6992062-CG-21/06/2023

Our Ref: 6992062

Date: 21/06/2023

Mr Paul John Byrne

2 Heath Street
Monmouth
Gwent
NP25 3TL
United Kingdom

Dear Mr Byrne,

Welcome to LMS, who are managing the legal aspect of your remortgage with HSBC UK. The service includes:
HSBC UK paying the cost of your basic professional fees for your remortgage
24/7 online case tracking
High quality service

Who are we?

LMS is the UK’s leading provider of conveyancing services and has over 25 year's experience. We deliver the highest quality conveyancing along with
management of wider transactional panels to lenders of all sizes, mortgage intermediaries and estate agents. LMS successfully manages over
150,000 conveyancing transactions a year.

HSBC UK have appointed us to manage a panel of law firms to ensure that consistent high quality service standards are delivered to you. Our
customer services team can be contacted using the below details:

Monday to Friday 09:00 to 17:30

0345 075 7358
- Saturday closed to closed
hsbc@[Link]

Please take the time to read the Frequently Asked Questions and What Happens Next information included within this pack.

Thank you for completing your conveyancing questionnaire on TrackMyCase.

Please return your signed declaration and mortgage deed to the law firm as soon as possible, as this is your instruction to proceed. The law firm will
begin work on your remortgage as soon as they receive your mortgage offer from your lender. From receipt of the mortgage offer and borrower
questionnaire the law firm will make initial progress with your case without the need to make contact directly with you.

This preliminary work, which includes completing title checks and reviewing documents, typically takes three weeks and ensures that the legal
requirements are satisfied. During this time, you do not need to contact them. If the law firm requires any additional supporting information they
will contact you.

Law Firm
The law firm who will be dealing with your Remortgage is:
ONeill Patient Solicitors LLP - Stockport
2 Stockport Exchange
Stockport
SK1 3GG
 What happens next?
6992062-CG-21/06/2023

Please sign the attached Remortgage Declaration form.

If you have successfully opted in to sign your Mortgage Deed at [Link] this pack will not include your Mortgage Deed to sign, so you can
ignore the bullet point instructions below.

Please also check and/or complete the Mortgage Deed as follows:

Do not date the mortgage deed, as this will be dated by your law firm on the day the remortgage completes.
Check your full names in the box next to the words "Your Full Name(s), you". You must enter all names, including middle names, of all
borrowers who have applied for the mortgage.
Check your full address in the box next to the words “Your Full Name(s), you”, even if this is the same as the address you are taking the
mortgage on.
Check the full address of the property that you are taking the mortgage on in the box next to the word “Property".
Each borrower must sign the Mortgage Deed in one of the boxes next to the words “Your Signature”.
Each borrower must have their signature witnessed by someone who is over the age of 18. Each borrower must have their signature
witnessed separately.
Please note that family members, occupiers of the property, or any tenants of the property cannot witness the signature. Please print
neatly the full name, address, and occupation of each witness below the signature of that witness.

Mortgage Deed (Legal Mortgage)

All remortgage funds must be applied to repay your existing lender(s). This means that HSBC may not release the full amount on your mortgage
offer. Only additional funds resulting from a Home Owner Loan can be transferred to you.
Important Information
1. The law firm will be applying to your current lender for a redemption statement to enable them to deal with the remortgage and for the
release of any title deeds that they may hold. Your current lender may charge a fee for releasing any deeds or for providing a redemption
statement which may remain on your account even if you do not proceed with this remortgage. Please check if your current mortgage is
subject to any early repayment charge. Please let the law firm know if you want to wait for this charge to expire before completing your re-
mortgage.
2. When the law firm obtain a final redemption statement in readiness for completion from your existing lender(s) they will proceed on the basis
that it is correct. Occasionally this is not the case, for example if your mortgage payments have not been made and cleared or if there is any
early redemption charge or the lender makes a mistake. We strongly recommend that you contact your existing mortgage lender to ascertain
whether or not you will incur any charges; e.g. early redemption charges or administration charges that you are not aware of.
3. The law firm will let you know as soon as possible if there is a shortfall between the amount of money you are borrowing and the amount
required to repay all the loans secured on your Property. Payment of your difference must be sent to them in cleared funds no later than the
last working day before completion. If cleared funds are not received in time, then the completion date will be re-arranged. The law firm are
not allowed to accept company or third-party payments in relation to your transaction. The law firm cannot accept cash payments into their
accounts and all payments must be from an account in your name(s).
4. The law firm can only complete once they have received a written redemption statement addressed to this firm. The law firm cannot accept
copies of redemption statements supplied by you.
5. Please continue to make payments to your current lender until the law firm confirm in writing that your remortgage has been legally
completed. The law firm are not authorised to advise you to cancel your direct debit by telephone before completion. Upon completion the
law firm will write to your to confirm that completion has taken place and that any direct debits can be cancelled.
6. The law firm will request the mortgage advance from HSBC one working day before completion is due. This is to ensure that your remortgage
can complete on the day scheduled with no delays. HSBC may charge interest from the date this firm receives the funds.
7. The law firm aim to complete your remortgage as soon as possible. However, sometimes unexpected issues can arise which may result in a
delay. The law firm will keep you informed of the reason for any delay and the current situation.
8. If your current lender charges interest on a monthly basis the law firm will complete your mortgage at the end of the month, to prevent you
paying interest to two lenders. If you would like to to work to a different, specific completion date please let them know immediately and
they will do their best to help.
9. The law firm will supply you with a copy of the redemption statement from your existing lender before completion; this should show any early
repayment charge or administration charges. They will also send you a draft completion statement.
10. On completion the law firm will redeem all secured charges registered against your property unless you instruct them not to do so. This is
known as "postponement of an existing charge(s)" and will require additional work.
6992062-CG-21/06/2023

11. Where there are surplus funds (Home Owner Loans) these will be paid into an account held in the names of all borrowers stated in the
mortgage offer. Where there is more than one borrower, the law firm will pay any Home Owner Loan to you jointly, unless all borrowers
have signed the relevant single payment authority with the attached questionnaire. If you require these additional funds paying into a bank
of building society account other than a HSBC UK bank account please enclose an original or certified copy of a recent statement (no more
than three months old). A copy will be accepted if certified by a solicitor, legal executive, conveyancer, bank or building society manager (not
HSBC UK) or independent financial advisor.
The completed documents and original signed mortgage deed (unless you have successfully opted to sign this at [Link]) should be
returned to:
ONeill Patient Solicitors LLP - Stockport
2 Stockport Exchange
Stockport
SK1 3GG
If you decide at any point not to proceed with your case please inform us immediately by contacting us using the details provided previously. By
letting us know it will ensure that both LMS and the law firm will stop contacting you.

Identification Information
The law firm is required to confirm your identity to comply with your Lender's instructions and current money laundering regulations. These checks
are separate to those already made by your Lender. To do this they will carry out electronic identification checks in the first instance. Please note if
the result of the electronic check is unsatisfactory they may require certified copy documents from you.

The information set out below explains the requirements if certified copy documents are needed. You do not need to provide these at this stage. The
law firm will confirm to you if any further ID is required.

Acceptable Documents
If required please send to the law firm:
-A certified copy of one document from List A and
-A certified copy of one document from List B.
List A List B
A valid full passport Utility bill less than 3 months old (such as a gas, electricity or phone bill)
A valid UK photocard driving licence Council Tax Bill less than 3 months old
A valid HM Forces identity card with the signatory’s
Mortgage Statement for the mortgage accounting year just ended
photograph.
UK debit or credit card with account statement less than 3 months old
If you cannot send a certified copy of one document from List A, you must send certified copies of two documents from List B. For example, two
certified copy utility bills or a certified copy utility bill and a certified copy Council Tax Bill.

Authorised ID certifiers:
The following people can make certified copies of your evidence of identification. Please note they may make a charge for this service:-
-A Solicitor/Legal Executive/Licensed Conveyancer
-Independent Financial Advisor (Financial Conduct Authority or Prudential Regulation Authority Regulated)
-Where the customer does not reside in the United Kingdom but is looking to remortgage or purchase a property in the UK you must obtain
certified copies of the borrower’s identification documents. The identification documents can be certified by a solicitor in the country where
the customer resides. You are required to satisfy yourself that the person certifying the identification documents can be verified.
The certifier must verify each copy document by writing the following statement on the front of it:-

"I certify that I have seen the original document and this copy is a complete and accurate copy of the original which appeared to be authentic.
Where the document contains a photograph, the photograph contained in the document bears a true likeness to the person requesting this
certification."

In addition to the statement your certifier must include:-

-The date of the certification
-The certifiers signature and printed name
-The certifiers occupation and regulatory number (where applicable)
-The certifiers branch/business stamp, including the full business address and telephone number
 Please ensure that all of your copy identity documents are certified in accordance with these guidelines as we are unable to accept identification
6992062-CG-21/06/2023

that has not been certified as above.

Please note it is important that you only send certified copies, your originals are not required. If you send originals they will not be returned.

Fees
HSBC UK have agreed to pay the law firm’s basic professional fees, typically worth around £200, for the standard legal work required in connection
with your remortgage.

In certain circumstances the law firm will need to conduct non-standard work on your behalf. The cost of any applicable additional services will be
confirmed to you by the law firm before work commences. The table below illustrates fees for some of the most common additional services and a
full list is included within this pack:

Additional Service (All fees are subject to VAT)

Acquiring a further share in a shared ownership property (excluding disbursements) £195
Acquiring the final share in a shared ownership property (excluding disbursements) £390
Dealing with a transfer of equity (excluding disbursements) £245
Dealing with Indirect Lending (HSBC will pay £31 of this fee for the work completed on their behalf) £125
First Registration at Land Registry (excluding Land Registry fee of above £40) £95
Forwarding a copy title information document / updated registers of title £10
Obtaining and registering a deed of postponement £195
Processing a change of name or address at the Land Registry £10
Removing third and subsequent charges £30
Removing or satisfying a restriction, caution, or inhibition £150
Telegraphic transfer of surplus Home Owner Loan funds £25.54

If you decide not to proceed with the mortgage, but wish to instruct the law firm to act for you, then you will become responsible for all of the law
firm's costs.

Under this remortgage service, the law firm will act only for HSBC UK, and are unable to provide you with legal advice on your mortgage. Any advice
disclosed to you by HSBC UK’s nominated law firm is disclosed as information only, and not disclosed for your benefit. For this reason, HSBC UK
recommend that you obtain separate independent legal advice.

[Link]
You can track the progress of your case online which provides you with: key milestone updates; option to sign up to text/SMS updates; ability to view
key documents; contact details for the law firm case handler as well as LMS; and frequently asked questions.

Yours sincerely

Customer Support

Don't forget to include in the Return Envelope:-

1. The completed and signed Remortgage Questionnaire
2. The signed and witnessed Mortgage Deed
3. Original or certified copies of a recent Bank or Building Society statement if applicable (see point 11 of Important Information)
6992062-CG-21/06/2023

Frequently Asked Questions

Below is a list of the most frequently asked questions regarding the legal work on a remortgage. Please take the time to read the questions as they will assist in the
completion of your remortgage.

How long will my remortgage take to complete?

Your law firm will complete the remortgage as soon as they are able, unless otherwise advised by you. The completion date is dependent on your law firm receiving all
the required information from you and your lender. A standard remortgage takes on average 25 working days to complete from receipt of the mortgage offer from the
mortgage lender.

The most common items that delay conveyancing are: slow customer responses; contact with third parties (e.g. search providers or landlords); receipt of mortgage
offer from the new mortgage lender; and a redemption statement from an existing lender. The law firm is unable to begin work on your remortgage until they have
received your fully completed and signed questionnaire (attached) and have received the mortgage offer from your lender.

I don't want to complete straight away, should I return my documents now?

You should return your documents to your law firm immediately as this enables them to prepare for your requested completion date, even if it is in six months’ time.

What are disbursements?

Disbursements are payments made to third parties by the law firm on your behalf. The most common are Land Registry fees, third party searches, landlord fees and
stamp duty land tax.

The law firm may require you to provide monies up front or on account for disbursements that are incurred during the transaction rather than at completion, for
example property searches. This is because the documents need to be purchased early in the transaction. Disbursements are non-refundable.

Why do I have to provide information to the law firm when I have already provided this to the mortgage lender and/or broker?
Your law firm is required by their own legislation to check the authenticity of the application.

Why do I have to provide proof of identification to the law firm?

The law firm is required to complete additional identification checks in accordance with money laundering regulations. The main aim of these is to assist in combating
mortgage fraud and to protect individuals. The checks will vary depending on the transaction, lender requirements and law firm’s policy.

What are surplus funds?

Surplus funds are monies due to you following completion of your remortgage. This will occur when you are borrowing more money from your new lender than you
need to pay off your existing lender. Your law firm will arrange with you to send these directly to you on the day of completion.

What is a shortfall?
A shortfall is where your law firm require additional funds from you to pay off your existing mortgage. This will occur when you’re borrowing less money from your
new lender than you need to pay to your existing lender. For example, your new mortgage may be £150,000 and your existing mortgage £150,500 meaning that your
law firm will require £500 from you to be able to complete.

Do I need to visit my law firm during the process?

No. Most transactions are dealt with by telephone, email or fax.

What is a telegraphic transfer (TT)/Same Day payment fee?

A fee charged for transferring funds through an electronic banking system to guarantee that they will reach the payee by close of business on the same day. It is not
possible to tell how quickly funds will be received; they are only guaranteed to reach the account on the same business day.

Does signing the mortgage deed commit me to the mortgage?

Signing the mortgage deed is your agreement to the terms and conditions of the mortgage, including repayment of the capital and interest. The mortgage deed does
not come in to effect until completion or your remortgage has taken place. The mortgage deed will be dated the same day as completion.
6992062-CG-21/06/2023

E&W Remortgage - What Happens Next?

The below table lists the main stages involved in a straightforward remortgage, along with who is responsible for each of the stages, and an
explanation of what is involved.

You can track the progress of your case online using [Link]/TrackMyCase. The site provides you with key milestone updates, the ability to view
key documents and the option to sign up to text/SMS updates. Contact details for the law firm case handler as well as LMS, and frequently asked
questions can be found here too.

Key Stage Responsibility Definition

The law firm has received the instruction, created a file and started preliminary
Case Accepted Law Firm
work.

The law firm obtains Official Copies of the property register from the Land Registry
Confirmed Legal Title Law Firm or the title deeds if your property is unregistered to confirm ownership of the
property and whether there are any existing mortgages on the property.

The initial questionnaire, along with associated documents, are key to the law firm
Questionnaire Received from
Customer progressing your case and you should return these as soon as possible, even if you
Customer
don’t intend to complete for some time.

In addition to checks that your mortgage lender may have completed, the law firm
Customer Identification is required by legislation to verify your Identification. The checks may be electronic
Customer
Confirmed or you may be required to provide copies of certain documents. The law firm will let
you know what information is required.

The law firm has received your signed mortgage deed. The mortgage deed will
Mortgage Deed Received Customer
remain undated until the remortgage has completed.

Your new mortgage lender will usually send a copy of the mortgage offer to you and
Mortgage Offer Received Mortgage Lender the law firm. A mortgage offer contains details about the terms on which the
mortgage lender will lend you the money.

If you have an existing mortgage on the property, the law firm are required to
confirm the amount of the loan with your existing lender, this is done by obtaining a
Redemption Statement
Law Firm Redemption Statement. Your existing lender may make a charge for providing the
Requested
redemption statement to the law firm. You may want to check this with your
existing lender.

The redemption statement has been received. The law firm will check this with the
Redemption Statement details you have given in your questionnaire and will let you know if there are any
Existing Mortgage Lender
Received differences. A copy of the redemption statement will be sent to you towards the
end of the transaction with a full completion statement.

The Certificate of Title (COT) will be completed by the law firm and sent to the
Request for Funds Submitted Law Firm mortgage lender requesting the mortgage funds. Release of funds typically takes 3
days.

Congratulations. The transaction has completed. The existing mortgage has been
Completion All Parties repaid and your new mortgage starts from today. You will receive a letter from your
new mortgage lender with details of your new repayments shortly after this date.

Application Sent to Land The law firm will register the new mortgage with the Land Registry and ensure your
Law Firm
Registry old mortgage is removed from their records.

The law firm has dealt with all post completion requirements repaying your old
Registered Law Firm
mortgage and registering your new mortgage with the Land Registry.
 HSBC UK Additional Fees
6992062-CG-21/06/2023

If you, or any third parties, require additional work or services to be completed above that of the standard legal work, you will be required to cover
the costs. Costs for the most common additional work or services have been agreed between HSBC UK, LMS and ONeill Patient Solicitors LLP -
Stockport; please find below a copy of the agreed fees. As soon as the law firm becomes aware that the transaction will involve any additional work,
they will contact you setting out the exact costs that will apply. They will not undertake any additional work until they receive your confirmation that
you are happy to proceed.

Additional Work Additional Fee (excluding VAT)

Acting for the bank only in a separate representation situation

Variable fees - See below
(where customer instructs own solicitor)

Additional searches, office copies, plans Variable third party costs only

Approving and registering a lease extension or deed of variation.

Note: the customer is to instruct own solicitor to negotiate and draft £250.00
the lease extension

Buy to Let:
£95.00
- Drafting a new assured shorthold tenancy agreement

Completing leasehold checks on leasehold property (England & Wales,

£95.00
Northern Ireland)

Checking and approving an existing solar panel lease £90.00

Dealing with Stamp Duty Land Tax requirements in relation to
Transfer of Equity or Purchase of a further / final share transactions.
£75.00
Completing and submitting SDLT Return, including making any SDLT
payment due.
Deed of Postponement including Right to Buy discount postponement £195.00

Drafting and obtaining a consent to charge £130.00

Drafting and obtaining a declaration of trust

Note: the Panel Firm may only act for the customer in preparing a
£195.00
Declaration of Trust if the customer has also instructed the firm to
complete a Transfer of Title. The Declaration of Trust must be approved
by HSBC before the Certificate of Title is submitted to HSBC.
£95.00
First registration at Land Registry
All disbursements above £40.00
First registration in Scotland (from Sasine Register, excluding
disbursements)
£95.00
(Complex registration will incur higher fees which your law firm will
confirm)
Forwarding a copy title information document/ updated registers of title
£10.00
to customer
Help to Buy (HTB) Equity Loans, removal of 2nd charge and additional
£75.00
work to deal with settlement of the loan.
Cost for the insurance policy only.
Indemnity Insurance
No fee to be charged for arranging the policy.
Indirect lending – where customer and owner differ, completing additional Total fee £125.00 Split as follows:
checks for HSBC, and dealing with the customer’s law firm in connection £31.00 Paid by HSBC
with the requirements for independent legal advice £94.00 Paid by customer
Independent Legal Advice - additional advice given by a customers own Fees dependent on solicitors used by customer for independent
law firm where they are not benefitting from the transaction legal advice
England & Wales, Scotland:
Land Registry Amendments or Corrections:
£10 plus VAT per change
- registration address;
- Name (on marriage or deed poll change)
Northern Ireland:
- Verifying the borrowers name or address to Land Registry
£25 plus VAT per change plus disbursements
 Any notice fee payable to the landlord/management company in
Landlord/Management Companies
6992062-CG-21/06/2023

accordance with the terms of the lease/transfer

Liaising with a nominated 3rd party e.g. Customer’s solicitor for an onward
purchase.
£40.00
Note: this fee is in addition to any Telegraphic Transfer Fee for sending
the funds to the nominated 3rd party.
Obtaining ID on borrower based overseas – per borrower £25.00
Ordering documents or leases referred to in office copies (excluding
£10.00
disbursements)
Processing a change of name £10.00
Purchasing a related freehold interest £350.00
Redeeming and discharging an Islamic finance loan including
£195.00
removal of existing leasehold title specific to the finance
Removing or satisfying a restriction, caution or inhibition £150.00
Removing third and subsequent charges £30.00
Repaying the lending and dealing with the discharge of the security
on another property. Note this fee is in addition to the Telegraphic £95.00 plus disbursements
Transfer fee to send the funds to the lender.
Sent Royal Mail Special Delivery - £10.00
Return of pre-registration documents to the Customer
Sent Royal Mail first class post – No Charge
Satisfying an Anti-Fraud Restriction.
Note: customer to appoint their own legal representation to witness
£75.00
the mortgage deed being signed and provide the required
certification
Shared ownership property
Purchase of a further share £195.00
- Legal services fee In accordance with Land Registry fee scale
- Land registry fee over £40

- Leasehold supplement (FastTrack and non-Fast Track cases) (if £95.00

applicable) Up to £150.00
- Complying with a restriction (if applicable) Variable
- Landlord/management company fees

Purchase of a final share £390.00

- Legal services fee (includes undertaking TOT, dealing with shared
ownership arrangement)
- Land registry fee over £40 In accordance with Land Registry fee scale
- Leasehold supplement (FastTrack and non-Fast Track cases) (if £95.00
applicable) £150.00
- Removing a restriction (if applicable) £95.00
- Landlord/management company fees
£25.54
Telegraphic Transfer Fee for:
- Surplus Home Owner Loan funds to borrower Note: where the transfer value is less than £500, the customer
- To settle any loan secured by a second charge, including HTB should be offered BACs as an alternative to a TT CHAPs
Equity Loans or Discharge of 2nd Charge on existing HSBC lending payment. (The customer has the option to select payment by TT
- Consideration monies to outgoing party/ies where the value is less that £500 and will be charged the agreed
- To send funds to any other nominated 3rd party rate).Funds sent via BACS will take 3 working days to credit an
account.
Transfer of Title
£245.00 plus disbursements
Note: the Panel Firm shall continue to process instructions where it
has been established that the customer requires a transfer of equity
at the same time as the remortgage. This is on the understanding
that the customers have not been unduly influenced and are
provided with independent legal advice.

Disbursements include:
£2.00
- bankruptcy search for outgoing party
£2.54
- electronic identification check for outgoing party
£3.00
- copy Land Registry filed plan
Where applicable
- Stamp Duty Land Tax
In accordance with Land Registry fee scale
- Additional Land Registry fees
 There may be some situations where, to protect HSBC's interest, an indemnity insurance policy will be required. Some examples include: transaction
6992062-CG-21/06/2023

at undervalue, when the title is being transferred to someone at less than the market value; good leasehold; and gifted money from a third party.
The law firm will contact you separately to confirm whether this is needed and the amount payable.

In addition to this, customers opting to use their own law firm to undertake a piece of additional work in support of their re-mortgage, whether the
law firm is CQS accredited or not, are required to pay the LMS panel firm a separate representation fee equivalent to the cost of the LMS panel firm
undertaking the work themselves.

Re-Mortgage/Unencumbered Separate Representation (Additional Legal Work) Fees:

Customer Customer Pays
Customer Requirement HSBC Requirement
Solicitor (excluding VAT)
To act for the Bank in relation to the Transfer of Title and the
Remortgage and Transfer of Title - customer remortgage. Consideration monies to be sent directly to the
Y £245.00
solicitor acting for the Transfer of Title outgoing parties’ solicitor. Issue instructions to the customers
solicitor with regard to Bank requirements.
To act for the Bank in relation to the Transfer of Title and the
Internal remortgage and Transfer of Title - remortgage from HSBC. Consideration monies to be sent
Y £245.00
customer solicitor acting for the Transfer of Title directly to the outgoing parties’ solicitor. Issue instructions to
the customers solicitor with regard to Bank requirements.
Customer wishing to remortgage from another To act for the Bank with regard to the remortgage and purchase
lender and purchase the freehold of their property- Y of the Freehold. Issuing instructions to customers solicitor. £350.00
they have a solicitor Registration of the new charge and money transmission
Customer wishing to remortgage from another To act for the customer and the Bank. Taking a new charge,
lender and purchase the freehold of their property repaying the previous lender, apportioning freeholder funds £350.00
- they do not have a solicitor and proceeding to registration of the charge
Remortgage from a previous lender where one of
To act for the Bank. Issuing instructions to the customers
the owners is now deceased customer has a Y £75.00
solicitor and proceeding to registration of a new charge.
solicitor dealing with the Probate
Remortgage from a previous lender where one of £75.00 plus POA
To act for the customer and the Bank. Repaying the previous
the owners is now deceased customer does not dependant on
lender and proceeding to registration of a new charge.
have a solicitor dealing with the Probate estate
Unencumbered HOL - customer is registered as the
To act for the Bank concluding in the registration of our
property owner but no other charges are £25.54
charge.
registered and/or repaying unsecured lending

Further Advance - Standalone HOL to repay 2nd

To act for the Bank. Repay the previous Lender £30.00
Charge to another financial institution

Further Advance - Standalone HOL to repay

To act for the Bank. Repay the personal charge. £30.00
personal 2nd Charge (non financial institution)
Further Advance where one of the owners is
deceased and probate has not been granted - To act for the Bank. Issuing instructions to the borrowers
Y £100.00 plus POA
property is held as tenants in common - customer solicitor, checking security and registration of new charge
requires a solicitor
Further Share £195
Purchase of an additional/final share of a Shared
To act for the Bank checking the shared ownership lease, taking Final Share £390
Ownership Property - no change to existing HBUK
and registering a new charge.
lending
Plus Land
Registration fee
Further Share £195
To act for the Bank checking the shared ownership lease and
Purchase of an additional share of a Shared Final Share £390
taking a new charge where applicable, repaying HSBC original
Ownership Property - remortgage of HBUK lending
lending where applicable.
Plus Land
Registration fee
Further Share £195
Purchase of an additional share of a Shared To act for the Bank checking the shared ownership lease and
Final Share £390
Ownership Property - remortgage from another taking a new charge where applicable, repaying the previous
lender lender and proceeding to registration of the charge.
Plus Land
Registration fee
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