8/18/24, 12:24 AM Your Credit Health | Credit Karma

View report from

Aug 17, 2024

STEVEN M WINFREE
787
Calculated using VantageScore 3.0
Provided by TransUnion

Personal Information
NAMES REPORTED

STEVEN M WINFREE
WINFREE,STEVE,M

EMPLOYMENT INFO

LA ELECTRIC

ADDRESSES REPORTED

3232 ROCKWOOD DR
FORT WAYNE, IN
46815

5516 COUNTESS DR
FORT WAYNE, IN
46815

131 E TABER ST
FORT WAYNE, IN
46803

Accounts
Here's every account on your TransUnion report. Click on the account name for more details.
For You Credit Cards Loans Money

[Link] 1/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

See an error?

You can submit a dispute without leaving Credit Karma. Look for Direct Dispute™ in the details of the
account.

AUTO LOANS

LIBERTY FEDERAL CR UNION $1,584.00 -

Reported: Jul. 31, 2024 In good standing

Overview
You have 18% left to pay on this loan.

Balance Highest Balance

$1584 $8593

Monthly payment $135

Opened Nov. 08, 2019 (4 yrs, 9 mos)

Term No Info

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2024
2023
2022

2021

Current Late Unknown

Last payment
For You Credit Cards Loans
Jul. 15, 2024
Money

[Link] 2/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

Current Payment Status Current

Worst Payment Status Current

Account Details

Account status Open

Type Auto Loan

Responsibility Joint

Remarks No Info

Times 30/60/90 days late 0/0/0

Closed No Info

See an error?
SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

DISPUTE AT TRANSUNION

Creditor Information
LIBERTY FEDERAL CR UNION
4401 THEATRE DR
EVANSVILLE, IN 47716

(800) 800-9271

JPMCB AUTO FINANCE $14,809.00 -

Reported: Jul. 18, 2024 In good standing

For You Credit Cards Loans Money

[Link] 3/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

Overview
You have 80% left to pay on this loan.

Balance Highest Balance

$14809 $18486

Monthly payment $309

Opened Mar. 04, 2023 (1 yr, 5 mos)

Term 72 months

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2024
2023

Current Late Unknown

Last payment Jul. 12, 2024

Current Payment Status Current

Worst Payment Status Current

For You Credit Cards Loans Money

[Link] 4/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

Account Details

Account status Open

Type Auto Loan

Responsibility Joint

Remarks No Info

Times 30/60/90 days late 0/0/0

Closed No Info

See an error?
SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

DISPUTE AT TRANSUNION

Creditor Information
JPMCB AUTO FINANCE
700 KANSAS LANE MAIL CODE LA4-6945
MONROE, LA 71203

(800) 336-6675

MIDWEST AMERICA FED CR U $0.00 -

Reported: Mar. 08, 2023 Closed

Overview
You have 0% left to pay on this loan.

For You Credit Cards Loans Money

[Link] 5/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

Balance Highest Balance

$0 $17434

Monthly payment $0

Opened Jul. 19, 2018 (6 yrs)

Term 72 months

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2023

2022

2021
2020

Current Late Unknown

Last payment Mar. 08, 2023

Current Payment Status Current

Worst Payment Status Current

For You Credit Cards Loans Money

[Link] 6/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

Account Details

Account status Closed

Type Auto Loan

Responsibility Joint

Remarks Closed

Times 30/60/90 days late 0/0/0

Closed Mar. 08, 2023

See an error?
SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

DISPUTE AT TRANSUNION

Creditor Information
MIDWEST AMERICA FED CR U
1104 MEDICAL PARK DR
FORT WAYNE, IN 46825

(260) 482-3334

MIDWEST AMERICA FED CR U $0.00 -

Reported: Jan. 15, 2021 Closed

Overview
You have 0% left to pay on this loan.

For You Credit Cards Loans Money

[Link] 7/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

Balance Highest Balance

$0 $8767

Monthly payment $0

Opened Jan. 02, 2016 (8 yrs, 7 mos)

Term 66 months

For You Credit Cards Loans Money

[Link] 8/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2020

2019

2018

2017

Current Late Unknown

Last payment Jan. 15, 2021

Current Payment Status Current

Worst Payment Status Current

Account Details

Account status Closed

Type Auto Loan

Responsibility Joint

Remarks Closed

Times 30/60/90 days late 0/0/0

Closed Jan. 15, 2021

See an error?
SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

DISPUTE AT TRANSUNION
For You Credit Cards Loans Money

[Link] 9/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

Creditor Information
MIDWEST AMERICA FED CR U
1104 MEDICAL PARK DR
FORT WAYNE, IN 46825

(260) 482-3334

EVERWISE CREDIT UNION $0.00 -

Reported: May 15, 2020 Closed

Overview
You have 0% left to pay on this loan.

Balance Highest Balance

$0 $32384

Monthly payment $0

Opened Jul. 09, 2015 (9 yrs, 1 mo)

Term 61 months

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2020

2019

2018
2017

Current Late Unknown

For You Credit Cards Loans Money

[Link] 10/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

Last payment May 15, 2020

Current Payment Status Current

Worst Payment Status Current

Account Details

Account status Closed

Type Auto Loan

Responsibility Individual

Remarks Closed

Times 30/60/90 days late 0/0/0

Closed May 15, 2020

See an error?
SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

DISPUTE AT TRANSUNION

Creditor Information
EVERWISE CREDIT UNION
110S MAIN ST
SOUTH BEND, IN 46601

(574) 232-8011

COMMUNITYWIDE FCU $0.00 -

Reported: Aug. 17, 2017 Closed
For You Credit Cards Loans Money

[Link] 11/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

Overview
You have 0% left to pay on this loan.

Balance Highest Balance

$0 $10740

Monthly payment $0

Opened Jul. 18, 2013 (11 yrs)

Term 72 months

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2017

2016
2015

2014

Current Late Unknown

Last payment Aug. 17, 2017

Current Payment Status Current

Worst Payment Status Current

For You Credit Cards Loans Money

[Link] 12/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

Account Details

Account status Closed

Type Auto Loan

Responsibility Joint

Remarks Closed

Times 30/60/90 days late 0/0/0

Closed Aug. 17, 2017

See an error?
SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

DISPUTE AT TRANSUNION

Creditor Information
COMMUNITYWIDE FCU
1555 WESTERN AVENUE
SOUTH BEND, IN 46619

(574) 239-2700

Hide closed (4)

CREDIT CARDS

SYNCB/LOWES $604.00 -
Reported: Aug. 15, 2024 In good standing

For You Credit Cards Loans Money

[Link] 13/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

Overview
You're currently using 6% of your account's limit.

Balance Credit limit

$604 $10000

Monthly payment $30

Opened Dec. 27, 2005 (18 yrs, 7 mos)

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2024

2023
2022

2021

Current Late Unknown

Last payment Aug. 02, 2024

Current Payment Status Current

Amount past due $0

Worst Payment Status Current

For You Credit Cards Loans Money

[Link] 14/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

Account Details

Account status Open

Type Charge account

Responsibility Individual

Remarks No Info

Times 30/60/90 days late 0/0/0

Closed No Info

See an error?
SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

DISPUTE AT TRANSUNION

Creditor Information
SYNCB/LOWES
PO BOX 71727
PHILADELPHIA, PA 19176

(800) 444-1408

KOHLS DEPARTMENT STORE $0.00 -

Reported: Aug. 14, 2024 In good standing

Overview
You're currently using 0% of your account's limit.

For You Credit Cards Loans Money

[Link] 15/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

Balance Credit limit

$0 $800

Monthly payment $0

Opened May 12, 2021 (3 yrs, 3 mos)

For You Credit Cards Loans Money

[Link] 16/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2024

2023

2022
2021

Current Late Unknown

Last payment Mar. 03, 2023

Current Payment Status Current

Amount past due $0

Worst Payment Status Current

Account Details

Account status Open

Type Charge account

Responsibility Individual

Remarks No Info

Times 30/60/90 days late 0/0/0

Closed No Info

See an error?
SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

For You Credit Cards Loans Money

[Link] 17/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

DISPUTE AT TRANSUNION

Creditor Information
KOHLS DEPARTMENT STORE
PO BOX 3115
MILWAUKEE, WI 53201

(800) 564-5740

WELLS FARGO CARD SERV $8,560.00 -

Reported: Aug. 13, 2024 In good standing

Overview
You're currently using 35% of your account's limit.

Balance Credit limit

$8560 $24500

Monthly payment $166

Opened Apr. 28, 2009 (15 yrs, 3 mos)

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2024

2023
2022
2021

Current Late Unknown

For You Credit Cards Loans Money

[Link] 18/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

J F M A M J J A S O N D

Current Late Unknown

Last payment Jul. 24, 2024

Current Payment Status Current

Amount past due $0

Worst Payment Status Current

Account Details

Account status Open

Type Credit Card

Responsibility Individual

Remarks No Info

Times 30/60/90 days late 0/0/0

Closed No Info

See an error?
SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

DISPUTE AT TRANSUNION

For You Credit Cards Loans Money

[Link] 19/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

Creditor Information
WELLS FARGO CARD SERV
PO BOX 393
MINNEAPOLIS, MN 55480

(855) 854-3502

SYW MC/CBNA $0.00 -

Reported: Aug. 05, 2024 In good standing

Overview
You're currently using 0% of your account's limit.

Balance Credit limit

$0 $5000

Monthly payment $0

Opened Aug. 09, 2014 (10 yrs)

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2024

2023
2022
2021

Current Late Unknown

Last payment Nov. 11, 2023

For You Credit Cards Loans Money

[Link] 20/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

Current Payment Status Current

Amount past due $0

Worst Payment Status Current

Account Details

Account status Open

Type Credit Card

Responsibility Individual

Remarks No Info

Times 30/60/90 days late 0/0/0

Closed No Info

See an error?
SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

DISPUTE AT TRANSUNION

Creditor Information
SYW MC/CBNA
PO BOX 6217
SIOUX FALLS, SD 57117

(877) 816-9063

JPMCB CARD SERVICES $1,003.00 -

Reported: Aug. 04, 2024 In good standing
For You Credit Cards Loans Money

[Link] 21/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

Overview
You're currently using 7% of your account's limit.

Balance Credit limit

$1003 $14500

Monthly payment $40

Opened Jan. 01, 1998 (26 yrs, 7 mos)

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2024
2023

2022

2021

Current Late Unknown

Last payment Jun. 28, 2024

Current Payment Status Current

Amount past due $0

Worst Payment Status Current

For You Credit Cards Loans Money

[Link] 22/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

Account Details

Account status Open

Type Flexible spending credit card

Responsibility Authorized User

Remarks No Info

Times 30/60/90 days late 0/0/0

Closed No Info

See an error?
SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

DISPUTE AT TRANSUNION

Creditor Information
JPMCB CARD SERVICES
PO BOX 15369
WILMINGTON, DE 19850

(800) 945-2000

THE HOME DEPOT/CBNA $0.00 -

Reported: Jul. 28, 2024 In good standing

Overview
You're currently using 0% of your account's limit.

For You Credit Cards Loans Money

[Link] 23/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

Balance Credit limit

$0 $8000

Monthly payment $0

Opened Aug. 12, 2019 (5 yrs)

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2024

2023

2022
2021

Current Late Unknown

Last payment Jul. 19, 2024

Current Payment Status Current

Amount past due $0

Worst Payment Status Current

For You Credit Cards Loans Money

[Link] 24/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

Account Details

Account status Open

Type Charge account

Responsibility Individual

Remarks No Info

Times 30/60/90 days late 0/0/0

Closed No Info

See an error?
SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

DISPUTE AT TRANSUNION

Creditor Information
THE HOME DEPOT/CBNA
PO BOX 6497
SIOUX FALLS, SD 57117

BANK OF AMERICA $0.00 -

Reported: Jul. 28, 2024 In good standing

Overview
You're currently using 0% of your account's limit.

Balance
For You Credit Cards Loans Credit limit
Money

[Link] 25/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

$0 $18700

Monthly payment $0

Opened Jul. 15, 1996 (28 yrs, 1 mo)

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2024

2023

2022

2021

Current Late Unknown

Last payment Dec. 21, 2023

Current Payment Status Current

Amount past due $0

Worst Payment Status Current

For You Credit Cards Loans Money

[Link] 26/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

Account Details

Account status Open

Type Credit Card

Responsibility Individual

Remarks No Info

Times 30/60/90 days late 0/0/0

Closed No Info

See an error?
SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

DISPUTE AT TRANSUNION

Creditor Information
BANK OF AMERICA
PO BOX 982238
EL PASO, TX 79998

(800) 421-2110

JPMCB CARD SERVICES $922.00 -

Reported: Jul. 28, 2024 In good standing

Overview
You're currently using 13% of your account's limit.

For You Credit Cards Loans Money

[Link] 27/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

Balance Credit limit

$922 $7000

Monthly payment $40

Opened Sep. 12, 2007 (16 yrs, 11 mos)

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2024

2023
2022

2021

Current Late Unknown

Last payment Jul. 19, 2024

Current Payment Status Current

Amount past due $0

Worst Payment Status Current

For You Credit Cards Loans Money

[Link] 28/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

Account Details

Account status Open

Type Flexible spending credit card

Responsibility Authorized User

Remarks No Info

Times 30/60/90 days late 0/0/0

Closed No Info

See an error?
SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

DISPUTE AT TRANSUNION

Creditor Information
JPMCB CARD SERVICES
PO BOX 15369
WILMINGTON, DE 19850

(800) 945-2000

DISCOVER BANK $129.00 -

Reported: Jul. 26, 2024 In good standing

Overview
You're currently using 1% of your account's limit.

For You Credit Cards Loans Money

[Link] 29/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

Balance Credit limit

$129 $12000

Monthly payment $35

Opened Jun. 15, 2003 (21 yrs, 2 mos)

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2024

2023

2022

2021

Current Late Unknown

Last payment Jul. 19, 2024

Current Payment Status Current

Amount past due $0

Worst Payment Status Current

For You Credit Cards Loans Money

[Link] 30/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

Account Details

Account status Open

Type Credit Card

Responsibility Individual

Remarks No Info

Times 30/60/90 days late 0/0/0

Closed No Info

See an error?
SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

DISPUTE AT TRANSUNION

Creditor Information
DISCOVER BANK
PO BOX 30939
SALT LAKE CITY, UT 84130

(800) 347-2683

AMERICAN EXPRESS $0.00 -

Reported: Jul. 23, 2024 In good standing

Overview
You're currently using 0% of your account's limit.

For You Credit Cards Loans Money

[Link] 31/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

Balance Credit limit

$0 $15500

Monthly payment $0

Opened Jul. 23, 2019 (5 yrs)

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2024

2023
2022

2021

Current Late Unknown

Last payment No Info

Current Payment Status Current

Amount past due $0

Worst Payment Status Current

For You Credit Cards Loans Money

[Link] 32/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

Account Details

Account status Open

Type Credit Card

Responsibility Authorized User

Remarks No Info

Times 30/60/90 days late 0/0/0

Closed No Info

See an error?
SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

DISPUTE AT TRANSUNION

Creditor Information
AMERICAN EXPRESS
P.O. BOX 981537
EL PASO, TX 79998

(800) 874-2717

CAPITAL ONE / MENARDS $0.00 -

Reported: Jul. 22, 2024 In good standing

Overview
You're currently using 0% of your account's limit.

For You Credit Cards Loans Money

[Link] 33/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

Balance Credit limit

$0 $3500

Monthly payment $0

Opened Oct. 08, 2012 (11 yrs, 10 mos)

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2024

2023

2022
2021

Current Late Unknown

Last payment Jun. 12, 2024

Current Payment Status Current

Amount past due $0

Worst Payment Status Current

For You Credit Cards Loans Money

[Link] 34/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

Account Details

Account status Open

Type Charge account

Responsibility Individual

Remarks No Info

Times 30/60/90 days late 0/0/0

Closed No Info

See an error?
SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

DISPUTE AT TRANSUNION

Creditor Information
CAPITAL ONE / MENARDS
PO BOX 31293
SALT LAKE CITY, UT 84131

(800) 695-6950

JPMCB CARD SERVICES $0.00 -

Reported: Sep. 18, 2017 In good standing

Overview
You're currently using 0% of your account's limit.

For You Credit Cards Loans Money

[Link] 35/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

Balance Credit limit

$0 $14400

Monthly payment $0

Opened Apr. 13, 1995 (29 yrs, 4 mos)

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2017

2016
2015

2014

Current Late Unknown

Last payment Apr. 13, 2015

Current Payment Status Current

Amount past due $0

Worst Payment Status Current

For You Credit Cards Loans Money

[Link] 36/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

Account Details

Account status Open

Type Credit Card

Responsibility Authorized User

Remarks No Info

Times 30/60/90 days late 0/0/0

Closed No Info

See an error?
SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

DISPUTE AT TRANSUNION

Creditor Information
JPMCB CARD SERVICES
PO BOX 15369
WILMINGTON, DE 19850

(800) 945-2000

BEST BUY/CBNA $0.00 -

Reported: Aug. 09, 2024 Closed

Overview
You're currently using 0% of your account's limit.

For You Credit Cards Loans Money

[Link] 37/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

Balance Credit limit

$0 $4600

Monthly payment $0

Opened Nov. 06, 2009 (14 yrs, 9 mos)

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2024

2023

2022
2021

Current Late Unknown

Last payment Jul. 29, 2022

Current Payment Status Current

Amount past due $0

Worst Payment Status Current

For You Credit Cards Loans Money

[Link] 38/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

Account Details

Account status Paid

Type Charge account

Responsibility Joint

Remarks Canceled by credit grantor

Times 30/60/90 days late 0/0/0

Closed Aug. 09, 2024

See an error?
SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

DISPUTE AT TRANSUNION

Creditor Information
BEST BUY/CBNA
PO BOX 6497
SIOUX FALLS, SD 57117

WELLS FARGO CARD SERV $0.00 -

Reported: Sep. 17, 2020 Closed

Overview
You're currently using 0% of your account's limit.

Balance
For You Credit Cards Loans Credit limit
Money

[Link] 39/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

$0 $4800

Monthly payment $0

Opened Aug. 30, 2017 (6 yrs, 11 mos)

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2020

2019

2018

2017

Current Late Unknown

Last payment Sep. 11, 2018

Current Payment Status Current

Amount past due $0

Worst Payment Status Current

Account Details

Account status Paid

Type Charge account

Responsibility Individual

Remarks Account closed by consumer

Times 30/60/90 days late 0/0/0

Closed May 20, 2020

For You Credit Cards Loans Money

[Link] 40/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

See an error?
SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

DISPUTE AT TRANSUNION

Creditor Information
WELLS FARGO CARD SERV
PO BOX 393
MINNEAPOLIS, MN 55480

(855) 854-3502

JPMCB CARD SERVICES $0.00 -

Reported: May 24, 2020 Closed

Overview
You're currently using 0% of your account's limit.

Balance Credit limit

$0 $6500

Monthly payment $0

Opened Dec. 12, 2017 (6 yrs, 8 mos)

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
For You Current Late
Credit Unknown Cards Loans Money

[Link] 41/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

J F M A M J J A S O N D
2020

2019

2018

2017

Current Late Unknown

Last payment Jul. 17, 2018

Current Payment Status Current

Amount past due $0

Worst Payment Status Current

Account Details

Account status Paid

Type Flexible spending credit card

Responsibility Individual

Remarks Canceled by credit grantor

Times 30/60/90 days late 0/0/0

Closed Apr. 29, 2020

See an error?
SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

DISPUTE AT TRANSUNION

For You Credit Cards Loans Money

[Link] 42/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

Creditor Information
JPMCB CARD SERVICES
PO BOX 15369
WILMINGTON, DE 19850

(800) 945-2000

BANK OF AMERICA $0.00 -

Reported: Mar. 16, 2019 Closed

Overview
You're currently using 0% of your account's limit.

Balance Credit limit

$0 $32800

Monthly payment $0

Opened May 29, 1997 (27 yrs, 2 mos)

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2019
2018

2017

2016

Current Late Unknown

Last payment Nov. 10, 2015

For You Credit Cards Loans Money

[Link] 43/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

Current Payment Status Current

Amount past due $0

Worst Payment Status Current

Account Details

Account status Paid

Type Credit Card

Responsibility Authorized User

Remarks Account closed by consumer

Times 30/60/90 days late 0/0/0

Closed Feb. 21, 2019

See an error?
SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

DISPUTE AT TRANSUNION

Creditor Information
BANK OF AMERICA
PO BOX 982238
EL PASO, TX 79998

(800) 421-2110

WELLS FARGO CARD SERV $0.00 -

Reported: Oct. 10, 2017 Closed
For You Credit Cards Loans Money

[Link] 44/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

Overview
You're currently using 0% of your account's limit.

Balance Credit limit

$0 $4300

Monthly payment $0

Opened Jun. 13, 2015 (9 yrs, 2 mos)

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2017

2016
2015

Current Late Unknown

Last payment Dec. 31, 2015

Current Payment Status Current

Amount past due $0

Worst Payment Status Current

For You Credit Cards Loans Money

[Link] 45/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

Account Details

Account status Paid

Type Charge account

Responsibility Individual

Remarks Account closed by consumer

Times 30/60/90 days late 0/0/0

Closed Jun. 21, 2017

See an error?
SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

DISPUTE AT TRANSUNION

Creditor Information
WELLS FARGO CARD SERV
PO BOX 393
MINNEAPOLIS, MN 55480

(855) 854-3502

Hide closed (5)

STUDENT LOANS

MOHELA/DEPT OF ED $10,415.00 -
Reported: Jun. 30, 2024 In good standing
For You Credit Cards Loans Money

[Link] 46/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

Overview
You have 100% left to pay on this student loan.

Balance Highest Balance

$10415 $9899

Monthly payment $0

Opened Sep. 07, 2021 (2 yrs, 11 mos)

Term No Info

Payment History

You’ve made 100% of payments for this account on time.

J F M A M J J A S O N D
2024

2023

2022

2021

Current Late Unknown

Last payment No Info

Current Payment Status Current

Worst Payment Status Current

For You Credit Cards Loans Money

[Link] 47/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

Account Details

Account status Open

Type Educational

Responsibility Individual

Remarks Payment deferred

Times 30/60/90 days late 0/0/0

Closed No Info

See an error?
SEE AN ERROR?
If there's an error on your report, you can submit a dispute.

DISPUTE AT TRANSUNION

Creditor Information
MOHELA/DEPT OF ED
633 SPIRIT DRIVE
CHESTERFIELD, MO 63005

(800) 866-4352

Hard Inquiries
When you apply for a new credit account, a hard inquiry will usually get added to your report, which
can make a small dent in your score. Here are the inquiries on your TransUnion report.

JPMCB AUTO FINANCE Bank -

Inquiry: Mar. 03, 2023 (800) 336-6675
For You Credit Cards Loans Money

[Link] 48/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

See an error?
Find out how to dispute a hard inquiry

Institution Information
JPMCB AUTO FINANCE
PO BOX 901076
FORT WORTH, TX
76101
(800) 336-6675

DLRMKT/THE AUTO BROKERS Automotive -

Inquiry: Mar. 03, 2023 (260) 203-5381

See an error?
Find out how to dispute a hard inquiry

Institution Information
DLRMKT/THE AUTO BROKERS
4820 LIMA ROAD
FT. WAYNE, IN
46808
(260) 203-5381

MIDWEST AMERICA FCU Credit Union -

Inquiry: Mar. 03, 2023 (800) 348-4738

See an error?
Find out how to dispute a hard inquiry

For You Credit Cards Loans Money

[Link] 49/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

Institution Information
MIDWEST AMERICA FCU
1104 MEDICAL PARK
FORT WAYNE, IN
46825
(800) 348-4738

Collections
If you've fallen behind on payments, your account could be sent to a collections agency. This can
have a big impact on your credit score.

Clean slate! As of Aug. 17, 2024, you have no collection accounts on your credit report.

Public Records
Things like bankruptcies and legal judgments against you can show up on your credit report and do
some damage to your score.

Lookin' good! As of Aug. 17, 2024, you have no public records on your report.

Suggested for your credit Suggested cards

We suggest offers based on your credit, Approval Odds, and money we make from our partners.

Advertiser Disclosure

Apple Card

727 Reviews

Your chance of approval is outstanding—apply with no score impact.*

For You Credit Cards Loans Money

[Link] 50/51
8/18/24, 12:24 AM Your Credit Health | Credit Karma

REWARDS RATE ANNUAL FEE

1% - 3% $0
Cash Back

Continue

See details, rates, and fees

For You Credit Cards Loans Money

[Link] 51/51