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Internship Report on
Financial Analysis of Rupali Bank PLC Cantonment
Supervised By
Md Dar Un Nayem Aurnob
Lecturer in Finance
Army IBA Saver
Submitted by
Mubashira Tasnim Raisa
ID: B7200B015
“Financial Analysis of Rupali Bank PLC”
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Lecturer in Finance
Army IBA, Savar
Subject: Report on “Financial Analysis of Rupali Bank”
Dear Sir ,
It is a great pleasure for me to submit my report on ‘Financial Analysis of Rupali Bank.” I am
submitting this report to fulfill the requirements of my destinated annual report of the bank.
I have put my best effort to meet relevant information for constructing a complete report on
overall Financial Performance of Rupali Bank PLC.
Preparing the report has enabled me to understand the working practice of the multi-national
bank of Bangladesh and also help to complete my academic knowledge with practical analysis.
I would like to express my sincere gratitude to you for your kind guidance and suggestions to
complete the report successfully. I hope that this report will be up to your expectations and draw
your appreciation.
Sincerely Yours
Mubashira Tasnim Raisa
B7200B015
Batch: BBA-07
Major in Finance
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Acknowledgment
At the beginning, I would like to convey my sincere appreciation to the almighty Allah for
giving me the strength and the ability to finish the task within the planned time. Then I would
like to express my sincere gratitude to everyone who contributed to preparing and making this
study successful.
First of all, I would like to express my sincere gratefulness to Md Dar Un Nayem Aurnob ,
Lecturer in Finance, Army IBA for guiding me on the track to create my report successfully.
I am also grateful to the other officials who helped me while preparing the study by giving their
suggestions, assistance, and supply of information, which were valuable to me. Their helping
hand supported me a lot in completing my report successfully.
Finally, The experience and knowledge gained from the Bank Affair of Rupali Bank PLC
helped me to understand different elements and Financial activities related to my study.
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Declaration of Student
I do hereby solemnly declare that the work presented in this Internship Report has been carried
out by me and has not been previously submitted to any other University/College/Organization
for an Academic certificate/degree.
I declare that the presented report on " Liquidity and Credit Analysis of Rupali Bank: A Look
from Cantonment Branch" submitted as a requirement for Bachelor of Business Administration
at Army Institute of Business Administration (AIBA), Savar was prepared by me.
The work I have presented does not violate any existing copyright and no portion of this report is
copied from any work done earlier for a degree or otherwise. I further undertake to ensure the
damage arising from the violation of the foregoing obligations.
Mubashira Tasnim Raisa
B7200B015
Major: Finance
Army Institute of Business Administration, Savar
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Supervisor's Certification
This is to certify that bearing Mubashira Tasnim Raisa ID number B7200B015, Program BBA,
Major in Finance, Army Institute of Business Administration has completed his internship in
Rupali Bank PLC Cantonment branch under my supervision. He has always maintained
communication with me and has taken necessary advice. Under my guidance and supervision, he
has successfully prepared an internship report on " Financial Analysis of Rupali Bank PLC " in
semester January-June 2024.
He has done his job according to my supervision and guidance. He has tried his best to do this
successfully. I think his study will help him in the future to build up his career.
Md Dar Un Nayem Aurnob
Lecturer in Finance, Army IBA
With Best Regards
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Executive Summary
This report presents a comprehensive liquidity and credit analysis of Rupali Bank PLC, focusing
on its financial health and risk management practices. Rupali Bank PLC exhibits satisfactory
liquidity levels, with a healthy current ratio and quick ratio, indicating its ability to meet short-
term obligations. The bank maintains a prudent liquidity management strategy, balancing liquid
assets with liabilities effectively. Rupali Bank PLC demonstrates sound credit quality, supported
by a diversified loan portfolio and rigorous risk assessment procedures. The bank's non
performing loan (NPL) ratio remains within manageable limits, reflecting prudent lending
practices and effective risk mitigation measures.
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