Research Instrument: Survey Questionnaire / Interview Guide
Section 1: Demographic and Socio-Economic Profile
(This section helps answer research question #1)
1. Family Size
2. Education Level of Household Head
3. Monthly Income Range
4. Primary Source of Income
5. Household Expenses Allocation
Section 2: Common Budgeting Practices
(This section helps answer research question #2)
1. Do you follow a specific budgeting method? (Yes/No)
2. How do you allocate your income? (Multiple choice: Percentage-based,
Priority-based, No fixed allocation, etc.)
3. How do you track expenses? (Written list, Mobile app, No tracking, etc.)
4. Do you set financial goals? (Short-term, Long-term, No goals)
5. How frequently do you review your budget? (Weekly, Monthly, Quarterly,
Rarely/Never)
Section 3: Impact of Budgeting on Financial Stability
(This section helps answer research question #3)
1. Does budgeting help you meet your family's essential needs? (Yes/No)
2. Do you have savings? (Yes, regularly; Yes, but inconsistent; No)
3. Do you have outstanding debts? (Yes/No)
4. Are you financially prepared for emergencies? (Yes/No)
5. Do you have a long-term financial plan? (Yes/No)
Section 4: External Factors Affecting Budgeting
(This section helps answer research question #4)
1. Have rising prices (inflation) affected your budgeting? (Yes/No)
2. Has an economic downturn or job loss impacted your financial management?
(Yes/No)
3. Do unexpected expenses often disrupt your budget? (Yes/No)
Section 5: Comparison of Budgeting Practices Across Families
(This section helps answer research question #5 and #6)
1. Do you use a structured budget plan? (Yes/No)
2. Compared to families without a budget, do you feel more financially stable?
(Yes/No)
3. How would you rate your financial well-being on a scale of 1-5?
Section 6: Challenges in Financial Management
(This section helps answer research question #8)
1. What are the biggest challenges you face in budgeting? (Multiple choice: Low
income, Overspending, Unexpected expenses, Lack of discipline, etc.)
2. What financial habits are difficult for your family to maintain?
Section 7: Recommendations and Insights
(This section helps answer research question #9)
1. What strategies do you think could improve your family's financial
management?
2. What financial support or education would help your family budget better?