Data Analytics
Question 1
How many months historical data is used for developing the machine learning model for suspicious
chargeback
A) 12 months
B) 9 months
C) 6 months
D) 3 months
Question 2
If the branch head is on leave, who can check the ISMOVVR
A) The concerned official assigned by the controller
B) The Accountant
C) The Cash officer
D) Controller
Question 3
Machine Learning based EWS for Corporate and SME Customers helps branch functionaries in?
A) Credit monitoring
B) Prevention of slippage
C) Both of the above
D) None of the above
Question 4
How many forms of Analytics are there?
A) 5
B) 2
C) 3
D) 4
Question 5
The dashboard of ISM OVVR is available at
A) CBS
B) CRM
C) None of the above
D) Analytics department website
Question 6
Agri Gold loans can be applied in which mode
A) YONO Branch Portal
B) YONO mobile App
C) YONO Customer Portal
D) All of the above
Question 7
Which customers are eligible for availing the PAML from our Bank?
A) All current account holders are eligible for availing for the loan amount
B) All current account holders, who had availed our POS machine, with CINB facility C) Both A & B
D) None of the above
Data Analytics
Question 8
Analytics Dashboard is available in MIS Online
A) TRUE
B) FALSE
Question 9
What details are available in ?Analyse this ATM? in ATM Winback Dashboard?
A) Hits of Non SBI ATM
B) Detailed Information of SBI ATM
C) Interchange fees paid in SBI ATM
D) Uptime of Non SBI ATM
Question 10
How many data points have been used as input to the EWS_P machine learning model?
A) 10
B) 50
C) 100
D) 200
Question 11
What is the Project Shikhar share in cards issued through BANCA?
A) 40%
B) 50%
C) 55%
D) 45%
Question 12
The alert generation through the EWS Model for Corporate and SME Customers is developed based
on
A) Rule based system
B) Machine Learning
C) Manual based
D) All of the above
Question 13
Which department is generating the alters of suspicious chargeback through machine learning model
A) ATM Department
B) Risk Department
C) c)?? Analytics Department
D) Customer Service Department
Question 14
Risk Indicators for CRM and ORM separately are available
A) Region wise
B) Branch wise
C) Both
D) None
Data Analytics
Question 15
Which of the following activities are not required by branch for delivering PAML?
A) Pre-sanction survey is to be carried out by branch
B) The assessment of the loan is done by the branch
C) The loan is sanctioned by the branch.
D) None of the above.
Question 16
Recommendation Engine Leads are available on
A) Analytics Dashboard
B) CRM
C) YONO
D) Both a & b
E) All the above
Question 17
What are the categories of leads based on the chances of getting converted in PAPL?
A) High, Medium and Low
B) Hot, Warm and Cold
C) Green, Amber, and Red
D) There is no lead categorization
Question 18
How often are the P-seg Gold Loan leads updated on the Analytics Dashboard?
A) Daily
B) Weekly
C) Monthly
D) Quarterly
Question 19
What is meant by ?Footfall? at a branch? A) No. of Cash Deposits
B) No. of Cash Withdrawals
C) No. of Vouchers
D) No. of customers visiting branch for any service or transaction
Question 20
To illustrate the reason behind alert generation in EWS-SME, how many months transactional data
behaviour shown on dashboard?
A) 6 months
B) 12 months
C) Not provided
D) None of the above
Question 21
The purpose of introduction of ISMOVVR
A) Monitor increasing no. of frauds
B) To find out vouchers with risk element in large no. of OVVR
C) Both a and b
D) None of the above
Data Analytics
Question 22
What type of data is considered by the Analytics Department for categorizing the P-seg Gold Loan
leads?
A) Only deposit data
B) Customers current liabilities
C) Vintage of the customer
D) Complete 360-degree view of the customer
Question 23
Which of the following categories of txns have been used in Footfall Model?
A) Financial txns only
B) Non-financial txns only
C) Other financial txns only
D) All of the above
Question 24
Who can check the ISMOVVR?
A) Branch Head
B) Cashier
C) Accountant
D) Any one of the above
Question 25
How many types of term loan products are included in the EWS-P segment Dashboard?
A) 4
B) 5
C) 8
D) 10
Question 26
The EWS-SME dashboard is beneficial and facilitates working of
A) Supervising staff
B) Branch staff
C) Relationship Managers
D) All of the above
Question 27
IAD issued a circular that based on risk category of branches in Fraud prone dashboard, following
may be conducted A) Onsite Audit
B) Offsite Audit
C) Trigger based Audit
D) None
Question 28
What is SBI's share in number of ATMs in India?
A) 35%
B) 25%
C) 18%
D) 42%
Data Analytics
Question 29
The proactive action of which Circle resulted in reduction on its suspicious chargeback?
A) Delhi
B) Lucknow
C) Jaipur
D) Ahmedabad
Question 30
External data (viz. Credit Bureau) is used by Analytics Department for generating the leads in Shikhar
Model?
A) TRUE
B) FALSE
Question 31
The alerts of suspicious chargeback are generated on the basis of
A) CCTV footage
B) Historical data and various variables
C) ATM location
D) Both a and b
Question 32
What action Home Branch should take on receiving suspicious chargeback claims?
A) KYC check
B) Block Card if found fraudulent
C) Close account if found fraudulent
D) All of the above
Question 33
What will happen? is defined by
A) Prescriptive Analytics
B) Diagnostic Analysis
C) Predictive Analytics
D) Descriptive Analytics
Question 34
How many Phases of Project Shikhar been launched up to May 2020?
A) 10
B) 15
C) 12
D) 14
Question 35
How can the P-seg Gold Loan leads be accessed?
A) info.sbi>>Quick Links>>Analytical Leads
B) FTP Location of the Circle
C) Leads will be received by Branches through email
D) RMS to disseminate leads received by LHO
Data Analytics
Question 36
What are the different categories available in UPDATE column of Agri Leads in Analytics Dashboard?
A) Contacted
B) Interested
C) Not Interested
D) All of the above
Question 37
In the Winback Dashboard, how is distance between locations calculated?
A) Based on street distance
B) Straight line Distance
C) Spherical Distance
D) none of the above?
Question 38
How often are the PAPL leads updated on the Analytics Dashboard?
A) Daily
B) Weekly
C) Monthly
D) Quarterly
Question 39
On which parameter, branches have been categorised into High/Low Footfall?
A) No. of Cash Deposits
B) No. of staff
C) No. of working days
D) Avg. txn per day per staff
Question 40
What does the latest Shikhar model deal with?
A) Spend
B) Activation
C) Spend and Activation
D) Spend, Activation and Risk
Question 41
Objective of the study is to
A) Reduce NPA
B) Increase Product per Customer
C) Target New Customers
D) Customer Awareness
Question 42
Which type of loans are covered under EWS-P segment?
A) Cash Credits
B) Overdraft accounts
C) Term Loans
D) LC Bills
Data Analytics
Question 43
What are the categories of alerts based on the chances of defaulting in EWS-P SMA2 to NPA
dashboard?
A) High, Medium and Low
B) Hot, Warm and Cold
C) Green, Amber, and Red
D) There is no lead categorization
Question 44
Which of the following is true for Rule based models?
A) Used in complex cases like cancer detection
B) Can be retrained and updated with new data
C) Not possible to be used in complex cases
D) Learns patterns based on data provided
Question 45
Is there a separate identifier for repeat leads in PAPL?
A) Yes
B) No
Question 46
Which of the following is true for Al based models?
A) ML learns from data without explicit rules
B) Rules are Identified & pre-coded
C) Not possible to be used in complex cases
D) New rules required for a changed model
Question 47
Which alerts have the highest chance of default according to EWS-P dashboard?
A) Warm
B) Hot
C) Cold
D) None
Question 48
What are the categories of P-seg Gold Loan leads based on the chances of getting converted?
A) High, Medium and Low
B) Hot, Warm and Cold
C) Green, Amber, and Red
D) There is no lead categorization
Question 49
What type of data is considered by the Analytics Department for categorizing the leads in Shikhar
Model?
A) Only deposit data
B) Customers current liabilities
C) Vintage of the customer
D) Complete 360-degree view of the customer
Data Analytics
Question 50
In the Winback Dashboard, what is listed when you search for your branch?
A) List of ATMs linked to your Branch
B) List of non-SBI ATMs near your Branch
C) List of non-SBI ATMs near your Branch's ATMs
D) None of the above
Question 51
What method is used by the Analytics Department for generating Agri Gold Loan leads?
A) Business Rules
B) Statistical Algorithms
C) Advance Machine Learning
D) None of the above
Question 52
Recommendation Engine is used for which customers
A) Corporate Salary Package
B) HNI
C) Wealth
D) NRI
E) All the above
Question 53
What are the major benefits of sanctioning loan under PAML?
A) It is an end to digital loan, which improves the customer delight
B) It addresses the short-term credit needs of our customers
C) No financial statements are required for sanctioning the loan
D) The delinquency risk is reduced to a large extent
E) All the above
Question 54
How many risk categories branches are divided into in Fraud prone model?
A) 5
B) 7
C) 9
D) 3
Question 55
Which of the txns can be migrated to a Customer Service point?
A) Cash Deposit
B) Cash Withdrawal
C) Passbook Printing
D) All of the above
Data Analytics
Question 56
Alerts generation in EWS-SME model uses data related to
A) CBS Transactions
B) Trade Finance Data
C) Credit Bureau Data
D) All of the above
Question 57
What is the ideal order for targeting PAPL leads?
A) Hot -> Warm -> Cold
B) Cold->Warm->Ht
C) Warm->Hot->Cold
D) Warm->Cold->Hot
Question 58
Summary of alerted Corporate & SME customers though EWS-SME is available at
A) Region Level
B) Module Level
C) Branch Level
D) All of the above
Question 59
What is the total ATM interchange fee paid by the bank in FY 19-20?
A) ~2000 Cr
B)-1500 Cr
C) ~1000 Cr
D) ~2500 Cr
Question 60
What actions to be taken by ATM linked branches on receiving suspicious chargeback claims? A)
Refer to CCTV footage
B) File FIR in fraudulent cases
C) Refer to home branch for KYC
D) All of the above
Question 61
The sample of daily vouchers in ISM OVVR is available on ??basis
A) T+1
B) T+2
C) T+3
D) T+4
Question 62
How many categories of branches are there in Footfall Reduction Model?
A) 2
B) 4
C) 3
D) None of the above
Data Analytics
Question 63
Daily mails regarding suspicious transaction is sent by
A) Complaint Management, GITC
B) Compliance
C) c)? ORMD
D) Customer service
Question 64
New Shikhar model is ensemble of different models?
A) 3
B) 2
C) 5
D) 7
Question 65
How can the PAPL leads be accessed?
A)? What?s New? section on Analytics Dashboard
B) FTP Location of the Circle
C) Leads will be received by Branches through email
D) RMS to disseminate leads received by LHO
Question 66
Products included in Recommendation Engine
A) Assets
B) Liabilities
C) Alternate Channels
D) Cross-sell
E) All of the above
Question 67
Analytics helps banks to:
A) Take credit decisions
B) Mitigate risks
C) Optimize banking processes
D) All of the above
Question 68
Txn per day per staff for branch A is higher than the threshold for its cluster. Branch A is a High
Footfall Branch.
A) TRUE
B) FALSE
Question 69
What is the share of Shikhar in total SBI Credit cards?
A) 25%
B) 28%
C) 31%
D) 34%
Data Analytics
Question 70
Which transactional data points is considered in EWS-SME for alert generation?
A) Limit Utilization
B) Total no. of days delay in servicing the interest
C) Inward and outward cheque returns
D) Total LC devolved and BG invoked
Question 71
The risk categories of branches available at fraud prone branches are based on
A) Intuition based
B) RADAR model
C) Machine learning model
D) None
Question 72
Which type of customers are considered in the P-seg Gold Loan model?
A) Customers who purchased gold
B) Customers having availed gold loan earlier
C) Botha & b
D) None of the above
Question 73
How many types of non-financial transactions have been used in Footfall Model?
A) 15
B) 13
C) 20
D) 10
Question 74
How the ATM linked branches get the alerts on suspicious chargeback claims?
A) Mail from CMD, GITC
B) Analytics dashboard
C) Botha & b
D) Home Branch
Question 75
In Fraud prone dashboard, number of risky branches are available at:
A) Region wise
B) Circle wise
C) Module wise
D) All of the above
Question 76
How many type of product codes are included on the PAPL Dashboard?
A) 4
B) 5
C)8
D)10
Data Analytics
Question 77
?What has happened? is defined by
A) Diagnostic Analysis
B) Predictive Analytics
C) Descriptive Analytics
D) Prescriptive Analytics
Question 78
Which of the following external data is shown for alerted customer in EWS-SME model?
A) Defaulters at other Bank from CRILC data
B) Downgrade in External Rating from CRISIL
C) RBI?s RFA and Fraud Customers list
D) All of the above
Question 79
What methodology is used by the Analytics Department for categorizing the leads in PAPL?
A) Business Rules
B) Statistical Algorithms
C) Advanced Machine Learning
D) None of the above
Question 80
KYC Update, Mobile Update, Cheque Book Request, A/c transfer request, etare examples of Financial
transactions.
A) TRUE
B) FALSE
Question 81
Agri gold Leads can be processed in YONO Krishi Platform
A) TRUE
B) FALSE
Question 82
Circular of ISMOVVR was issued by which department
A) Analytics
B) BOD
C) CPPD
D) ORMD
Question 83
Where can BM find the list of customers eligible for ATM/ INB in Footfall Dashboard?
A) Branch Profile
B) Impact Analysis
C) Distribution of accounts
D) Enablers Page
Data Analytics
Question 84
The final risk category of a branch in Fraud prone dashboard is
A) Highest of ORM and CRM
B) Lowest Of ORM and CRM
C) ORM
D) CRM
Question 85
Over the past three years (FY 18, FY'19 & FY20), the ATM interchange fee is:
A) Decreasing
B) Increasing
C) Constant
D) Fluctuating
Question 86
Which are not major attributes of PAML?
A) It is a Pre-approved loan Product
B) No Pre-sanction survey is required for sanction
C) It is a cash flow-based loan product.
D) Delinquency risk is enhanced in such loans
Question 87
Do customers need to visit the branch for availing the loan for PAML?
A) No branch visit is required for availing the loan amount
B) Upto Rs 60,000.00 no branch visit is required
C) For limits above Rs. 60,000.00 branch visit is required
D) Both b & c
Question 88
? How can I make this happen? is defined by
A) Predictive Analytics
B) Prescriptive Analytics
C) Diagnostic Analysis
D) Prescriptive Analytics
Question 89
Recommendation Engine uses which technique to identify customer preferences
A) XG Boost
B) Random Forest
C) Collaborative Filtering
D) Customer Segmentation
E) Random selection
Question 90
Risk Category for branches in Fraud prone dashboard is available for
A) ORM
B) CRM
C) Both a & b
D) None
Data Analytics
Question 91
How Recommendation Engine will help branches
A) Targeting Right customers at right time
B) Help recovering the NPA
C) Reduce the risk
D) Introducing New Product
Question 92
The approximate--% of OVVR at the Bank level comes in ISMOVVR for checking
A) 1%
B) 4%
C) 12%
D) 15%
Question 93
Which product is excluded for targeting P-seg Gold Loan leads?
A) SBI Gold Loan - Bullet Repayment
B) SBI Personal Gold Loan
C) SBI Personal Liquid Gold Loan
D) Staff Gold Loans
Question 94
How many types of Financial Txns have been used in Footfall Model?
A) 14
B) 10
C) 18
D) 17
Question 95
In the Winback Dashboard, which of the following details is not?available for non-SBI ATMs?:
A) Location
B) Bank Name
C) Number of Hits from SBI customers
D) Uptime
Question 96
The EWS-SME dashboard is developed for customers with total exposure of
A) Rs. 1 Cr and above
B) Rs. 25 lacs and above
C) Rs. 25 lacs and below
D) Rs. 10 Cr and above
Question 97
Which of the following statement is not correct for PAML?
A) Eligible customers are identified after analysing the 36 months of the customer data
B) 1400+ features and variables are used for identifying the eligible customers
C) Loan accounts are monitored centrally by Analytics department.
D) Customer needs to visit branch for availing loan for amount < Rs. 60,000/-
Data Analytics
Question 98
Who can access the leads on the PAPL Dashboard?
A) Branch Functionaries
B) Regional Manager
C) DGM and above
D) All of the above
Question 99
How many data points/Features have been used as input to the machine learning model for Agri
Gold Loan?
A) 10
B) More than 300
c) 50
D) 100
Question 100
What are the categories of alerts based on the chances of defaulting in EWS-P RG0 to 1 dashboard?
A) High, Medium and Low
B) High, Medium, Low and persistent irregularity
C)Hot, Warm and Cold
D) Green, Amber, and Red
