAPPORT & TRUST – BE

AUTHENTIC. HONEST & UPFRONT WHILE MAKING IT CLEAR
WHAT YOUR EXACT PLANS ARE, LISTEN TO THEM AND
UNDERSTAND ANY OBJECTIONS THAT THEY HAVE ASWELL
AS ANY PAIN POINTS. STEP OUTSIDE OF YOUR COMFORT
ZONE AND OPEN UP TO THEM BY LETTING THEM KNOW
WHO YOU ARE AS A PERSON ASWELL AS A BUSINESS
PERSON. BE SURE TO LET THEM KNOW HOW YOU WOULD
FEEL AS IF THE PROPERTY WAS ACTUALLY OWNED BY YOU
AND WHY YOU CHOSE THEIR PROPERTY FOR YOU TO HAVE
AS APART OF YOUR RENTAL BUSINESS. FIRST IMPRESSION
MEANS A LOT. IF THEY TELL YOU “NO” THE FIRST TIME, IT
WON’T HURT TO ASK THEM A SIMPLE “WHY” JUST DON’T
COME OFF AS AGGRESSIVE.

: COMMON OBJECTIONS & OVERCOMING

THEM – THROUGHOUT HAVING A START-UP
CONVERSATION YOU SHOULD BE ABLE TO PICK UP ON ANY
FEELINGS ON WHY THEY ARE RELUCTANT TO LET YOU SUB-
LEASE THEIR PROPERTY. BELOW I WILL LIST A FEW WAYS
YOU CAN POSSIBLY OVERCOME THOSE OBJECTIONS.
 LEGAL SITUATIONS & REGULATION
DID YOU ACTUALLY DO YOUR DUE DILIGENCE FOR
RESEARCHING YOUR LOCATION? IF SO, THEN YOU SHOULD
BE ABLE TO LET THE LANDLORD KNOW THE RULES & THAT
SHORT-TERM RENTAL IS PERFECTLY OKAY & NOT AGAINST
THE LAW. THAT ALONE COULD POSSIBLY HELP GET RID OF
THAT OBJECTION.

INSURANCE
EXPLAIN TO THE LANDLORD THE PROCESS OF HOW
(AIRBNB INSURANCE) WORKS, AND THAT AIRBNB COVERS
UP TO ($1,000,000). YOU CAN ALSO TAKE THE LANDLORD
YOUR ADDITIONAL RENTAL INSURANCE & ADD IT TO THE
CONTRACT STATING THAT YOU ARE GOING TO BE LIABLE
FOR ANY DAMAGES YOURSELF. (PLEASE REMEMBER THAT
THERE ARE SPECIFIED INSURANCE OFFERS FOR DIFFERENT
MARKETS). YOU CAN ALSO GO ABOUT SUGGESTING A
INCREASE IN THE SIZE OF YOUR SECURITY DEPOSIT.

INCREASED DEPRECIATION & RISK OF

DAMAGE ON THEIR PROPERTY UNIT
YOU CAN BE SURE TO MENTION TO THE LANDLORD THAT
MAJORITY OF THE GUESTS GOING TO BE RENTING WHILE
EITHER ON VACATION AND OR ON A BUSINESS TRIP,
MEANING THAT THEY WONT BE IN THE BUILDING MOST OF
THE TIME. SUGGEST DEEP CLEANING THE PLACE OUT
AFTER A BOOKING ASWELL AS MAKING SURE THE OUTSIDE
PROPERTY IS WELL-TAKEN CARE OF BECAUSE IF NOT THEN
ANY BAD REVIEWS WILL BE THE CAUSE TO LOSING MONEY.

BAD GUESTS
 LET THEM KNOW THAT (99%) OF THE GUESTS WHO MAY
BOOKING THE RENTAL ARE PEOPLE WHO ARE
REASONABLE. BE SURE TO LET THEM KNOW THAT
(AIRBNB) DOES PRE-SCREENING AND GUESTS CAN ONLY BE
ACCEPTED WITH A PROFILE THAT FITS THE STANDARD TO
BOOK THE RENTAL, AND THAT THEY ALSO HAVE TO ACCEPT
THE HOUSE RULES BEFORE THEY MAKE A BOOKING. SHARE
THE RULES WITH THE LANDLORD AND LET THEM GO OVER
THE RULES JUST INCASE THEY MAY HAVE ANY INPUTS. TOO
IMPORTANT CAN BE THAT MOST OF THE GUESTS ARE
DOING BUSINESS TRIPS OR VACATION, WHICH MEANS
THAT THEY ARE NOT IN THE APARTMENT A LOT USUALLY.
THOSE GUESTS ARE LOW-RISKS AND TYPICALLY DO NOT
CAUSE ANY PROBLEMS. IF THIS DOES NOT WORK, YOU CAN
OFFER TO HOST JUST TO SPECIFIC GROUPS LIKE FAMILIES,
BUSINESS TRAVELERS, AND SO ON.

IMAGINE: YOU OWN A PROPERTY: YOUR TENANT

APPROACHES WANT YOU TO LET HIM SUBLET THEIR SPACE
TO A LARGE NUMBER OF STRANGERS (GOING IN AND OUT)
FOR THEIR PROFIT.

WHY SHOULD HE LET YOU DO THAT?

THERE ARE MANY THINGS THAT YOU CAN TRY TO DO TO
CONVINCE THE LANDLORD. THE OBVIOUS, BUT NOT
ALWAYS NECESSARY THING IS TO PAY MORE RENT OR
GIVE A SHARE OF THE REVENUE THAT YOU EARNED WITH
YOUR SHORT TERM RENTAL (STR) BUSINESS.
‍
YOU CAN TRY TO CONVINCE THE LANDLORD THAT YOU ARE
GOING FOR A LONG-LASTING PARTNERSHIP. IF THE
LANDLORD HAS MORE THAN ONE PROPERTY AND
WORKING TOGETHER WORKS WELL, HE DOES NOT EVER
AGAIN WORRY ABOUT HAVING HIS APARTMENTS EMPTY
SINCE YOU CAN TAKE THEM AND RENT THEM OUT AS
WELL.
 YOU ALSO WILL TAKE CARE OF THE PROPERTIES, FAR
BEYOND DEEP CLEANING AFTER EVERY STAY, SINCE THIS
IS YOUR BUSINESS, THE SOURCE OF YOUR INCOME, AND
ONLY IF YOUR GUESTS ARE HAPPY AND YOUR REVIEWS
ARE REASONABLE, YOU WILL MAKE PROFITS.

WIN-WIN-WIN.

SIDE NOTE: IF YOU ARE JUST PLANNING TO RENT OUT A

BEDROOM THEN YOU CAN LET THE LANDLORD KNOW THAT
YOU WILL BE IN THE HOME DURING THE BOOKING.

“SO MOVING PAST THE RESEARCH FOR

NOW…LET’S MOVE ON TO GETTING SOME
PROPERTIES”.

- “LOCATION” IS THE MOST IMPORTANT PIECE OF

THE PUZZLE TO HAVING A PROFITABLE “PROPERTY
RENTAL” BUSINESS, EVEN MORE SO OVER THE SIZE OF
YOUR PROPERTY. A LUXARY LOCATION FOR YOUR
PROPERTY RENTAL WILL ATTRACT CUSTOMERS. LET’S
JUST SAY THAT YOU HAVE A RENTAL PROPERTY THAT’S
SURROUNDED BY EITHER A (SPORTS STADIUM,
SHOPPING CENTER, FOOD RESTUARANTS, MOVIE
THEATRES, EVENT CENTERS, A BEACH, AMUSEMENT
PARK ETC), YOU WILL ATTRACT A LOT OF CUSTOMERS.
WHEN GOING THROUGH THE PROCESS OF DOING
YOUR RESEARCH FOR A PROPERTY, MAKE SURE THAT
YOU GOOGLE THE ‘TRAFFIC FLOW’ IN THAT AREA OF
 THE RENTAL BECAUSE THOSE ARE THE PLACES
PEOPLE WANT TO BE.

- “SIZE OF RENTAL” AT THIS POINT OF THE GUIDE

WE WILL TALK ABOUT THE SIZE OF PROPERTY
RENTALS. THIS WILL BE THE SECOND THING ON YOUR
TO DO LIST WHEN SHOPPING AROUND AND
RESEARCHING FOR A RENTAL PROPERTY RIGHT AFTER
FINDING THE PERFECT LOCATION, BUT YOU DON’T
HAVE TO JUST GO STRAIGHT TO A (3) BEDROOM
APARTMENT/HOME WHEN GETTING STARTED.
DEPENDING ON THE TYPE OF AIRBNB RENTAL YOU ARE
TRYING TO PUT TOGETHER YOU CAN JUST GO WITH
SOMETHING SPACIOUS THAT HAS 1-BEDROOM IF
YOU’RE IN LIKE A MAJOR CITY OR SO. I WILL SAY
THOUGH THAT YOU WANT TO HAVE SOMETHING THAT
HAS ENOUGH ROOM AND ALSO ENOUGH SPACE TO
WHERE YOU CAN BE ABLE TO RENT FOR A GOOD
DECENT PRICE. ANOTHER GREAT IDEA THAT YOU CAN
DO IS TRYING RENTING A NICE SIZE BUILDING AND
SECTIONING IT OFF TO ESTABLISH YOURSELF SOME
LOFT RENTALS RATHER IT’S A BIG NICE SIZE OLD
RUNDOWN BUILDING OR SOMETHING LIKE A OLD
WAREHOUSE BUILDING THAT YOU CAN TURN INTO
SOMETHING NICE. IN THE SENSE OF GETTING A BIG
NICE SIZED BUILDING YOU CAN SIMPLY ADD ON
AMENTITIES SUCH AS A BAR, LUXUARY FURNITURE,
ARCADE GAMING SYSTEMS, JACUZZI’S ETC TO GIVE IT
A MORE LUXUARY FEELING. WHEN YOU’RE DONE
ADDING HIGH-END FURNITURE, LUXUARY AMENTITIES
AND ALL OF THAT GOOD STUFF, YOU WILL THEN BE
ABLE TO LIST THAT PROPERTY RENTAL AS A “LUXUARY
RENTAL” AND THAT WILL GIVE YOU ROOM FOR A
LITTLE INCREASE ON PRICING. JUST TAKE A MOMENT
AND THINK ABOUT THE ATTRACTION OF PEOPLE YOU
 WILL ATTRACT FROM BUSINESS PEOPLE, ATHLETES,
CELEBRITIES ETC.

- “2-3 NIGHT MINIMUM” OKAY SO DO YOU GUY’S

REMEMBER GOING OVER LETTING THE LANDLORD OR
WHATEVER KNOW THAT YOU’RE WILLING TO COVER
AND DAMAGES ETC, WELL THIS IS WHERE YOU WILL
NEED TO KEEP YOUR WORD AND MAKE SURE YOU
AVOID ANY MISHAPS. MY RECOMMENDATION WOULD
BE TO SET A (2-3) NIGHT MIMIMUM AT A TIME. THIS IS
VERY IMPORTANT AS WELL IF YOU HAVE RENTAL
PROPERTIES IN A STATE THAT YOU DO NOT LIVE IN
BECAUSE IT MAKES IT HARDER FOR YOU TO ACTUALLY
PHYSICALLY VISUALIZE THE ACTUAL CONDITION OF
THE PROPERTY AFTER EACH BOOKING. YOU’RE ALSO
PROBABLY WONDERING HOW COULD YOU GET RENTAL
PROPERTIES IN A STATE THAT YOU ARE NOT IN, BUT
IT’S SIMPLE AS DOING IT IN YOUR OWN STATE/CITY,
BECAUSE EVERYTHING SHOULD BE DONE ONLINE
ANYWAYS AND AFTER YOU HAVE SECURED THE
ACTUAL RENTAL THEN YOU TAKE THAT TRIP TO
WHEREVER IT IS YOU NEED TO GO TO PICK UP THE
KEYS. ANOTHER SMART THING TO DO FOR YOUR
PROPERTY RENTALS WILL BE TO GET A LOCK-BOX FOR
EACH RENTAL ATLEAST (5-10) MINUTES OUT FROM
EACH ONE, SO THAT YOU DO NOT HAVE TO BE THERE
PHYSICALLY EVERYTIME TRANSCATION TO EXCHANGE
THE KEY WITH THE RENTER. ONCE THEY MAKE THEIR
BOOKING AND IT’S CONFIRMED THEN YOU CAN JUST
EASILY GIVE THEM THE CODE TO THE LOCK-BOX TO
GET THEIR KEY AND ONCE THEIR DONE THEY CAN JUST
SIMPLY RETURN THE KEY BACK TO THE LOCK-BOX. (BE
SURE TO GET YOU A RING SECURITY SYSTEM ASWELL).
 - “SUB-LEASING” THERE ARE LANDLORDS OUT
THERE IN APARTMENT COMPLEXES THAT CAN BE
TOTAL A**HOLES WHEN IT COME’S TO LETTING THEIR
PROPERTIES BE SUB-LEASED BY TENANTS. I DO
RECOMMEND SPEAKING TO THEM ABOUT SUB-
LEASING IF YOU HAVE A SOLID RELATIONSHIP WITH
THEM, OR YOU CAN JUST NOT TELL THEM WHAT
YOU’RE DOING.

SIDE NOTE: THERE ARE SOME PLACES THAT DOES

REQUIRE THAT IF SOMEONE IS AT A CERTAIN PROPERTY
FOR MORE THAN “2” WEEKS (14 DAYS) AT A TIME, THEY
MUST BE ADDED ONTO THE LEASE. TO AVOID THIS TRY
NOT DOING A BOOKING FOR NOMORE THAN (13) DAYS AT
A TIME. ALWAYS DO A DAY UNDER.

“PRICING YOUR RENTALS” OKAY THIS IS THE PART

WHERE YOU’RE GOING TO BE GETTING YOURSELF
ESTABLISHED WITH WAYS ON PRICING YOUR RENTAL
PROPERTIES. A QUICK AND EASY WAY IS TO DOWNLOAD
THE “AIRBNB” APP AND PROCEED TO CREATE A ACCOUNT,
AND THEN YOU’RE GOING TO BASICALLY JUST ACT LIKE
YOU’RE TRYING TO LIST A PROPERTY. ONCE YOU DO THAT
YOU SHOULD SEE DETAILS ON OTHER PROPERTIES IN THAT
AREA THAT YOU’RE TRYING TO LIST YOUR RENTAL
PROPERTY IN FOR THE PAST (30) DAYS, AND YOU WANT TO
ALWAYS TRY TO UPSALE YOURS BY ($20-$25) MORE. THE
THING WITH THIS IS THAT YOU WANT TO ALWAYS PRESENT
YOUR RENTALS AS LUXUARY TO MAKE PEOPLE THINK THAT
THEY ARE GETTING THEIR MONEY WORTH WHEN BOOKING.
EXAMPLE: YOU SEE A RENTAL FOR ($300) A NIGHT THEN
YOU JUST ADD ON YOUR EXTRA ($20-$25) TO YOUR
LISTING.
 “MULTIPLE RENTAL PROPERTIES” LET’S CLEAR
THIS QUESTION RIGHT OUT THE GATE. (YES) YOU CAN
HAVE MULTIPLE PROPERTY RENTALS ON 1 (CPN) FILE, I
MEAN THAT’S LIKE ASKING CAN YOU RENT MORE THAN
ONE PLACE TO LIVE ON YOUR REAL SSN. THE ANSWER
WILL BE (YES) AS LONG AS YOU CAN AFFORD MULTIPLE
PROPERTIES THEN GO FOR IT. SO WITH THAT BEING SAID,
MAKE SURE YOUR PAY/CHECK STUBS REFLECT THAT YOU
ARE MAKING MORE THAN ENOUGH MONEY TO BE ABLE TO
COVER WHATEVER RENTAL PROPERTIES IT IS THAT YOU
HAVE AND THEY WON’T DENY YOU. THE GOAL IS TO
ALWAYS MAKE SURE YOUR FIRST RENTAL IS PAYING FOR
YOUR SECOND RENTAL AND SO FORTH ON BECAUSE YOU
SHOULD NEVER HAVE TO DIG IN YOUR POCKETS TO PAY
FOR A SECOND RENTAL PROPERTY.

“NO PARTIES
ALLOWED”
STEP 7: GETTING CREDIT CARDS
WITH HIGH LIMITS
OKAY SO HERE, I KNOW WE HAVE A LOT OF PEOPLE OUT
THERE IN SOCIETY THAT DO NOT HAVE ANY TYPE OF
PATIENCE, BUT SOMETIMES PATIENCE CAN BE KEY IN ANY
TYPE OF SITUATION, AND THIS IS ONE OF THOSE
SITUATIONS WHERE A LITTLE PATIENCE WILL HELP YOU
OUT. YOU WILL NOT GET A HIGH LIMIT CREDIT CARD WITH
A BLANK CPN SO GET THAT OUT OF YOUR MIND RIGHT
NOW, IT TAKES MONEY TO MAKE MONEY AND IT TAKES
CREDIT TO MAKE CREDIT. SAME RULES APPLY. YOU WILL
NEED AUTHORIZED USER TRADELINES WITH ATLEAST (4-5)
YRS OF HISTORY ON THEM, ATLEAST (2) TRADELINES AND
YOU WILL BE ABLE TO GET A GREAT HIGH LIMIT CREDIT
CARD. INDUSTRY STANDARD IS (5) YEARS OF HISTORY. I
WILL LIST BELOW A FEW GREAT CREDIT CARDS TO GO
AFTER ONCE YOU HAVE THOSE TRADELINES REPORTING.

BANK OF AMERICA
($7,000-$10,000)

CAPITAL ONE
($3,500-$5,000)

DISCOVER CARD
($5,000-$8,500)

AMERICAN EXPRESS
($10,000-$15,000)

WELLS FARGO
($3,500-$5,000)

YOU WILL NOT BE ABLE TO GET THESE KIND OF LIMITS

WITH A BLANK CPN, SO IF YOU DON’T HAVE THE FUNDS TO
PURCHASE ANY AUTHORIZED USER TRADELINES THEN YOU
WILL HAVE TO GO THE TRADITIONAL WAY OF BUILDING
THE CREDIT FILE WITH PRIMARY TRADELINES, WHICH
COULD BE ATLEAST A (6) MONTH PROCESS. YOU CAN ALSO
JUST GET SECURED CREDIT CARDS AND MAKE THE (90-120)
DAY PAYMENTS MONTHLY UNTIL THEY LET YOU SWITCH
FROM A SECURED CARD TO AN UNSECURED CARD, BUT
BUYING AUTHORIZED USER TRADELINES ARE JUST MUCH
 MUCH MUCH FASTER. ALSO YOU CAN BUILD MULTIPLE
CPNS AT THE SAME TIME AND BUILD THEM TRADITIONALLY
ALL AT THE SAME TIME, SO THAT WHEN THEY ARE READY
TO GO YOU WILL HAVE ALL OF THEM TO GET APPROVED
FOR CREDIT LIMITS WHICH WILL ALL TOTAL TO A LOT OF
CREDIT. PATIENCE IS EVERYTHING IF YOU DO NOT HAVE
THE FUNDS TO BUY THE AUTHORIZED USER TRADELINES.

STEP 8: BUYING A CAR WITH A

CPN
OKAY SO I KNOW A LOT OF YOU ALL DONE HEARD, SAW OR
HAVE GOTTEN A CAR WITH A CPN BEFORE. THIS IS PRETTY
SIMPLE AND STRAIGHTFORWARD AS IF YOU WAS GOING
TO GET A CAR IN YOUR NAME JUST A LITTLE DIFFERENT
BUT NOT TO MUCH FOR THE SIMPLE FACT YOU’RE GOING
TO BE USING TWO FILES NOW. (CPN + REAL SSN). OKAY
SO, I WANNA START THIS OFF BY SAYING, THERE ARE ALOT
OF PEOPLE OUT THERE THAT ARE DOING OR TRYING TO DO
(CPNS) AND SIMPLY DONT REALLY KNOW OR UNDERSTAND
WHAT THEY ARE DOING, SO I AM GOING TO COVER ALOT
OF GROUND IN THIS PART OF THE COURSE TO HELP
WHOMEVER IS READING THIS UNDERSTAND THE CORRECT
WAY TO GO ABOUT GETTING A VEHICLE WITH A (CPN) THE
LEGAL WAY. TO GET STARTED HERE, YOU HAVE TO
UNDERSTAND A FEW THING'S WHEN PURCHASING A
VEHICLE WITH A (CPN), BECAUSE YOU DON'T WANT TO BE
THE PERSON WHO MAKE'S THE MOST SIMPLEST MISTAKE'S
WHEN IT'S NOT THAT HARD IN THE FIRST PLACE. I AM NOT
GOING TO SIT UP HERE AND TELL YOU THAT YOU'RE NOT
GOING TO GET CAUGHT UP TRYING TO GET A VEHICLE
BECAUSE QUITELY FRANKLY THERE ARE PEOPLE WHO GET
CAUGHT UP IN THE PROCESS OF TRYING TO GET THE
VEHICLE BECAUSE DON'T KNOW THE CORRECT WAY TO DO
THINGS. A (CPN) IS STRICTLY FOR REPORTING CREDIT AND
WITH THAT BEING SAID WHEN IT COME'S TO PURCHASING
 A VEHICLE, YOUR (CPN) WILL ONLY BE USED TO GET THE
(AUTO LOAN). SO TO ANSWER YOUR QUESTION BEFORE
YOU EVEN ASK, "NO" YOU WILL NOT REGISTER OR INSURE
THE VEHICLE WITH YOUR (CPN). MY RECOMMENDATION
FOR TRYING TO GET A CAR WITH A (CPN) WILL BE "B-CAR
LOTS", MEANING CAR DEALERSHIPS THAT DOES NOT DO
ANY TYPE OF ARDENT CREDIT CHECKS, BACKGROUND
CHECKS & WILL NOT REQUIRE MUCH FROM YOU TO PULL
OFF THE CAR LOT. THERE ARE A PLETHORA OF SECOND
CHANCE CAR LOTS & BUY HERE, PAY HERE CAR LOTS ALL
ACROSS THE U.S. AND THOSE ARE THE CAR DEALERSHIPS
YOU WOULD WANT TO TARGET, BUT JUST BECAUSE THESE
ARE NOT THE MAJOR DEALERSHIPS IT DOES NOT MEAN
THAT THESE DEALERSHIPS ONLY CARRY CHEAP CARS.
THERE'S A COUPLE ONLINE CAR DEALERSHIPS THAT ARE
VERY (CPN) FRIENDLY (CARVANA/CARMAX), WHICH IS
GREAT BECAUSE YOU CAN DO EVERYTHING ONLINE
WITHOUT PHYSICALLY HAVING TO GO INTO THE
DEALERSHIP. I SUGGEST THAT WHEN DEALING WITH THESE
ONLINE DEALERSHIPS YOU DO NOT TRY TO EXCEED MORE
THAN ($40,000) FOR A VEHICLE TO AVOID HAVING TO
PROVIDE EXTENSIVE DOCUMENTATION TO GET THE CAR.
(CARVANA/CARMAX) BOTH DELIVER CAR'S RIGHT TO A
PERSON'S DOORSTEP. I ALWAYS FIND MYSELF EXPLAINING
TO PEOPLE THAT THE CHEAPER THE CAR IS, THE LESS
DOCUMENTATION YOU'RE GOING TO NEED TO GET A
VEHICLE. (DON'T BE ONE OF THOSE PEOPLE) WHO TRY'S
TO BE A SHOW-OUT AND TRY TO GO TO ONE THE HIGH-END
DEALERSHIPS LIKE (MERCEDES-BENZ, ROLLS ROYCE ETC).
ONCE AGAIN, (CARMAX) IS THE GO TO ONLINE DEALERSHIP
WHEN TRYING TO GET A CAR BUT YOU WANT TO MAKE
SURE YOU STAY UNDER THE ($40K) RANGE WHEN USING A
CPN TO MAKE IT EASIER FOR YOU TO GET THE CAR. A LOT
OF THE PLACES THAT DOES IN-HOUSE FINANCING ARE
ALSO EASY AS WELL TO DRIVE OFF THE LOT FROM. YOU’RE
GOING TO NEED (CHECK STUBS) AND SOMETIMES YOU
WILL NEED (JOB VERIFICATION) SO IT’S ALWAYS GOOD FOR
YOU TO HAVE A FRIEND/FAMILY MEMBER ON ALERT JUST
INCASE THEY ASK FOR (JOB VERIFICATION), BUT DEALING
WITH (CARMAX) THEY DON’T REALLY BE ASKING FOR
MUCH EXCEPT (CEHCK STUBS) ABOUT (80%) OF THE TIME.
BE SURE TO USE THE (WWW.REALCHECKSTUBS.COM)
WEBSITE I GAVE YOU UNLESS YOU HAVE SOMEONE
PERSONALLY THAT DOES GREAT STUBS THAT LOOK
OFFICIAL.
LETS GET STARTED….
TO GET STARTED YOU WILL NEED TO FIND A RELIABLE AND
VERIFIED DEALERSHIP THAT KNOWS HOW TO USE A CPN
FILE FOR ANY AUTO PURCHASES AND YOU WILL DO THAT
BY RESEARCHING FOR THE SMALLER MOM & POP TYPE
DEALERSHIPS (B-LOTS) THAT OFFERS EITHER BANK
FINANCING OR IN-HOUSE FINANCING. YOU CAN PLACE A
QUICK CALL TO THEM AND ASK TO BE REFERRED OVER TO
THE (FINANCE DEPARTMENT) AND JUST SIMPLY ASK THEM
DO THEY ACCEPT (CPNS), EITHER THEY ARE GOING TO
TELL YOU “YES” OR “NO”. IF YOU FEEL LIKE YOU DON’T
WANT THEM TO KNOW WHAT YOU’RE USING THEN JUST
SIMPLY FIND YOUR DEALER AND GO THROUGH WITH THE
PROCESS. YOU WILL NEED TO ALREADY HAVE THESE
DOCUMENTS AT THE READY (DRIVERS LICENSE, ALT FORM
OF ID SUCH AS A PASSPORT, CHECK STUBS, BANK
STATEMENTS AND OR PROOF OF RESIDENCE) THAT’S ALL
TIED TO YOUR CPN FILE. ALWAYS MAKE SURE YOU GOT
ATLEAST (30%) OF UNUSED CREDIT REPORTING ON YOUR
FILE FOR THE APPLICATION AND (10%) OF THE DOWN
PAYMENT ON STAND-BY JUST INCASE YOU NEED TO PUT
SOMETHING DOWN, BUT IF YOU HAVE AUTHORIZED USER
TRADELINES REPORTING THEN YOU MAY NOT HAVE TO PUT
ANYTHING DOWN. YOUR PUBLIC RECORDS ON YOUR CPN
SHOULD ALREADY BE STRENGTHENED AT THIS POINT OF
THE GUIDE COURSE. IF YOU HAVE TRADELINES REPORTING
THEN YOU WILL MORE THAN LIKELY GET A MORE SUITABLE
(APR) RATE ASWELL AS A MORE FLEXIBLE DOWN PAYMENT
IF ONE AT ALL, THEN IF YOUR FILE WASN’T GOOD AT ALL.
KEY NOTE: (IT IS GOOD TO HAVE TRADELINES REPORTING
WITH ATLEAST (5) YRS OF HISTORY BECAUSE THAT CAN
GET THE BANKS TO ASK FOR LESS VERIFICATION FROM
YOU. BE SURE TO GET A CAR THAT YOU KNOW YOU WILL
BE ABLE TO MAKE THE MONTHLY PAYMENTS ON. TRY TO
GET EVERYTHING DONE ONLINE BEFORE GOING TO THE
DEALERSHIP JUST INCASE YOU RUN INTO ANY PROBLEMS
BEFOREHAND, SO YOU CAN GIVE YOURSELF TIME TO FIX
WHATEVER PROBLEM YOU HAVE. EVERY DEALERSHIP DOES
NOT HAVE THE SAME POLICY SO BE SURE TO DO YOUR DUE
DILIGENCE AHEAD OF TIME. YOU WILL BE USING THE (CPN)
FILE TO GET THE AUTO LOAN FOR THE VEHICLE BUT YOU
WILL BE REGISTERING THE CAR WITH YOUR REAL (SSN)
NUMBER. AS LONG AS YOU’RE MAKING YOUR MONTHLY
PAYMENTS THEN YOU WONT HAVE TO WORRY ABOUT THE
REPO MAN COMING TO GET THE CAR.

- INSURANCE –
AS FOR INSURANCE FOR THE VEHICLE YOU CAN USE YOUR
(CPN) FILE TO GET THE INSURANCE THAT YOU NEED. GO TO
(GEICO INSURANCE) TO GET INSURANCE, THEY DON’T DO
EXTENSIVE BACKGROUND CHECKS (HELL IF ANY) AT ALL.

STEP 9: GETTING CARE CREDIT

THIS IS THE PART WHERE YOU CAN MAKE SOME SERIOUS
MONEY OR IF YOU’RE A FEMALE READING THIS THEN
CONSIDER THIS A BONUS POINT FOR YOU. YOU WILL NEED
A FAIR SCORE OF (690+) IN ORDER TO HAVE A CHANCE OF
GETTING APPROVED FOR (CARE CREDIT). A COUPLE
AUTHORIZED USER TRADELINES WITH ATLEAST (5) YRS OF
HISTORY ON A BLANK CPN FILE WILL PUT YOU IN THE
GAME FOR SURE. THE THING ABOUT (CARE CREDIT) IS
 THAT IF YOU NEED ($15K) THEN YOU SHOULD ASK FOR
($20K-$25K) BECAUSE THEY’RE NOT GOING TO APPROVE
YOU FOR THE AMOUNT YOU NEED SO ALWAYS REQUEST
HIGHER THAN YOU ACTUALLY NEED, BUT THE GOAL IS TO
GET ACCEPTED AND APPROVED FOR THE LINE OF CREDIT
AND YOU CAN GO BACK AND ASK FOR A HIGHER LIMIT
AFTER YOU’RE APPROVED. ONCE YOU’RE APPROVED THEY
WILL GO AHEAD AND GET YOUR (CARE CREDIT) CARD
MAILED TO YOU WITHIN (10) BUSINESS DAYS. REMEMBER
WHEN I WAS EXPLAINING TO ALWAYS CREATE MULTIPLE
CPNS WHEN YOU CREATE ONE, THIS IS ANOTHER TIME TO
DO IT BECAUSE THEN YOU WILL HAVE MULTIPLE CPNS TO
GET MULTIPLE LINES OF CREDIT WITH AND YOU CAN
CHARGE PEOPLE (50%) OFF FOR WHATEVER LIMIT THEY
NEED AND PUT SOME MONEY IN YOUR POCKET FOR SURE.
IF YOU ARE IN MAJOR CITIES WHERE THERE ARE A LOT OF
CELEBRITIES, ATHLETES ETC THEN YOU’RE IN THE MONEY
FOR MAKING SOME SERIOUS MONEY OFF OF (CARE
CREDIT). THEY OFFER A LOT OF DIFFERENT SERVICES
SUCH AS (BBLS, LIP 360, PET CARE, LASIK TREATMENT,
SKINCARE TREATMENT, VANEERS, DENTAL TREATMENTS
ETC). PATIENCE IS KEY IN THIS SITUATION ASWELL.

STEP 10: CPN FRIENDLY BANKS

THERE ARE A FEW BANKS THAT ARE CPN FRIENDLY AT THE
TIME OF THIS WRITING. SOME ARE MAJOR BANKS AND
SOME ARE MOBILE BANKING ACCOUNTS THAT YOU CAN
GET WITH YOUR CPN FILE. I WILL SHARE A LIST BELOW.

VARO BANK (MOBILE BANKING)

CHIME ONLINE BANKING (MOBILE BANKING)

WELLS FARGO
NAVY FEDERAL (FIND SOMEONE WITH INVITE CODE)
 US BANK (THEY ARE VERY EASY WITH CPNS)

BANK OF AMERICA (THEY ARE VERY EASY WITH

CPNS)

GO2BANK (MOBILE PREPAID BANKING)

CHASE BANK
SIDE NOTE: WE ALL KNOW NAVY FEDERAL IS FOR THE
PEOPLE AND WITH THAT BEING SAID YOU ARE ALLOWED
TO GET CREDIT CARDS AND PERSONAL LOANS.

STEP 11: PAYDAY LOANS WITH

CPNS
I GET A LOT OF QUESTIONS ABOUT GETTING A LOAN/LOANS
WITH CPNS, SO I WILL GIVE A RUNDOWN ON SOME LOANS
COMPANIES YOU CAN GET THROUGH WITH WHEN USING A
CPN FILE. THIS IS ALSO A QUICK WAY OF GETTING TO A
BAG IF YOU’RE GOING TO ACTUALLY SIT DOWN AND MAKE
THAT HAPPEN FOR YOURSELF OR ONE OF YOUR CLIENTS. I
WILL GIVE A LIST OF (PAYDAY) LOAN COMPANIES BELOW
THAT I USE BUT YOU CAN SIMPLY JUST GOOGLE “PAYDAY
LOANS” AND THERE WILL BE THOUSANDS OF COMPANIES
THAT COME UP. BEFORE GETTING STARTED THOUGH YOU
WILL NEED TO GET ESTABLISHED WITH A BANK ACCOUNT
WITH YOUR CPN BECAUSE THESE LOAN COMPANIES
DEPOSIT MONEY INTO YOUR ACCOUNT WITHIN (24-48)
HOURS. ALWAYS BE SURE THAT WHEN MAKING A ACCOUNT
WITH THEM TO MAKE ONE THAT YOU WONT CARE TO MUCH
ABOUT BECAUSE YOU ARE GETTING EXTENDED A LOAN SO
THEY WILL BE TRYING TO GET THEIR CASH BACK FROM
YOU ASWELL, SO IF YOU PLAN ON MAKING A COME-UP AND
NOT PAYING IT BACK THEN I SUGGEST A ACCOUNT YOU
DON’T CARE TO MUCH ABOUT. OH YEAH, MOST OF THESE
PLACES WILL HAVE VERY HIGH INTEREST RATES ASWELL, I
 MEAN THEY ARE (PAYDAY LOAN) COMPANIES THAT ARE
DESIGNED FOR PEOPLE WITH BAD CREDIT. FOR THE MOST
PART THOUGH AS FAR AS DOCUMENTATION THEY ONLY BE
WANTING TO SEE (CEHCK STUBS) BUT I PREFER TO HAVE
(CHECK STUBS, SSC CARD, BANK STATEMENTS, ID) ON
HAND JUST INCASE YOU NEED SOME EXTRA
DOCUMENTATION THEN YOU WILL ALREADY BE AHEAD OF
THE GAME. HAVING A CPN FILE WITH A SCORE OF (600) OR
MORE WILL GET YOU IN THE DOOR TO START MAKING
SOME THOUSANDS QUICKLY AND THIS IS WHERE (1-2)
TRADELINES WILL COME IN HANDY AT AND GET YOU
THROUGH THIS PROCESS A LOT FASTER THAN GOING THE
TRADITIONAL WAY OF BUILDING YOUR FILE. JUST THINK OF
IT AS A INVESTMENT TO MAKE MORE MONEY. IF YOU’RE
GOING TO RUN IT UP AND GO ABOUT YOUR BUSINESS
THEN YOU HAVE (30) DAYS BEFORE THEY GET TO
REPORTING THAT THE LOANS HAVNT BEEN PAID ON SO
YOU GOT TIME TO DO A LOT OF LOANS DEPENDING ON
HOW FAST YOU ARE MOVING. HELL, IT ONLY TAKE (7) TO
GET ABOUT ($15K-$20K) IN LOANS. LETS GET INTO THE
COMPANIES WE HAVE AT OUR DISPOSAL.

OPPLOANS.COM
(LETS JUST SAY $3,500-$4,500 WITH A 600+)

SPEEDYCASH.COM
(YOU CAN GET A PAYDAY LOAN OF $1,000-$2,000 WITH A
580+)

CASHNETUSA.COM
(FOR A GOOD CHANCE OF APPROVAL I’LL SAY A 575+ FOR
$3K INSTANTLY)

SOFI.COM
 (SOFI WILL GIVE YOU A LOAN UP TO $100K WITH JUST A
690+)

TO FIND MORE OF THESE KIND OF LOAN COMPANIES JUST

SIMPLY GO TO (WWW.GOOGLE.COM) AND GOOGLE
“PAYDAY LOANS” AND FIND COMPANIES. SOME OF THESE
COMPANIES WONT BE AVAILABLE TO CERTAIN STATES SO
YOU WILL HAVE TO DO A LITTLE RESEARCH, BUT THIS IS A
WAY TO RUN UP A BAG QUICKLY. IF YOU’RE A TRUE
HUSTLER BY NATURE THEN YOU ALREADY KNOW THAT YOU
CAN CHARGE PEOPLE TO GET THESE LOANS RATHER ON
THERE REAL (SSN) OR FOR THEIR (CPN) FILE.

HOPEFULLY EVERYTHING I JUST GAVE YOU IN

THIS E-BOOK IS EVERYTHING THAT YOU NEED
TO HAVE A SUCCESSFUL AND FINANCIAL-FREE
JOURNEY. I HAVE MADE THOUSANDS AND
THOUSANDS OF DOLLARS JUST SITTING AT
HOME USING THESE METHODS AND SAUCE
THAT’S IN THIS GUIDE AND I KNOW YOU CAN
DO IT TO JUST AS LONG AS YOU’RE FOCUSED
AND DEDICATED TO THE PROCESS. IF THERE
ARE ANY QUESTIONS ETC THEN DO NOT
HESITATE TO SEND ME A EMAIL OR TEXT, I
WILL DO THE BEST I CAN TO HELP YOU GET
WHERE YOU NEED TO BE. GOOD LUCK ON
YOUR JOURNEY!!

CONTACT INFO:
 EMAIL:
[email protected]
TEXT NUMBER: (810-322-1985)
TIKTOK: @AMERIKANGOAT2XX
TELEGRAM: @FULLYLOADEDCLASSROOM

BONUS INFORMATION:
CROWNJEWELERS.COM – MAKE SURE THAT YOU ARE
USING A ACTIVE EMAIL BECAUSE THERE CAN BE A ($2,500)
APPROVAL THAT GOES TO THE EMAIL YOU LIST WHEN
APPLYING. THIS IS PRETTY SIMPLE BECAUSE ONCE YOU
MAKE A PURCHASE OF ($30) AND UNDER WITH YOUR CPN
THEN YOU WILL RECEIVE ATLEAST A ($2,500) CREDIT LINE
WITH THIS JEWELER COMPANY.

HUTTONCHASE.COM – LETS JUST SAY ABOUT ($1,500-

$2,500) CREDIT LIMIT WHEN YOU APPLY WITH THEM.

OXPUBLISHING.COM – HERE YOU CAN POSSIBLY GET A

CREDIT LIMIT WITH THEM FOR ABOUT ($3,000)

MASONEASYPAY.COM – THIS BASICALLY A FREE-

TRADELINE.

LEASEVILLE.COM – THEY HAVE ELECTRONICS LIKE

COMPUTERS, LAPTOPS, CAMERAS ETC AND WILL
BASICALLY APPROVE ANYONE THAT APPLIES.
 ROOMSTOGO – THIS IS A AFFORDABLE FURNITURE
STORE FOR CUSTOMERS TO SHOP ONLINE OR AT ONE OF
THEIR STORE LOCATIONS THAT OFFER LIVING ROOM,
DINNING ROOM, BEDROOMS, PATIO, KID&TEENS
FURNITURE. THEY OFFER FINANCING ASWELL. I HAVE HAD
CLIENTS ASWELL AS MYSELF GET APPROVED FOR LINES OF
CREDIT UP TO ($3K-$6K).
THEY HAVE STORE LOCATIONS IN THE FOLLOWING STATES
(ALABAMA, FLORIDA, GEORGIA, LOUISIANA, MISSISSIPPI, NORTH
CAROLINA, SOUTH CAROLINA, TENNESSEE, TEXAS, VIRGINIA).

CITIZENS PAY – THIS IS BASICALLY A PAY TYPE LINE OF

CREDIT THAT ALLOWS YOU TO GET THING’S THAT YOU
WANT AT A COST OF $0 WITHOUT ANY HIDDEN FEE’S.
WHEN APPLYING FOR THIS LINE OF CREDIT YOU WILL HAVE
THE LUXARY OF BEING PRE-APPROVED FOR UP TO $6,000.
THERE IS A “FURNITURE” COMPANY LOCATED IN ILLINOIS
THAT ACCEPTS CITIZENS PAY CALLED “ZGALLARIE” THAT
ACCEPT’S CITIZENS PAY ASWELL.

NEED AUTHORIZED USER

TRADELINES?
IF YOU NEED AUTHORIZED USER TRADELINES THAT
ARE CPN FRIENDLY AND THAT ALSO POSTS TO
YOUR REAL SSN CREDIT FILE, THEN CONTACT ME
TODAY.
-AMERIKANGOAT2XX
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