Micro Enterprise
(Non-Digital Opt-In Confirmation Form) (Pre-approved if eligible & completed Opt-In Form)
Opt-In Confirmation on Targeted Assistance for Eligible Micro Enterprises with Approved Loan/Financing Limit up to
RM150,000 with PBB/PIBB (Retail Loans/Financing)
(For borrower/customer who is defined as a Micro Enterprise^ with approved loan/financing limit up to RM150,000,
self-declared with no documentation required
^ Business entities across all sectors with:
● Sales Turnover of less than RM300,000; and/or ● less than 5 full-time employees
Micro Enterprise (Applicable for non wound-up/ non-credit impaired with arrears of < 90 days)
1.0 Borrower/Customer Details
1.1 Company/Business Name *
1.2 Business Registration No. *
1.3 Loan/Financing Account Number Requiring Targeted Assistance for
Micro Enterprise *
(Applicable to eligible loan/financing notes link to this Account No.)
1.4 Name of Account Holding Branch *
1.5 Nature of Business *
1.6 Authorised / Empowered Keyman / Director / Please fill in Name
Sole-Proprietor’s / Partner’s Name / Designation * Authorised/Empowered Keyman/Director/
Sole-Proprietor/Partner 1:
Authorised/Empowered Keyman/Director/
Sole-Proprietor/Partner 2:
Please fill in Designation
Authorised/Empowered Keyman/Director/
Sole-Proprietor/Partner 1:
Authorised/Empowered Keyman/Director/
Sole-Proprietor/Partner 2:
1.7 Mobile Handphone Number * Authorised/Empowered Keyman/Director/
Sole-Proprietor/Partner 1:
Authorised/Empowered Keyman/Director/
Sole-Proprietor/Partner 2:
1.8 Email Address * Authorised/Empowered Keyman/Director/
Sole-Proprietor/Partner 1:
Authorised/Empowered Keyman/Director/
Sole-Proprietor/Partner 2:
1.9 Opt-in confirmation for Targeted Assistance for the Micro Enterprise with approved loan/financing limit up to RM150,000. Please tick ()
one option whichever is applicable. *
I/We would like to opt-in for Targeted Assistance for Micro Enterprise with approved loan/financing limit up to RM150,000, as follows:
i) To allow 3 months deferment repayment/payment (zero instalment) (from July 2021 to September 2021) with
Option 1 accruing interest/profit/rental at prevailing contracted interest/profit/rental rate at the point of Expanded
Targeted Repayment Assistance (ETRA) for individuals in B40 Category under Bantuan Sara Hidup (self-declared
OR with no documentary evidences required).
ii) To extend loan/financing tenure accordingly with compounding interest or accrued profit/rental calculated at
prevailing contracted interest/profit/rental rate at the point of Expanded Targeted Repayment Assistance (ETRA).
i) To allow 6 months reduction in instalment by 50% (from July 2021 to December 2021) with accruing
Option 2 interest/profit/rental at prevailing contracted interest/profit/rental rate at the point of Expanded Targeted
Repayment Assistance (ETRA) for individuals in B40 Category under Bantuan Sara Hidup (BSH) (self-declared with
no documentary evidences required). To resume repayment of existing full instalment amount after 6 months.
ii) To extend loan/financing tenure accordingly with compounding interest or accrued profit/rental calculated at
prevailing contracted interest/profit/rental rate at the point of Expanded Targeted Repayment Assistance (ETRA).
I hereby acknowledged that the above repayment assistance will result in higher overall financial costs at prevailing contracted
interest/profit/rental rate at the point of Expanded Targeted Repayment Assistance (ETRA) due to re-amortized/extended
loan/financing tenure of another 3 months.
Notes:
i. Please be informed that instalment in arrears /ijarah rental in arrears (up to maximum 3 months including the unpaid current month instalment)
(if applicable) would be zerorised and/or capitalized into principal which shall continue to form part of the loan/financing outstanding amount
with further extension of loan/financing tenure accordingly subject to compounding interest or accrued profit/rental calculated at prevailing
contracted interest/profit/rental rate at the point of Expanded Targeted Repayment Assistance (ETRA).
ii. Please contact your Account Holding Branch or Regional Credit Control Centre to revise the above loan repayment / financing payment assistance
should your financial circumstances improves in order to reduce the overall financing costs in due course.
iii. Alternatively, you may refer your case to Agensi Kaunseling Dan Pengurusan Kredit (AKPK) established by Bank Negara Malaysia (BNM) to provide
free services on money management, credit counselling, financial education and debt restructuring. For enquiry, please call AKPK @ 03-2616 7766
or visit AKPK customer portal at www.akpk.org.my
iv. Please be informed that the existing insurance/takaful policy (if any) do not cover the loan/financing extension period arising from the above 3
months/6 months loan/financing payment period granted.
* Borrower / Customer 100% accuracy and 100% complete information for all items are required
Micro Enterprise
2.0 Customer’s Acknowledgement on Complete Opt-In Confirmation / Responses Requirements for Targeted Repayment/Payment
Assistance (TRA) with PBB / PIBB *
This is an acknowledgement of receipt of your opt-in confirmation by the Bank upon receiving this submission of complete confirmation form.
Approval will be reverted to you within standard turnaround time of 24 hours for individual and Micro Enterprise upon receipt of your
complete opt-in confirmation form (if eligible).
I/We hereby acknowledge that I have read, understand, and agree to ALL the above terms and conditions relating to the opt-in
confirmation / responses requirements for Targeted Repayment/Payment Assistance (TRA) of PBB/PIBB.
3.0 Declaration / Consent *
I/We declare that the details above furnished are 100% true & accurate / a non-wound-up company / non-credit impaired with arrears
of < 90 days, and I have obtained valid consent and agreed to item 1.9 from the Business Firm / Company / guarantor(s) / third party
chargor(s), if any.
I/We declare that I am the duly authorized/empowered director/partner/sole-proprietor i.e. the keyman of the Company to opt-in
for Targeted Assistance for credit facilities granted to the Micro Enterprise.
I/We solemnly declared that my Business Firm / Company is categorized under Micro Enterprise with approved loan/financing limit
up to RM150,000 to be true and accurate.
I/We agree that the interest/profit/rental shall continue to be charged/accrued at prevailing interest rate compounding at
monthly/daily rest for Conventional Loan OR at profit/rental rate on non-compounding basis for Islamic Financing during the above 3
months/6 months loan/financing payment period granted.
I/We agree for PBB/PIBB to rescind / cancel approval of my opt-in confirmation should any of the above information given by me is
found to be false / untrue in due course.
Let us know if you require further assistance. Kindly contact the following Public Bank Regional Helpdesk/Hunting Lines or respective PBB/PIBB
Account Holding Branch from Monday to Friday (8.45a.m. to 5.45p.m.) at:
No. Region Hunting Lines/Help Desk No. Region Hunting Lines/Help Desk
Telephone Number Telephone Number
1 Wilayah / Selangor 03-2176 7470 (10 Hunting Lines) 7 Sungai Petani 04-455 8000
2 Johor 07-222 2949 8 Seremban 06-766 5555
3 Ipoh 05-253 0000 9 Kota Kinabalu 088-487 169
4 Penang 04-262 3376 10 Kuching 082-366 976
5 Klang 03-3342 2467 11 Sibu Regional Office 084-333 888
6 Melaka 06-288 1518
4.0 Signature cum acceptance by Borrower/Customer:
By signing below, I/we confirm that I/we have read and agree to abide all the declarations as stated above and to and to confirm opt-in for Targeted
Assistance for Micro Enterprises with approved loan/financing limit of up to RM150,000 with PBB/PIBB.
Please sign here with dark Ink only.
Name : ___________________________________________
Date : ___________________________________________
5.0 For Office Use / Acknowledgement to be Given to Customer Immediately Upon Receipt TRA Opt-In Confirmation and Return to
Borrower/Customer Instantaneously (Branch is to check PBB/PIBB database (Micro Enterprise) to confirm eligibility of approved
loan/financing limit of up to RM150,000)
Additional Borrowing/financing cost:
Loan/Financing Note No. Link to the above Additional Borrowing/Financing Cost (RM) [Amount]
selected account per loan note Note 1: Note 2: Note 3: Note 4: Note 5:
Option 1
Option 2
3 Months Extended Maturity Dates
6.0 Approval by BM/ Biz Manager/BSM/Credit Officer/CCC Manager/CCC Head/CCC Officer (if eligible):
Please sign here with dark Ink only.
Name : ___________________________________________
Date : ___________________________________________
