FINANCIAL MANAGEMENT: FACTORS AFFECTING THE ALLOWANCES

OF SENIOR HIGH SCHOOL STUDENTS AT

PAMANTASAN NG LUNGSOD

NG MARIKINA

A Qualitative Research

Presented to the Faculty of

Accountancy, Business and Management

Pamantasan ng Lungsod ng Marikina

Senior High School Department

In Partial Fulfilment

of the Requirements in Practical Research 1

Submitted by
BARADERO, Joemarie
BARBA, Divine
BROZAS, Rhealyn
DAYRIT, John
MANANGAT, Renalie
RIVAS, Erich
ROBLES, Sunshine
SALVADOR, Sabria
UYPICO, Chloe

June 202
 PAMANTASAN NG LUNGSOD NG MARIKINA
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SENIOR HIGH SCHOOL

APPROVAL SHEET

In partial fulfillment of the requirements for Practical Research 1, Senior High

School, this research entitled, FINANCIAL MANAGEMENT: FACTORS AFFECTING

THE ALLOWANCES OF SENIOR HIGH SCHOOL STUDENTS AT PAMANTASAN NG

LUNGSOD NG MARIKINA, has been prepared and submitted by Rivas,

Manangat, Baradero, Barba, Brozas, Dayrit, Robles, Salvador, and Uypico,

who are hereby recommended for oral examination.

June 2023 ELIZER SYRUS M. PAULE

Date Research Adviser

Approved in partial fulfillment of the requirements for Practical Research 1,

Qualitative Research by the Panel of Oral Examination Committee.

Accepted in partial fulfillment of the requirements for Practical Research 1,

Qualitative Research.

MARK A. CASTRO

School Principal

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ACKNOWLEDGEMENT

The researchers wish to express their thanks of gratitude to the following

people who are vital in the completion of this study:

Ms. Rica Esclanda, their dedicated research adviser who guided them

with the best of her ability. They would like to express their outmost gratitude for

the knowledge they have gained from her all throughout the research process.

All the advice, patience, support, understanding, motivation, love and enjoyment

the researchers received will be always remembered as part of this research’s

success. This research wouldn’t be completed without her utmost guidance.

Erich Rivas, the research team’s leader who leads the whole team into

the accomplishment of their research study. She accepted the heavy

responsibility of managing and guiding the team in the fulfillment of their research

duties.

The research team, who served as the leader’s reliable helping hand

during the entire duration process. Helping each other through the tasks and

working as a one group, showing what teamwork is.

Last but not least, the researchers’ family, who inspired them to carry on

with this study, giving them motivation, strength and encouragement.

Most importantly, the researcher wishes to acknowledge the God

Almighty for providing them guidance, knowledge, strength and belief in

themselves and their capabilities to successfully finish the research study.

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ABSTRACT

This study aimed to ascertain the common factors affecting the

allowances of students with regards to their financial management and its effect

to their financial management skill. This study contains of collected date from the

respondents which are Ten (10) random student from Accountancy, Business

and Management (ABM) and Science, Technology, Engineering and

Mathematics (STEM) at Pamantasan ng Lungsod ng Marikina. This study used

Grounded theory that provided theory and new insight regarding the chosen

topic. Food, Transportation, and Academic perfomances expenses affects the

allowances from Accountancy, Business and Management (ABM) and Science,

Technology, Engineering and Mathematics (STEM) of Senior High School

students at Pamantasan ng Lungsod ng Marikina. Aside from that, personal

wants and entertainment activities are included to their expenses. Respondents

stated that these expenses help them to organize and plan their expenditure by

identifying their wants and needs. However, unplanned expenses such as

sudden class contribution result to lack of money or short in budget. Most

respondents prioritize their need over wants as a way of financial managing.

Prioritizing needs and determining expenses are key ways to achieve proper

financial management.

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TABLE OF CONTENTS

TITLE PAGE …………………………………………………………………… I

APPROVAL SHEET …………………………………………………………… II

ACKNOLWEDGEMENT ……………………………………………………… III

ABSTRACT ……………………………………………………………………… IV

TABLE OF CONTENTS ………………………………………………………… V

LIST OF TABLES AND FIGURES …………………………………………… VI

CHAPTER

I INTRODUCTION

Background of the Study …………………………………………… 1

Statement of the Problem ………………………………………… 4

Significance of the Study ………………………………………… 5

Scope and Delimitations …………………………………………… 6

Definition of Terms Used in the Study …………………………… 7

II REVIEW OF RELATED LITERATURE

Related Literature ………………………………………………… 9

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Related Studies …………………………………………………… 11

Conceptual Model of the Study …………………………………… 16

III RESEARCH METHODOLOGY

Methods of Research ……………………………………………… 18

Sampling Method …………………………………………………… 18

Sources of Data …………………………………………………… 19

Data Gathering Instruments ……………………………………… 20

Data Gathering Procedure ………………………………………… 21

Ethical Consideration ……………………………………………… 22

IV PRESENTATION, ANALYSIS, AND INTERPRETATION OF DATA

Thematic Analysis………………………………………….…………. 23

Result and Interpretation……………………………………………. 24

V SUMMARY, CONCLUSION AND RECOMMENDATIONS

Summary ………………………………………………………… 49

Conclusion ……………………………………………………… 51

Recommendations …………………………………………… 52

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BIBLIOGRAPHY ………………………………………………………………53

APPENDICES ………………………………………………………………….... 57

CURRICULUM VITAE ………………………………………………………… 83

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LIST OF TABLES AND FIGURES

Table Page

1 Distribution of Respondents in terms of Survey Type. 24

2 Demographic Profile of the Participants. 24

3 Theme, Category, and Code for the Academic related 27

expenses that affects the allowances of students.

4 Theme, Category, and Code for the Non-academic 29

related expenses that affects the allowances of students.

5 Theme, Category, and Code for the Expenses that takes 31

up most of the student’s allowances.

6 Theme, Category, and Code for the Positive and negative 33

effect of school expenses to the students’ personal

management.

7 Theme, Category, and Code for the knowing the 35

expenses helps to manage the students’ allowance.

8 Theme, Category, and Code for the effects of wants and 37

needs to the way students spend their allowance.

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9 Theme, Category, and Code for the effects of student’s 39

expenses in their management skills.

10 Theme, Category, and Code for ways in splitting student’s 41

allowance accordingly despite their numerous expenses.

11 Themes, Category, and Code for student’s priorities when 44

spending their allowances.

12 Theme, Category, and Code for ways students save their 46

allowance.

Figure Page

1 Figure 1. Conceptual Model for the Financial Management: 16

Factors Affecting the Allowances of Senior High School

Students at Pamantasan ng Lungsod ng Marikina.

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CHAPTER 1

INTRODUCTION

This chapter presents the background of the study, the statement of the

problem, the significance of the study, the scope and delimitations, and the

definition of terms used in the study.

Background of the Study

Recently, in-person classes were implemented as the school year 2022-

2023 starts. Besides the recurrence of face-to-face interactions, return of student

expenses is expected. To provide for the numerous school expenses, students

are given daily/weekly allowances. According to Canlas (2014), college school

students typically get P100 to P250 allowance per day. This limited allowance

given to students is spent on various school expenses. Therefore, giving the

students the responsibility to budget all their everyday school expenses only with

what is given to them. However, an overwhelming number of teenagers– 87% –

admit they don’t know much about personal finance (Tuggle, 2014). This results

in incorrect spending of student finances.

Money, as much as some people resist to admit, is very essential in

human life. Money may not buy happiness, but it gives an individual the

capability to obtain the goods and services needed to survive. Money is used to

pay for shelter, food, healthcare bills, and good education, making life possible

(Rakoczy, 2021). Money can’t buy all aspects of happiness, but it can buy

necessities to be able to sustain life.

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One of the many necessities’ money provides is education. Education

involves several expenses, from tuition, book fees, supplies, uniform fees, to

daily allowances of students. These allowances are spent on many other

personal school expenses of students, but it is not always enough to provide for

all their personal expenses. (Kumsa, M. J., Lemu, B. N., & Nguse, T. M. 2020),

students believed that their difficulty in obtaining pocket money from family or

other funding sources contributed to their financial stress. The sad truth is that

not everyone is fortunate enough to afford their school needs and wants. That is

why having money should come with the knowledge of managing it. And with the

percentage of teenagers who lack knowledge on the subject of proper financial

management, it is most likely that students wouldn't be able to suffice their

expenses to the very limited allowances they receive.

(Kempson et al. 2006) define financial skills and ability as the knowledge

and understanding that allows people to acquire the skills to deal with everyday

financial matters and make the right choices. According to Buchenau, budgeting

is important because it helps you control your spending, track your expenses,

and save more money. Acquiring this skill may help students with their expenses.

Being a student has a lot of roles and responsibilities to take, along with

that is the different kinds of problems they face in everyday life such as academic

problems, health issues, and especially, financial problems. Having allowances

for studying means another management to initiate as a student. However,

students tend to spend their allowances incorrectly because of some certain

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factors. Furthermore, this research is conducted to discuss the factors affecting

the allowances of students and further give knowledge to students, especially

those who are struggling financially to cope up with the various educational

needs despite the limited allowance received by students. The students have

started their face-to-face classes, this means the recurrence of student

expenses. According to Magsambol (2022), Parents' major concern as students

return to in-person classes are the food and transportation expenses. With the

continuous rise of bought goods and services, students may experience

challenges in terms of budgeting their allowances.

The research gap found to conduct of this study is the students' lack of

knowledge on managing their finances. Hence, the existing expenses of students

made the spending of their allowances done in a wrong way. On the basis of

that, this research will provide different strategies to obtain financial skills and

abilities to manage the student's finances competently.

In light of this, the researchers came up with the title, “Financial

Management: Factors Affecting the Allowances of Senior High School

Students at Pamantasan ng Lungsod ng Marikina.”

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Statement of the Problem

This research aims to ascertain the factors affecting the allowances of

Senior High School Students at Pamantasan ng Lungsod ng Marikina concerning

Financial Management.

In particular, this research will seek to answer the following questions:

1. What are the common factors affecting the allowances of Senior High

School Students of Pamantasan ng Lungsod ng Marikina

1.1 Transportation;

1.2 Food

1.3 Academic purposes?

2. How do these common factors affect the financial management of the

allowances of Senior High School Students at Pamantasan ng Lungsod

ng Marikina?

3. How do respondents manage their allowance despite the common factors

affecting their allowances?

4. What specific Financial Management practices senior High school

Students at Pamantasan ng Lungsod ng Marikina can implement to obtain

proper budgeting concerning their allowances?

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Significance of the Study

This research seeks to understand the difficulties faced by Senior High

School students with regards to managing their school allowances. Moreover, the

researchers ought to recommend Financial Management strategies that students

may implement to properly budget their school expenses. Conducting this study

will benefit the following:

Students. Findings of this study will be able to provide information and

knowledge to students on ways they can budget their allowances more

effectively and easily, which would be beneficial for them. According to Hamilton

(2020), Budgeting helps separate wants from needs at the same time helps

identify unnecessary expenses. Therefore, students will learn the expenses they

must prioritize, expenses that are necessary for them as a student.

Parents. Parents normally provide the allowances of students. However,

not all parents are financially stable, most have only enough to give to their

children. Results of this research could help parents lessen their worry

concerning the school expenses and lack of allowance of their children.

Administrator. Administrator guide the students in school. This study

discusses the struggles of students with budgeting their allowances due to the

many factors that affect it. This could serve as their basis to develop into a more

student-budget-friendly school environment, wherein students could spend less

and not worry about the numerous expenses of students.

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Future Researchers. This research provides baseline data on the

Financial Management of the allowances of students. Therefore, this study could

expand the knowledge of future researchers with regards to the Financial

Management of allowances.

Scope and Delimitations

This research will discuss the Financial Management of Senior High

School students at Pamantasan ng Lungsod ng Marikina with regards to the

factors affecting their allowances and provide data gathered from the

respondents. The respondents will be selected from Accountancy, Business and

Management (ABM) and Science Technology, Engineering and Mathematics

(STEM) Senior High School students at Pamantasan ng Lungsod ng Marikina in

their second semester of school year 2022-2023. Researchers will provide a

consent form for the confidentiality and privacy of the respondents as the

interview conducts to gather the data. This research will be conducted during

April to June 2023.

However, this research limits the respondents to ten (10) Senior High

School students in Pamantasan ng Lungsod ng Marikina to manage the time

competently. The management behavior of students had been excluded from this

study to narrow down the topic and mainly focus on their Financial Management

and factors affecting their allowances.

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Definition of Terms

Academic Purposes - used to describe things that relate to the work

done in schools, colleges, and universities, especially work which involves

studying and reasoning rather than practical or technical skills (mobile-

dictionary.reverso.net). This is one of the factors presented in our study. This is

one of the expenses of student that affects their allowances as it is necessary to

their study.

Allowance – Money that you are given regularly, especially to pay for a

particular thing (dictionary.cambridge.com). This will serve as the dependent

variable of this study.

Financial Management – Strategic planning, organizing, directing, and

controlling of financial undertakings in an organization or an institute (pfh-

university.com). This would be the independent variable of this

research. Financial management of students will assess through this research as

they show their ability on handling their allowances.

Food – One of the basic necessities of life

(education.nationalgeographic.org). Food is part of the respondent’s extensive

problem in budgeting. Therefore, this is one of the main problems that affects the

students' allowances.

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Pamantasan ng Lungsod ng Marikina – (simply known as PLMar) is the

first city government-funded university in Marikina City, Philippines

(encyclo.co.uk). This will be the location wherein the research will be conducted.

Senior High Students – refers to grades 11 and 12, the last two years of

the K to 12 Basic Education Program (deped.gov.ph). They are the chosen

population of the respondents for this research, particularly coming from

Accountancy, Business and Management (ABM) and Science, Technology,

Engineering and Mathematics (STEM).

Transportation – A vehicle or system of vehicles, such as buses, trains,

etc. for getting from one place to another (dictionary.cambridge.org).

Transportation is considered as one of the factors that affects the allowances of

students.

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CHAPTER 2

REVIEW OF RELATED LITERATURE

This chapter includes a review of related literature and studies, the

conceptual model of the study.

Review of Related Literature and Studies

Various books, journals, studies, and other references, including the

internet, conducted locally and internationally were perused by the proponent of

this research in order to substantiate the relevance of the present study.

Related Literature.

According to Nolasco (2023), Filipino students think budgeting their

allowances is a hard thing to do. Filipino can save through bringing their own

baon and pick water over soft drinks and juice, think before buying, commute in

the cheapest way possible, buy second hand books and don't spend recklessly.

This supported the idea of researchers pertaining to the factors affecting

the allowances of students such as food and transportation. Therefore, going to

school has a lot of expenses that greatly affect the finances of the students.

Hence, bringing their own meal can help the financial skills of a student as they

manage their finances. Also, commuting in the cheapest way can help the

expenses to be lessened, in that way managing finances can be more effective.

That's why financial management should be managed in order to save money.

Money management helps students to save money as they have. As they

learn to manage their money wisely, they can also save to buy the things that

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they want to buy without asking their parents for money. Also, there are money

management mistakes that students make. Such as, not knowing where their

money is going, not having a plan for their money, not determining wants versus

needs, and succumbing to peer pressure (Franco, Juan. 2023)

This states that students often manage their finances mistakenly. Planning

is helpful for students as they handle their own finances and knowing where they

need to spend it helps them achieve financial management skills. As stated

above, determining wants versus needs helps them to manage their finances

competently. Determining wants versus needs may be hard but the basic

necessity is the more priority to spend on with their allowances.

According to Simon Mwangi (2023) Money management is an important

skill for students to learn as it can help them budget, save, and stay out of debt. It

can also help them build good financial habits and set themselves up for a bright

financial future. By learning how to manage money now, students can avoid

financial problems and improve their financial situation.

Therefore, some of the students especially in college are have knowledge

on loan accounts to save more money and to lessen their expenses to buy their

needs and wants and this will be benefited on their parents but somehow there

are some people don't have enough knowledge on managing their allowances

especially on opening their loan accounts and bank, this will be risky on the

people who don't have enough knowledge about on this field they could be get

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into debt since there are taxes that you need to pay on bank especially the fee

every time you depositing your money. There are huge advantages when they

have knowledge on managing money, it will be beneficial to save more on

managing their expenses in their daily lives. This is important to all the students

or any human-being that is encountering the high cost of living in the country. For

instance, when they have a goal in life or they have an eagerness on themselves

to get something they want monetarily, they're going to save money to have it.

Some of the students nowadays, are saving money for their needs especially

when it comes to the academic expenses which is more efficient to start on

managing their allowances.

Related Studies

The allowances of students are mostly spent on food, academic purposes,

personal need and academic purposes. However, when it comes to personal

needs and academic purposes, students are tight (Abawag, C. F. N., et al. 2019).

The expenses occur as they go to school. Therefore, students need finances to

support them as they study to provide for their basic necessity as a student.

Students’ financial management skills needed in their everyday life. Therefore,

this research will help them to recognize their ability and skills to manage

finances.

The amount of the allowance and the total amount spent are directly

correlated. Financial management plans should be put into practice for effective

money management. The experiences that people must go through before

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learning a general lesson that can be applied and shared make managing

finances a stepping stone. Parents should also educate their kids money

management skills so they can control their spending from a young age. (Cuyop,

K. A. M., et al. 2022).

It was stated that having allowances means having expenses. Hence,

students learn to spend their allowances with their wants and needs. Students

often make a mistake with regards to managing their allowances. On the grounds

of that, students having the lack of knowledge in financial literacy and

management made the wrong

This study analyzed budgeting habits of undergraduate students. It found

that the budgeting habits of students are different based on gender and that

significant portions of their budget are spent on shopping, eating out, mobile

phone expenditures, attending training, traveling with friends and transportation.

The study suggested that students should know how much they can spend and

how to improve their budgeting habits. (Nwe Ni Aung, Hla Hla Mon, 2020)

Having a good budgeting habit represents one of the most predictable

determinants of successful personal and economic development. If a person

does not have good budgeting habit behavior, one does not have extra money

and cannot save. Therefore, only the persons who have extra money can save

the money. Having good budgeting habit behavior is not an easy task. There are

many people who wish to save some portion of their income and they also

believe that saving is very helpful for their future. But they cannot save and they

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always postpone their saving and budgeting plan. It affects not only ordinary

people, but also those with higher-paying jobs.

According to (Engle, Tinto, & Pell Institute, 2008). Low-income students

are unable to afford the full cost of attending college and are oftentimes going

into debt for a degree they will receive. All students are able to have stable

financial situations for their needs and wants, and one way to have their own

savings is to use their credit cards for their college tuition, even though they may

not have their own credit cards. Parents need to be prepared for the needs of

their children, so it is appropriate that they start saving while still young.

This support idea from researchers says that we need to be practical in life

and that proper budgeting is the way to handle financial difficulties, especially for

parents and students. Now that the expenses are increasing, like food and

transportation, students are struggling to budget their allowances, so another

way to have proper budgeting is to use a credit card.

Students take time to fully understand proper financial management.

Therefore, students' level of financial management was moderate. To prevent

students wasting too much in spending, the proposal suggested that the

expenses of students make it savings. Furthermore, spending prudently can

prevent the stress of students as they face difficulties in life (Romizan, M. A, et al.

2021)

Until nowadays, financial management hasn't been done properly by

students as they are still adjusting to becoming young adults. Also, learning

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another thing aside from academics may be hard for them. Students have

different roles and responsibility to take, learning financial management would

help them, at least, be less problematic in their finances.

Therefore, the article said that college students are not very good at

financial management, they lack discipline in budgeting because of that they

become prone to overspending, they spend their money on things that are not

really essential or needs so they do not become disciplined when it comes to

financial management. They conducted a comparative study between students in

the US and students in Mexico, and the result was that the students there have

little knowledge when it comes to financial knowledge, they know something

when it comes to finance, but they still need to practice in their financial

management to improve and have a wise thinking about budgeting their daily

allowance just to provide and spend it correctly and efficiently.

According to Contreras, R. C. C., Olapane, E., Cataluňa, M. P., &

Buenviaje, L. C. (2021). Achieving financial liberty requires effective money

management. Filipino laborers have some sort of financial deficiency, just like

any other international worker. The purpose of this descriptive study was to

evaluate the staff's financial management at Western Visayas State University's

Kalinog campus in Iloilo, the Philippines. In order to assess her three aspects of

financial management—financial literacy, financial attitudes, and financial

management practices—the survey used a formal validated and pilot-tested

questionnaire. The respondents' degree of financial literacy was judged to be

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ordinary. This demonstrates that staff members are already competent in

managing their personal funds. According to the respondents' statements that

they "compare prices when buying" and "spend less than they earn," their

economic attitudes are generally consumer-friendly.

Therefore, it is important that the financial management system be

improved so that all staff are able to understand their finances and make sound

decisions based on this knowledge. This will help them to achieve financial

autonomy and improve their overall working conditions.

Conceptual Model of the Study

The conceptual model that guides the researchers in conducting the study

is presented in Figure 1. This study adopts the Input-Process-Output research

paradigm to guide the conduct of the entire study.

Figure 1 presents a visual summary of the research study which aims to

ascertain the factors affecting the allowances of Senior High School Students at

Pamantasan ng Lungsod ng Marikina concerning Financial Management.

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Figure 1. Conceptual Model for the Financial Management: Factors

Affecting the Allowances of Senior High School Students at Pamantasan

ng Lungsod ng Marikina

Figure 1 depicts the Research Paradigm in the development phase, which

utilizes the Input-Process-Output Framework. The INPUT contains the profile of

Senior High School students of Accountancy, Business and Management (ABM)

and Science, Technology, Engineering and Mathematics (STEM) at Pamantasan

ng Lungsod ng Marikina which will be the source of data of this research. Also,

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this contains the issue that will be discussed in this study. Such as, the common

factors affecting the allowances, under this topic are Transportation, Food and

Academic purposes. Researchers will also answer the question on how these

factors affect the students’ allowances and how they manage their allowances

despite the common factors.

The PROCESS includes the steps to be undertaken in the execution of

the research proposal. It starts with providing questionnaires to the respondents

through an interview, specifically, face-to-face interview. As the data gathered,

researchers will use thematic analysis to categorize the collected data from the

respondents. Through this, researchers will generalize their ideas and the data

that researchers are looking for will be put in the supporting idea of this research.

The OUTPUT shows the product of the study in the form of giving

suggestions on how to help them manage the students’ allowances. The

researchers are expected to meet the study’s goal through respondents’ answer

to the questions given. Researchers expect to see the financial management

issues made by the students as they manage their allowances. Hence, we will

provide on how these issues may be prevented by giving strategies and ways.

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CHAPTER 3

RESEARCH METHODOLOGY

This chapter presents the method of research used, the sources of data,

the sampling method, data gathering instrument, data gathering procedure, and

the ethical considerations.

Methods of Research

In accomplishing the objectives of the research study, the researchers will

use the research method, grounded theory. Grounded theory is a qualitative

research methodology that discovers new theories or proves existing theories

based on the data collected from the respondents of the study (Hassan, 2022).

The gathered data of this study, the factors affecting the allowances of students

together with the financial management practices of students will serve as the

basis of the researchers into proving their provided financial management theory.

Sources of Data

The data gathered needed by the investigators will be collected at

Pamantasan ng Lungsod ng Marikina, located at Rainbow St. cor. Russet St.

SSS Village, Concepcion Dos, Marikina City, Metro Manila, Philippines. The

following respondents for the study will be the Senior High School Students at

Pamantasan ng Lungsod ng Marikina. The researchers decided upon collecting

the data from the two Senior High School strands of PLMar, particularly the

Accounting, Business and Management (ABM) and Science, Technology,

Engineering and Mathematics (STEM) strands. The researchers will be collecting

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data from ten (10) completely random students from the said strands. However,

the student from Humanities and Social Science are excluded from the target

respondents of this research as they are in different campus of Pamantasan ng

Lungsod ng Marikina. Researchers choose the most convenient and close

students for this research’s respondents.

Sampling Method

The research made use of purposive sampling. According to Nikolopoulou

(2022), purposive sampling is a technique wherein the samples are purposely

selected for the reason that they possess the characteristics that is needed for

the research sample. The chosen sampling method for the research study will be

used to enable the researchers to gather desired and reliable data, at the same

time being able to save more time, effort, and money. The respondents will be

selected from Accountancy, Business and Management (ABM) and Science,

Technology, Engineering and Mathematics (STEM) to manage the time

competently as they are the closest population to the researchers, it is more

convenient for researchers.

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Data Gathering Instrument

In compliance with the procedure for data gathering, the researchers will

be using interview questions as the data gathering instrument, containing open-

ended questions. Questions provided are made to answer the following

questions in the statement of the problem. The following are the questions to be

answered:

1. What are the common factors affecting the allowances of Senior High

School students of Pamantasan ng Lungsod ng Marikina?

1.1. What are the academic related expenses that affects your

allowances?

1.2. What are the non-academic related expenses that affects your

allowances?

1.3. What expenses takes up most of your allowances?

2. How do these common factors affect the financial management of the

allowances of Senior High School of Pamantasan ng Lungsod ng

Marikina?

2.1. What are the negative or positive effects of school expenses

with regards to your personal financial management?

2.2. How does knowing your expenses helps you manage your

allowances?

2.3. Why does knowing your wants and needs affect your way of

spending your allowances?

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2.4. How does knowing the effects of your expenses helps your

management skill?

3. How do respondents manage their allowances despite the common

factors affecting their allowances?

3.1. How do you split your allowances accordingly, given the

numerous expenses that student have?

3.2. What are your priorities when spending your allowances?

3.3. In your own words as a student, how can you save up your

allowances?

Data Gathering Procedure

Researchers will be providing a letter of request to Pamantasan ng

Lungsod ng Marikina, the research locale, to give consent to the investigators in

conducting the study. Validated interview questions will be used by the

researchers in gathering the data from the respondents. The research title will be

introduced to students, as well as what contribution their response would make in

the success of the study. Interviews will be completely voluntary, and an

exchange price would be given to any volunteer students. Terms will be clarified

to respondents, such as providing of name will be optional and full identity and

information provided by the respondents will be confidential, before the actual

conduct of the interview. Respondents will be asked to answer with full honesty.

After conducting the interview, all collected data will be up for analysis using

thematic analysis. According to Caulfield (2019), Thematic analysis is the

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analysis of qualitative data wherein the researchers identify the common

characteristics of the data gathered. Researchers would be analyzing and

categorizing the data from the respondents to come up with a theory or prove the

theory provided by the proponents.

Ethical Consideration

The researchers observed the following ethical considerations in the

gathering of the research data. Letter of request will be provided to the research

locale to give researchers permission to conduct the study. Consent forms will be

given to the respondents as a proof that researchers can use the gathered data

in their study. Excuse letters will be provided if there’s a need of excusing the

respondents during class hours.

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CHAPTER 4

PRESENTATION, ANALYSIS, AND INTERPRETATION OF DATA

This chapter consists of the presentation, the analysis, and the

interpretation of data based on the chronological arrangement of problems

identified.

THEMATIC ANALYSIS

According to Clarke (2014), Thematic analysis (TA) is a method for

identifying and interpreting patterns of meaning across qualitative data. The data

will be analyzed and categorized to create a theme.

Thematic Analysis need a great observation and interpretation. With that,

familiarizing the data will help the researcher to identify the data’s characteristics.

Next is to generate initial codes, it would be easier to identify the data’s

categories when the response of respondents is summarized. After that, search

themes for the responses to categorized the idea. Next is to review the themes,

the themes and the original data must be relevant to each other. After that, define

the themes. In this part, the data must be arranged accordingly to the data and

questions. Lastly, write a narrative for interpretation of the data collected. This

method helps the researchers to be more efficient in creating ideas and themes

to summarize the interpretation of data.

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RESULTS AND INTERPRETATION

The following tables and figures contain the results of the conducted

survey which are relevant to the analysis and findings of this study.

Table 1 presents the distribution of respondents in terms of survey type.

Table 1

Distribution of Respondents in terms of Survey Type

SURVEY TYPE FREQUENCY

In-Person Survey 10

Online Survey 0

10

Table 1 present the distribution of respondents in terms of survey type.

The first column which is In-Person Survey contains Ten (10) frequency. On the

other hand, the second column has zero (0) frequency. In total of ten (10)

respondents.

Profile of the Respondents

Table 2 provides the demographic profile of the respondents.

Table 2

Demographic Profile of the Participants

Respondent ID Gender Age Strand Grade

level

Respondent A Female 17 Accountancy, 11

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Business and

Management

Respondent B Male 18 Science, Technology, 11

Engineering and

Mathematics

Respondent C Prefer not to 17 Science, Technology, 11

say Engineering and

Mathematics

Respondent D Female 18 Science, Technology, 11

Engineering and

Mathematics

Respondent E Male 17 Science, Technology, 11

Engineering and

Mathematics

Respondent F Female 18 Accountancy, 12

Business and

Management

Respondent G Female 18 Accountancy, 12

Business and

Management

Respondent H Female 17 Science, Technology, 11

Engineering and

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Mathematics

Respondent I Female 17 Accountancy, 11

Business and

Management

Respondent J Male 17 Accountancy, 11

Business and

Management

Table 2 presents the demographic profile of the respondents. The first

column is the respondent ID or respondent identification numbers. Next, the

second column presents the gender, the third column presents the age, and the

third column is the strand and last is the grade level of the respondents. For the

first column, the respondents are assigned with numbers or pseudonyms in

replacement of their actual names as this information does not have any

bearings for the study.

For the gender, there are three (3) male respondents, six (6) female

respondents, and one (1) who preferred not to reveal their gender.

For the age, both Respondents A, C, E, H, I, and J are seventeen (17)

years old, while Respondents B, D, F, and G are eighteen (18) years old.

For the strand, Respondents A, F, G, I, and J are Accountancy, Business

and Management (ABM) students while Respondents B, C, D, E, and H are

Science, Technology, Engineering, and Mathematics (STEM) students.

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For the grade level, Respondents A, B, C, D, E, H, I, and J are grade 11

students while Respondents F and G are grade 12 students

CODE, CATEGORY, AND THEMES

The following tables contain the profile and response of the respondents.

The responses are coded, categorized, and thematized.

Table 3 contains the responses to the question, “What are the academic related

expenses that affects your allowances?”

Table 3

Theme, Category, and Code for the Academic related expenses that affects

the allowances of students.

Theme Category Code Response

“Yung mga ambagan at

Necessities
ginagamit para sa mga
materials for
project” – Respondent I,
projects.
Female, 17
Academic
Academic “School projects,
Performances
performance research paper,
and funds for Group
activities. groupings” –
school. performance.
Respondent F, Female,

18

School “School project” –

requirements. Respondent G, Female,

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18

“Transportation

expenses, Project
Necessities to
expenses, Prints lesson,
school.
school supplies” –
Basic school
Respondent B, Male, 18
needs.
“Handouts, Printed

Money for assignment, School

classroom. supplies” – Respondent

J, Male, 17

Table 3 presents the selected responses for the question, “What are the

academic related expenses that affects your allowances?”

Based on the selected responses, the codes that were generated for the

Academic performance activities expenses that affects the allowances of

students are “Necessities materials for group project.”, “Group performance.”,

and “School project.”. While the codes that were generated for the basic needs

expenses that affects the allowances of students are “Necessities to school.”,

and “Money for classroom.”

With that, the academic expenses of the students are somehow correlate

to their performance in classroom. The academic related expenses are somehow

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affected their allowances such as, sudden class contributions and other school

project.

Table 4 contains the responses to the question, “What are the non-

academic related expenses that affects your allowances?”

Table 4

Theme, Category, and Code for the Non-academic related expenses that

affects the allowances of students.

Theme Category Code Response

Things and Peers Influence Friends bonding “Mga

Activity for activity panghihikayat ng

entertainment. aking mga

kaibigan na

gumastos at

gumala ng

gumala.”-

Respondent A,

Female, 17

Gathering “Pag-gala after

class kasama

mga friends.”-

Respondent D,

Female, 18

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Gathering “Yung mga

biglaang gala at

ibang ambagan.”-

Respondent I,

Female, 17

Personal Personal things “Personal needs

satisfaction Online shopping”-

Respondent F,

Female, 18

Basic wants “Foods, online

shopping”-

Respondent B,

Male, 18

Table 4 contains the responses to the question, “What are the non-

academic related expenses that affects your allowances?”

Based on the selected responses, the codes that were generated for the

non-academic related expenses that affects the allowances of students for the

peer’s influence activity are “Friends bonding.”, and “Gathering.”. While for the

personal satisfaction are, “Personal things.”, and “Basic wants.”

As the result, entertainment activities and things are their non-academic

expenses. It has to do with their friends’ influence. Also, the collected data says

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that they lend some money for the things they want and clearly has nothing to do

in school. It may be for their hygiene of trendy outfits.

Table 5 contains the responses to the question, “What are the expenses that

take up most of your allowances?”

Table 5

Theme, Category, and Code for the Expenses that takes up most of the

student’s allowances.

Theme Category Code Response

Things needed Snacks “Food”-

to go on for a Basic necessities Respondent A,

day. Female, 17

Money for fare “pamasahe”-

Respondent C,

prefer not to say,

17

Things to go to “Transportation

school fare, foods &

drinks”-

Respondent E,

Male, 17

Requirements Academic School supplies “Materials para

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for school performances sa project”-

Respondent I,

Female, 17

Academic “School

related supplies”-

Respondent J,

Male, 17

Table 5 contains the responses to the question, “What are the expenses

that take up most of your allowances?”

Based on the selected responses, the codes that were generated for the

basic necessities that takes up most of the students’ allowances are “Snacks.”,

“Money for fare.”, and “Things to go to school.” While for the academic

performances’ expenses are “School supplies.”, and “Academic related.”

With that, the expenses that takes up most of the students’ allowance are

school expenses and basic necessities. They lend more money in the things they

needed for school and things they need for daily lifestyle such as food and

drinks.

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Table 6 contains the responses to the question, “What are the negative

and positive effects of school expenses with regards to your personal financial

management?”

Table 6

Theme, Category, and Code for the Positive and negative effect of school

expenses to the students’ personal management.

Theme Category Code Response

Their money is not Negative effect in No savings and “negatibo dahil

enough for other their money short in budget walang naiipon,

things kapos sa

budget.”-

Respondent A,

Female, 17

Short in budget “Yung mga

biglaang ambagan

na hindi kaya

yung money na

dala ko.”-

Respondent I,

Female, 17

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Lack of “wala nang pera

emergency pagkailangan”-

money Respondent C,

prefer not to say,

17

Lack of money “nakakabawas ito

sa mga bagay na

dapat

mapaglalaanan ko

pa ng pera.”-

Respondent B,

Male, 18

Helps them to Positive effect in High grades for “nakakakuha ng

achieve a great their grades academic mataas na marka

performance in performance sa mga school

school project”-

Respondent G,

Female, 18

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Table 6 contains the responses to the question, “What are the negative

and positive effects of school expenses with regards to your personal financial

management?”

Based on the selected responses, the codes that were generated for the

negative effect of school expenses in their personal management are “No saving

and short in budget.”, “Short in budget.”, “Lack of emergency money.”, and “Lack

of money.”. On the other hand, the positive effect of school expenses is “High

grades for academic performance.”

Many of the students have a positive and negative effect on their

academic performance based on their response and also the biggest problem of

some of them is lack of money that causes the students to struggle to be active

in their school activities but some of them have no problem with it.

Table 7 contains the responses to the question, “How does knowing your

expenses helps you manage your allowances?”

Table 7

Theme, Category, and Code for the knowing the expenses helps to manage

the students’ allowance.

Theme Category Code Response

Knowing their To budget Prioritize the Para mailaan ng

allowances helps properly the needs. maigi ang pera sa

them to spend money. mga importanteng

their money gastusin

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wisely and Planning where Save money for Para sa ganoong

appropriately. to spend the sudden class paraan, maaari

money funds nakong maglaan

ng pera sa mga

biglaang

ambagan.

Organize the Para malaman

money for ang mga susunod

expenses. na pwedeng

mabili.

To save money Helps not to Mas makakatipid

waste money.

Helps to be wise Para makatipid at

in terms of their para ipon na rin.

money.

Table 7 contains the responses to the question, “How does knowing your

expenses helps you manage your allowances?”

Based on the selected responses, the codes that were generated for

knowing the expenses helps them to manage their allowances for budgeting the

money properly is “Prioritize the need.”. For the planning where to spend the

money are “Save money for sudden class funds.”, and “Organize the money for

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expenses.”. On the other hand, “Helps not to waste money.”, and “Helps to be

wise to their money.” is to save money.

In conclusion, knowing the expenses is a good way to manage the

allowance properly. The responses show more about allocating money for

expenses and so that they can better budget their expenses. The responses from

the participants provide insights to better manage the allowance, such as the

need to know your expenses to be able to allocate and to separate the expenses

and to be ready when there is a sudden emergency funds.

Table 8 contains the responses to the question, “How does knowing your

wants and need affect your way of spending your allowances?”

Table 8

Theme, Category, and Code for the effects of wants and needs to the way

students spend their allowance

Theme Category Code Response

Students tends Controlling Responsible “Upang ating malaman

to have better your way of spending kung kelan at saan kayo

self-control in spending gagastos” – Respondent

spending when B, Male, 18

they know their

needs and

wants

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When students Valuable are Acknowledging “Para alam kung ano ang

are aware of prioritized needs mga dapat gastusan” –

their needs and Respondent C, 17

wants, it Needs over “You can prioritize your

encourages wants needs more than the

them to things you want” –

prioritize the Respondent F, Female, 18

valuable things Focus on “To be practically being

when spending needs aware with those needs

which are necessities and

the wants (desire) will help

me to know what are the

must needed things that I

need to focus with” –

Respondent H, Female, 17

Students tend Controlling Avoid “To know what’s important

to have better you way of spending to not and not spend in

self-control in spending mistakes wrong things” –

spending when Respondent J, Male, 17

they know their

needs and

wants

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Table 8 presents the selected responses for the question, “Why does

knowing your wants and needs affect your way of spending your allowances?”

Based on the selected responses, the codes generated for the effects of

wants and needs to the way students spend their allowance are “Responsible

spending”, “Acknowledging needs”, “Needs over wants”, “Focus on needs”,

“Avoid spending.

With that, wants and needs affect students in ways such that they are able

to control themselves on the things they choose to spend their allowances on.

They are able to encourage themselves to prioritize expenses that are more

valuable for them as a student than focusing on expenses that falls on their

wants. Through that, they are able to use their allowances efficiently where they

can provide for their needs.

Table 9 contains the responses to the question, “How does knowing your

expenses helps your management skill?”

Table 9

Theme, Category, and Code for the effects of student’s expenses in their

management skills

Theme Category Coding Response

Student Control in Self-control “Mas lalo natuto mag

expenses helps allowance handle ng pera, mas

students have napipigilan ko ang sarili ko

better control on na gumastos” –

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their allowances Respondent A, 17, Female

and on where

they would

spend it.

Expenses of Knowing Aware of “By knowing what your

students help priorities priorities priorities are, you can easily

them in knowing manage things in life” –

what they Respondent F, 18, Female

should prioritize Knowing Acknowledge “It helps me to know the

when spending priorities priorities things and money that I

need to focu with which will

I need to manage” –

Respondent H, 17, Female

Student Control in Allowance “Syempre pag nalaman na

expenses helps allowance preparedness natin yung mga effects nito,

students have maglalaan na tayo ng

better control on budget” – Respondent I, 17,

their allowances Female

and on where Avoid “Para malaman at

they would unnecessary maiwasan ang mga bagay

spend it. expenses na hindi naman kailangan”

– Respondent J, 17, Male

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Table 9 presents the selected responses for the question, “How

does knowing the effects of your expenses help your management skills?”

Based on the selected responses, codes generated for the effects of

student’s expenses on their management skills are “Self-control”, “Aware of

priorities”, “Acknowledge priorities”, “Allowance preparedness”, and “Avoid

unnecessary expenses”.

With that, student’s expenses help students have better management of

their allowances. They are able to control both their allowance and themselves

from spending. Respondents shared that when they are aware of the expenses

they have, it helps them better control and budget their money. It enables them to

know the expenses that they should prioritize, so that their allowance could be

spent wisely.

Table 10 contains the responses to the question, “How does knowing your

expenses helps your management skill?”

Table 10

Theme, Category, and Code for ways in splitting student’s allowance

accordingly despite their numerous expenses

Theme Category Coding Response

Allowances are Needs and Needs first “Hinahati ko ang aking pera

split by knowing wants nang naaayon sa aking

what their wants makakaya katulad na lang

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and needs are. ng pangangailangan at

importante ito yung una

kong pinagkakagastusan” –

Respondent B, 18, Male

Putting a limit to Limited Bringing only “Wag idadala lahat ng pera

the different are spending enough money sa campus, idala lang yung

of their to spend kailangan pang gastos” –

spending Respondent D, 18, Female

Allowances are Needs and Limiting wants “Always set your limits on

split by knowing wants for needs the things you want and for

what their wants the things you need” –

and needs are. Respondent F, 18, Female

Putting a limit to Limited Allowance “I use some wallet planner

the different spending organizer that has a label on it

area of their (savings, shopping, transpo,

spending school needs) those will

have a paper nills or coins

that I always put on after my

class” – Respondent H, 17,

Female

Allowances are Students’ Split into “By splitting it into groups:

split based on necessities different basic transportation, funds,

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the different student school supplies expenses

necessities of a expenses and the leftover will go in

student savings” – Respondent J,

17, Male

Table 10 presents the selected responses for the question, “How do you

split your allowance accordingly, given the numerous expenses that student

have?”

Based on the selected responses, the codes that were generated for the

ways students split their allowances accordingly are “Needs first”, “Bringing only

enough money to spend”, “Limiting wants for needs”, “Allowance organizer”, and

“Split into different basic student expenses”.

With that, respondents stated different ways on splitting allowances

accordingly such as splitting their allowances into groups based on the different

necessities’ students have in school. On the other hand, some respondents

responded that by knowing their needs and wants are, they are able to split their

allowance accordingly. Other responses are that they put a limit to the areas of

their spending so I they could provide enough budget for the other expenses.

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Table 11 contains the responses to the question, “What are your

priorities when spending you allowances?”

Table 11

Themes, Category, and Code for student’s priorities when spending their

allowances

Theme Category Coding Response

The students School- School needs “Ang priyoridad sa

prioritize the related paggastos ng aking pera ay

school-related expenses ang mga kailangan katulad

expenses ng mga kailangan sa school

at kung saan pang bagay.”

– Respondent B, 18, Male

The students Needs Essentials “Pagkain, pamasahe” –

prioritize those Respondent D, 18, Female

expenses that

are considered

a need

The student is Essential Valuables “Important things first before

practical with needs personal wants” –

what they’re Respondent F, 18, Female

spending

They prioritize Educational Necessities “Out of my priority is the

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the necessities funds essential needs for my

in their life family, sometimes I really

want to share my money

when it comes to utilities

and such. Also for myself,

my future I really wanted to

have my savings” –

Respondent H, 17, Female

The students School- Educational “School Expenses” –

prioritize the related expenses Respondent J, 17, Male

school-related expenses

expenses

Table 11 presents the selected responses for the question, “What are your

priorities when spending your allowances?”

Based on the selected responses, the codes generated for the student’s

priorities when spending their allowances are “School needs”, “Essentials”,

“Valuables”, “Necessities”, and “Educational expenses”.

It can be interpreted that students prioritize expenses that are considered

a need, especially those that are greatly related to their school needs. As

students they allocate their allowances on the expenses they need in school so

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that they could provide for the essential and necessities of a student that helps

them in their everyday learning.

Table 12 contains the responses to the question, “In your own words as a

student, how can you save up your allowances?”

Table 12

Theme, Category, and Code for ways students save their allowance.

Theme Category Code Response

Student is being Saving Buying cheaper “mas pinipili kong bumili sa

wise in products mura o abot kayang

spending money presyo at sakto sa pera” –

Respondent A, 17, Female

Avoid the Prioritizing Avoid “Bilang mag-aaral maiipon

unnecessary needs over unnecessary ko ang aking pera sa

ones expenses pamamagitan ng pag-iwas

sa mga gala kung hindi

naman importante at pag-

iwas sa pag-gastos sa

mga bagay na walang

kakwenta-kwenta o hindi

kailangan” – Respondent

B, 18, Male

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Manage what Managing Controlling “Setting limit is a must” –

will be spent on expense expense Respondent F, 18, female

allowances

Separate Separating Use of money “As a student you can

allowances to money organizer keep and budget your

exclude the money with the help of a

important ones money planner and also.

Think first your priorities.

Than your desined things.

Money planner will be your

guide when it comes to

budgeting” – Respondent

K, 17, Female

Prioritizing only Separating Separating “Sa pamamagitan ng

what is needed money school funds pagtabi sa ibang wallet na

pang ambagan o pang

school lang – Respondent

I, 17, Female

Table 12 presents the selected responses for the question, “In your

own words as a student, how can you save up your allowances?”

Based on the selected responses, the codes generated for the students’

ways to save up their allowances are “Buying cheaper products”, “Avoid

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unnecessary expenses”, “Controlling expenses”, “Use of money organizer”, and

“Separating school funds”

It can be interpreted that students save their allowance by being aware of

their spending. Many of our respondents divide their allowances in order to

manage their requirements rather than their wants. Other respondents choose to

prioritize their priorities so that they can set aside their allowances to save,

because we now need to be more conscious of everything we do

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CHAPTER 5

SUMMARY, CONCLUSION, AND RECOMMENDATIONS

This chapter presents the summary, conclusion and recommendations of

the study.

Summary

This research aimed to ascertained the factors affecting the allowances of

Senior High School Students at Pamantasan ng Lungsod ng Marikina concerning

Financial Management.

More specifically, it answered the following questions:

1. What are the common factors affected the allowances of Senior High

School student at Pamantasan ng Lungsod ng Marikina

1.1. Transportation;

1.2. Food

1.3. Academic purposes?

2. How did these common factors affect the financial management of the

allowances of Senior High School Students at Pamantasan ng Lungsod

ng Marikina?

3. How did respondents managed their allowance despite the common

factors affecting their allowances?

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4. What specific Financial Management practices senior High school

Students at Pamantasan ng Lungsod ng Marikina can implement to

obtained proper budgeting concerning their allowances?

The respondents of the study were composed of 10 Senior High School

students from the Pamantasan ng Lungsod ng Marikina, under the strands

Accountancy, Business, and Management (ABM) and Technology, Engineering,

and Mathematics (STEM)

This study utilized a qualitative method following the research design

Grounded theory. Furthermore, data were collected using the research

instrument interview using open-ended questions that were validated by the

researcher’s research adviser.

In interpreting the following data collected, the proponents of the study

utilized thematic analysis as their analytical tool to further understand and

analyze the responses collected from the respondents.

The following are the findings of the study:

1. The respondents’ expenses that affect their allowances is the fare of

their transportation, food, and the expenses in class. Aside from that,

personal wants and satisfaction are included to their expenses.

2. It helps the students to manage their allowance by knowing where their

money will be spent.

3. Students prioritize the needs first before the desired things.

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Conclusions

Based on the findings of the study, the following conclusions are:

Transportation, Food and Academic expenses are the common factors

that affects the students’ allowances. Aside from that, personal wants of students

such as, online shopping and personal things. Entertainment activities influenced

by peers are also included to their non-academic expenses. Sudden class

contributions are one of the academic related expenses of students aside from

school supplies and project materials.

These common factors affect the financial management of student in a

way that it helps to determine where the money will be spent before hand.

Furthermore, knowing their expenses helps the students ready their plan on

spending. However, sudden class contributions affect their money management

as they lack of money or short in budget.

Students use money organizer to separate their money for spending and

for saving. Some students discipline themselves to limit their spending to obtain a

proper management. Students prioritizing the needs and determining their

expenses is one of their ways to manage their expenses.

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Recommendations

Based on the findings and conclusions, it is recommended that:

1. Students. It is important for students to research and understand the

criteria for receiving allowances in order to make informed decisions about

their education and financial situation.

2. Parents. Parents of students can use the findings of this research to

provide a better allowance for students that they can use to provide for

their school expenses. Parents should incorporate the allowance they give

to students to the amount they need to provide for their school expenses.

That way student’s struggles of budgeting their allowances due to the

various expenses they have would lessen.

1. Administrator. Provide a seminar for financial literacy and financial

management for students.

2. Future researcher. Develop deeper knowledge on how expensive school

projects and funds affect the student’s budget for other school necessities

and the management of their allowances

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Bin Romizan, M., Bin Jamaluddin, M. and Bin Zawawil Anwar, A. (2021,

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NANCIAL_MANAGEMENT_BEHAVIOR_AND_PRACTICES_AMONG_STUDEN

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AhXl9zgGHQsPAC04ChAWegQIGRAB%26usg%3DAOvVaw2lUsQ5WwJsvHret

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uqjowywUgSH171O9Qqd0nSEnUU6qwEP5XN5U1mEsBxY_SB5jOlfJ3OUK

Cuyod A. Et.al (2021) Correlation of Daily Allowance to the Factors

Affecting the Expenditures of Student in university, Baguio Science High School

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Milizenth M. Et.al (2019) Allowance Management of Senior High School,

Saint Charles Academy

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Widener, K. (2017) Financial Management Issue, College-Aged Students

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S0Cs1vbSK316n95Ynxy0vxZKihG9T44n8iciZHct6puyJNaSrdNPVqSPpyTvefzfh

vayMw

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Rainbow Street, SSS Village, Concepcion Dos, Marikina City
SENIOR HIGH SCHOOL

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literacy&ved=2ahUKEwjxkOnolbL-

AhU1pekKHSR6B704KBAWegQICxAB&usg=AOvVaw0XZqrq-

LlYzVtFvUDAe9bz

Buchenau, Z. (2020). Why Is Budgeting Important? 10 Key Benefits. Be

the Budget.

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important/?fbclid=IwAR0FociuUgZh8p-iAhYwBVnloG8rynhpQHx-

D9cnnKKcAAo3peH5WF8ByjA

Canlas, M. (2014, May 26). The breakdown of students’ allowance.

Philstar.com

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sections/campus/2014/05/26/1327597/breakdown-students-allowance

Clarke, V., Braun, V. (2014). Thematic Analysis. In: Michalos, A.C. (eds)

Encyclopedia of Quality of Life and Well-Being Research. Springer, Dordrecht.

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Rainbow Street, SSS Village, Concepcion Dos, Marikina City
SENIOR HIGH SCHOOL

Franco, J. (2012, Aug) 6 Common Money Management Mistakes College

Students Make, University of Nebraska System

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Mwangi, S. (2023, May) The Importance of Money Management for

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Nolasco, E (2017, April) How can a Filipino Student Save Money

Effectively.

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effectively/

Rakoczy, C. (2023). Why Money Is Important. LendEDU.

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important/?fbclid=IwAR0_jrqC1hKSy1yq7cG-

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How to Manage Money. Fox Business.

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know-how-to-manage-money?fbclid=IwAR1fryUUYM387S1GvGBRGlp6qv75fO-

MZ2aJD-XuOD6sdvgVr_lXIlcLu7s

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APPENDICES

APPENDIX A

SURVEY QUESTIONNAIRE

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Rainbow Street, SSS Village, Concepcion Dos, Marikina City
SENIOR HIGH SCHOOL

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APPENDIX B

FORMAL LETTERS

Letter of Consent

The Administartor,

Pamantasan ng Lungsod ng Marikina (PLMAR)

Subject: Consent to conduct a research interview

Dear Ma’am/Sir

In partial fulfillment of our requirements for our subject Practical Research

1, we Grade 11 students of ABM 110 – Leadership namely like Erich Rivas,
Renalie Manangat, Sabria Salvador, John Dayrit, Joemarie Baradero, Rhealyn
Brozas, Divine Barba, Joanika Uypico and Sunshine Robles would to ask
permission to conduct a research study entitled “Financial Management: Factors
Affecting the Allowances of Senior High School Students at Pamantasan ng
Lungsod ng Marikina.

In this regard, we are seeking your consent to request your students’

participation by responding to our prepared research interview questions. Rest
assured that all gathered information from the students will only be used for study
purposes and be treated with utmost confidentiality.

Thank you very much and God Bless.

Respectfully yours,

The Researchers

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APPENDIX C

SUMMARY OF THE RESPONSES PER SURVEY QUESTION

1. What are the academic related expenses that affects your

allowances?

Meaning Unit Condensed Unit

Profile
(Verbatim Response) (Filtered Response)

Respondent A, Monthly events Monthly events in school.

Female, 17

Respondent B, Transportation expenses, Transportation expenses,

Male, 18 project expenses, prints project expenses, printed

lesson, school supplies lesson, and school supplies

are the academic expenses

students have.

Respondent C, School supplies/pamasahe School supplies and

prefer not to transportation.

say, 17

Respondent D, Mga ambagan/class funds sa Class contributions for

Female, 18 class class funds.

Respondent E, Group project expenses/class Group project expenses

Male, 17 funds and class funds.

Respondent F, -School projects School project, research

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Female, 18 -Research papers papers, and groupings.

-Groupings

Respondent G, School project School project materials.

Female, 18

Respondent H, When it comes to financial The academic expenses

Male, 17 matter according with the students have is the

expenses in academics, that materials for projects.

affect my allowances

probably the related projects

that needs to provide some

materials

Respondent I, Yung mga ambagan at yung The class contributions for

emale, 17 mga ginagamit na materials funds and materials for

sa projects. projects.

Respondent J, Handouts, printed

Female, 17 assignments, school supplies. Academic expenses are

handouts, printed

assignments, and school

supplies

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2. What are the non-academic related expenses that affect your

allowance?

Profile Meaning Unit Condensed Unit

(Verbatim Response) (Filtered Response)

Respondent Mga panghihikayat ng aking mga The non-academic

A, 17, G11 kaibigan na gumastos at gumala ng expenses that affect

ABM, Female gumala my allowances are the

persuasions of my

friends to spend and

wander.

Respondent Foods, online shopping The non-academic

B, 18 G11 expenses that affect

STEM, Male my allowances are

food and online

shopping.

Respondent Gadget or foods The non-academic

C, 17, G11 expenses that affect

STEM, prefer my allowances are

not to say gadgets or foods.

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Respondent Pag gala after class kasama mga Wandering after

D, 18, G11 friends classes with my

STEM, friends are non-

Female academic expenses

that affect my

allowance.

Respondent

E, 17, G11

STEM, Male

Respondent Online shopping The non-academic

F, 18 G12 Personal needs expenses that affect

ABM, Female my allowances are

online shopping and

personal needs.

Respondent Transportation The non-academic

G, 18, G12 expenses that affect

ABM, Female my allowances are the

transportation fares.

Respondent Regarding with that some expenses The non-academic

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H, 17, G11 that affect my allowances is the expenses that affect

STEM, food, transpo and other gatherings my allowances are

Female that I’m spending with my family food, transportation,

and friends and also when I bought and expenses during

some gatherings with my

family and friends.

Respondent Yung mga biglaang gala at yung The non-academic

I, 17, G11 mga ibang ambagan expenses that affect

ABM, Female my allowances are

sudden hangouts and

class contributions.

Respondent Transportation, Foods The non-academic

J, 17, G11 expenses that affect

ABM, Female my allowances are

transportation and

food.

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3.What expenses takes up most of your allowances?

Profile Meaning unit Condensed Unit

(Verbatim response) (Filtered Response)

Respondents A, Pagkain Food

Female, 17

Respondents B, Meals, basic needs Meals and basic needs

Male, 18

Respondents Pamasahe Transportation fee

C, prefer not to

say, 17

Respondents Pagkain Food

D, Female, 18

Respondents E, Pamasahe, pagkain at Transportation fee, food and

Male, 17 inumin drinks

Respondents F, Personal needs and Personal needs and school

Female, 18 school project expenses

Respondents Food Foods

G, Female, 18

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Respondents Materials para sa school Materials for school project

H, Female, 17 project

Respondents I, Sa totoo lang sa mga Honestly some clothes, skin

Female, 17 damit, skin products, at sa products, and more. But most

mga gamit na binibili ko probably, there are expenses

that I used to buy.

Respondents J, School supplies Academic related

Male, 17

4. What are the negative or positive effects of school expenses with

regards to your personal financial management?

Profile Meaning Unit Condensed Unit

(Verbatim Response) (Filtered Response)

Respondent negatibo dahil walang naiipon, there is no savings therefore,

A, Female, kapos sa budget. they’re short on budget.

17

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Respondent nakakabawas ito sa mga It lessens the things that they

B, Male, 18 bagay na dapat must need to allocate with

mapaglalaanan ko pa ng their money.

pera.

Respondent wala nang pera pagkailangan They don’t have enough

C, prefer money when it's needed

not to say,

17

Respondent It has negative and positive Spend money for the activity

D, Female, effect just like for example. from their allowance or

18 Gumastos ka para sa activity money. The positive effect is

galing sa allowance o pera that spending money also

mo. ang positibong effect nito affects their grade.

ay ang paggastos para sa

grado.

Respondent I can't answer this question They can't answer this

E, Male, 17 since I'm not affected with question since they’re not

school expenses. affected with school

expenses.

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Respondent negative, lack of financial The negative is lack of

F, Female, needs positive, it can affect financial needs and the

18 my grades depends on the positive effect is it can affect

effort exerted. their grades depends on the

effort exerted.

Respondent nakakakuha ng mataas na Getting high grades from

G, Female, marka sa mga school project those school projects.

18

Respondent To be honest I really wanted To be honest they really

H, Female, to put some savings regarding wanted to put some savings

17 with academic matters. For regarding with academic

me it is the positive way to matters. For them it is the

encourage myself to put much positive way to encourage

effort. themselves to put much

effort.

Respondent Yung mga biglaang ambagan Those sudden activities that

I, Female, na hindi kaya yung money na needed to pay quickly their

17 dala ko. always shortened because of

the exact money that they just

bought.

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Respondent good performance, readily good performance, readily

J, Male 17 active active

5. How does knowing your expenses helps you manage your

allowances?

Profile Meaning unit Condensed unit (Filtered

(Verbatim response) response)

Respondent A, Naka bukod bukod kung saan Separated from where the

Female 17 gagastusin ang pera. money will be spent.

Respondent B, Sa ganitong paraan ay mas In this way, money will be

Male 18 mabubudget ang pera at better budgeted and

mababalance ang gastusin. expenses will be balanced

Respondent C, Mas makakatipid Save more

prefer not to

say, 17

Respondent D, Para makatipid at para ipon Saving money

Female 18 na rin.

Respondent E, Save money Save money

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Male 17

Respondent F, The more advance you know Advancement in

Female 18 what your needs are, the understanding needs

more you're prepared. enhances preparedness

Respondent G, Para mailaan ng maigi ang money can be properly

Female 18 pera sa mga importanteng allocated to important

gastusin. expenses

Respondent H, On knowing my expenses, it Understanding expenses

Male 17 helps me to be more enhances practicality and

practical, because those budgeting consideration.

expenses also pertain to be

more considerate when it

comes to budgeting.

Respondent I, Para sa ganoong paraan, In that way, it can set aside

Female 17 maaari nakong maglaan ng money in sudden

pera sa mga biglaang contributions.

ambagan.

Respondent J, Para malaman ang mga Knowing what to buy

Female 17 susunod na pwedeng mabili.

ACCOUNTANCY, BUSINESS AND MANAGEMENT

 PAMANTASAN NG LUNGSOD NG MARIKINA
Rainbow Street, SSS Village, Concepcion Dos, Marikina City
SENIOR HIGH SCHOOL

6. Why does knowing your wants and needs affect your way of

spending the allowances?

Profile Meaning Unit Considered Unit

(Verbatim Response) (Filtered Response)

Respondents Dahil mas nauuna po yung Because the things I want to

A, Female, mga gusto kong bilhin kaysa buy come first than what I

17. sa kailangan ko. need.

Respondents Upang ating malaman kung So that we know when and

B, Male, 18 kelan at saan kayo gagastos where you will spend

Respondents Para alam kung ano ang To know what should be

C, prefer not mga dapat gastusan spent

to say, 17

Respondents Ang pag alam ng mga Knowing the thing we want

D, Female, bagay na gusto natin ay affects the way we spend

18 nakakaapekto sa because we want to have it,

pamamaraan ng pag gastos we don't think of other uses

natin dahil sa kagustuhan for our money.

nating maangkin ito ay hindi

ACCOUNTANCY, BUSINESS AND MANAGEMENT

 PAMANTASAN NG LUNGSOD NG MARIKINA
Rainbow Street, SSS Village, Concepcion Dos, Marikina City
SENIOR HIGH SCHOOL

naiisip ang ilan pang

paggagamitan ng pera natin.

Respondents To manage the allowances To manage the allowances

E, Male, 18

Respondents You can prioritize your You can prioritize your

F, Female, 17 needs more than the things needs more than the things

you want. you want.

Respondents Para malaman ang mga To know the important

G, Female, impotanteng bagay sa hindi. things in the wrong

18

Respondents To be practically being To be practically being

H, Female, aware with those needs aware with those needs

17 which are necessities and which are necessities and

the wants(desire) will help the wants(desire) will help

me to know what are the me to know what are the

must needed things that I must needed things that I

need to focus with. need to focus with.

ACCOUNTANCY, BUSINESS AND MANAGEMENT

 PAMANTASAN NG LUNGSOD NG MARIKINA
Rainbow Street, SSS Village, Concepcion Dos, Marikina City
SENIOR HIGH SCHOOL

Respondents Dahil mas inuuna ko ang Because I put my needs

I, Female, 17 aking pangangailangan. first.

Respondents To know what’s important to To know what’s important to

J, Male, 17 not and to not spend in not and to not spend in

wrong things. wrong things.

7. How does knowing the effects of your expenses helps your

management skills?

Profile Meaning Unit Condensed Unit

(Verbatim Response) (Filtered Response)

Lalo natuto mag handle ng Handling your expenses

Respondent A,
mas pera, mas napipigilan
Female, 17.
ko ang sarili ko na

gumastos.

Para sa akin nakakatulong Student know how to

Respondent B,
ang pag-alam sa epekto ng handle their spending
Male, 17.
aking gastusin sa from savings.

pamamahala ng aking pera

sa paraan pagtitipid.

ACCOUNTANCY, BUSINESS AND MANAGEMENT

 PAMANTASAN NG LUNGSOD NG MARIKINA
Rainbow Street, SSS Village, Concepcion Dos, Marikina City
SENIOR HIGH SCHOOL

Para alam ang Track your daily

Respondent C,
kakalabasan at mamanage expenses
prefer not to say,
na ang pera.
17.

Paggagastos nililimitahan
Respondent D, Controlling your
ang ating sarili sa pag
Male, 17. overspending
gamit ng tama.

Controlling your Knowing expenses

Respondent E,
overspending
Male, 18

By knowing what your Prioritize Budgeting

Respondent F,
priorities are, you can With your financial goals
Female, 18.
easily manage things in life.

Isipin muna ang mga bagay Know proper of needs

Respondent G,
nabibilhin kung kailangan more than wants
Male, 17.
ba talaga o gusto lamang.

Knowing the effects of your Encourage to manage

Respondent H,
expenses helps me create expenses
Female, 17.
a effective and strategie

ACCOUNTANCY, BUSINESS AND MANAGEMENT

 PAMANTASAN NG LUNGSOD NG MARIKINA
Rainbow Street, SSS Village, Concepcion Dos, Marikina City
SENIOR HIGH SCHOOL

budget.

Syempre pag nalaman na Know to serve budget

Respondent I,
natin yung mga effects nito, expenses
Female, 18.
magkalaan na tayo ng

budget.

Para malaman at Making right ways to

Respondent J,
maiwasan ang mga bagay handle the money.
Female, 17.
na hindi naman kailangan.

It helps me to know the Enhance the budgeting

Respondent H,
things and money that i skills.
Female, 17.
need to focu with which will

i need to manage.

8. How do you split your allowances accordingly, given the numerous

expenses that students have?

Profile Meaning Unit (Verbatim Condensed Unit (Filtered

Response) Response)

Respondent I am not able to split my

Hindi ko siya nahahati ng

ACCOUNTANCY, BUSINESS AND MANAGEMENT

 PAMANTASAN NG LUNGSOD NG MARIKINA
Rainbow Street, SSS Village, Concepcion Dos, Marikina City
SENIOR HIGH SCHOOL

A, 17, G11 maayos, dahil ako’y allowances accordingly

ABM, magastos because I overspend.

Female

Respondent Hinahati ko ang aking pera I divide my allowances

B, 18, G11 nang naaayon sa aking according to my ability, for

STEM, Male makakaya katulad na lang example needs and

ng pangangailangan at valuables, these are the

importante ito yung una things that I first spend on.

kong pinagkakagastusan

Respondent Hinahati ko sa pamamagitan I divide my allowance by

C, 17, G11 ng pag prioritize sa mga prioritizing my needs rather

STEM, Prefer kailangan kesa sa gusto than my wants.

not to say

Respondent Wag idadala lahat ng pera Do not bring all your

D, 18, G11 sa campus, idala lang yung allowance on campus,

STEM, kailangan pang-gastos instead just bring enough to

Female spend.

Respondent Saving or managing my Saving or managing my

E, 17, G11 allowance allowance.

ACCOUNTANCY, BUSINESS AND MANAGEMENT

 PAMANTASAN NG LUNGSOD NG MARIKINA
Rainbow Street, SSS Village, Concepcion Dos, Marikina City
SENIOR HIGH SCHOOL

STEM, Male

Respondent Always set your limits on the Always set your limits on the

F, 18, G12 things you want and for the things you want and for the

ABM, Female things you need things you need.

Respondent Pagkain, pamasahe, school I divide my allowance by

G, 18, G12 project. these factors; food,

ABM, Female transportation fare, and

school project.

Respondent I use some wallet planner I use some wallet planner that

H, 17, G11 that has a label on it has a label on it (savings,

ABM, Female (savings, shopping, transpo, shopping, transpo, school

school needs) those will needs) where paper bills or

have a paper nills or coins coins will be stored.

that I always put on after my

class

Respondent Sa pamamagitan ng mga Using the leftover coins from

I, 17, G11 naiipon kong bariya sa my allowance, I am able to

ABM, Female natitira sa baon ko divide my money accordingly.

Respondent By splitting it into groups: I am able to split my

ACCOUNTANCY, BUSINESS AND MANAGEMENT

 PAMANTASAN NG LUNGSOD NG MARIKINA
Rainbow Street, SSS Village, Concepcion Dos, Marikina City
SENIOR HIGH SCHOOL

J, 17, G11 transportation, funds, school allowance accordingly by

STEM, Male supplies expenses and the splitting my expenses into

leftover will go in savings groups; transportation fare,

funds, school supplies and

leftovers will be for savings.

9.What are your priorities when spending your allowances?

Profile Meaning Unit Condensed Unit

(Verbatim Response) (Filtered Response)

Respondent A, Wants Wants.

Female, 17

Respondent B, Ang priyoridad sa paggastos The priority in spending my

Male, 18 ng aking pera ay ang mga money is the necessities

kailangan katulad ng mga such as those needed in

kailangen sa school at kung school and other things.

saan pang bagay.

Respondent C, School supplies.

prefer not to mga kagamitan sa school

say, 17

ACCOUNTANCY, BUSINESS AND MANAGEMENT

 PAMANTASAN NG LUNGSOD NG MARIKINA
Rainbow Street, SSS Village, Concepcion Dos, Marikina City
SENIOR HIGH SCHOOL

Respondent D, self need and school expense Self need and school

Female, 18 expense.

Respondent E, self needed and school Self needed.

Male, 17 expense

Respondent F, important things first before important things first before

Female, 18 personal wants personal wants

Respondent G, pamasahe/transportation Transportation

Female, 18

Respondent H, yun mga school needs School needs.

Female, 17

Respondent I, yung mga school needs School needs

Female, 17

Respondent J, school expense School expense

Male 17

10. In your own words as a student, how can you save up your

allowances?

PROFILE Meaning Unit Condensed Unit

ACCOUNTANCY, BUSINESS AND MANAGEMENT

 PAMANTASAN NG LUNGSOD NG MARIKINA
Rainbow Street, SSS Village, Concepcion Dos, Marikina City
SENIOR HIGH SCHOOL

(Verbatim Response) (Filtered Response)

Respondents A, mas pinipili kong bumili sa I prefer to buy at a

Female, 17 mura o abot kayang cheap or affordable

presyo at sakto sa pera price and get the most

for my money.

Respondents B, Male, bilang mag aaral maiipon As a student, I can

18 ko ang aking pera sa save my money by

pamamagitan ng pag iwas avoiding wandering if it

sa mga gala kung hindi is not important and

naman importante at avoiding

pagiwas at the expense of

sa pag gastos sa useless or unnecessary

mga bagay na walang things.

kakwenta kwenta o hindi

kailangan

Respondents C, prefer stop spending on Stop spending on

not to say, 17 unessary stuffs unnecessary stuff.

Respondents D, wag sumama sa kaibigan Don't go with your rich

Female, 18 mong rich kid kung kid friend if you spend

ACCOUNTANCY, BUSINESS AND MANAGEMENT

 PAMANTASAN NG LUNGSOD NG MARIKINA
Rainbow Street, SSS Village, Concepcion Dos, Marikina City
SENIOR HIGH SCHOOL

gumastos money.

Respondents E, Male, controlling myself to Controlling myself to

17

Respondents F, setting limits is a must Setting limits is a must.

Female, 18

Respondents G, wag gumastos kung hindi Don’t spend if you don’t

Female, 18 kailangan need it.

Respondents H, as a student you can As a student, you can

Female, 17 Keep and budget your keep and budget your

money with the help of a money with the help of

money planner and also. a money planner and

think first your priorities. also think first about

than your desined things. your priorities. than

money planner will be your desired things. A

your guide when it comes money planner will be

to budgeting your guide when it

comes to budgeting.

ACCOUNTANCY, BUSINESS AND MANAGEMENT

 PAMANTASAN NG LUNGSOD NG MARIKINA
Rainbow Street, SSS Village, Concepcion Dos, Marikina City
SENIOR HIGH SCHOOL

Respondents I, sa pamamagitan ng By the use of separate

Female, 17 pagtabi sa ibang wallet na wallet for contribution

pang ambagan o pang or school expenses.

school lang

Respondents J, Male, prioritise what's important Prioritize what’s

17 important.

ACCOUNTANCY, BUSINESS AND MANAGEMENT

ERICH JANE M. RIVAS
Address: blk 3 lot 1 Valley Homes Area Dela Paz,
Brgy. Cupang, Antipolo City
Mobile #: 09669214746
E-mail Address: [email protected]

PERSONAL INFORMATION

Age: 17
Birthday: July 1, 2005
Birthplace: Antipolo City
Sex: Female
Nationality: Filipino
Religion: Catholic
Height: 5’11
Civil Status: Single
Father’s Name: Jerry V. Rivas
Occupation: Forman Painter
Mother’s Name: Editha M. Rivas
Occupation: Government Employee

EDUCATIONAL ATTAINMENT

Secondary: Pamantasan ng Lungsod ng Marikina

Grade 11
S.Y 2022-2023

Elementary: Miraculous Medal Play and Learn School

Grade 6
S.Y. 2017-2018

SKILLS

❖ Leadership skill
❖ Communication skill
❖ Efficient member
❖ Good listener
❖ Socializing skill
❖ Problem-solving skill
RENALIE MACAPAYAG MANANGAT
Address: Blk13 L19 Sta. Barbara Villas 2 Silangan,
San Mateo, Rizal
Mobile #: 09662741918
E-mail Address: [email protected]

PERSONAL INFORMATION

Age: 17
Birthday: August 28, 2005
Birthplace: Marikina City
Sex: Female
Nationality: Filipino
Religion: Christian Catholic
Height: 160 cm
Civil Status: Single
Father’s Name: Renan P. Manangat
Occupation: Seaman
Mother’s Name: Rowen M. Manangat
Occupation: Housewife

EDUCATIONAL ATTAINMENT

Secondary: Pamantasan ng Lungsod ng Marikina (PLMAR)

Grade 11
2022-2023

Elementary: Infant Jesus Academy

Grade 6
2017-2018

SKILLS

❖ Leadership skills
❖ Interpersonal skills
❖ Management skills
❖ Analyzation skills
❖ Problem-Solving skills
❖ Well-Organized
❖ Responsible
JOEMARIE SULIT BARADERO
Address: #4 Ilanh Ilang St, Zenaida Subd Concepcion Uno
Marikina City
Mobile #: 09603017879
E-mail Address: [email protected]

PERSONAL INFORMATION

Age: 18
Birthday: July 1, 2004
Birthplace: Pasig City
Sex: Male
Nationality: Filipino
Religion: Catholic
Height: 5’8
Civil Status: Single
Mother’s Name: Grace S. Bardero
Occupation: House wife

EDUCATIONAL ATTAINMENT

Secondary: Pamantasan ng Lungsod ng Marikina

Grade 11
S.Y 2022-2023

Elementary: Marikina Elementary School

Grade. 6
S.Y 2013-2017

SKILLS

❖ Multitasking
❖ Adaptability
❖ Active Listening
❖ Good Communication Skills
❖ Good time management
DIVINE ROSE BARBA
Address: 92-2 Purok 1 Buntong Palay Brgy. Silangan
San Mateo Rizal
Mobile #: 09993312215
E-mail Address: [email protected]

PERSONAL INFORMATION

Age: 16
Birthday: August 27, 2006
Birthplace: Philippine General Hospital, Taguig City.
Sex: Female
Nationality: Filipino
Religion: Catholic
Height: 4’11
Civil Status: Single
Father’s Name: Manny L. Barba
Occupation: Driver
Mother’s Name: Jafith P. Barba
Occupation: OFW

EDUCATIONAL ATTAINMENT

Secondary: Pamantasan ng Lungsod ng Marikina (PLMAR)

Grade 11
2022-2023

Elementary: Sto. Nino Elementary School

Grade 6
2017-2018

SKILLS

❖ Can communicate effectively

❖ Attention to detail
❖ Active listening
RHEALYN LABOG BROZAS
Address: Blk. 48 Vergara St. Tumana Marikina City
Mobile #: 09813771845
E-mail Address: [email protected]

PERSONAL INFORMATION

Age: 17
Birthday: December 24, 2005
Birthplace: Tumana, Marikina City
Sex: Female
Nationality: Filipino
Religion: Iglesia ni Cristo
Height: 5'4
Civil Status: Single
Mother's Name: Maribel Brozas
Occupation: House wife

EDUCATIONAL ATTAINMENT

Secondary: Pamantasan ng Lungsod ng Marikina (PLMAR)

Grade 11
2022-2023

Elementary: Conception Integrated School

Grade 6
2017-2018

SKILLS

❖ Time Management
❖ Creativity
❖ Critical - Thinking
❖ Good communication skills
JOHN LOUIS MATEO DAYRIT
Address: No 56 Riza Village Phase 2, Guitnang
Bayan 2, San Mateo Rizal.
Mobile #: 09499850177
E-mail Address: [email protected]

PERSONAL INFORMATION

Age: 17
Birthday: May 30, 2006
Birthplace: Marikina City
Sex: Male
Nationality: Filipino
Religion: Catholic
Height: 5’6
Civil Status: Single
Mother’s Name: Anna Dayrit
Occupation: Government Employee

EDUCATIONAL ATTAINMENT

Secondary: Pamantasan ng Lungsod ng Marikina (PLMAR)

Grade 11
2022-2023

Elementary: San Mateo Elementary School

Grade 6
2017-2018

SKILLS

❖ Good Listener
❖ Good Communication Skills
❖ Time management
SUNSHINE ROBLES
Address: #210 M.H. Del Pilar St. Dulong bayan 2,
San Mateo Rizal
Mobile #: 09952602980
E-mail Address: [email protected]

PERSONAL INFORMATION

Age: 16
Birthday: August 9, 2006
Birthplace: Quezon City Hospital
Sex: Female
Nationality: Filipino
Religion: Catholic
Height: 5’3
Civil Status: Single
Mother’s Name: Mary Grace Robles
Occupation: Deceased

EDUCATIONAL ATTAINMENT

Secondary: Pamantasan ng Lungsod ng Marikina (PLMAR)

Grade 11
2022-2023

Elementary: Sto. Nino Elementary School

Grade 6
2017-2018

SKILLS

❖ Can communicate effectively

❖ Attention to detail
❖ Active listening
SABRIA PERNECITA SALVADOR
Address: 116 M.A Roxas St. Barangay Kalumpang
Marikina City
Mobile #: 09169697104
E-mail Address: [email protected]

PERSONAL INFORMATION

Age: 17
Birthday: June 24, 2006
Birthplace: Novaliches, Quezon City
Sex: Female
Nationality: Filipino
Religion: Catholic
Height: 5’3
Civil Status: Single
Mother’s Name: Pamela P. Pernecita
Occupation: House wife

EDUCATIONAL ATTAINMENT

Secondary: Pamantasan ng Lungsod ng Marikina (PLMAR)

Grade 11
2022-2023

Elementary: Marikina Elementary School

Grade 6
S.Y 2014-2018

SKILLS

❖ Can communicate effectively

❖ Attention to detail
❖ Active listening
JOANIKA JUDI CHLOE B. UYPICO
Address: 62 Lopez Jaena St. Tanong Marikina City
Mobile #: 09692131914
E-mail Address: [email protected]

PERSONAL INFORMATION

Age: 17
Birthday: October 07, 2005
Birthplace: San Mateo
Sex: Female
Nationality: Filipino
Religion: Catholic
Height: 4’6
Civil Status: Single
Mother’s Name: Roann Annie Balosa
Occupation: House wife

EDUCATIONAL ATTAINMENT

Secondary: Pamantasan ng Lungsod ng Marikina (PLMAR)

Grade 11
2022-2023

Elementary: Leodegario Victorino Elementary School

Grade 6
2017-2018

SKILLS

❖ Good Communication skills

❖ Critical- Thinking
❖ Responsibility
❖ Attention to detail