HANOI UNIVERSITY

FACULTY OF MANAGEMENT AND TOURISM

Course outline
FINANCIAL PLANNING

HANOI JANUARY – 2025

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COURSE DETAILS

Subject name Financial Planning

Credit points 3
Study length 13 weeks
Prerequisite / Co requisite Fundamental of Financial Management
Suggested study commitment Approximately 12 hours per week
Year January 2025
Mr. Luong Minh Hoang, MBA, MSc ([email protected])
Teachers Ms. Nguyen Thi Van Anh, PhD ([email protected])
Contact details R. 201, Building C, HANU
contact hours Tel: (04) 5 533 560

The subject profile contains important information. Please ensure that you read it carefully. It is also
strongly recommended that you keep this copy of your subject profile for future reference.

SUBJECT OBJECTIVES

Personal financial planning arises from the need of meeting the financial goals of one’s life. By developing
a personal financial plan, a person will have the opportunity to take a comprehensive look towards one’s
futures financial needs and goals including cash flows, debt management, education funding, retirement
planning, estate conservation and portfolio management. This course introduces the steps in the process of
personal financial planning – from personal financial situation assessment to life-time financial goals
setting, followed by developing a personal financial plan that best suit your own circumstances and needs
to achieve those goals, and finally get equipped with tools to manage your plan effectively. Detailed
contents of the course are also structured surrounding the component financial planning tasks: (1) asset
acquisition planning, (2) liquidity and insurance planning, (3) employee benefit planning, (4) saving and
investment planning, (5) tax planning, and (6) retirement and estate planning.

At the conclusion of this subject, students will be expected to:

 Understand and distinguish components of a complete personal financial plan.

 Analyze personal situation and quantify life-time financial goals.
 Develop a comprehensive personal financial plan that best suit an individual’s situation and needs.
 Understand and apply financial instruments and products available in the domestic and foreign
markets in personal financial planning and risk management.
 Understand the market and regulatory context in Vietnam that relate to personal financial planning.

SUBJECT MATERIALS

This is the basic course in personal financial planning so most of the materials are simple and easy to read.
Students are advised to spend a remarkable amount of time on reading financial journals. The reading materials
include the required textbook, case studies and other referencing materials. Extra reading materials will be
provided weekly and may be used as a source of test/exam questions.

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Prescribed textbooks

Randall S. Billingsley, Laurence J. Gitman, Michael D. Joehnk (2017) Personal Financial Planning,
14th Edition, Cengage Learning.

Reference materials:

 Lecture notes (this material is for students to take note in lecture)

 Extra readings (This material includes financial articles, news, questions, and discussions, etc.)

SUBJECT STRUCTURE

The structure of this subject for students comprises:

 One lecture per week (see timetable)

 One 2.5-period tutorial per week (in class) and self-study 3 periods
o Tutorial is the time students discuss related topics and do revision of the chapter they have
covered in the lecture that week with the guidance of the tutor.

SUGGESTED REFERENCE SOURCES

Books
 Suze Orman (2007), ‘The money book for the young, fabulous & broke’.

Online sources
 http://www.cafeF.vn
 https://www.vietinbank.vn/vn/ca-nhan
 http://tapchitaichinh.vn/tai-chinh-gia-dinh
 https://my.moneylover.com/kien-thuc/

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 PROPOSED WEEKLY SCHEDULE
Semester Topics Tutorial Plan
Week
1 LECTURE 1:
(07/01) Chapter 1: Understanding the financial planning process.
Chapter 2: Time value of money.
2 LECTURE 2: Tutorial 1:
(14/01) Chapter 2: Developing your financial statements and plans. Financial Planning
Exercises (FPE)
C1: 2, 3, 4, 5.
C2: 9.
3 LECTURE 3: Tutorial 2: FPE
(21/01) Chapter 3: Preparing your taxes. C2: 3, 4, 6, 7, 8.
4 LECTURE 4: Tutorial 3: FPE
(11/02) Chapter 4: Managing your cash and savings. C3: 2, 5, 6.
5 LECTURE 5: Tutorial 4: FPE
(18/02) Chapter 5: Making automobile and housing decisions. C4: 1, 5, 6, 7, 8.
6 LECTURE 6: Tutorial 5: FPE
(25/02) Chapter 6: Using credit. C5: 2, 4, 5, 8, 9.
Chapter 7: Using consumer loans.
7 Quiz 1 Tutorial 6: FPE
(04/03) LECTURE 7: C6: 1, 4, 7, 11.
Chapter 8: Insuring your life. C7: 3, 7.
8 LECTURE 8: Tutorial 7: FPE
(11/03) Chapter 9: Insuring your health. C8: 2, 5, 6.
Chapter 10: Insuring your property. Critical thinking case 8.1
9 LECTURE 9: Tutorial 8: FPE
(18/03) Chapter 11: Investment planning. C9: 1, 2.
Chapter 13: Investing in real estate. C10: 2 3, 4, 5.
10 LECTURE 10: Tutorial 9: FPE
(25/03) Chapter 14: Planning for retirement. C11: 1, 7, 9.
C13: 11, 13.
Critical thinking case 11.1
11 REI Business week*
(01/04)
12 Quiz 2 Tutorial 10: FPE
(08/04) LECTURE 11: C14: 1, 2, 3, 7.
Chapter 15: Preserving your estate.
Revision
13 Tutorial 11: FPE
(15/04) C15: 2, 6, 7, 8.

Note: The proposed schedule may be subjected to changes upon the update of REI business week.

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 ASSESSMENT

Assessment for this subject will be on the basis of:

(1) Participation/attendance Required All semester 10%

(2) Two small tests Required In lectures 40%
(3) Final examination Required To be announced 50%
Total: 100%

Notes:
 A pass in this subject requires at least 50% of the total mark.
 For any special reason that a student cannot attend/do their best in the SMALL TESTS, an email
MUST be sent to the subject coordinator at least one week before the test date. The coordinator has full
power of whether to approve the student’s absence from the test or assign a substitute test or any other
possible solutions.
 For any special reason that a student cannot attend/do their best in the FINAL EXAM, an application
for special consideration MUST be submitted to the faculty office before the exam date with
appropriate evidence.

PARTICIPATION

Participation is judged by class attendance, contribution to class discussion and task preparation.
Students are required to prepare the following things for each tutorial:
- Key terms, review questions and problems at the end of the chapter.
- Subject-related materials (textbook, homework notebook, lecture handouts, extra reading materials,
research report, etc.) must be present in the tutorial.