NPS TRANSACTION STATEMENT

April 01, 2024 to November 04, 2024

Statement Generation Date :November 04,

2024 05:06 PM

NPS Transaction Statement for Tier I Account

PRAN 110127561583 Registration Date 27-Jul-22
Subscriber Name SHRI BISHAL DEBNATH Tier I Status Active
CHAR BRAHMANAGAR Tier II Status Not Activated
CHARBRAHMANAGAR Tier II Tax Saver Not Activated
Status
Address CHAR BRAHMANAGAR,NABADWIP,NADIA
Tier I Virtual Account Not Activated
WEST BENGAL - 741301 Status
Tier II Virtual Account Not Aplicable
INDIA Status
CBO Registration No 6500266
Mobile Number +918001491719
CBO Name BANK OF INDIA
Email ID [email protected]
C/5, G-BLOCK, STAR HOUSE
IRA Status IRA compliant CBO Address BANDRA KURLA COMPLEX, BANDRA EAST
MUMBAI, 400051
CHO Registration No 5500261
CHO Name BANK OF INDIA
C/5, G-BLOCK, STAR HOUSE
CHO Address BANDRA KURLA COMPLEX, BANDRA EAST
MUMBAI, 400051

Tier I Nominee Name/s Percentage

BIJOY KRISHNA DEBNATH 100%

Current Scheme Preference

Scheme Choice - CORPORATE STANDARD
Investment Option Scheme Details Percentage
Scheme 1 SBI PENSION FUNDS PVT LTD SCHEME - CORPORATE-CG 100.00%

Investment Summary
Value of your Total Total Total Notional Withdrawal/
Holdings(Invest Contribution in Withdrawal as Gain/Loss as deduction in
ments) No of your account as on on units towards Return on
as on Contributions on November 04, November 04, intermediary Investment 10.73%
November 04, November 04, 2024 (in ₹) 2024 (in ₹) charges (in ₹) (XIRR)
2024 (in ₹) 2024 (in ₹)
(A) (B) (C) D=(A-B)+C E

₹ 2,31,649.50 28 ₹ 2,06,598.81 ₹ 0.00 ₹ 25,050.69 ₹ 1.71

Investment Details - Scheme Wise Summary

SBI PENSION FUNDS PVT LTD SCHEME -
Particulars References CORPORATE-CG
Scheme wise Value of your Holdings(Investments) (in ₹) E=U*N 2,31,649.50
Total Units U 7,818.3633
NAV as on 31-Oct-2024 N 29.6289

Changes made during the selected period

Date Tier Type Transaction Type
31-Oct-2024 Tier-1 Change in Non-Core Details
 Contribution/Redemption Details during the selected period
Contribution
Date Particulars Uploaded By Employee Employer's Total
Contribution Contribution (₹)
(₹) (₹)
22-Apr-2024 By Arrear - ARRCONT Bank of India (5000424), 2,005.76 2,808.07 4,813.83
06-May- For April, 2024 Bank of India (5000424), 3,476.53 4,867.14 8,343.67
2024
03-Jun- For May, 2024 Bank of India (5000424), 3,476.53 4,867.14 8,343.67
2024
03-Jul-2024 For June, 2024 Bank of India (5000424), 3,685.78 5,160.10 8,845.88
02-Aug- For July, 2024 Bank of India (5000424), 3,678.69 5,150.16 8,828.85
2024
02-Sep- For August, 2024 Bank of India (5000424), 3,714.07 5,199.70 8,913.77
2024
04-Oct-2024 For September, 2024 Bank of India (5000424), 3,741.94 5,238.71 8,980.65

Transaction Details
SBI PENSION FUNDS PVT LTD SCHEME -
Withdrawal/ deduction in units CORPORATE-CG
Date Particulars towards intermediary
Amount (₹)
charges(₹) Units
NAV (₹)
01-Apr-2024 Opening balance 5,840.8899
4,813.83
22-Apr-2024 By Arrear - ARRCONT 173.0410
27.8190
8,343.67
06-May-2024 By Contribution for April,2024 297.6714
28.0298
8,343.67
03-Jun-2024 By Contribution for May,2024 292.4156
28.5336
8,845.88
03-Jul-2024 By Contribution for June,2024 306.6099
28.8506
8,828.85
02-Aug-2024 By Contribution for July,2024 302.8152
29.1559
8,913.77
02-Sep-2024 By Contribution for August,2024 302.3913
29.4776
8,980.65
04-Oct-2024 By Contribution for September,2024 302.5866
29.6796
(1.71)
05-Oct-2024 Billing for Q2, 2024-2025 (1.71) (0.0576)
29.6796
04-Nov-2024 Closing Balance 7,818.3633
 Notes
1. The 'Investment Details' section gives an overall status of the total contribution processed under the account and the returns accrued
2. 'Notional Gain / Loss' indicates the overall gain or loss after factoring for the withdrawals processed in the account.
3. Returns based on Inflows' gives the annualized effective compounded return rate in PRAN account and is calculated using the formula of XIRR. The
calculation is done considering all the contribution / redemptions processed in PRAN account since inception and the latest valuation of the
investments. The transactions are sorted based on the NAV date.
4. 'Changes made during the selected period' indicates all the change requests processed in PRAN account during the period for which the
statement is generated.
5. The section 'Contribution / Redemption Details' gives the details of the contributions and redemption processed in subscribers' account during the
period for which the statement is generated. While contribution amount indicates the amount invested in subscribers account, the redemption
amount indicates the cost of units redeemed from the account. The cost of units is calculated on a First-In-First-Out (FIFO) basis. The details are
sorted based on date when the transaction is posted in PRAN account, which may / may not be the date for allotment of the NAV.
6. 'Transaction Details' gives the units allotted under different schemes / asset classes for each of the contributions processed in subscribers'
account during the period for which the statement is generated. It also contains units debited from the account for redemption and rectification. The
details are sorted based on date when the transaction is posted in PRAN account, which may / may not be the date for allotment of the NAV.
7. For transactions with the remarks "To Unit Redemption", the cost of units redeemed are adjusted against the total contribution in the Investment
Details section. Further, the cost of units is calculated on a First-In-First-Out (FIFO) basis. For calculating the 'Returns based on Inflows', the actual
redemption value corresponding to the units redeemed has been considered.
8. "Cost of Withdrawal", "Cost of GPF Withdrawal" and "Cost of One Way Switch", is the cost of units for the particular transaction and is calculated on a
First-In-First-Out (FIFO) basis. For calculating the 'Returns based on Inflows', the actual redemption value corresponding to the units redeemed has
been considered. Further, 'Total Withdrawal' in the Investment Summary section includes actual redemption value of Withdrawal and One Way
Switch transactions.
9. The Transaction statement is dynamic. The value and other computations in the Transaction statement depend upon the generation date.
10. The above returns are calculated based on scheme NAVs and the securities held under the scheme portfolio are valued on mark to market basis
and are subject to change on NAV fluctuations. .
11. If you are an employee or if you are self-employed , you will be able to avail of deduction on contribution made from your taxable income to the extent
of (u/s 80 CCD (1) of income Tax Act, 1961)
- 10% of salary (Basic + DA ) - if you are salaried employee
- 20% of your gross income - if you are self-employed
However, please note that the maximum deduction from your taxable income is limited to RS.1.50 lac, as permitted under Sec 80 CCE of the
Income Tax Act.
Further, an additional deduction from your taxable income to the extent of Rs. 50,000/- is available only for contribution in NPS u/s Sec. 80 CCD (1B).
To give an example, your salary is Rs.15 lac per annum. On contribution of Rs. 2 lac, you can avail:
Deduction under Sec. 80 CCD (1) - ₹- Rs. 1.50 lac
Deduction under Sec. 80 CCD (1B)- ₹- Rs. 0.50 lac
Total deduction - ₹- Rs. 2.00 lac
Also note that your employer's contribution upto 10% of your salary is fully deductible from your taxable income.
This is applicable only for Tier-I account.
12. In case of NRI/OCI Subscribers, Annual Physical Transaction Statement will be sent on Indian Address if not opted to receive Annual Transaction
Statement over email.
13. Best viewed in Internet Explorer 9.0 & above or Mozilla Firefox Ver 3 & above with a resolution of 1024 X 768.
14. This is computer generated statement and does not require any signature/stamp.
15. Kindly refer Table 1 for various charges applicable under NPS:
Table 1
Service Charges* (excluding taxes)
Intermediary Charge head Mode of Deduction
Private / Govt.
CRA charges for account opening if the CRA charges for account opening if the subscriber
subscriber opts for Physical PRAN card opts for ePRAN card (in Rs.)

PRA Opening charges Welcome kit sent in Welcome kit sent vide email Through Unit
(in Rs.) Deduction
physical only
Rs. 40 (also applicable to reissue of PRAN
CRA card) Rs. 35 Rs. 18

Annual PRA Maintenance Through Unit

Rs. 69
cost per account Deduction

Through Unit
Charge per transaction Rs. 3.75
Deduction

- Private Govt. -

Initial subscriber registration Min Rs. 200 and Max Rs. 400
NA Collected by POP
and contribution upload (Negotiable within slab only)

0.50% of contribution
Any subsequent Min. Rs. 30 Max. Rs. 25,000
NA Collected by POP
transactions Non-Financial Rs. 30
(Negotiable within slab only)
Rs. 50 per annum for annual
POP contribution Rs. 1,000 to Rs. 2,999
Persistency Rs. 75 per annum for annual Through Unit
> 6 months contribution Rs. 3,000 to Rs. 6,000 NA Deduction
Rs. 100 per annum for annual
contribution above Rs. 6,000
Upfront deduction
0.20% of contribution,
Contribution through eNPS NA from contribution
Min. Rs.15 Max. Rs.10,000
amount

Processing of Exit / @0.125% of Corpus with

NA Collected by POP
Withdrawal Min. Rs. 125 and Max. Rs. 500

Custodian Asset Servicing charges 0.000000001770% p.a for Electronic segment & Physical segment Through AUM

Slabs of AUM managed by the Pension Fund Maximum Investment

Management Fee (IMF)
Upto 10,000 Cr. 0.09%$
PF charges Investment Management Fee 10,001 - 50,000 Cr. 0.06% Through AUM
50,001 - 1,50,000 Cr. 0.05%
Above 1,50,000 Cr. 0.03%
 Reimbursement of
NPS Trust Expenses
0.003% p.a Through AUM

* In case of Government employees, CRA charges for Tier I account are being paid by the respective Government except for voluntary contribution, partial
withdrawal and scheme preference change.

$ UTI Retirement Solutions Ltd charges a fee of 0.07% under this slab.
The IMF to be charge by the Pension Fund on the slab structure would be on the aggregate AUM of the Pension Fund under all schemes managed by
Pension Funds.