Business Plan
7. Financial Plan
a. Cost of Project and Means of Finance
Existing Proposed Total
Description Equity Borrowed Equity Borrowed Equity Borrowed
Land
Building
Machinery & Equipment
Furniture & Fittings
Motor Vehicle
Other Equipment
Sub Total
Permanent working capital
Contingencies
Grand total
b. Projected Profit and Loss Account
Note Year 01 Year 02 Year 03
1. Sales
2. Cost of Sales
(-) Less (1 - 2)
3. Gross Profit
4. Admin Cost
5. Marketing & Distribution Cost
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Business Plan
(-) Less [3 - (4+5)]
6. Profit before interest & depreciation
7. Interest Expenses
8. Depreciation
(-) Less [6 - (7+8)]
9. Profit before tax
10. Income Tax
(-) Less (9 - 10)
Net Profit
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Business Plan
Projected Cash Flow (* Optional)
Mont Month Month Month Month Month Mont Month Month Month Month Month Total - Total - Total -
Description
h 01 02 03 04 05 06 h 07 08 09 10 11 12 Y1 Y2 Y3
RECEIPTS
Sales
Loan Funds
Sub Total
(a)
PAYMENTS
Purchases
Raw Material
Wages
Fuel
Electricity
Water
Packing Material
Transport
Rent
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Business Plan
Sub Total
(b)
Surplus/ Deficit (a)-(b)=(c)
Balance Carried Forward
(d)
Cumulative Balance ( c ) + ( d ) =
(e)
Loans Repayments (f)
Balance Brought Forward ( e ) - ( f )
Projected Ratios
Ratio Year 01 Year 02 Year 03
Gross profit ratio - (Gross Profit / Sales) *100
Net profit ratio (Net Profit / Sales) *100
Return on Investment (ROI) - (Net Profit / Investment) *100
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Business Plan
9. Key Assumptions
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