Manage your account online at: Customer Service: Mobile: Download the

www.chase.com/cardhelp 1-800-524-3880 Chase Mobile

®
app today

SCENARIO-1D

New Balance
September 2024 CHASE FREEDOM FLEX
$171.70
S M T W T F S REWARDS SUMMARY
Interest Saving Balance
1 2 3 4 5 6 7 Pay to avoid interest on next statement's purchases

Previous points balance 5,546

8 9 10 11 12 13 14 $132.20 + 4%(4 Pts)/$1 addl. on Ult. Rewards travel 0
+ 2%(2 Pts)/$1 addl. on Dining purchases 1,909
15 16 17 18 19 20 21 Minimum Payment Due
+ 2%(2 Pts)/$1 addl. on Drugstore purchases 21
22 23 24 25 26 27 28 $88.70 + 1% (1 Pts)/$1 on all purchases 2,018
Payment Due Date - Points redeemed this statement period 5,546
29 30 1 2 3 4 5
09/16/24 Total points available for
6 7 8 9 10 11 12
redemption 3,948
Late Payment Warning:

Late Payment Warning: If we do not receive your minimum payment Start redeeming today. Visit Ultimate Rewards® at
by the date listed above, you may have to pay a late fee of up to www.ultimaterewards.com
$40.00 and your APR's will be subject to increase to a maximum
Penalty APR of 29.99%.
Minimum Payment Warning:
Activate new bonus categories each quarter to earn a total of 5%
Minimum Payment Warning: If you make only the minimum Cash Back rewards on up to $1,500 in combined bonus category
payment each period, you will pay more in interest and it will take you purchases each quarter. Activate your 5% Cash Back bonus
longer to pay off your balance. For example: each quarter by the activation deadline. You'll always earn 5%
Cash Back rewards on travel purchased through Ultimate
If you make no You will pay off the And you will end up Rewards, 3% cash back on dining at restaurants and drugstores,
additional charges balance shown on this paying an estimated and 1% cash back on all other purchases.
using this card and statement in about... total of...
each month you pay...

Only the minimum 3 months $175

payment

If you would like information about credit counseling services, call

1-866-797-2885.

ACCOUNT SUMMARY
Account Number: XXXX XXXX XXXX 0180
Previous Balance $24.52
Payment, Credits -$2,459.64
Purchases +$2,606.82
Cash Advances $0.00
Balance
` Transfers $0.00
Fees Charged $0.00
Interest Charged $0.00
New Balance $171.70
Opening/Closing Date 07/20/24 - 08/19/24
Credit Limit $1,000
`
Available Credit $828
Cash Access Line $50
Available for Cash $50
Past Due Amount $0.00
Balance over the Credit Limit $0.00

YOUR ACCOUNT MESSAGES

Effective October 10, 2024, you will not be able to use Chase credit cards to pay for third-party Buy Now Pay Later
("BNPL") installment plans. Payments to these installment plans (e.g., Klarna, AfterPay, etc.) using your Chase credit
card will be declined.

If your Chase credit card is used for any of these recurring BNPL plans, please update the payment method with your
BNPL provider to avoid any missed payments or late fees (if applicable).

0000001 FIS33339 D 12 Y 9 19 24/08/19 Page 1 of 4 06662 MA MA 40517 23210000120004051701

0534

Remit Coupon for

52130710096301800000887000017170000132207
P.O. BOX 15123 Payment Due Date: 09/16/24

WILMINGTON, DE 19850-5123 Make your payment at New Balance: $171.70

For Undeliverable Mail Only chase.com/paycard Interest Saving Balance: $132.20

Minimum Payment Due: $88.70

Account number: XXXX XXXX XXXX 0180

$_________________________.___________ Amount Enclosed

40517 BEX 9 23224 D Make/Mail to Chase Card Services at the address below:

WILLIAM A PARKER
6820 N NORTHWEST HWY STE 1
CHICAGO IL 60631-1789
CARDMEMBER SERVICE
PO BOX 6294
CAROL STREAM IL 60197-6294

A500016028A19110096301809C
To contact us regarding your account:

Call Customer Service:

In U.S. 1-800-524-3880

Spanish 1-888-446-3308
Send Inquiries to: Mail Payments to: Visit Our Website:
Pay by phone 1-800-436-7958 www.chase.com/cardhelp
P.O. Box 15298 P.O. Box 6294
International 1-302-594-8200
Wilmington, DE 19850-5298 Carol Stream, IL 60197-6294
We accept operator relay calls

Information About Your Account transaction for some accounts. Please see your Account Agreement for
information about these fees.
Making Your Payments:
We add transactions and fees to your daily balance no earlier than:
The amount of your payment should be at least your minimum payment
due, payable in U.S. dollars and drawn on or payable through a U.S. 1. the date of the transaction - for new purchases, balance transfers,
financial institution or the U.S. branch of a foreign financial institution. You overdraft advances, cash advances, or My Chase Loans;
can pay down balances faster by paying more than the minimum payment
or the total unpaid balance on your account. 2. the date the payee deposits the check - for new cash advance
checks or balance transfer checks;
You may make payments electronically through our website or by one of
our customer service phone numbers above. In using any of these 3. the date of a related transaction, the date they are posted to your
channels, you are authorizing us to withdraw funds as a one-time account, or the last day of the billing cycle, whichever we may
electronic funds transfer from your bank account. In our automated phone choose - for fees
system, this authorization is provided via entry of a personal identification
How To Avoid Paying Interest On Purchases:
number. You may revoke this authorization by cancelling your payment
through our website or customer service telephone numbers prior to the Your due date will be a minimum of 21 days after the close of each billing
payment processing. If we receive your completed payment request cycle. If you pay your account (or Interest Saving Balance) in full each
through one of these channels by 11:59 p.m. Eastern Time, we will credit billing period by the date and time due, no interest is charged on new
your payment as of that day. If we receive your request after 11:59 p.m. purchases month to month. Also, we will not impose interest charges on
Eastern Time, we will credit your payment as of the next calendar day. If any portion of a purchase balance you repay while that balance is subject
you specify a future date in your request we will credit your payment as of to an interest-free period. Subject to any interest-free period for new
that day. purchases, we will begin charging interest from the date a transaction
(including any balance transfer, cash advance or overdraft advance), fee
If you pay by regular U.S. mail to the Payments address shown on this or interest charge is added to your daily balance until your account is paid
statement, write your account number on your check or money order and in full. Because we apply payments in excess of your minimum payment
include the payment coupon in the envelope. Do not send more than one first to higher rate balances, you may not be able to avoid interest charges
payment or coupon per envelope. Do not staple, clip or tape the on new purchases if you have another balance at a higher interest rate
documents. Do not include correspondence. Do not send cash. If we unless you pay your balance (or Interest Saving Balance) in full each
receive your properly prepared payment on any day by 5 p.m. local time at month.
our Payments address on this statement, we will credit to your account
that day. If your payment is received after 5 p.m. local time at our Credit Limit:

Payments address on this statement, we will credit it to your account as of If you want to inquire about your options to help prevent your account from
the next calendar day. exceeding your credit limit, please call the number on the back of your
card.
For all other payments or for any payment type above for which you do not
What To Do If Your Think You Find A Mistake On Your Statement:
follow our payment instructions, crediting of your payments may be
delayed for up to 5 days. If you think there is an error on your statement, write to us on a separate
sheet at Customer Service, P.O. Box 15299, Wilmington, DE 19850-5299.
Account Information Reported To Credit Bureau:
We may report information about your Account to credit bureaus. Late In your letter, give us the following information:
payments, missed payments or other defaults on your Account may be
reflected in your credit report. If you think we have reported inaccurate • Account information: Your name and Account number.
information to a credit bureau, please write to us at Chase Card Services • Dollar amount: The dollar amount of the suspected error.
P.O. Box 15369, Wilmington, DE 19850-5369.
To Service And Manage Any Of Your Account(s):
• Description of Problem: If you think there is an error on your bill,
By providing my mobile phone number, I am giving permission to be describe what you believe is wrong and why you believe it is a
contacted at that number about all of my accounts by JP Morgan Chase mistake.
and companies working on its behalf. My consent allows the use text You must contact us within 60 days after the error appeared on your
messages, artificial or prerecorded voice messages and automatic dialing statement.
technology for informational and account servicing, but not for sales or
telemarketing. Message and data rates may apply. You must notify us of any potential errors in writing. You may call us or
notify us electronically, but if you do we are not required to investigate any
Authorization To Convert Your Check To An Electronic Transfer Debit:
potential errors and you may have to pay the amount in question.
When you provide a check as payment, you authorize us either to use
information from your check to make a one-time electronic fund transfer While we investigate whether or not there has been an error, the following
from your account or to process the payment as a check. Your bank are true:
account may be debited as soon as the same day we receive your
payment. You will not receive your check back from your institution. • We cannot try to collect the amount in question, or report you as
delinquent on that amount.
Conditional Payments:
Any payment check or other form of payment that you send us for less • The charge in question may remain on your statement, and we may
than the full balance due that is marked "paid in full" or contains a similar continue to charge you interest on that amount. But, if we determine
notation, or that you otherwise tender in full satisfaction of a disputed that we made a mistake, you will not have to pay the amount in
amount, must be sent to Card Services, P.O. Box 15049, Wilmington, DE question or any interest or other fees related to that amount.
19850-5049. We reserve all our rights regarding these payments (e.g., if it
is determined there is no valid dispute or if any such check is received at • While you do not have to pay the amount in question, you are
any other address, we may accept the check and you still owe any responsible for the remainder of your balance.
remaining balance). We may refuse to accept any such payment by • We can apply any unpaid amount against your credit limit.
returning it to you, not cashing it or destroying it. All other payments that
you make should be sent to the regular Payment address shown on this Your Rights If You Are Dissatisfied With Your Credit Card Purchases:
statement. If you are dissatisfied with the goods or services that you have purchased
Annual Renewal Notice:
with your credit card, and you have tried in good faith to correct the
problem with the merchant, you may have the right not to pay the
If your Account Agreement has an annual membership fee, you are remaining amount due on the purchase.
responsible for it every year your Account is open. We will add your
annual membership fee to your monthly billing statement once a year, To use the right, all of the following must be true:
whether or not you use your account. Your annual membership fee will be
added to your purchase balance and may incur interest. The annual 1. The purchase must have been made in your home state or within
membership fee is non-refundable unless you notify us that you wish to 100 miles of your current mailing address, and the purchase price
close your account within 30 days or one billing cycle (whichever is less) must have been more than $50. (Note: Neither of these are
after we provide the statement on which the annual membership fee is necessary if your purchase was based on an advertisement we
billed. Your payment of the annual membership fee does not affect our mailed to you, or if we own the company that sold you the goods or
rights to close your Account and to limit your right to make transactions on services.)
your Account. If your Account is closed by you or us, the annual
membership fee will no longer be billed to your Account. 2. You must have used your credit card for the purchase. Purchases
made with cash advances from an ATM or with a check that
Calculation Of Balance Subject To Interest Rate: accesses your credit card Account do not qualify.
To figure your periodic interest charges for each billing cycle when a daily
periodic rate(s) applies, we use the daily balance method (including new 3. You must not yet have fully paid for the purchase.
transactions). To figure your periodic interest charges for each billing cycle
when a monthly periodic rate(s) applies, we use the average daily balance If all of the criteria above are met and you are still dissatisfied with the
method (including new transactions). For an explanation of either method, purchase, contact us in writing at Customer Service, P.O. Box 15299,
or questions about a particular interest charge calculation on your Wilmington, DE 19850-5299.
statement, please call us at the toll free customer service phone number While we investigate, the same rules apply to the disputed amount as
listed above. discussed above. After we finish our investigation, we will tell you our
We calculate periodic interest charges separately for each feature (for decision. At that point, if we think you owe an amount and you do not pay
example, purchases, balance transfers, cash advances or overdraft we may report you as delinquent.
advances). These calculations may combine different categories with the
same periodic rates. Variable rates will vary with the market based on the
Prime Rate or such index described in your Account Agreement. There is
a transaction fee for each balance transfer, cash advance, or check
transaction in the amount stated in your Account Agreement. There is a
foreign transaction fee of 3% of the U.S. dollar amount of any foreign MA05042021

To manage your account, including card payments, alerts, and change of address, visit
www.chase.com/cardhelp or call the customer service number which appears on your

account statement.
 Manage your account online at: Customer Service: Mobile: Download the
www.chase.com/cardhelp 1-800-524-3880 Chase Mobile
®
app today

YOUR ACCOUNT MESSAGES (CONTINUED)

By paying your Interest Saving Balance each billing period by your due date, you will avoid interest on purchases
appearing on your next statement. If your Interest Saving Balance for any billing period is less than your minimum
payment due, your Interest Saving Balance will reflect your minimum payment due to avoid a late payment fee. For
additional information on your Interest Saving Balance, including details on how we calculate this payment amount
please refer to the end of your statement.

ACCOUNT ACTIVITY

Date of
Transaction Merchant Name or Transaction Description $ Amount
PAYMENTS AND OTHER CREDITS

07/26 Payment Thank You-Mobile -592.84

07/31 UBER EATS 8005928996 CA -4.59
08/02 Payment Thank You-Mobile -503.26
08/11 Payment Thank You-Mobile -374.65
08/16 Payment Thank You-Mobile -400.00
08/17 BEST BUY 00003020 SKOKIE IL -584.30

PURCHASE

07/19 ROYAL SUSHI CHICAGO IL 44.81

07/19 NAF NAF GRILL 020 CHICAGO IL 10.23
07/22 UBER EATS 8005928996 CA 17.77
07/21 UBER EATS 8005928996 CA 31.84
07/21 CHIPOTLE 0276 ROSEMONT IL 24.36
07/21 RITA'S # 1237 PARK RIDGE IL 10.88
07/23 DD DOORDASH TONICHIRA 8559731040 CA 21.58
07/23 CVS/PHARMACY #08739 CHICAGO IL 2.68
07/23 IKEA 459953541 BALTIMORE MD 329.67
07/22 RITA'S # 1237 PARK RIDGE IL 4.33
07/24 TST* HOGSALT - SMALL C Chicago IL 16.23
07/24 DD DOORDASH TONICHIRA 8559731040 CA 33.73
07/23 RITA'S # 1237 PARK RIDGE IL 20.21
07/26 TASKER ON TASKRABBIT SAN FRANCISCO CA 77.30
07/24 RITA'S # 1237 PARK RIDGE IL 14.10
07/26 MCDONALD'S F5115 CHICAGO IL 18.91
07/26 PORTILLOS HOT DOGS #46 HARWOOD HTS. IL 21.90
07/25 RITA'S # 1237 PARK RIDGE IL 8.67
07/26 PY *FORT KNOX STUDIOS CHICAGO IL 40.00
07/27 UBER TRIP 8005928996 CA 23.96
07/27 Amazon.com*RV9OM4E40 Amzn.com/bill WA 92.61
07/27 UBER TRIP 8005928996 CA 17.95
07/27 CHICK-FIL-A #04309 NILES IL 23.79
07/27 RITA'S # 1237 PARK RIDGE IL 12.99
07/28 CHIPOTLE 0276 ROSEMONT IL 2.95
07/28 EASY STREET PIZZA - PA PARK RIDGE IL 40.83
07/31 UBER EATS 8005928996 CA 31.21
07/30 DD DOORDASH CHICK-FIL 8559731040 CA 20.41
07/29 LAUNDRY WORLD - NORTHW CHICAGO IL 5.00
07/29 LAUNDRY WORLD - NORTHW CHICAGO IL 10.00
07/31 UBER EATS 8005928996 CA 2.00
08/01 UBER EATS 8005928996 CA 27.04
07/31 CHIPOTLE ONLINE CHIPOTLE.COM CA 16.23
07/31 NAF NAF GRILL 020 CHICAGO IL 10.23
07/31 RITA'S # 1237 PARK RIDGE IL 14.88
08/02 UBER EATS 8005928996 CA 24.60
08/01 Amazon Go 866-210-1072 WA 3.27
08/01 NAF NAF GRILL 020 CHICAGO IL 3.18
08/01 NAF NAF GRILL 020 CHICAGO IL 11.90
08/03 AMAZON MKTPL*RF14B2AI0 Amzn.com/bill WA 49.60
08/02 LA HUMITA ON WHEELS CHICAGO IL 6.00
08/03 SQ *HAPPY LOBSTER LLC. Chicago IL 24.26
08/02 CHICK-FIL-A #04309 NILES IL 27.52
08/03 SQ *SUZIE'S FUN FOODS Chicago IL 21.09
08/03 WAL-MART #2816 NILES IL 3.35
08/04 WALGREENS #4937 CHICAGO IL 7.70
08/04 Whole Foods PKR 10495 866-216-1072 DE 26.96
08/04 Whole Foods PKR 10495 866-216-1072 DE 15.37
08/04 Whole Foods PKR 10495 866-216-1072 DE 12.62
08/04 THE SANDLOT PARK RIDGE IL 22.46

WILLIAM A PARKER Page 2 of 4 Statement Date: 08/19/24

0000001 FIS33339 D 12 Y 9 19 24/08/19 Page 2 of 4 06662 MA MA 40517 23210000120004051702
 ACCOUNT ACTIVITY (CONTINUED)
Date of
Transaction Merchant Name or Transaction Description $ Amount

08/05 UBER EATS 8005928996 CA 28.17

08/05 RITA'S # 1237 PARK RIDGE IL 10.32
08/07 BURGER KING #6869 Q07 CHICAGO IL 13.15
08/07 DD DOORDASH NAFNAFGRI 8559731040 CA 12.77
08/07 DD DOORDASH RITASITAL 8559731040 CA 12.13
08/07 RITA'S # 1237 PARK RIDGE IL 13.12
08/09 DD *DOORDASH TONICHIRA SAN FRANCISCO CA 22.91
08/08 RITA'S # 1237 PARK RIDGE IL 5.99
08/10 FOREVER YOGURT LAGRANGE HLDS IL 14.62
08/11 CHIPOTLE 0276 ROSEMONT IL 26.37
08/11 Whole Foods PKR 10495 866-216-1072 DE 20.10
08/11 TACO BELL #737353 HARWOOD HEIGH IL 16.91
08/11 TST* MAK'S HOUSE LA GRANGE IL 33.58
08/12 BEST BUY 00003020 SKOKIE IL 584.30
08/13 CHIPOTLE 1292 CHICAGO IL 10.45
08/13 BLUEPEARL SKOKIE SKOKIE IL 250.00
08/13 FITNESS FORMULA CLUBS CHICAGO IL 11.30
08/17 UBER EATS 8005928996 CA 23.16
08/16 THEBOILERSEAFOOD.COM SKOKIE IL 52.81
08/17 Whole Foods PKR 10495 866-216-1072 DE 37.31
08/18 UBER EATS 8005928996 CA 18.54
08/19 TST* THE ROOST CAROLIN CHICAGO IL 22.06
08/19 TST* THE ROOST CAROLIN CHICAGO IL 5.59

2024 Totals Year-to-Date

Total fees charged in 2024 $0.00
Total interest charged in 2024 $147.21
Year-to-date totals do not reflect any fee or interest refunds
you may have received.

MY CHASE PLAN SUMMARY

Description Plan Start Original Total Remaining Remaining Monthly Monthly Payment
Date Principal Payments Principal Payments Principal Fee Due

BEST BUY 00003020 08/14/2024 $584.30 12 $88.20 2 $48.70 $0.00 $48.70

PLAN TOTALS $584.30 $88.20 $48.70 $0.00 $48.70

TOTAL MY CHASE PLAN PAYMENT DUE $48.70

This amount is included in both your Minimum Payment Due and Interest Saving Balance

INTEREST CHARGES

Your Annual Percentage Rate (APR) is the annual interest rate on your account.
Annual Balance
Balance Type Percentage Subject To Interest
Rate (APR) Interest Rate Charges

PURCHASES
Purchases 28.99%(v)(d) -0- -0-
CASH ADVANCES
Cash Advances 29.99%(v)(d) -0- -0-
BALANCE TRANSFERS
Balance Transfers 28.99%(v)(d) -0- -0-
31 Days in Billing Period
(v) = Variable Rate
(d) = Daily Balance Method (including new transactions)
(a) = Average Daily Balance Method (including new transactions)
Please see Information About Your Account section for the Calculation of Balance Subject to Interest Rate, Annual Renewal Notice, How
to Avoid Interest on Purchases, and other important information, as applicable.

x 0000001 FIS33339 D 12 Y 9 19 24/08/19 Page 3 of 4 06662 MA MA 40517 23210000120004051702

 Manage your account online at: Customer Service: Mobile: Download the
www.chase.com/cardhelp 1-800-524-3880 Chase Mobile
®
app today

IMPORTANT NEWS

Get 5% cash back on up to $1,500 in combined purchases

in this quarter s bonus categories from 7/1/24-9/30/24.
Learn more & activate at chase.com/freedomflex
or call 1-800-524-3880 by September 14, 2024.

What is an Interest Saving Balance?

Pay the Interest Saving Balance every month by your due date to avoid interest on new purchases and avoid
prematurely paying off your flexible financing offer balances. This amount includes your current statement new
balance, minus your total balance for flexible financing offers, plus your monthly payment due for all flexible
financing offers. It doesn’t include disputed amounts.

New Balance Total Balance for Monthly Payment Interest Saving

Flexible Due for Flexible Balance

Financing Offers Financing Offers

As shown on page 1 of Total amount outstanding Total amount owed this Pay this by your due
your current monthly for all flexible financing month for your active date each month to
statement offers flexible financing offers avoid interest on next
statement's purchases

$171.70 $88.20 $48.70 $132.20

[Note:] If your Interest Saving Balance for any billing period is less than your minimum payment due, your Interest Saving Balance will reflect your
minimum payment due to avoid a late payment fee. Interest Saving Balance doesn't include disputed amounts.

What is a Flexible Financing Offer?

Flexible financing offers, like equal payment plans, allow you to pay those balances over time based on their
offer terms and still avoid additional interest charges on new purchases. Flexible financing offers do not include
balance transfers, cash advances, and any promotional purchase APR offers that lack an interest-free period.

WILLIAM A PARKER Page 4 of 4 Statement Date: 08/19/24

0000001 FIS33339 D 12 Y 9 19 24/08/19 Page 4 of 4 06662 MA MA 40517 23210000120004051703