242

13.10ee1sla t vaeer
(Transmission Of Monetary Policy)

g alg g, (Faster Transmission Of Monetary Policy ls

Always Considered Better For Working Of Economy)

13.11.2 UDGAM Ulia

RBI Re 20234i Unclaimed Deposits (ElAL qbsá

62 4LM (Rate Structure) Unclaimed Deposits Gateway to Access information 89.

Y6d 4ny (Term Structure)
UM gle (Credit Growth)
UAUA ZÜ RBIA B Á
Extranal Benchmark Based Lending
Rate (EBLR) 62 QRIR HÁ 5fl g.

13.10.1 dlIlensa aia sRsiR

(Monetary Policy Corridor) l GIgL qR-l e1ugii osi d2$2ll Depositor Education an
Awareness (DEA) isimi MA0 UA 9. +l a3A RB
q 2014i asl.

13.10.2 LAF SIRsR MANI APP

(Floor Rate) aal2 MSFu Gui 2 8. RAail al

Aided Note Identifier t9.

MSF >IRe> SDF

LAF ARSR
1%= 100 bps (Basis Points)
5.75% -25bps 6.00% +25bps 6.25%
4
SDF
MSF RBIG] IIEla q
RBIl 4 qd RBIi
Chart No. 13.10 LAF 8lesle
13.11 RBI l q 2020%
l va (RBI's new initiatives)
13.11.1 fsrea alaaa alae (DBUS)
16 s214R,2022-1 2% RAl MUHlu 75 qu sle dli alcgaa -CBS
AAn CORE l Centralized Real Time Exchang
s,- 42 2022-23i 2AA S2AH0 Ual dl. GRL DIl
 e-kuber
243
13.13 qiler s
(Commercial Bank)
csaqs -2022

aelsa Ba6I`sE - MDR

MDR 3. Bl Iugi ala2l (Accepting

8MAUS åas-Bas QR ARIR DU4g (Provide Loan)Deposités)
Q4 Ad (Credit Creation)
4l 2 (Capital Formation)
MDR U i AB1 Baui Hasegi s29. (Bank
Monetize Debt)
13.12 Sll MSiR 2lgUR AA(Employment Generation)
Ge)YL alsAsA ll`t (Promote
13.12.1 ldua osI (Scheduled Bank) Entrepreneurship)
RBI Au4 - 1934 iala oll li sl
.
(Net Interest Margin NIM)
CRR, SLRu 3440 RlU-l eu x RBI MAl eg

6.61 3- Gs A RBI MAell 6%u 6 Iu Aua

13.12.2 fodARId als (Non- Scheduled Bank ) RBI

6%
SCB
10%

RBI AAuH-1934 2inoia 1ai osl

Uell NIM: 10%- 6% =4% URUA
Chart No. 13.12 l a
RBI
13.13.1 VER l ols (Public Sector Bank)

(Scheduled Bank) (Non Scheduled Bank)

RBI aA4, 1934 . RBI aMu4, 1934

au alsii Auu RBI GRL Aa Qyaa oaA, 1949

os s . idola sRUH0 UId Au Gea RBÊ AH, 1934 Q1
6.6.. SBI, Axis s . G.64. sa ARu is (LAB)
Chart No. 13.11 l a ueIe oS1A CRR, SLR Áoilad RB0-u Baual auyy .
244

s (Sponsored Bank)u Ri 3S% 44 15% Bai is.

13.13.2 al adl os (Private Sector Bank)
RRB CRR SLR AOiaA ius

9.6.64. ICICIs, AXIS AS, HDFC S qR

1.Yl u a (Old Privat Sector Bank): l i

2. l l a s (New Privat Sector Bank) : i l

RBI RBNAZ, 2023 l i Bani sa 43 RRB stÁ24

l R u i siu s.
olcRR, SLR oiaa RBIu BeuAaei eLA MI 9.
13.13.3 fEi ds (Foreign Bank)

9.6.6L HSBC s, CITI LS, 2sZ ues os qR

lun 1949 i4lA SQi AIa A RBI AARM 3:42asa ka as (Local Area Bank -LAB)

mais-l 50unAI•l s s SRU-l 29 MUU 8.

13.14 R As alads(pifferentiated Banks)

13.14.1 la male os (Regional Rural Bank- RRB)
oisd RBI GRL n? sale CRR, SLR
 245

(SFB RBI Val as QM a}.

(4) Paytm zos (5) NSDL Ü-2 s (6) A -e s

13.14.3 GIg dlga os (Small Financial Bank - SFB)

13.14.4 aseos (Payment Bank)

IPPB uLsu: "aual s- dRI GR"

IPPB giu aIAAN HI2 Fincluvation' s2

alYls la (Mortgage Loan)

3al3yeL 100 s¦s sd.

Table No : 13.7 Dlce ds d 4a diRIsla de qldl d6iqd

205 (Payment Bank) 4g ugusa os (Small Finance Bank)
3UA: q 2014
tM 200 s2s-Q yl t n 200 sRis-Q 4
246

40%
26% l l 1s14 9.

q RBI All 4E IgUu

viadl 3a.

Indian Financial System Code (IFSC)

(1) Capital Adequacy Ratio

(2) Asset Quality
(3) Management Effectiveness
NEFT) ARy o t . (4) Earring
(5) Liquidity
(6) System & Controls

BARBOBHAGAT 13.15 Sil ds (Co-Operative Bank)

Magnetic Ink Character Recognition (MICR CODE)
L9 Á`0- Bs 9.6asziAs saa aen (ECS)i

9.

As-l 2MICR 442 aÀei ciA . 6.6.3950 12004

aA4, 1955 idoa RBI GIRu ÅAulaA s24140 I 9.

 247

(Urban Co-Operative Bank) (Rural Co-Operative Bank)

lÍH oi (Short Term RCB) dsIl os (Long Tern RCB)

(Scheduled UCB) (Non Scheduled UCB)

(Multi State
Co-Operative (Operating in
Bank) Single State
Co-Operative
Bank) (PACS)

Chart No. 13.13 SSel sa SIe

13.15.1 le GS0 os (Rural Co-Oprative Bank)

C 4sI8 os (Land Development Bank-LDB)

13.15.2 IÀ NESI os (Urban Co-Operative Bank)

UÁ 2UG4 B0-iMla ds (Multi State Co-operative

0 wals gfu keng a (Primary Agricultural Credit

Societies - PACS) aau4, 2002 inola ALu 9.
 248

oqde aee aai (Bullet Repayment

M aA a0 62 aB EMI (Equated
Scheme)
Monthly

Table No: 13.8 qiQufs ds ad asi ds

qed deiqd
ula adtl s(Co-operative Bank)
Parameters) (Commerclat Bank)

1Aüag RBI 1R1 ACGa yaa dse, 1949 ila

au, MSF
9.

PSL
isilad 40% QRig-l 4als1Yi AL V3 .
BA (Basel) 4VBs

13.16 o ole1sl 2iAi (Non EXIM dssl ugusla alqiel

Banking Financial Institutions - NBFI)

13.17 uG iRdl olesl aiedri (AI

India Financial Institutions- AIFI)
13.17.1 EXIM OS
EXPORT IMPORT) s-l vu yul, 19824i
Export-ImpÑrt B¡rk of ndia Act-1981idolA auRA RR GR

G2 ut-AH ata Quie 2 eit alaaRAl yal 13.17.2 Small Industries Development Bank of India
(SIDBI)
-l Ruu The Small Industries Development Banko
olbl dyeí aulaf RA ARAR Uas. (100% aR ysl)
India Aun, 1989 >idlA aú 1990xi aÑ sl. 1
 249

IUS Alliance for Financial Inclusion o.

sDBIM0 3 RAR-l 15.4% oleil, sBI 16.73%, LIC l ISA sHG Bank Linkage Programme (1992) A3 4

aoaidn gl (Metzanine Finance)

SIDBI, Chdit Guarantee Fund iGA s . I4us (NABARD)

SAFE PLUS IIU: ai g SIDBI Asitance to

fcihtate Emergency 8. MSME GEQl> As-19

Chart No. 13.14 qJAIS Bsa deeve) /8lNei

a e (Mudra Bank)
13.17.4 2na BaH os (Natíonal Housing Bank)

di i Micro Units Development and Refinance Agency

$.

1987GIRL RAUH0 l.
B17.3 dlOnS (NABARD -National Bank for Agriculture
and Rural Development)

ADA, 2019 l 2nl4 NA OS (NHB)-l Ayg 4ulasl (100%

254Xural Infrastucture Development Fund

3u r2 2023-244i Utban Infrastructer Development Fund
si21-)

eelasa (RESIDEX)
20074i vlauz NHB ARL Ba a HùHi xl1
 250

13.17.5 NaBFID (National Bank for Financing

Infrastructure and Development)
u eisu The National Bank for Financing
Inthastructure and Development lalAun, 2021 vi4olA alha, NBFC 4?.%
AüawiAsa alu iMI (Development Finance Institution Aiaa SEBI929.
IRDAI SÀ .

19564%t
20, 000 8\Sl y den sl.
198241

S-sg USMGIs (NIP)A 466 sR2. RBI YY4 NBFC Z4-lu ue

NBFC Deposit(NBFcD

13.18 Mas sGR (Primary Dealers)

Ownod Fund) ig 3a8. 6.6L. [4, Adeu au-l, d

NBFC-Doll Ga
MS1R- NBFC ALsi uael E9M0 USL 12 4Bu ai

13.19 o-a lenl `yl

(None Banking FinacialCompaniés -NBFC)

RBI GRU A0 Bda CAR(Capital Adequacy Ratio)

NBFC nl a 3al9.
NBFC None Deposit (NBFC-ND)

9. 9.6.6L. 4IÑi Ñi S2242 (MFI)

NBFC Zs-l aaAu4 1956, iala iall diu 9. i4m NBFC P2P
Per

to Peer das4s 624i Ud O. 44

9.
 251

NBFC Account Agregator (NBFC- AA) Domestic Systemically Important Banks (D-SIB)

RBI -l SBI, ICICI \S d HDFC -A ata sl9.

Table No: 13.9 Qui os d NBFC Cll d6lgd

ua dsCommereialI Bank) NBFC

(Parameters)

1949 idola s244i a,

iAiag AuH RBI GRI As o.
SEBI, HL `u-l u2 IRDAI, \lH H}PFRDA 4R.

ugua U
(MFI) AL2 s0 s2ls

NBFC 4L2 100 % FDI 4ulsL .

(FDI)

CRR, SLR $eud u l ama 3l9. NBFCA CRR 114ai 3l el. uR NBFC-D HI2 SLR

uauß lsal dH VSR r aVg lsl a 9. , NBFC - D A sau (Time Deposit) %l s l as 0.

Demand Deposits) l 2s45, 302 sia 3ße 3e s1[ Ul Lsl el. 6.61. 418 s1
s1Z .

ail qel SARFAESI A82, 2002 itld dtl HA SIGAA 1SA `4l SARFAESI A52, 2002 idl
yl(recovery) .
AS& fus RBÊ isuIG %u ÁAlA ala lseA RBI NBFC HI2 q 20184i AAl NBFC AIsÊA udl

Basel uMES

13.20 bl
13.20.1 QIRdia afoen ols GRlu aBGL lbi 1A, 2017- ai SBI Aa ala-lsg
19 4442, 2013-u a1% aRSIR GIRI HlBI ARuBAs2 HÁ 13.20.2 lSN ds (Development Bank)

(IFCI), uRlu alabs AHa as (lDBI), ICICI, GRla

laRs Aaa ds (IBI), SIDBI, U9La, EXIM, NHB qR.
 (RRH) ÁPSL Q uls1 75% 9,

A4 (Adjusted Net Bank Credit-ANBC)Hi

40% 2

8 UMS lui , 4g 4 n Galì

PSL
(MSME),
13.20.3 s s (Bad Bank)

Table No : 13,10 PSL oild A

PSL Aa 2020 MAI 2020 v
18% 18%
ufs l NPAM0 Ml gla.
Tin Balance Sheet)l qarll 4 .
10% 12%

"SC, ST, HdAu,Baiy, agul

13.20.4aa as (NEO BANKS)

7.50% 7.50%

4.50% 2.50%

40% 40%
13.21 Miasdi qIn A
(Priority Sector Lending-PSL) PSLII Gais

PSL. 806- HwH? 6va 19684i RBI sl sl.

40 261 PSL Aval. - inola ga ARIAU I82
i, 10 2s 14u ql 12 251 i AUVAI 282
2. ARel os (20 el l u u) PSL Aai sa laz8
32 291 (QaUg BUVAU0 dal. - ioía 12 25 Asiar

auMAUM0 MUufAbi (Prority) Val ada.

luwn 33.33% dsge eds 3ß2 (Adjust Net Bank Credit -

m alal UMEl guR PSL 40% s2umi

 253

Table No : 13.11 RIDF UIDF 13.22 ensl AINd (Financial Inclusion)

RIDF UIDF

UIDF I 4 Urban
Rural infrastructure infrastructure development
development fund 9. fund t9.

1995-96Mi l sl. lu 2 2023-2440

10,000 s2ls- ls

RIDF
NABARD 9.

Table No : 13.12 aeld olsep1

(Classification of Cities)

50 812l 99,999 - qel 4a144 dal

20 S12l 49,999 -l qel Q2144 aG•l
4 10 $12l 19,999 - qel 4R14 a3e
5BIRl 9,999 -l ql 4R14 2A3Ai

uelasai ura GAIe uA (Priority

Sectore Lending Certificate-PSLC)

WHIAN RUR MALRu siu 9. 1. PSLC , 2. PSLC

t s lin üsi, 3. PSLC Y Geu, 4. PSLC|

AVAH0 AIa .
 259
13.26 Securitisation and
Reconstruction of 2. Baiarugian Rganse
Financial Assest and
(SARFAESI) Act,
Enforcement of Security
2002
interest
willful Defaulter 42 Ai9 I2 RSIR GLRL suE

3. caqBile

4ullBt YAMEIl RIAl ls1l i 42National

Company Law Tribunal (NCLT) alBr A aulal
a 2Debt Recovery Tribunal (DRT).
u aailbaruei eià aISIln saà, 2016 8606l ulbai

7. 75% NPA414R S Igus dL Willful Defaulter

13.27 qilnrnel d IEill s1nal, 2016,

(insolvency and Bankruptcy Code, 2016)

13.27.1 IBCG RSRS dlqgi RSR ARI

2017i 9RAIAi I e a
1. Corporate Insolvency Resolution Process (CIRP) 13A4

3. National Company Low Tribunal (NCLT) 4 CIRP 2

4. CIRP HI} Committee of Creditors ÀES ud a4ut i

9. Committee of Creditors 3eaLs IAE l2u HuEs

9.
 260

Willful Defaulter

Hlsl 51% 2dà.

(Reforms in the banking sector)

13.27.2 NPA idi GcAdl iaI

ot2got -1 (1991) ) HGAl oaMe)

1) CRR i SLR 421sj.
2) uaasrl Ia aa (PSL) AaË62 42s.

4) Debt Recovery Tribunals (DRT) ArYU s2.

O Assets Recontruction Companies (ARc) 6) sa Aul wIa.

-l a3U SARFAESI Act 2002 i l t s24i

9) Ksa1Aiaa 4sd t24l.

ARC 1ÜAg RBI GRL SRUHi Q.

RfHçol a-2 (1998) HGCAGl HGIHe

2) SARFAESI As2- 2002-i HG52u.

3) CAPITAL ADEQUACY RATIO(ARC)A0 HUR sl 44

Voluntary Retirement scheme (VRS)ì HG S2.

13.28.1 Sosug siesa

(Discount Value) 3 ai lsa. 1. Augsi gaual (Appointments Reform)

2. ds oils ail 2euM s2l (BBB)
aoSS14R 15% lss 85% gRAL 2ls(Security Receipt)! 3. ylseq s2g (Capitalisation)

5. aRBAS2R SRg (Empowerment) of

6. Gn2silral (Framework
accountibility)
7. asla guRi (Goernance Reform)
 261

ds ns oel (Bank Board Bureau - BBB)

The Recovery of Debts Due to Banks and

Financial
Institutions Act (RDDBFI) 24i (1993) aal : L se
ild DRT (Debt Recovery Tribunel) DRAT (Debt
Recovery Appellate Tribunel)-l 224 52AUH0 DIl. oi
ISilaaa ade Sooaqaa oe (FSIB)
ols yot: ylsee (Bank Recapitalirization):o-guss
uRL u uoRi (Financial Services Institution
Burcau -FSIB) A6M .
UVi IA, H0 18,000 62\s ?2 a, s58,000 SBalu

dsli slsze :R,L.%2I4 aAA 20124i auAas

8.
uoas Be alrl: RBI GRL 20184i Y.M }4l afAAu

13.28.2 aTsan Taziaa (yRI) aae, 2020

s assl (Co-Operative Bank)Ë Aiag RBI avAl

1. 50 82\s al-1 RSHU s 1 SME Resolution

3. 5052\sel s00 s2\3 3L. lu NPA UAIi AaRg

l2oy14 (NCLT) idYlA s241i IAà.

4. 500 s2s 3L. l qLR RlaAu NPA Udi ARA
$241 412 Asset Management Company l
 CHAPTER

|30 (Poverty and Unemployment in India)

30.1 on
30.1.1 olu u 30.2.1 2lgulu us2I
30.2.2 algYulu sRgÜ
30.1.2 ARVA Alol HIVleb
30.2.3 ailgul u2sau Gui
30.2.4 Ru alge A
(Periodic Labour Force Survey - PLFS)
30.3 2AUUl
30.2 u 30.3.1 AHI! HIYAlU AI4-i
30.3.2 RAH0 DAAHIU S12EU

30.1 rálcl (Poverty)

QlY iARRy lol 4al Baa International Day for
Eradication of Poverty) i 344i lx444i do.
ial iaqlu ugu 1974-78 62A drsla 4sMált

TIlolol GRISi (Indicators of Poverty)

el QL514 .
Table No : 30.1 Hlolloll es)

30.1.1 aRioila1 ysRl (Types of Poverty)

 588

Mixed Reference / Recall Period (MRP)

A yeHi 4 1993-94 ll NSSO GRI
URPL

(Absolute Poverty) (Relative Poverty)

Modified Mixed Reference /Recall Period (MMBp
qu 2009-10 a q 2010-11 Hi

MMRP A Qs UA 9. (1) 4si, 4RHL, 2416

Chart No. 30.1 84JUAN NNSIe velolai USIe

(2) IatA,
a aed alol
(Absolute Poverty)

Table No:30.2
URP, MRP o MMRP q gollcs
Gerisof
URP MRPP MMRP

Dar alol (Relative Poverty)

q 20154i Qeqols ug MMRP

VGla BaRa gl stl.
uesahela alol (Situational Poverty)

30.1.2 faRng adi auadl fae

(Methods of measuring absolute Poverty)
1. Uniform Reference / Recall Period (URP)
2. Mixed RefereDce /
3. Modified Mixed Recall Period (MRP)
Reference /Recall Period (MMRP)
O Uniform Reference / Recall Period (URP) : Ia . q 2022-
ad 2.15
Aaqos aRL MSLRA aaLa
2022 : 'Poverty
Corracting Course'
and Shared Prosperity:
aAR q 20204i
 589

q 2011-124i llai sIegh (Reasons of Poverty)

qalu 21.9% Veel .

0 G A T I O
(Squared Poverty Gap Index)

BPL ALL-l ga ju
HCR = X 100

(idzRnla alol Qu isaíai) q 20154i HURAU HCRH0

Olol áesa1el egislla (strategy of Poverty Reduction)
13.4% alì qzsi azù ß.
I adol iaea (Poverty Gap Ratio)

x 100

66L. :
300- 280 X 100É 6.66 %
300

uell gs (Poverty Trap)

(Approaches for Poverty Reduction)

Poverty) Oaigla eAilka ela (Growth oriented Approach)

(Side Effects of

GeIE (GDP) M1 ulA aBA us (Per Capita Income)i la

590 ( ga1 Gulaa uloGtaa
O lo hqieg sida (Poverty Alleviation
Programmes)
(Multidimensional Poverty Index)

qu 20104

(Providing Minimum Basic Amenities to Poor) 2. (RLAg 3. l a 2 . 3.1.a

Table No: 30.4

aaa GI gfas (Sen Capability Approach)

RLAg Quu Mal l42 + 6 qú3

Rag1
l/6

l/6
s¿Hi 18 quel sl q4
dia l asis :S=H[|+ (1-1)G]
1/6
I=lol binRIA AASs, G=rl gis
1/18
29l SDG 1UR ARIAU aAHi 1/18

1/18

Table No : 30.3 DIIo ad euel qela d6igd

W18

RLS, MSL, HS11

 AL0S 2023- inaa 591
4AMA 6.1 Arqu
5.27% s .
2023

HRt, al,
4N 2015-16ll q 2019-214 HUIUU Gau 13.5 sais as
ANDA qÍ 2005-06 ell
2019-21 q 41.5 9R\s alst
oiq231 q lluiel
2005-06
$5.1%, ll ali qN 2019-20i 16.4% qu

U aRIRH0 17.15% an3a ariRi 3.81% sall

INational Multidimensional Poverty Index)

eragla geNAal lel asis - 2023

q 2015-16 ll qu 2019-21 4 HAUOU E u R t
MPI 4 4 i 0.051 }24i q2usi aù . qí 2015-16ui
RAH0 MPI 0.117 d q 2019-214i 0.066 as ù .
1. R0
2. (aag 424 MBa (15.74%) Grie uoa (14.75%)
3. la1âeg

(1/6

1/3) 1/12-> URdll 27.9% qal oSAUU Al . cURi

30.1.5 aoi ioiela aalael

(Committies Related to Poverty)
1/21> D 6151Ñ qqàl (1901)
1/21

q 19014i sI6Ieus tq2iA qa 'Poverty &Un-British

/21 Rules in India' 'yetsl sisIY YT d a4d RaHi alol
16 l 35 ulAeßi ula qu sál.
O National Planning Committee (1938)
1/21

Chart No. 30.2

MPloll yE ls
yg a2Hi q 2019-21Hi 14.96%
Rsis
 592

D `. qIa. . IGA (Y. K. Alagh) (1979) 7816

oqlol BA URP (Uniform Recall Period)-

(Mixed Recall Period)1 LUR 82U-l GI4 45 MRP
4,
a s. a. GISSIAIGI la/aj1 (1993)

Table No: 30.6

2004-05 446.5 ?558.8

2009-10 672.8 859.6
2011-12 816.0 1000

AAu Ruizi 14-l lol Ql (State Specific O la. Bl. sà11 BMl (2009)

(Consumer Price Index of Industrial workers in urban)

_ 4ER00 GyeLtal 4asis (Consumer Price Index
agricultural Labours in rural) IR •ARH0 DAUe. (BPL census) 2-ù sdl.

consumption expenditure) u gl.

(1) AYEA v2 s14 3GA 2d, (2) l4 4lasl, (3) 4qL,
(4) latA%4, (5) qA4AL} (ol

gea gsse a (2009)

700 ?1000 24ll 5,

O l . le. 6ila al1a (2012)
ada aali 33 4 1s sl.
Table No:30.5

2004-05 25.7% 41.8% 37.2%

2009-10 20.9 % 33.8% 29.8%
2011-12 13.7% 25.7% 21.9 %
 593
g Mre (Automatic Inclusion)

Table No : 30.7 . bRNA aRiR U lol t

calbi (18-60 q) s
32 972 26,05,00,000

{47 Z1,407 10,25,00,000

(Automatic Exclusion)
36,30,00,000 4
qalu 29.5 %)

O elis yaakai eBS paf (2016)

A A GRI 6 4, 2015-4 ug destll

RAi l g adl al4 u4UgL alayei (54.95 %)

J aga alagRai abila (2007)

(Higher Poverty Line) HGH0 HS. Bai alol 32l aa a

Uls GyiA (Per Capita Consumption) 20 ug uS 9.

i l 237 AAu1 `i (22% aL`)- uAß1 aus Gyeun
29el 12 q9.
ugl-a 64qoAll, ll-l ouy, 49 (Sanitation)

Poverty) 9Au sBau. ldt dla gla (Sustained rapid growth) 14qI H2
I al. éoena am (2014) alyul Nal zlun .

expenditure) àslsl.
(per capita monthly Consumption Table No:30.8

28.3% 25.7% 21.9%

25.7% 13.7 % 21.9 %

30.9% 26.4% 29.5%

594

Table No : 30,9 Ra aletl eqdsdi yelot t o i

lÁEY (HCR
19$6-57 65%
1960-61
39%,
(1960)
1960-61 44%
3.M4 l(1960) 1968-69 54%
1971
la `6R0 aalA (1960-61)

q., aAA (1977) 1979

Lâ. GLsSIALUL AA (1989) 1993 A0tSL MIA 5241 HI} URP 6uui s.

54.9%

aAs) a3a ARHi CPI (AlaiAs 4e)

Ra Asas aA (2004-05) 2009

GLSSIAUAU jal vsA URP MRP-Q

37.2%

2009
$42: 2400 2100 al oEG aRZiN 1820 50%
2012

2007
l. áRII1 aAA (2012) 2014
77%

capita monthly consumption

expenditure) 29.5%
2016
 595

30.1.6l a
(Effort by Government for Poverty Reduction)

a ueigail Gesaei sai (PMUY)

r 2412 , 2016i Gn2u8tu aelu wiel

Arges LPG sÀsa1AUuat AI2N3 92q1H0 AIl .

ig s1u[- Á Give -it- Up' l t HIqael

lglse az ARtn (Empowering Every Household) 8).

arl. dai iA 8 sRis¢ LPG 5l1 q 2019i HsRN2

PAHAL als1

(DBT) u 9. B6n LPG ISS vai AIAl

O BMIdG dvi (SMILEScheme)

SMILE 3Uj yg4 Support for Marginalised
Individuals for Livelihood and Enterprise .
 596( ggi Gulana ulocdaa

. (Measurement of Unemployement in India)

(Current Daily Status

30.2 alrHl (Unemployment) Unemployment)
(Current Weekly Status
Unemployment)
qiuum Rigul (Usual Status Unemployment)

aaloil (Current Daily Status

Unemployment)
Aqul airua sdan .

O aRass elyal (wWeekly Status Unemployment)

O siaAImiel dàll(UsualStatus Unemployment)

(Basic Resources for Measuring Unemployment)

2. qalgna
3. iYUR sali adg tiagl
(National Sample Survey Organization- NSSO)

(Daily Staus Unemployment) (Weekly Status Unemployment) (Usual Status Unemployment)

Vis qu 365 (BaaHiel 183

Chart No. 30.3 elOnel