Key Fact Statement for UBL Ameen Asaan Digital Current Account
United Bank Limited Date Friday, June 28, 2024
__________________ Branch IMPORTANT: Read this document carefully if you are considering opening a new account. It is available in
English. You may also use this document to compare different accounts offered by other banks. You have the
City, ____________________ right to receive KFS from other banks for comparison.
Account Types & Salient Features:
This information is accurate as of the date above. Services, fees and mark up/expected profit rates may change on time to time basis i.e. Monthly, Semi-Annually etc. For updated fees/charges, you may visit our website or visit our
branches.
United Bank Limited (UBL Ameen - Islamic Banking)
Particulars
UBL Ameen Asaan Digital Current Account
Currency (PKR, US, EUR, etc.) Pak Rupee (PKR)
To open No Requirement for digital on-boarding
Minimum Balance for Account
To keep NIL
Account Maintenance Fee NIL
Is Profit Paid on account (Yes/No) Subject to the applicable tax rate No Profit is paid
Indicative Profit Rate. (%) N/A
Profit Payment Frequency (Daily, Monthly, Quarterly, Half yearly and yearly) N/A
N/A
Provide example: (On each Rs.1000, you can earn Rs.------ on given periodicity)
N/A
Premature/ Early Encashment/Withdrawal Fee (If any, provide amount/rate)
Service Charges
IMPORTANT: This is a list of the main service charges for this account. It does not include all charges. You can find a full list at our branches, on our website at "[Link]”. Please note that all bank charges are exclusive of
applicable taxes.
Services Modes UBL Ameen - Islamic Banking Division
Intercity Free
Cash Deposit Transaction
Intra-city Free
Intercity Free
Intra-city Free
Cash Withdrawal Transaction
Own ATM withdrawal Free
Other Bank ATM Rs. 35/- Per transaction
ADC/Digital Free
SMS Clearing Rs. 250/- on Request
For other transactions Rs. 250/- on Request
UBL Ameen VISA Premium Debit Card Issuance/Annual Rs. 2,600
UBL Ameen VISA Premium Plus Debit Card Issuance/Annual Rs. 3,500
UBL Ameen Premium Master Debit Card Issuance Rs. 2,600
UBL Ameen Premium Master Debit Card Annual Rs. 2,600 per annum
Debit Cards
UBL Ameen Paypak Debit Card Issuance Rs. 1,900
UBL Ameen Paypak Debit Card Annual Rs. 1,900 per annum
Others Issuance As Per SOC
Others Annual As Per SOC
Issuance Free
Cheque Book
Stop Payment Rs. 600/-
Remittance (Local) Cashier's Cheque Free
Foreign Demand Draft N/A
Remittance Foreign
Wire Transfer As Per SOC
Annual Free
Statement of Account Half Yearly Free
Duplicate Rs. 35/- per statement (Charges are inclusive of Sales Tax/FED)
ADC/Digital Channels As Per SOC
Fund Transfer
Others As Per SOC
Internet Banking subscription (one-time & annual) Free
Digital Banking
Mobile Banking subscription (one- time & annual) Free
Normal Free
Clearing Intercity Free
Same Day Free
Closure of Account Customer request Free
You Must Know
Requirements to open an account: To open the account you will need to satisfy some identification requirements as per regulatory instructions and banks' Unclaimed Deposits: In terms of Section 31 of Banking Companies Ordinance,
internal policies. These may include providing documents and information to verify your identity. Such information may be required on a periodic basis. 1962 all deposits which have not been operated during the period of last ten
Please ask us for more details. years, except deposits in the name of a minor or a Government or a court of law,
are surrendered to State Bank of Pakistan (SBP) by the relevant banks, after
Cheque Bounce: Dishonoring of cheque is subject to a criminal trial in Pakistan. Accordingly, you should be writing cheque with utmost prudence. Issuing a meeting the conditions as per provisions of law. The surrendered deposits can be
cheque dishonestly which gets dishonored on presentation is a criminal offence and is punishable under the law. claimed through the respective banks. For further information, please contact
branch where you account resides.
Safe Custody: Safe custody of access tools to your account like ATM cards, PINs, Cheques, e-banking usernames, passwords; other personal information,
etc. is your responsibility. Bank cannot be held responsible in case of a security lapse at the customer’s end. Please note that United Bank Limited never Closing this account: In order to close your account, please visit branch.
calls customers and ask your personal details including but not limited to Password, Credit Card Pin, OTP etc. Please be cautious against such kind of
messages. How can you get assistance or make a complaint?
United Bank Limited
Record updation: Always keep profiles/records updated with the bank to avoid missing any significant communication. You can contact your branch to Complaint Management Unit
update your information. 1st Floor, UBL Wherehouse Building Maikolachi MT Khan.
City: Karachi
What happens if you do not use this account for a long period? Tel : 021-32446949
If your account remains inoperative for 12 months exculding TDRs and Pensioner Accounts, it will be treated as dormant. If your account becomes dormant/ Helpline: 021-111-825-888
inactive, you may request reactivation by initiating a dormancy activation request through UBL Call Center & Customer Care or by personally visiting your Email: [Link]@[Link]
branch and completing the formalities: However, customers residing overseas can either email [Link]@[Link] or get their case process Website: [Link]
through UBL international branch or visit Pakistan Embassy / Consulate in your country and get yourself physically verified and have the required
documents duly signed and stamped and courier to UBL. If a UBL Pensioner Account holder fails to submit a life certificate or fails to undergo biometric If you are not satisfied with our response, you may contact :
verification during March and September or a pensioner does not draw a pension for consecutive six months, the account shall become dormant. Or fails to Email: info@[Link]
submit non - marriage certificate (in case of family pension) on or before 30th September each year. Fax: 021-99217375/ Tel: 021-99217334-38
I ACKNOWLEDGE RECEIVING AND UNDERSTAND THIS KEY FACT STATEMENT
Customer Name:
Product Chosen: UBL Ameen Asaan Digital Current Account
Mandate of account: Single/Joint/Either or Survivor
Address
Contact No.: Mobile No. Email Address
Customer Signature (All account holders's signoffs are required) Signature Verified (Name, Employee # and Functional Title)
Applicable from July 01, 2024 to December 31, 2024
Updated as of June, 2024
