Commonly Used ADD-On Covers
Aggravation Damage Clause - Secures you in case of damage to Engine / Gear Box and internal components arising due to water ingression while
being driven / leakage of lubricant oil / coolant.
Full Invoice Price Insurance Clause - Under this plan company will pay the financial shortfall, If any between the amount insured received under
Section I of the policy and the purchase price of the vehicle as confirmed in the invoice of sale or current replacement price of a New vehicle,
whichever is less, in the event the insured vehicle is a Total loss /CTL following an accident or stolen during the period of insurance and not
recovered,. Company will also reimburse the first-time registration charges and road tax which the insured had incurred on the insured vehicle.
Key Replacement Cover - Covers of loss / damage to the key and or lockset including applicable labour charge. Police FIR to be produced for
claiming loss of key and second key must be submitted to the Insurer. Such a claim would not affect NCB.
Consumables - Consumables used in the process of carrying out repairs of losses as allowed by insurance company are covered in full. These
consumables may include nuts, bolts, screws, washers, oils, coolants, AC gas, sealants, adhesive etc
Depreciation Waiver Clause-Including Consumables - In case of a repair and admissible claim, depreciation charges, applicable on replaced
parts/paint as per the surveyor assessment, will not be deducted and such cost will be paid in full, other than compulsory deductible.
RSA - This covers for instant/spot assistance in the event of vehicle breakdown sych as tyre puncture/jump start/fuel delivery and towing to the
nearesh workshop. In order to avail any of the above services,you may contact to below mentioned details.
Notes: Above is a summary of policy add-on product and not the exact wordings. To view the product wordings, please visit: [Link]
Original Certificate of Insurance must be carried in your Car
Carry the Original certificate of insurance with the vehicle at all times - this is mandatory and is an evidence of compliance with Motor Vehicle
Act 1988.
Want to change anything in your policy?
Visit your nearest Dealership or get in touch with Maruti Suzuki Insurance Broking at their dedicated customer support - DIAL 3377 4477 (pre-
fix 011 / 022 / 033 / 044) to update your contact details, address, any change in the vehicle ownership, CNG / LPG fitment status, accesso-
ries addition/deletion etc.
Is your policy falling due for Renewal?
To renew your policy you may: 1) Visit [Link] 2) Visit Nearest Dealership 3) Call us at 011 3377 4477 4) SMS
RENEW to 9215292152.
What to do if your four wheeler meets with an accident?
Simply inform Maruti Suzuki Insurance Broking at 3377 4477 (prefix 011 /022 / 033 / 044) or Visit [Link] to locate
nearest Dealership. They will assist you with your claim intimation to us and will also help you with other formalities. In case you intend to
make a claim on your policy, please ensure that the claim is intimated to Maruti Suzuki Insurance Broking within 24 hours of accident or on
the next working day.
What should you do if there is a third party injury/death and/ or third party property damage?
Lodge an FIR with the nearest Police station and obtain a copy. Provide a photocopy of your insurance policy to the affected third party. It is not
necessary to compensate the affected third party on the spot. Inform Maruti Suzuki Insurance Broking at 3377 4477 (prefix 011 /022 / 033 /
044) for further assistance.
Is your Vehicle Stolen?
Lodge an FIR at the nearest Police Station and obtain a copy of the FIR. Inform Maruti Suzuki Insurance Broking at 3377 4477 (prefix 011/022 /
033 / 044). Maruti Suzuki Insurance Broking will guide you for proper filing of your claim towards a quick settlement.
Total Loss Claim?
As a convention, it is called a total loss when the damages are so severe that claim assessment (Survey) indicates that the vehicle is beyond
repairs OR it shows that the Insurance Co.’s liability is more than 75% of two wheeler’s insured declared value. Visit your nearest Dealership or
just inform Maruti Suzuki Insurance Broking at 3377 4477 (prefix 011/022/033/044) and you will be guided for a quick claim settlement.
Avoid driving through water log areas!
It can cause damage to your vehicle both internally and externally. Please do not try to start your car in case your vehicle stops by getting
submerged in flood or while crossing a water logged area. This can cause severe damage to the engine which is called Consequential Loss and
is not covered in your policy.
Must to Know
This Policy does not cover damage due to consequential loss, Wear & Tear, Mechanical/Electrical Breakdown, Driving under the influence of liquor or drugs,
Contractual Liability, Driving without valid driving license, Usage outside specified geographical area, Nuclear or War perils. It does not cover Damage to
tyres (unless vehicle is also damaged).
A Compulsory deductible based on Vehicle CC as per India Motor Tariff will apply at the time of every claim.
Depreciation on parts as per India Motor tariff will apply at the time of every claim unless opted for zero depreciation cover.
In case of Zero Depreciation Policy, the benefit of Zero Depreciation would be applicable for specific number of claims as per the Insurance Company's
Terms & Conditions.
AC Gas is fully payable. All Oils/Brake Lining/Glass Sealants/Oil Air Filters are paid @ 50%. Coolant/Fastener are not payable.
Visit Maruti
Visit Maruti SuzukiSuzuki Insurance
Insurance Broking
Broking at [Link]
at [Link]
Be Safe : Your Safety is Our Concern
Don’t Mix Drinking and Driving Always Keep Your Vehicle In Good Follow Traffic Rule
Condition
Pedestrians Have First Priority on Roads Please Use Child Seats When Children Always Wear Your Seat Belts
are Seated in Front of Airbags
