NPS TRANSACTION STATEMENT
April 01, 2024 to January 07, 2025
Statement Generation Date :January 07,
2025 03:57 PM
NPS Transaction Statement for Tier I Account
PRAN 110166805221 Registration Date 04-Jan-22
Subscriber Name SHRI SAURABH DHANOTIA Tier I Status Active
H NO 441 SCHEME NO 54 VIJAY NA Tier II Status Not Activated
GAR Tier II Tax Saver Not Activated
Status
Address INDORE
Tier I Virtual Account Not Activated
MADHYA PRADESH - 452001 Status
Tier II Virtual Account Not Aplicable
INDIA Status
POP-SP Registration 6398674
Mobile Number +917447423619 No
Email ID SAURABHDHANOTIA@[Link] POP-SP Name ICICI Bank Limited, Kondhwa - Pune
IRA Status IRA compliant Krishnakeval CommercialComplex, Main
POP-SP Address Kondhwa Road
Kondhwa, Pune, 411048
POP Registration No 5000155
POP Name ICICI Bank Limited
POP Address ICICI Towers Bandra Kurla, South Tower 3 Floor
Bandra East, Mumbai, 400051
Tier I Nominee Name/s Percentage
PRIYANKA DHANOTIA 100%
Current Scheme Preference
Scheme Choice - ACTIVE CHOICE
Investment Option Scheme Details Percentage
Scheme 1 NPS TRUST- A/C HDFC PENSION FUND MANAGEMENT LIMITED SCHEME E - TIER I 75.00%
Scheme 2 NPS TRUST- A/C HDFC PENSION FUND MANAGEMENT LIMITED SCHEME C - TIER I 10.00%
Scheme 3 NPS TRUST- A/C HDFC PENSION FUND MANAGEMENT LIMITED SCHEME G - TIER I 15.00%
Investment Summary
Value of your Total Total Total Notional Withdrawal/
Holdings(Invest Contribution in Withdrawal as Gain/Loss as deduction in
ments) No of your account as on on units towards Return on
as on January Contributions on January 07, January 07, intermediary Investment 13.21%
07, 2025 (in ₹) January 07, 2025 (in ₹) 2025 (in ₹) charges (in ₹) (XIRR)
2025 (in ₹)
(A) (B) (C) D=(A-B)+C E
₹ 1,93,830.27 5 ₹ 1,50,240.40 ₹ 0.00 ₹ 43,589.87 ₹ 67.19
Investment Details - Scheme Wise Summary
NPS TRUST- A/C HDFC NPS TRUST- A/C HDFC NPS TRUST- A/C HDFC
Particulars References PENSION FUND PENSION FUND PENSION FUND
MANAGEMENT LIMITED MANAGEMENT LIMITED MANAGEMENT LIMITED
SCHEME E - TIER I SCHEME C - TIER I SCHEME G - TIER I
Scheme wise Value of your E=U*N 1,49,791.85 17,500.06 26,538.36
Holdings(Investments) (in ₹)
Total Units U 2,935.1270 633.2183 981.9314
NAV as on 06-Jan-2025 N 51.0342 27.6367 27.0267
Changes made during the selected period
No change affected in this period
Contribution/Redemption Details during the selected period
Contribution
Date Particulars Uploaded By Employee Employer's Total
Contribution Contribution (₹)
(₹) (₹)
No change affected in this period
Transaction Details
NPS TRUST- A/C HDFC NPS TRUST- A/C HDFC NPS TRUST- A/C HDFC
PENSION FUND PENSION FUND PENSION FUND
Withdrawal/ MANAGEMENT LIMITED MANAGEMENT LIMITED MANAGEMENT LIMITED
Date Particulars deduction in units SCHEME E - TIER I SCHEME C - TIER I SCHEME G - TIER I
towards intermediary
charges(₹) Amount (₹) Amount (₹) Amount (₹)
Units Units Units
NAV (₹) NAV (₹) NAV (₹)
01-Apr-
2024 Opening balance 2,938.0767 633.8542 982.9203
06-Apr- (19.12) (2.24) (3.42)
Billing for Q4, 2023-2024 (24.78) (0.4033) (0.0867) (0.1356)
2024 47.4077 25.8150 25.2167
26-Apr- To unit redemption - on account (91.08) (10.70) (16.22)
2024 of payment of annual (1.9212) (0.4144) (0.6432)
persistency charges to POP 47.4077 25.8150 25.2167
06-Jul- (15.97) (1.73) (2.65)
Billing for Q1, 2024-2025 (20.35) (0.3045) (0.0657) (0.1023)
2024 52.4466 26.3273 25.8986
05-Oct- (17.31) (1.87) (2.88)
Billing for Q2, 2024-2025 (22.06) (0.3207) (0.0691) (0.1078)
2024 53.9680 27.0616 26.7122
07-Jan- Closing Balance 2,935.1270 633.2183 981.9314
2025
Notes
1. The 'Investment Details' section gives an overall status of the total contribution processed under the account and the returns accrued
2. 'Notional Gain / Loss' indicates the overall gain or loss after factoring for the withdrawals processed in the account.
3. Returns based on Inflows' gives the annualized effective compounded return rate in PRAN account and is calculated using the formula of XIRR. The
calculation is done considering all the contribution / redemptions processed in PRAN account since inception and the latest valuation of the
investments. The transactions are sorted based on the NAV date.
4. 'Changes made during the selected period' indicates all the change requests processed in PRAN account during the period for which the
statement is generated.
5. The section 'Contribution / Redemption Details' gives the details of the contributions and redemption processed in subscribers' account during the
period for which the statement is generated. While contribution amount indicates the amount invested in subscribers account, the redemption
amount indicates the cost of units redeemed from the account. The cost of units is calculated on a First-In-First-Out (FIFO) basis. The details are
sorted based on date when the transaction is posted in PRAN account, which may / may not be the date for allotment of the NAV.
6. 'Transaction Details' gives the units allotted under different schemes / asset classes for each of the contributions processed in subscribers'
account during the period for which the statement is generated. It also contains units debited from the account for redemption and rectification. The
details are sorted based on date when the transaction is posted in PRAN account, which may / may not be the date for allotment of the NAV.
7. For transactions with the remarks "To Unit Redemption", the cost of units redeemed are adjusted against the total contribution in the Investment
Details section. Further, the cost of units is calculated on a First-In-First-Out (FIFO) basis. For calculating the 'Returns based on Inflows', the actual
redemption value corresponding to the units redeemed has been considered.
8. "Cost of Withdrawal", "Cost of GPF Withdrawal" and "Cost of One Way Switch", is the cost of units for the particular transaction and is calculated on a
First-In-First-Out (FIFO) basis. For calculating the 'Returns based on Inflows', the actual redemption value corresponding to the units redeemed has
been considered. Further, 'Total Withdrawal' in the Investment Summary section includes actual redemption value of Withdrawal and One Way
Switch transactions.
9. The Transaction statement is dynamic. The value and other computations in the Transaction statement depend upon the generation date.
10. The above returns are calculated based on scheme NAVs and the securities held under the scheme portfolio are valued on mark to market basis
and are subject to change on NAV fluctuations. .
11. If you are an employee or if you are self-employed , you will be able to avail of deduction on contribution made from your taxable income to the extent
of (u/s 80 CCD (1) of income Tax Act, 1961)
- 10% of salary (Basic + DA ) - if you are salaried employee
- 20% of your gross income - if you are self-employed
However, please note that the maximum deduction from your taxable income is limited to RS.1.50 lac, as permitted under Sec 80 CCE of the
Income Tax Act.
Further, an additional deduction from your taxable income to the extent of Rs. 50,000/- is available only for contribution in NPS u/s Sec. 80 CCD (1B).
To give an example, your salary is Rs.15 lac per annum. On contribution of Rs. 2 lac, you can avail:
Deduction under Sec. 80 CCD (1) - ₹- Rs. 1.50 lac
Deduction under Sec. 80 CCD (1B)- ₹- Rs. 0.50 lac
Total deduction - ₹- Rs. 2.00 lac
Also note that your employer's contribution upto 10% of your salary is fully deductible from your taxable income.
This is applicable only for Tier-I account.
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13. This is computer generated statement and does not require any signature/stamp.
14. Kindly refer Table 1 for various charges applicable under NPS:
Table 1
Service Charges* (excluding taxes)
Intermediary Charge head Mode of Deduction
Private / Govt.
CRA charges for account opening if the CRA charges for account opening if the subscriber
subscriber opts for Physical PRAN card opts for ePRAN card (in Rs.)
Welcome kit sent in Welcome kit sent vide email Through Unit
PRA Opening charges (in Rs.) Deduction
physical only
Rs. 40 (also applicable to reissue of PRAN
CRA card)
Rs. 35 Rs. 18
Annual PRA Maintenance Through Unit
Rs. 69
cost per account Deduction
Through Unit
Charge per transaction Rs. 3.75
Deduction
- Private Govt. -
Initial subscriber registration Min Rs. 200 and Max Rs. 400
and contribution upload (Negotiable within slab only) NA Collected by POP
0.50% of contribution
Any subsequent Min. Rs. 30 Max. Rs. 25,000 NA Collected by POP
transactions Non-Financial Rs. 30
(Negotiable within slab only)
Rs. 50 per annum for annual
POP contribution Rs. 1,000 to Rs. 2,999
Persistency Rs. 75 per annum for annual Through Unit
NA
> 6 months contribution Rs. 3,000 to Rs. 6,000 Deduction
Rs. 100 per annum for annual
contribution above Rs. 6,000
0.20% of contribution, Upfront deduction
Contribution through eNPS NA from contribution
Min. Rs.15 Max. Rs.10,000
amount
Processing of Exit / @0.125% of Corpus with
NA Collected by POP
Withdrawal Min. Rs. 125 and Max. Rs. 500
Custodian Asset Servicing charges 0.0032% p.a for Electronic segment & Physical segment Through AUM
Slabs of AUM managed by the Pension Fund Maximum Investment
Management Fee (IMF)
Upto 10,000 Cr. 0.09%$
Investment Management
PF charges Through AUM
Fee# 10,001 - 50,000 Cr. 0.06%
50,001 - 1,50,000 Cr. 0.05%
Above 1,50,000 Cr. 0.03%
Reimbursement of
NPS Trust Expenses 0.005% p.a Through AUM
* In case of Government employees, CRA charges for Tier I account are being paid by the respective Government except for voluntary contribution, partial
withdrawal and scheme preference change.
# It includes brokerage fee up to 3 basis points.
$ UTI Retirement Solutions Ltd charges a fee of 0.07% under this slab.
The IMF to be charge by the Pension Fund on the slab structure would be on the aggregate AUM of the Pension Fund under all schemes managed by
Pension Funds.
