Client Profile/Risk Assessment

First Name: Middle Name:

Last Name:

Phone Number:

Address:

City: State: Zip:

E-mail Address:

This Client Profile/Risk Assessment is not intended to substitute for firm records. It is a tool for you and your
Financial Advisor to assist in planning for your investment goal and risk tolerance. If a change to your stated
objectives/tolerance for risk or other information is required, please contact your financial advisor to update your
official client profile that is part of your account records.

Please fill out all the questions on this questionnaire:

1. What is your current age?

Under 35
Between 36 and 45
Between 46 and 55
Between 56 and 70
Over 70
2. Over what time period do you plan to invest this money?
Immediate (Less than 3 years)
Short Term (3-5 years)
Moderate Term (5-10 years)
Long Term (10+ years)
3. What is the primary purpose for your investments? Secondary purpose?
Provide Current Income
Preservation of Wealth
Fund Retirement
Build Long-Term Wealth

Secondary:

4. Which option best describes your acceptance level of portfolio risk? (see attached definitions for
guidance.)
Less accepting of risk – Conservative
Accepting some degree of risk – Moderate
More accepting of risk – Long Term
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5. The optimum portfolio, in your opinion, would look like which of the following?
Gradually increasing value with no loss of principal and modest annual returns.
Diversified in such a way that returns are somewhat less than the major indices, but with
fewer loss periods and less volatility.
Achieve at or near market returns with the same or less risk.
Beat the market on a regular basis, even though short term volatility is high.

6. The value of most investments fluctuates from year to year. How large of a drop in the value of
your investment portfolio would you be prepared to see before you start feeling very
uncomfortable?
< 10%
10% to 25%
25% to 50%
> 50%

7. Understanding that market based investments move up or down in value over time, with which
hypothetical portfolio would you feel most comfortable?

Year 1 Year 2 Year 3 Year 4 Year 5 Avg. Annual

Return
3% 3% 3% 3% 3% 3%
2% 5% 6% 0% 7% 4%
-6% 7% 21% 2% 8% 6%
14% -21% 40% -4% 31% 12%

8. Which of the following best describes your current income needs?

None – Not expecting any need for income, the primary objective of the portfolio should be
growth
Some – Income from the portfolio is needed, but willing to accept a lower level of income for
the potential of long-term returns.
Moderate – Need for a moderate level of income including interest and dividends.
Significant – Primary investment goal is income. Willing to accept less potential for long-term
returns in order to seek higher income.
9. When it comes to investing in stocks, bonds, mutual funds, or ETF’s, would you describe yourself
as…
Very Inexperienced
Inexperienced
Experienced
Very Experienced

Years of Experience:

10. The account referenced in this assessment will represent what percentage of your total investment
assets?
Less than 20%
21% to 50% Assets:
51% to 75%
76% to 100%

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 11. Total earnings, which includes earned and investment income, will help us in completing your risk
assessment. What is your total annual household income?
Less than $100,000
$100,000 to $499,999
$500,000 to $999,999
$1,000,000 +

12. In the next five years, would you consider your current and future income sources (such as salary,
social security, pensions, etc.) as …
Very Stable
Stable
Unstable
Very Unstable

Asset allocation cannot eliminate the risk of fluctuating prices and uncertain returns. Unlike financial planning, this
report is designed to analyze a specific aspect of your financial needs, but does not provide a comprehensive analysis
of your long-term financial needs.

Investment Objective Summaries:

Conservative Income investors seek the maximum amount of income consistent with a modest degree of risk. They
are willing to accept a lower level of income in exchange for lower risk. Equities and high-yield bonds will typically not
be a large percentage of the account.

Moderate Income investors seek some increase in the value of their investments while maintaining a high level of
protection for their capital. These investors require more income than growth and have a moderate time frame.
Since the majority of the portfolio assets are in bonds and cash, risk avoidance is the primary objective. This strategy
also seeks to enhance performance through exposure to both large-and mid-capitalization equity investments.

Conservative Growth and Income investors have dual objectives of capital appreciation and current income while
controlling risk. These investors, having a moderate time frame, look for growth of assets while maintaining safety of
principal. This strategy aims to accomplish this objective by maintaining the majority of assets in fixed income
investments and broadly diversified equity exposure.

Long-Term Income investors seek a significant level of income, and, due to their long-term time horizon or other
factors, they employ higher-risk, more aggressive strategies that may offer higher potential income. Equities and
high-yield bonds may be a significant percentage of the account.

Moderate Growth and Income investors seek to balance potential risk with higher potential growth and income.
Equities are typically a significant portion of the account and will typically pay dividends.

Conservative Growth investors want capital appreciation while controlling risk. These investors, having a moderate
time frame, look for growth of assets while maintaining safety of principal. This strategy aims to accomplish this
objective by maintaining assets in fixed income investments and broadly diversified equity exposure.

Long-Term Growth and Income investors seek a significant level of growth and income, and their long-term time
horizon and/or other factors allow them to pursue higher risk, more aggressive strategies that may offer higher
potential returns. Equities are typically the primary asset in the account and will typically pay dividends.

Moderate Growth investors pursue growth of principal. These investors will tolerate some volatility in pursuit of
their portfolio objective. This strategy provides growth potential through the domestic and international equity
components, while relying on the fixed income portion to temper risk.

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Long-Term Growth investors seek capital appreciation as their primary investment goal. A moderate to long-term
time horizon and no need for income typically allows these investors to tolerate fluctuations in the value of their
portfolios. With a substantial allocation to a diversified equity portfolio, this strategy is designed to offer considerable
return potential within defined risk parameters.

The models associated with the risk score ranges represent a broad-based asset allocation consistent with the general
financial needs, time horizon and risk tolerance selected in this questionnaire. For assets earmarked to achieve a
specific investment goal or assets in an individual account, the allocation or investment advisor selection may differ
from the model scored on this questionnaire.

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Wells Fargo Advisors is the trade name used by two separate registered broker-dealers: Wells Fargo Advisors, LLC and
Wells Fargo Advisors Financial Network, LLC, Members SIPC, non-bank affiliates of Wells Fargo & Company. First
Clearing, LLC is a registered broker-dealer and non-bank affiliate of Wells Fargo & Company. ©2014 Wells Fargo
Advisors, LLC. All rights reserved. CAR 0116-03193

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