CCONSUMER BASE ™ CHM Ref #:
Prepared For:
IDFC250105CR843949571
IDFC
REPORT Application ID: 0607165697
For THANGARASU T Date of
05-01-2025 [Link]
Request:
Date of Issue: 05-01-2025
Inquiry Input Information
Name: THANGARASU T DOB/Age: 12-05-1975 Gender: MALE
Father: Spouse: Mother:
Phone Numbers: 8122709772 ID(s): XXXXXXXX6527 [UID] Email ID(s):
Entity Id:
Current Address: 14 SAMINAGAR Sedappalayam Cuddalore, 14 SAMINAGAR Sedappalayam Cuddalore, CUDDALORE 607003 TN
Other Address: 14 SAMINAGAR Sedappalayam Cuddalore, 14 SAMINAGAR Sedappalayam Cuddalore, CUDDALORE 607003 TN
CRIF HM Score(S):
SCORE NAME SCORE SCORING FACTORS
No/minimal recent missed payments
Normal proportion of outstanding balance to disbursed amount
PERFORM CONSUMER 2.2 743 Score Range : 300-900
Relatively low credit age of open contracts
Decent number of self/overall loans disbursed in the recent past
Tip: Positive impact on credit score Negative impact on credit score
Personal Information - Variations
Tip: These are applicant's personal information variations as contributed by various financial institutions.
Name Variations Reported On DOB Variations Reported On
THANGARASU T 30-11-2024 12-05-1975 30-11-2024
Address Variations Reported On Phone Variations Reported On
14 SAMINAGAR SEDAPPALAYAM CUDDALORE 14 SAMINAGAR SEDAPPALAYAM 8122709772 30-11-2024
31-10-2023
CUDDALORE 1085 TAMIL NADU 607003 TN
Tip: All amounts are in INR.
Account Summary
Tip: Current Balance & Disbursed Amount is considered ONLY for ACTIVE accounts.
Type Number of Account(s) Active Account(s) Overdue Account(s) Current Balance Amt Disbd/ High Credit
Primary Match 1 1 0 1,12,174 1,50,000
Total 1 1 0 1,12,174 1,50,000
Inquiries in last 24 Months: 1 New Account(s) in last 6 Months: 0 New Delinquent Account(s) in last 6 Months: 0
Account Information
Account #:
1 Account Type: MICROFINANCE BUSINESS LOAN Credit Grantor: IDFC Info. as of: 30-11-2024
135058020
ACTIVE
Ownership: INDIVIDUAL Disbursed Date: 30-10-2023 Disbd Amt/High Credit: 1,50,000
Credit Limit: Last Payment Date: 05-11-2024 Current Balance: 1,12,174
Cash Limit: Closed Date: Last Paid Amt: 72,528
InstlAmt/Freq: 6,044/Monthly Tenure(month): 36 Overdue Amt: 0
Status: No Suit filed Principal Writeoff Amt:
Settlement Amt: Total Writeoff Amt:
Disclaimer: This document contains proprietary information to CRIF High Mark and is prepared by using the proprietary match logic of CRIF
High Mark may not be used or disclosed to others, except with the written permission of CRIF High Mark. Any paper copy of this
document will be considered uncontrolled. If you are not the intended recipient, you are not authorized to read, print, retain, copy,
disseminate, distribute, or use this information or any part thereof. PERFORM score provided in this document is joint work of CRIF
SPA (Italy) and CRIF High Mark (India).
CRIF High Mark Credit Information Services Pvt.
Copyrights reserved (c) 2025 Company Confidential Data
Ltd
Payment History/Asset Classification:
January February March April May June July August September October November December
2024 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX -
2023 - - - - - - - - - 000/XXX 000/XXX 000/XXX
AA DVANCED O VERLAP REPORT CHM Ref #:
Prepared For:
IDFC250105CR843949571
IDFC
Thangarasu T
Date of
05-01-2025 [Link]
Request:
Date of Issue: 05-01-2025
Tip: All amounts are in INR
Summary
Tip: Current Balance, Disbursed Amount & Instalment Amount is considered ONLY for ACTIVE account
Association Account Summary Disbursed Amount Instalment Amount Current Balance
Type
Own Other Active Closed Default Own Other Own Other Own Other
Primary Match 0 1 1 0 0 - 50,000 - 1,860 - 2,224
Secondary Match 0 0 0 0 0 - - - - - -
Account Details - Primary
1 Member & Account Information with Credit Grantor: ESAF SMALL FINANCE BANK LIMITED (Branch: 1793)
Member Name: THANGARASU T DOB/Age: 12-05-1975 / 46 years (04-01-2022) Info. As On: 31-12-2024
Relationships: ANJAMMAL (Husband) ID(s): XXXXXXXX6527 (UID) Phone Numbers:
ANJAMMAL (Husband)
Current Monthly Household Income: 3,00,000
SAMINAGAR TN 607003
Address:
Other Address: SAMINAGAR SEDAPPALAYAM TN 607003
ACTIVE
Account Type: JLG INDIVIDUAL Disbursed Date: 31-12-2021 Amt Disbursed: 50,000 Info. As On: 31-12-2024
Account #: xxxx Closed Date: Current Balance: 2,224 Amount Write-Off: 0
Instl Freq: MONTHLY Instl Amount: 1,860 Amount Overdue: 0 DPD: 0
Account Remarks:
Payment History:
January February March April May June July August September October November December
2024 000 000 000 000 000 000 000 000 000 000 000 000
GROUP DETAILS CHM Ref #:
Prepared For:
IDFC250105CR843949571
IDFC
Date of
05-01-2025 [Link]
Request:
Date of Issue: 05-01-2025
Tip: All amounts are in INR
Summary
Tip: Current Balance, Disbursed Amount & Instalment Amount is considered ONLY for ACTIVE account
Association Account Summary Disbursed Amount Instalment Amount Current Balance
Type
Own Other Active Closed Default Own Other Own Other Own Other
Primary Match 0 0 0 0 0 - - - - - -
Secondary Match 0 0 0 0 0 - - - - - -
Account Details - Primary
Inquiries (reported for past 24 months)
Credit Grantor Date of Inquiry Purpose Amount Remark
IDFC 27-10-2023 OTHER 1,50,000
Disclaimer: This document contains proprietary information to CRIF High Mark and is prepared by using the proprietary match logic of CRIF
High Mark may not be used or disclosed to others, except with the written permission of CRIF High Mark. Any paper copy of this
document will be considered uncontrolled. If you are not the intended recipient, you are not authorized to read, print, retain, copy,
disseminate, distribute, or use this information or any part thereof. PERFORM score provided in this document is joint work of CRIF
SPA (Italy) and CRIF High Mark (India).
CRIF High Mark Credit Information Services Pvt.
Copyrights reserved (c) 2025 Company Confidential Data
Ltd
-END OF INDIVIDUAL REPORT-
Appendix
Section Code Description
Indicates number of accounts that the applicant has defaulted on within the last 6
Account Summary Number of Delinquent Accounts
months
Account Information - Credit Grantor XXXX Name of grantor undisclosed as credit grantor is different from inquiring institution
Account Information - Account # xxxx Account Number undisclosed as credit grantor is different from inquiring institution
Payment History / Asset Classification XXX Data not reported by institution
Payment History / Asset Classification - Not applicable
Payment History / Asset Classification STD Account Reported as STANDARD Asset
Payment History / Asset Classification SUB Account Reported as SUB-STANDARD Asset
Payment History / Asset Classification DBT Account Reported as DOUBTFUL Asset
Payment History / Asset Classification LOS Account Reported as LOSS Asset
Payment History / Asset Classification SMA Account Reported as SPECIAL MENTION
Account Information - Account # CI-Ceased/Membership Terminated Credit Institution has Ceased to Operate or Membership Terminated
Disclaimer: This document contains proprietary information to CRIF High Mark and is prepared by using the proprietary match logic of CRIF
High Mark may not be used or disclosed to others, except with the written permission of CRIF High Mark. Any paper copy of this
document will be considered uncontrolled. If you are not the intended recipient, you are not authorized to read, print, retain, copy,
disseminate, distribute, or use this information or any part thereof. PERFORM score provided in this document is joint work of CRIF
SPA (Italy) and CRIF High Mark (India).
CRIF High Mark Credit Information Services Pvt.
Copyrights reserved (c) 2025 Company Confidential Data
Ltd
