NPS TRANSACTION STATEMENT
April 01, 2024 to January 30, 2025
Statement Generation Date :January 30,
2025 11:34 AM
NPS Transaction Statement for Tier I Account
PRAN 110117575346 Registration Date 20-Jan-23
Subscriber Name SHRI PRABHU JAWAHAR Tier I Status Active
42 Tier II Status Not Activated
2ND WEAVER STREET Tier II Tax Saver Not Activated
Status
MUSIRI TALUK
Tier I Virtual Account Activated
Address Status
THATHIENGARPET,,TIRUCHIRAPPALLI
Tier II Virtual Account Not Aplicable
TAMIL NADU - 621214 Status
INDIA POP-SP Registration 6396950
No
Mobile Number +918870339241 POP-SP Name eNPS - Online
Email ID PRABHUJAWAHARCIVIL@[Link] 1st Floor, Times Tower, Kamala, Mills
POP-SP Address Compound, Senapati Bapat
IRA Status IRA compliant Marg, Lower Parel, Mumbai, 400013
POP Registration No 5000682
POP Name eNPS - Online
1st Floor, Times Tower, Kamala, Mills
POP Address Compound, Senapati Bapat
Marg, Lower Parel, Mumbai, 400013
Tier I Nominee Name/s Percentage
AROCKIA JENIFER 100%
Current Scheme Preference
Scheme Choice - AUTO AGGRESSIVE CHOICE
Investment Option Scheme Details Percentage
Scheme 1 ICICI PRUDENTIAL PENSION FUND SCHEME E - TIER I 75.00%
Scheme 2 ICICI PRUDENTIAL PENSION FUND SCHEME C - TIER I 10.00%
Scheme 3 ICICI PRUDENTIAL PENSION FUND SCHEME G - TIER I 15.00%
Investment Summary
Value of your Total Total Total Notional Withdrawal/
Holdings(Invest Contribution in Withdrawal as Gain/Loss as deduction in
ments) No of your account as on on units towards Return on
as on January Contributions on January 30, January 30, intermediary Investment 14.46%
30, 2025 (in ₹) January 30, 2025 (in ₹) 2025 (in ₹) charges (in ₹) (XIRR)
2025 (in ₹)
(A) (B) (C) D=(A-B)+C E
₹ 1,78,307.51 4 ₹ 1,49,000.00 ₹ 0.00 ₹ 29,307.51 ₹ 96.40
Investment Details - Scheme Wise Summary
ICICI PRUDENTIAL PENSION ICICI PRUDENTIAL PENSION ICICI PRUDENTIAL PENSION
Particulars References FUND SCHEME E - TIER I FUND SCHEME C - TIER I FUND SCHEME G - TIER I
Scheme wise Value of your E=U*N 1,29,875.22 19,435.45 28,996.84
Holdings(Investments) (in ₹)
Total Units U 1,932.6239 464.1780 797.4228
NAV as on 29-Jan-2025 N 67.2015 41.8707 36.3632
Changes made during the selected period
No change affected in this period
Contribution/Redemption Details during the selected period
Contribution
Date Particulars Uploaded By Employee Employer's Total
Contribution Contribution (₹)
(₹) (₹)
16-May- By Voluntary Contributions eNPS - Online (5000682), 49,500.00 0.00 49,500.00
2024
14-Nov- By Voluntary Contributions eNPS - Online (5000682), 500.00 0.00 500.00
2024
Transaction Details
ICICI PRUDENTIAL PENSION ICICI PRUDENTIAL PENSION ICICI PRUDENTIAL PENSION
Withdrawal/ FUND SCHEME E - TIER I FUND SCHEME C - TIER I FUND SCHEME G - TIER I
Date Particulars deduction in units
towards intermediary Amount (₹) Amount (₹) Amount (₹)
charges(₹) Units Units Units
NAV (₹) NAV (₹) NAV (₹)
01-Apr-
Opening balance 1,442.7593 276.9328 485.2181
2024
06-Apr- (15.77) (1.81) (2.77)
Billing for Q4, 2023-2024 (20.35) (0.2431) (0.0464) (0.0822)
2024 64.8452 38.9509 33.6588
16-May- 37,125.00 4,950.00 7,425.00
By Voluntary Contributions 563.5605 126.0770 218.3579
2024 65.8758 39.2617 34.0038
06-Jul- (19.37) (2.14) (3.27)
Billing for Q1, 2024-2025 (24.78) (0.2691) (0.0538) (0.0946)
2024 71.9581 39.7170 34.5474
19-Aug- On account of Rebalancing of (5,663.92) 2,420.55 3,243.37
2024 Assets as per Regulatory (78.1058) 60.1824 92.1409
Requirement 72.5161 40.2202 35.2001
05-Oct- (19.83) (2.66) (4.00)
Billing for Q2, 2024-2025 (26.49) (0.2717) (0.0652) (0.1124)
2024 72.9785 40.7968 35.5825
14-Nov- 375.00 50.00 75.00
By Voluntary Contributions 5.4504 1.2127 2.1013
2024 68.8022 41.2292 35.6906
11-Jan- (18.39) (2.56) (3.83)
Billing for Q3, 2024-2025 (24.78) (0.2566) (0.0615) (0.1062)
2025 71.6649 41.6142 36.0521
30-Jan-
Closing Balance 1,932.6239 464.1780 797.4228
2025
Notes
1. The 'Investment Details' section gives an overall status of the total contribution processed under the account and the returns accrued
2. 'Notional Gain / Loss' indicates the overall gain or loss after factoring for the withdrawals processed in the account.
3. Returns based on Inflows' gives the annualized effective compounded return rate in PRAN account and is calculated using the formula of XIRR. The
calculation is done considering all the contribution / redemptions processed in PRAN account since inception and the latest valuation of the
investments. The transactions are sorted based on the NAV date.
4. 'Changes made during the selected period' indicates all the change requests processed in PRAN account during the period for which the
statement is generated.
5. The section 'Contribution / Redemption Details' gives the details of the contributions and redemption processed in subscribers' account during the
period for which the statement is generated. While contribution amount indicates the amount invested in subscribers account, the redemption
amount indicates the cost of units redeemed from the account. The cost of units is calculated on a First-In-First-Out (FIFO) basis. The details are
sorted based on date when the transaction is posted in PRAN account, which may / may not be the date for allotment of the NAV.
6. 'Transaction Details' gives the units allotted under different schemes / asset classes for each of the contributions processed in subscribers'
account during the period for which the statement is generated. It also contains units debited from the account for redemption and rectification. The
details are sorted based on date when the transaction is posted in PRAN account, which may / may not be the date for allotment of the NAV.
7. For transactions with the remarks "To Unit Redemption", the cost of units redeemed are adjusted against the total contribution in the Investment
Details section. Further, the cost of units is calculated on a First-In-First-Out (FIFO) basis. For calculating the 'Returns based on Inflows', the actual
redemption value corresponding to the units redeemed has been considered.
8. "Cost of Withdrawal", "Cost of GPF Withdrawal" and "Cost of One Way Switch", is the cost of units for the particular transaction and is calculated on a
First-In-First-Out (FIFO) basis. For calculating the 'Returns based on Inflows', the actual redemption value corresponding to the units redeemed has
been considered. Further, 'Total Withdrawal' in the Investment Summary section includes actual redemption value of Withdrawal and One Way
Switch transactions.
9. The Transaction statement is dynamic. The value and other computations in the Transaction statement depend upon the generation date.
10. The above returns are calculated based on scheme NAVs and the securities held under the scheme portfolio are valued on mark to market basis
and are subject to change on NAV fluctuations. .
11. If you are an employee or if you are self-employed , you will be able to avail of deduction on contribution made from your taxable income to the extent
of (u/s 80 CCD (1) of income Tax Act, 1961)
- 10% of salary (Basic + DA ) - if you are salaried employee
- 20% of your gross income - if you are self-employed
However, please note that the maximum deduction from your taxable income is limited to RS.1.50 lac, as permitted under Sec 80 CCE of the
Income Tax Act.
Further, an additional deduction from your taxable income to the extent of Rs. 50,000/- is available only for contribution in NPS u/s Sec. 80 CCD (1B).
To give an example, your salary is Rs.15 lac per annum. On contribution of Rs. 2 lac, you can avail:
Deduction under Sec. 80 CCD (1) - ₹- Rs. 1.50 lac
Deduction under Sec. 80 CCD (1B)- ₹- Rs. 0.50 lac
Total deduction - ₹- Rs. 2.00 lac
Also note that your employer's contribution upto 10% of your salary is fully deductible from your taxable income.
This is applicable only for Tier-I account.
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13. This is computer generated statement and does not require any signature/stamp.
14. Kindly refer Table 1 for various charges applicable under NPS:
Table 1
Service Charges* (excluding taxes)
Intermediary Charge head Mode of Deduction
Private / Govt.
CRA charges for account opening if the CRA charges for account opening if the subscriber
subscriber opts for Physical PRAN card opts for ePRAN card (in Rs.)
Welcome kit sent in Welcome kit sent vide email Through Unit
PRA Opening charges (in Rs.)
physical only Deduction
Rs. 40 (also applicable to reissue of PRAN
CRA card)
Rs. 35 Rs. 18
Annual PRA Maintenance Through Unit
Rs. 69
cost per account Deduction
Charge per transaction Rs. 3.75 Through Unit
Deduction
- Private Govt. -
Initial subscriber registration Min Rs. 200 and Max Rs. 400
NA Collected by POP
and contribution upload (Negotiable within slab only)
0.50% of contribution
Any subsequent Min. Rs. 30 Max. Rs. 25,000
NA Collected by POP
transactions Non-Financial Rs. 30
(Negotiable within slab only)
Rs. 50 per annum for annual
POP contribution Rs. 1,000 to Rs. 2,999
Persistency Rs. 75 per annum for annual Through Unit
NA
> 6 months contribution Rs. 3,000 to Rs. 6,000 Deduction
Rs. 100 per annum for annual
contribution above Rs. 6,000
Upfront deduction
0.20% of contribution,
Contribution through eNPS Min. Rs.15 Max. Rs.10,000 NA from contribution
amount
Processing of Exit / @0.125% of Corpus with
Withdrawal Min. Rs. 125 and Max. Rs. 500 NA Collected by POP
Custodian Asset Servicing charges 0.0032% p.a for Electronic segment & Physical segment Through AUM
Slabs of AUM managed by the Pension Fund Maximum Investment
Management Fee (IMF)
Upto 10,000 Cr. 0.09%$
Investment Management
PF charges Through AUM
Fee# 10,001 - 50,000 Cr. 0.06%
50,001 - 1,50,000 Cr. 0.05%
Above 1,50,000 Cr. 0.03%
Reimbursement of
NPS Trust Expenses
0.005% p.a Through AUM
* In case of Government employees, CRA charges for Tier I account are being paid by the respective Government except for voluntary contribution, partial
withdrawal and scheme preference change.
# It includes brokerage fee up to 3 basis points.
$ UTI Retirement Solutions Ltd charges a fee of 0.07% under this slab.
The IMF to be charge by the Pension Fund on the slab structure would be on the aggregate AUM of the Pension Fund under all schemes managed by
Pension Funds.
