M
Interchange
Optimization Program.
A painless way to cut payment processing costs
Payment card networks apply interchange fees to every transaction to cover handling, fraud, and
bad debt. Fees vary by card or transaction type with corporate and purchasing cards used in B2B
and B2G transactions carrying some of the highest interchange fees.
The good news is, you can lower your Visa and Mastercard interchange fees for eligible transactions
by providing more data to the card networks. The more data you provide, the more savings—up to
3.7% for Level II data, and 14.8% for Level III!
Common Transaction Level Data
– Level I—Basic Retail Making Interchange Savings Easier
• Account Number
• Authorized Amount Visa and Mastercard each have unique,
• Expiration Date complex data requirement formulas to
• Card Verification Value (CVV) qualify for Level III processing savings.
• Zip Code
It’s a whole lot easier to qualify for
– Level II—Order Detail Level III savings when you enroll in our
• Level I Data Interchange Optimization Program.
• Sales Tax Indicator/ID
• Sales Tax Amount
• Invoice Number/Customer Code
– Level III—Line Item Detail Interchange Makes Up Nearly
90%
• Level I & II Data
• Freight/Shipping
• Line Item Description, Quantity,
Unit & Extended Price
• Discount of the Processing Cost of
Every Transaction
Learn More About Interchange Optimization Savings Program!
Enroll Today! (888) 288-2692 Or visit us online at MerchantE.com
MerchantE.com | 1150 Sanctuary Parkway, Suite 300, Alpharetta, GA, 30009 | Copyright 2020 Merchant eSolutions, Inc. All rights reserved.