Mains2023 GS3 MA SunyaIAS
Mains2023 GS3 MA SunyaIAS
Introduction: The manufacturing sector contributes to around 16-17% of India’s GDP and employs around 50 million
people, making it the second largest employer after agriculture. Micro, small and medium enterprises (MSMEs) play a vital
role in the manufacturing sector, contributing around 6.11% of GDP and 38.4% of manufacturing gross value added (GVA)
according to the data provided by Annual Survey of Industries (ASI).
www.sunyaias.com| Highly Exam Relevant Model Answers | 56/3, ORN, New Delhi | (8279688595) Page 1
UPSC CSE 2023 EXAM
(MODEL ANSWERS GS-III)
o Example: The contribution of MSMEs in exports stood at 42.6% (April 2022-August 2022). Exporting
manufactured items from MSMEs boosts trade
Supporting Industries: MSMEs can support larger industries by becoming part of the industrial ecosystem and act
as ancillary units for large enterprises.
Issues in present policies [Students: The below part should be written in smart art format]
Infrastructure gap: Inadequate infrastructure hampers MSMEs, particularly in outsourcing, limiting their global
competitiveness and growth.
www.sunyaias.com| Highly Exam Relevant Model Answers | 56/3, ORN, New Delhi | (8279688595) Page 2
UPSC CSE 2023 EXAM
(MODEL ANSWERS GS-III)
Finance and regulatory hurdles: Limited access to timely finance, affecting 16%, forces MSMEs to rely on their
resources hinders growth.
Policy fragmentation: Inconsistent MSME policies result in uneven development and entrepreneurship programs.
Nationwide, cohesive efforts are vital for global competitiveness.
Market access challenges: MSMEs faces difficulties in accessing wider markets, both domestically and
internationally which limits their growth potential and market reach.
Way Forward
Establish independent regulatory body: Government should create an independent regulatory body which can
advise and provide consultancy to MSMEs.
Promote exports from MSMEs: Encourage MSMEs to focus on exports through incentives and simplified
procedures.
Development of market: Promoting Small to Medium Enterprise (SME) bond issuances can provide a boost to debt
capital markets participation of MSMEs.
Digitization of MSMEs: Digitizing the MSMEs help to enhance efficiency and reliability, cutting costs, and
keeping up with latest technological trends.
Reduce regulatory burden: Simplify multiple procedure and promote business-friendliness to increase foreign
investment in manufacturing and MSMEs.
Conclusion: Manufacturing sector, particularly MSMEs are key ingredients to faster economic growth as they will enhance
job creation, increase the exports and create multiplier effect on other sectors in economy.
2. What is the status of digitalization in the Indian economy? Examine the problems faced in this regard and suggest
improvements. (10 Marks)
Approach
Introduction: Definition of Digitalization
Body
Status of digitalization in the Indian economy: Mention facts related to digitalization and status of
government initiatives.
Problems faced in digitalization in Indian economy.
Improvements needed in digitalization.
Conclusion: Conclude by relevant statements
Introduction: Digitalization or the digital transformation of the economy is essentially the introduction of information and
communication technologies (ICT) in order to increase efficiency, productivity and competitiveness of sectors of economy to
provide new revenue and value-producing opportunities.
www.sunyaias.com| Highly Exam Relevant Model Answers | 56/3, ORN, New Delhi | (8279688595) Page 3
UPSC CSE 2023 EXAM
(MODEL ANSWERS GS-III)
Digital payments: India's digital payments market is growing rapidly, with over 100 billion digital transactions in
2022- 23. The digital payments value to GDP is 86.2% (RBI).
E-Commerce: India's e-commerce market is also growing rapidly, with a projected value of $175 billion by 2025.
This is being driven by the increasing convenience and affordability of online shopping.
Digital literacy: 759 million active internet users- 399 million from rural and 341 million from urban.
Software: India is the world's third-largest producer of software. It is also home to some of the world's leading
technology companies, such as Infosys, TCS, and Wipro.
Digital penetration: Over 45% of population in India is online and has ease of access, usage of online services and
receives quality services (RBI Financial Inclusion Index 2021).
Government Digitalization: The Indian government has digitized services, expanding Aadhar coverage to 99% of
the population. Direct benefit transfers (DBT) saved 1.1 crore out of 6 crores spent on subsidies in 2018.
Improvements in digitalization:
Regulator for digital payments: Setting up of an independent payments regulator within the framework of RBI as
suggested by Ratan Walal Committee (2016).
Investing in digital infrastructure: The government needs to invest in developing digital infrastructure, such as high-
speed internet and data centers. This will help to improve access to theinternet and digital services.
Strengthen IPR protection: Since the digital economy is heavily based on intellectual property, strict protection to
patent and copyright work, whether produced in India or elsewhere, also needs to be implemented.
Enhance Digital Literacy: Collaboration between government and private sector for investing in digital literacy
programs to bridge digital divide in rural areas. Encourage the adoption of digital payment systems like UPI to promote a
cashless economy.
Cybersecurity Measures: Strengthen the cybersecurity infrastructure with continued investment in digital infrastructure
including broadband expansion and 5G rollout.
Incentive innovation: Support for fintech and tech startups should continue through initiatives like incubators,
accelerators, and funding programs to drive innovation in the digital space.
Conclusion: India has developed a unique and cogent digital story to tell. The digitalization has transformed the Indian
economy in a number of ways by boosting economic growth, creating jobs, improving productivity, and expanding access to
markets. However, the journey is ongoing and there is significant untapped potential in India's digital public infrastructure
space which needs to be realized.
3. How does e-technology help farmers in production and marketing of agricultural produce? Explain it.
(10 Marks)
Approach
Introduction: Explain e-technology in agriculture
Body
Mention benefits of e-technology in production
Mention benefits of e-technology in marketing of agricultural produce
Mention few initiatives of e-technology in Agriculture
Conclusion: Conclude by relevant statements
Introduction: E-technology, encompassing various digital tools and platforms, has revolutionized the agricultural landscape
in India by significantly aiding farmers in both the production and marketing of agricultural produce. E-technology in
agriculture refers to E-agriculture which is to designing, developing and applying innovative ways to use information and
communication technologies in agriculture for improving productivity and efficiency.
www.sunyaias.com| Highly Exam Relevant Model Answers | 56/3, ORN, New Delhi | (8279688595) Page 5
UPSC CSE 2023 EXAM
(MODEL ANSWERS GS-III)
Benefits of e-technology in production
Access to information: E-Technology helps farmers by providing them with market prices, weather forecasts,
farming techniques, crop diseases, and best farming practices.
o Example: Agrisnet, a comprehensive web portal provides farmers information related to quality of inputs, and
government services.
Crop monitoring: IoT devices like sensors, drones, and smart irrigation systems are used on farms to monitor
temperature, crop health, soil moisture, and temperature in realtime.
o Example: AgroSky, an Indian startup using ground-based sensors for real-time weather and crop monitoring,
aiding over 1 million farmers to enhance yields and reduce costs.
Proper usage of inputs: Balanced utilization of fertilizers and pesticides is possible with the help of e-technology.
o Example: Village knowledge centres (VKCs) provide technical information related to agricultural inputs and
use of fertilizers and pesticides.
Efficient irrigation: E-technology can be used to manage irrigation more efficiently. According to a report by the
World Bank, irrigation management using e-technology can help farmers to save up to 40% of their water
consumption.
o Example: Farmers can use soil moisture sensors to automatically turn irrigation systems on and off when
needed.
Access to financial tools: E-technology helps farmers to access credit, insurance, subsidies and payment transfers
efficiently which are crucial for the production.
o Example: SBI Yono Krishi app to meet farmers finance, inputs and advisory needs.
Access to government schemes: e-technology enables seamless transfer of subsidies and other benefits which helps
farmers in the production phase.
o Example: Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme provides income support to farmers
directly into their bank accounts using Aadhar-based technology.
Precision farming: E-technology enables precision farming through the use of GPS- guided tractors and drones.
They help optimize the use of resources like seeds, fertilizers, and water, resulting in increased crop yields.
www.sunyaias.com| Highly Exam Relevant Model Answers | 56/3, ORN, New Delhi | (8279688595) Page 6
UPSC CSE 2023 EXAM
(MODEL ANSWERS GS-III)
Conclusion: E-technology has revolutionized agriculture in India by empowering farmers with real-time data, market access,
digital tools for production and marketing and bridging gaps in farming sector. Embracing it further, India can envision an
empowered, efficient, and economically thriving agrarian community.
www.sunyaias.com| Highly Exam Relevant Model Answers | 56/3, ORN, New Delhi | (8279688595) Page 7
UPSC CSE 2023 EXAM
(MODEL ANSWERS GS-III)
4. State the objectives and measures of land reforms in India. Discuss how land ceiling policy on landholding can be
considered as an effective reform under economic criteria.
Approach
Introduction: Briefly mention about land reforms
Body
Objectives of land reforms in India
Measures of land reforms in India
Land ceiling policy as an effective reform under economic criteria
Issues with land ceiling policy
Conclusion: Conclude by relevant statements
Introduction
Land reform refers to efforts to reform the ownership and regulation of land. It is basically redistribution of land from those
who have excess of land to those who do not possess with the objective of equitable redistribution of land and increasing
productivity and decreasing poverty.
www.sunyaias.com| Highly Exam Relevant Model Answers | 56/3, ORN, New Delhi | (8279688595) Page 8
UPSC CSE 2023 EXAM
(MODEL ANSWERS GS-III)
Right to Fair Compensation and Transparency in Land Acquisition, Rehabilitation and Resettlement Act, 2013:
It provides for fair compensation and rehabilitation to land owners and tenants who lose their land due to land
acquisition for public purposes.
Issues
Existence of loopholes: In most of the states, landowners were able to evade the regulations and were able to escape
from having their surplus land taken over by the state.
Benami transfers: In most cases landowners managed to divide the land among relatives and others, including servants, in
so-called ‘benami transfers’ – which allowed them to keep control over the land.
Others: Exemptions for religious and charitable institutions, falsification of land deeds, judicial interventions, non-
availability of land records, inefficient administration and lack of political-will etc. led to the failure of the land ceiling.
Conclusion
Land ceiling, beyond just a social tool, mirrors economic wisdom, fostering productivity and equity. It has played a crucial
role in achieving the objectives of equitable land distribution and social justice.
5. Introduce the concept of Artificial Intelligence (Al). How does Al help clinical diagnosis? Do you perceive any
threat to privacy of the individual in the use of Al in healthcare? (10 Marks)
Approach
Introduction: Definition of Artificial Intelligence
Body
Significance of AI in clinical diagnosis
Privacy concerns in the use of AI in healthcare
Way Forward to address privacy concerns
Conclusion: Conclude by relevant statements
www.sunyaias.com| Highly Exam Relevant Model Answers | 56/3, ORN, New Delhi | (8279688595) Page 9
UPSC CSE 2023 EXAM
(MODEL ANSWERS GS-III)
Introduction: Artificial intelligence (AI) refers to the simulation or approximation of human intelligence in machines. It encompasses
various technologies like machine learning, natural language processing, and computer vision, enabling systems to perform tasks that
typically require human intelligence. It is being used today across different industries from finance to healthcare.
6. Discuss several ways in which microorganisms can help in meeting the current fuel shortage. (10 Marks)
Approach
Introduction: Give a brief background about microorganisms and their role in fuel production
Body
Several ways through which microorganisms help in meeting fuel shortage
Advantages of microbial fuel production
Challenges and concerns
Conclusion: Conclude on a suggestive note
Introduction: Microorganism or microbe is an organism that is microscopic which can be bacteria, fungi, archaea or
protozoa. Their diverse metabolic capabilities offer innovation solutions in meeting the current fuel shortage through various
biofuel production methods, contributing to sustainable energy alternatives.
www.sunyaias.com| Highly Exam Relevant Model Answers | 56/3, ORN, New Delhi | (8279688595) Page 11
UPSC CSE 2023 EXAM
(MODEL ANSWERS GS-III)
Waste to Energy conversion: Microbes can convert various organic waste materials such as agricultural residues
and lingo-cellulosic biomass, into biofuels.
o Example: Food waste into biogas
Bioremediation and Biofuels: Certain microorganisms can clean contaminated environments such as oil spills
while simultaneously produce biofuels.
o Example: Alcanivorax borkumensis
Reduce need for fertilizers: Microorganisms can improve crop growth and reduce the need for synthetic fertilizers
and pesticides, thereby reducing power usage by fertilizer industry.
o Example: Mycorrhizal fungi and nitrogen-fixing bacteria
Carbon Capture and Utilization (CCU): Microorganisms can capture and convert carbon dioxide (CO2) emissions from
industrial processes into biofuels by microbial electro-synthesis or gas fermentation.
Challenges
High cost of production: The technology for the production of biofuels from microorganisms is still in nascent
stage, thus the initial costs are very high.
Contamination control: Microbial cultures used in biofuel production can be vulnerable to contamination by other
microorganisms affects purity, product quality and consistency.
Technical challenges: Commercial production at large scales remains challenging. Further there is lack of robust
microbes and lack of stable bio-catalyst systems.
Food security concerns: Biofuel crops might compete with food crops putting pressure on land resources, raising
food security concerns.
Conclusion: Microorganisms offer a promising solution to alleviate the global fuel shortage by production of alternative
fuels. Recognizing their importance, the government of India has taken various steps such as GOBARDHAN, ethanol
blending etc. to promote fuel generation using microorganisms. By investing further in microbial technologies, India can
leverage the potential of these tiny organisms to meet its growing energy demands and achieve sustainable energy future.
7. Dam failures are always catastrophic, especially on the downstream side, resulting in a colossal loss of life and
property. Analyze the various causes of dam failures. Give two examples of large dam failures. (10 Marks)
Approach
Introduction: Contextual introduction
Body
Mention various causes of dam failures
Examples of two large dam failures
Conclusion: Conclude by relevant statements
www.sunyaias.com| Highly Exam Relevant Model Answers | 56/3, ORN, New Delhi | (8279688595) Page 12
UPSC CSE 2023 EXAM
(MODEL ANSWERS GS-III)
Introduction: A dam failure refers to an uncontrolled release of water from a reservoir through a dam as a result of structural
failures or deficiencies in the dam. Recently, thousands of people have been killed following the catastrophic collapse of two
dams in eastern Libya.
www.sunyaias.com| Highly Exam Relevant Model Answers | 56/3, ORN, New Delhi | (8279688595) Page 13
UPSC CSE 2023 EXAM
(MODEL ANSWERS GS-III)
Banqiao Dam, China (1975): Located in China, the dam collapsed under the influence of Typhoon Nina.
It stands as one of the most lethal dam collapses in history. The ensuing catastrophe resulted in flooding,
leading to the loss of an estimated 26,000 lives and inundated around 30 cities.
Conclusion: Dam failures are a substantial threat, necessitating continuous efforts in research, engineering, and management
to mitigate their causes and prevent future calamities. A comprehensive dam safety policy should be finalized quickly to act
as a guiding principle towards protection of dams.
8. What is oil pollution? What are its impacts on the marine ecosystem? In what way is oil pollution particularly
harmful for a country like India? (10 Marks)
Approach
Introduction: Mention about oil pollution
Body
Impacts of oil pollution on marine ecosystem
Harmfulness of oil pollution for India
Conclusion: Conclude by relevant statements
Introduction: Oil pollution, also known as marine oil pollution, occurs when the crude oil or petroleum related products are
released into marine ecosystem, causing harm to marine life and ecosystems. It can occur through various means such as oil
spills from vessels, offshore drilling operations, and transportation activities.
www.sunyaias.com| Highly Exam Relevant Model Answers | 56/3, ORN, New Delhi | (8279688595) Page 14
UPSC CSE 2023 EXAM
(MODEL ANSWERS GS-III)
o Example: The Prestige oil spill off the coast of Spain in 2002 led to reduced phytoplankton populations
affected the entire ecosystem.
Formation of Dead zones: Oil pollution reduces oxygen levels in the water, causing "dead zones" where marine
life cannot survive.
o Example: Gulf of Mexico's dead zone
Way Forward
Legislative measures: Currently there is no law in India that covers oil spills and the environmental harm they
cause. Thus, a comprehensive legislation must be enacted along with proper implementation of "National Oil Spill
Disaster Contingency Plan (NOS-DCP)1996.
Technological investment: India needs to invest in advanced spill response technologies. Autonomous robots,
ultra-absorbent sponges can be employed for post-oil spill mitigation.
Oil spill response plans: Develop and maintain oil spill contingency plans for high-risk areas, including coastlines
and shipping routes, alongside specialized rapid response teams for effective spill containment and cleanup.
Awareness generation: Promote public awareness of responsible maritime practices and collaborate with
international organisations for disaster preparedness.
Conclusion: Oil pollution jeopardizes marine ecosystems and economies, with India being especially vulnerable due to its
extensive coastline and reliance on marine resources. Thus, proactive measures are essential to safeguard both India's marine
ecosystems and the well-being of its coastal communities.
www.sunyaias.com| Highly Exam Relevant Model Answers | 56/3, ORN, New Delhi | (8279688595) Page 15
UPSC CSE 2023 EXAM
(MODEL ANSWERS GS-III)
9. ‘Winning of Hearts and Minds’ in terrorism-affected areas is an essential step in restoring the trust of the
population. Discuss the measures adopted by the Government in this respect as part of the conflict resolution in
Jammu and Kashmir. (10 Marks)
Approach
Introduction: Introduce with objectives of WHAM
Body
WHAM in terrorism-affected areas as an essential step to restore trust of people
Measures adopted by government for conflict resolution in Jammu and Kashmir
Conclusion: Conclude by relevant statements
Introduction: Winning of ‘Hearts and Minds’ refers to a people-oriented process for establishing human, social and political
linkages in terrorism-affected areas for common good and reducing support for the extremist ideologies. The strategy aims to
reduce terror conflicts by promoting development and improved governance.
www.sunyaias.com| Highly Exam Relevant Model Answers | 56/3, ORN, New Delhi | (8279688595) Page 16
UPSC CSE 2023 EXAM
(MODEL ANSWERS GS-III)
Facilitating political participation and representation of the people in local governance
to enhance political stability.
Political outreach o Local governance through measures like the DDC (District Development Council)
Conducting elections and allowing local political participation to empower the people in
shaping their own governance.
Counter-radicalization programs E.g: Rehabilitation of surrendered militants
Separatist Insurgency All-party delegations for dialogue between stakeholders
Project Sadhbhavana: Indian army helping the youth in shaping their dream.
Security measures with Promoting community policing and involving local youth in maintaining law and order.
humane approach
Encouraging cross-border dialogue with Pakistan to reduce tensions and find common
Less cross-border ground.
interactions Cross-LoC bus service and trade between the Indian and Pakistani sides of Kashmir aim
to promote people-to-people contact.
Cultural preservation Celebrating local festivals and encouraging cultural exchanges.
Media and information Fostering a free and responsible media environment to ensure accurate reporting and
dissemination information dissemination.
Government providing aid and relief to victims of violence, showcasing the government's
Humanitarian commitment to the well-being of the population.
assistance Implementing social welfare schemes like Ayushman Bharat to improve healthcare.
Providing subsidized ration and essential commodities to the needy.
Conclusion: Conflict resolution in terrorism-affected areas such as Jammu and Kashmir is a complex task which requires
multifaceted measures. A sustainable resolution to the problem require continuous engagement with all stakeholders, along with
addressing political and security challenges. Winning hearts and minds must continue to be a central aspect of these efforts to
achieve peace, trust, and stability in the region.
10. The use of unmanned aerial vehicles (UAVs) by our adversaries across the borders to ferry arms/ammunitions,
drugs, etc., is a serious threat to the internal security. Comment on the measures being taken to tackle this threat.
(10 Marks)
Approach
Introduction: Define unmanned aerial vehicles
Body
Explain how use of UAVs by adversaries across borders is threat to internal security.
Measures taken to deal with this threat.
Concerns with the measures
Conclusion: Conclude with suggestions
Introduction: An unmanned aerial vehicle is a pilotless aircraft, also called a drone, is used traditionally for applications like
surveillance, mapping, forecasting, delivery of goods etc. However, in the recent times, UAVs are being misused by
adversaries for trafficking of drugs, arms, ammunition etc. which pose a serious threat to security of nation. In last three
years, around 30 incidents of recovery of drones involved in smuggling of Arms/Narcotics have been detected.
Example: Explosives-laden drones targeted Jammu Air Base in India (2021).
www.sunyaias.com| Highly Exam Relevant Model Answers | 56/3, ORN, New Delhi | (8279688595) Page 17
UPSC CSE 2023 EXAM
(MODEL ANSWERS GS-III)
UAVs are serious threat to internal security for a number of reasons including:
Cross-border Smuggling: Unmanned aerial vehicles are used to smuggle weapons, ammunition, and other
contraband into the country.
Difficult to detect: UAVs avoid traditional detection methods due to their stealth character.
Surveillance and Reconnaissance activities: Drones are used by adversaries to conduct surveillance and
reconnaissance on security forces and other targets.
Drug trafficking: UAVs are employed to transport narcotics, making it challenging for law enforcement agencies
to detect and interdict drug trafficking operations.
Disruption of critical infrastructure: UAVs used by adversaries can disrupt critical infrastructure like power grids,
communication networks, and transportation, causing chaos and damage.
Introduction: Structural unemployment refers to the unemployment caused due to mismatch between the skills that workers
in the economy can offer, and the skills demanded of workers by employers. It occurs primarily due to technological changes,
globalization and long-term changes in the economy. As per PLFS (2019-20), the overall unemployment rate of India is
6.1%, urban unemployment at 7.7% and rural employment at 5.3%.
www.sunyaias.com| Highly Exam Relevant Model Answers | 56/3, ORN, New Delhi | (8279688595) Page 19
UPSC CSE 2023 EXAM
(MODEL ANSWERS GS-III)
Current Weekly Status (CWS): It classifies individuals based on their activities in the reference week preceding
the survey, providing a snapshot of current employment status.
Population Census: While it does not provide detailed information on employment and unemployment, it provides a
baseline population count that is used as a reference for estimating the labor force. The 2011 Census indicated that the
workforce participation rate in India was about 39.8%.
Labor Bureau Surveys: The Labor Bureau of India conducts surveys to collect data on employment and
unemployment. The Employment and Unemployment Surveys (EUS) and Annual Employment-Unemployment
Surveys (EUS-AEUS) are some of the surveys.
State Employment Exchanges: They collect data on job seekers and job placements. While this data does not
provide a comprehensive picture of unemployment, it can give insights into the number of people actively seeking
employment.
Issues with current methodology [Students: The below part must be written in smart art format]
Informal sector biasness: As highlighted by Arjun Sengupta Committee, the current sampling might not fully
encompass the heterogeneity of India's informal workforce.
Seasonal employment: Agricultural employment which constitutes nearly 41.49% of the workforce, often sees
seasonal unemployment.
Neglect of underemployment: The current methodology focuses only on traditional unemployment, neglecting the
underemployment. According to the PLFS data, the underemployment rate in rural areas was 27.7%, highlighting
the issue of people not fully utilizing their skills and education.
Lack of inclusion of Gig workers: The current methodology does not provide comprehensive unemployment data
of the gig workers.
Frequency of data collection: Quin-quennial surveys provide a snapshot of unemployment but may not capture
real-time changes in employment patterns. Further, irregularity in the NSS data collection often leads to gaps in
measuring the unemployment.
Ignores Discouraged Workers: A discouraged worker is a person who is not actively seeking employment or who
has not found employment after long-term unemployment, but who would prefer to be working. The current system
does not account for these workers.
Quality of Employment: The current methodology focuses on the quantity of employment but does not adequately
address the quality of jobs, including wages, job security, and social protection.
Improvements needed
Regular and Frequent Surveys: Conducting annual or more frequent employment surveys, coupled with the use of
technology for real-time data collection, can provide a better understanding of changing employment patterns.
Shorter Reference Periods: Using shorter reference periods helps to capture dynamic changes in employment.
Focus on Informal Sector: The 73rd Round of NSSO emphasised the need to better capture data on the informal
sector, given its dominance in the Indian labour market
Include underemployment: Include a measure of underemployment to capture part-time, low-wage, or informal
employment, providing a more holistic labour market view.
Regional and Industry-specific Breakdowns: Improve the granularity of data by offering more detailed
information on unemployment rates at regional and sectoral levels. Detailed insights into sectors like agriculture,
handicrafts for nuanced policy-making.
Skill Development Programs: Invest in comprehensive skill development programs to bridge the gap between the
skills possessed by the workforce and the skills demanded by the job market.
Establishment of Labor Market Information System (LMIS): To provide real-time labor market information,
aiding both job seekers and employers in making informed decisions.
www.sunyaias.com| Highly Exam Relevant Model Answers | 56/3, ORN, New Delhi | (8279688595) Page 20
UPSC CSE 2023 EXAM
(MODEL ANSWERS GS-III)
Collaboration with Private Sector: The Task Force on Employment and Exports, under the chairmanship of Dr.
Arvind Panagariya, recommended collaborations with private job portals to gather more granular employment data.
Conclusion: The current methodology to compute unemployment in India requires a comprehensive overhaul to capture the
changing intricacies of the labour market. By implementing the suggested improvements, India can work towards a more
dynamic and inclusive labor market, reducing structural unemployment over time.
12. Distinguish between ‘care economy and ‘monetized economy’. How can care economy be brought into monetized
economy through women empowerment? (15 Marks)
Approach
Introduction: Definitions Care economy and Monetized economy
Body
Differences between care economy and monetized economy
Integrating the Care Economy into a Monetized Economy through Women's empowerment
Conclusion: Conclude by relevant statements
Introduction: Care economy refers to the paid and unpaid labor and services that support caregiving in all its forms. It encompasses
direct activities such as feeding a baby, elderly care or nursing an ill partner, and indirect care activities such as cooking and cleaning.
This work is predominantly done by women in both formal and informal settings.
Monetized economy refers to the sector of the economy where goods and services are produced, exchanged, and measured in
monetary terms. It includes industries, services, and transactions with clear, quantifiable monetary value.
www.sunyaias.com| Highly Exam Relevant Model Answers | 56/3, ORN, New Delhi | (8279688595) Page 21
UPSC CSE 2023 EXAM
(MODEL ANSWERS GS-III)
Integrating the Care Economy into a Monetized Economy through Women's empowerment
Valuing unpaid care work: Accept and acknowledge the economic value of care work, considering its vital role in
sustaining the workforce. The UN System of National Accounts suggests methods for estimating the value of
household services in this regard.
Investing in care infrastructure: Building affordable and high-quality childcare and eldercare facilities, and
providing subsidies to families who need them.
Flexible work arrangements: It allows women caregivers to participate in the monetized economy while fulfilling
caregiving responsibilities.
Promoting skill development: Offer skill development programs to women in the care sector, enabling them to
pursue career opportunities in healthcare.
Incentive employers: Tax breaks, subsidies and other financial incentives for businesses to provide childcare and
eldercare benefits to their employees.
Professionalization of care work: Provision of training and certification programs for care workers, and
developing standards for care work. Furthermore, the jobs in the care sector should be formalised with competitive
wages, benefits, and social security.
Promote women entrepreneurs: Encouraging entrepreneurship among women can provide opportunities for them
to monetize their skills and talents. Example: “Nari Shakti” grants by support women entrepreneurs in various
sectors.
Equal Pay and Fair Recognition: Equal pay for equal work to recognize the contributions of women in caregiving
roles, both paid and unpaid.
Promotion of SHGs: Self Help Groups, like the Kudumbashree Programme in Kerala can stimulate income-
generating activities for the women.
Financial Inclusion: Support women’s access to financial services, enabling them to transform care activities into
income-generating ventures.
Inclusion of carework in GDP: By including the unpaid domestic work and caregiving in GDP calculations, the
contribution of women will get due recognition.
Research and policy making: Collection of data on the care economy's impact and develop policies based on
evidence to optimize its integration.
Supportive Government Policies: Implementation of gender-inclusive policies such as maternity leave, parental
leave to enhance women participation.
Public-Private Partnerships: Foster collaboration between public and private sectors to create caregiving solutions
and services.
Public awareness: Enhance public awareness about significance of care economy and the value of care work. The
#ChooseToChallenge campaign by IWD (International Women's Day) emphasised celebrating women's
achievements and highlighted the value of care work.
Conclusion: The care economy and the monetized economy play distinct roles in society, with care activities often
overlooked and remain undervalued in economic discussions. Recognizing the importance of care economy and empowering
the women to monetize the care economy will unleash their potential, boost the inclusive economic growth trajectory and
improve the overall well-being of society.
Global Best Practices
Sweden: Publicly funded childcare services and parental leave policies enable women to participate more fully in the
workforce, integrating the care economy into the monetized economy. It has also institutionalised child and elder care
services, ensuring caregivers receive formal wages and benefits.
Brazil: “Bolsa Familia” program provides financial aid to families, often compensating mothers for childcare and
promoting child education.
www.sunyaias.com| Highly Exam Relevant Model Answers | 56/3, ORN, New Delhi | (8279688595) Page 22
UPSC CSE 2023 EXAM
(MODEL ANSWERS GS-III)
Canada: It has implemented laws like the Employment Standards Act which ensure protections for caregivers,
including paid leaves and fair remuneration.
Japan: The "silver economy" in Japan involves businesses catering to the needs of the elderly, creating jobs and
monetized opportunities in the caregiving sector.
Philippines: TESDA (Technical Education and Skills Development Authority) provides certification for domestic
workers, enhancing their skills and employability.
13. Explain the changes in cropping pattern in India in the context of changes in consumption pattern and marketing
conditions. (15 Marks)
Approach
Introduction: Contextual introduction
Body
Changes in cropping pattern in context of changes in consumption pattern
Changes in cropping pattern in context of changes in marketing conditions
Conclusion: Conclude by relevant statements
Introduction: The cropping pattern in India has witnessed significant shifts over the years influenced by changing
consumption patterns and marketing conditions. As per “State of Indian Agriculture Report” (2019), there is an increasing
transition from conventional staples to cash crops, with a growing focus on horticulture and commercial farming in India.
www.sunyaias.com| Highly Exam Relevant Model Answers | 56/3, ORN, New Delhi | (8279688595) Page 23
UPSC CSE 2023 EXAM
(MODEL ANSWERS GS-III)
Cropping for Animal Feed: Changes in livestock farming practices have influenced cropping patterns as more
fodder crops are grown to meet the demand for meat and dairy products.
o Example: Cultivation of maize for animal feed seen substantial increase.
Demand for fuel feed: Increased cultivation of crops such as Sugarcane for bagasse which is used in the production
of biofuels.
Increase in oilseed production: The increased government focus on reducing edible oil imports has led to an
increase in oilseeds.
o Example: Soybean and groundnut cultivation has expanded. Healthier oils like olive and jojoba demand also
increased due to health consciousness.
Cultivation of Genetically Modified Crops: To meet specific consumption needs like pest resistance, longer shelf
life, and enhanced nutritional content.
o Example: Bt cotton cultivation on large scale.
Beverages and Industrial Crops: The growing domestic and international demand for beverage crops such as tea
and coffee, along with the industrial utility of rubber and jute has diversified cropping patterns.
Conclusion: India's cropping pattern has evolved, mirroring consumption trends and marketing dynamics. Farmers have
successfully adapted their choices to cater to changing consumer preferences and to maximize their economic returns in
response to market dynamics and government policies. As India continues to grow economically and urbanize, the synergy
between cropping patterns, consumption trends, and marketing conditions will remain a critical aspect of agricultural
development and food security.
www.sunyaias.com| Highly Exam Relevant Model Answers | 56/3, ORN, New Delhi | (8279688595) Page 24
UPSC CSE 2023 EXAM
(MODEL ANSWERS GS-III)
14. What are the direct and indirect subsidies provided to farm sector in India? Discuss the issues raised by the World
Trade Organization (WTO) in relation to agricultural subsidies. (15 Marks)
Approach
Introduction: Distinguish between direct and indirect subsidies
Body
Mention direct and indirect subsidies provided to farm sector in India
Issues raised by WTO in relation to agricultural subsidies
Way Forward
Conclusion: Conclude by relevant statements
Introduction: India with a majority of its population still engaged in agriculture, provides various subsidies to support the
farm sector. These subsidies can be categorized into direct and indirect subsidies.
Direct farm subsidies are given directly to farmers or agricultural producers while the indirect subsidies are provided
indirectly through policies affecting input costs, market prices, or credit availability.
Direct Subsidies
Crop price support The government guarantees a minimum s u p p o r t price (MSP) for various agricultural crops
such as wheat, rice to protect farmers from price fluctuations.
Input Subsidies: Subsidies on fertilizers, seeds, and irrigation facilities are provided to reduce the cost of cultivation.
Example: Urea subsidy
Credit Subsidies: Farm credit at concessional interest rates is offered through programs like the Kisan Credit Card
(KCC) scheme. The interest subvention scheme provides short-term crop loans at reduced interest rates.
Power subsidy: Government provides subsidized electricity for agricultural use. The State governments offer lower
electricity rates for agricultural pumps.
Crop Insurance Subsidy: The Pradhan Mantri Fasal Bima Yojana (PMFBY) offers crop insurance at subsidized
premiums to protect farmers against crop loss.
Loan Waivers: Periodic debt relief measures where the government waives off outstanding loans of farmers is also
a kind of direct subsidy.
Export Promotion Schemes: APEDA provides logistics and non-tariff facilities which help in promotion of export
of agricultural products.
Income support to farmers: Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) provides INR 6,000 annually in
three equal instalments directly to farmers' bank accounts to provide income support to all small and marginal land-
holding farmers and their dependents.
Indirect subsidies
Infrastructure development: Building and maintenance of rural infrastructure like roads, storage facilities, and
market yards.
Water subsidy: Access to water at nominal or no cost through government-funded irrigationprojects.
Transport Subsidy: Subsidized transportation rates for the movement of agricultural produce help reduce logistical
costs.
Machinery and equipment subsidy: Various states offer subsidies on the purchase of agricultural machinery and
equipment to promote mechanization in farming.
o Example: Punjab provides subsidy of 40% on the purchase of agricultural machinery and equipment.
Research and Extension Services: Government investment in agricultural research and extension services,
benefiting farmers indirectly. The Indian Council of Agricultural Research (ICAR) conducts research and
disseminates knowledge to farmers.
www.sunyaias.com| Highly Exam Relevant Model Answers | 56/3, ORN, New Delhi | (8279688595) Page 25
UPSC CSE 2023 EXAM
(MODEL ANSWERS GS-III)
Issues Raised by WTO
Trade Distortive: The WTO has raised concerns that India's MSP and input subsidies can distort international trade by
leading to overproduction and exports at prices lower than the cost of production.
Classification of subsidies: WTO Classifies subsidies into permitted and non-permitted. But there is no consensus
on categorization and definition of a particular subsidy.
Reservations on Blue Box Measures: India has reservations on subsidies provided under this, as they might favor
developed nations.
Food Stockholding issue: Concerns raised over India's public stockholding for food security purposes (buffer stock
for PDS), considering it could distort trade.
Special Safeguard Mechanism: India has sought a mechanism to protect its farmers from surges in imports or price drops.
Aggregate Measurement of Support (AMS): India has been criticized by the WTO for exceeding the permissible
limits of domestic support, particularly related to Aggregate Measurement of Support (AMS) under the Agreement
on Agriculture.
Export Subsidies: India's agricultural export incentives, under schemes like the Merchandise Exports from India
Scheme (MEIS), have been challenged as they potentially distort trade.
Transparency and Reporting: Lack of transparent reporting of agricultural subsidies by member countries which
hinder monitoring compliance with established rules and limits.
Way Forward [Students: The below part should be written in smart art format]
Rationalize Input Subsidies: Reduce subsidies on inputs like fertilisers and electricity gradually in order to reduce
overuse and wastage.
Market reforms: Enhance market connectivity and reduce intermediaries to ensure better price realisation for
farmers.
Promote direct subsidy transfers: As recommended by MS Swaminathan committee, the government should
implement Direct Benefit Transfers (DBT) more widely to ensure subsidies reach intended beneficiaries.
Decentralized Procurement: Promote decentralized procurement of food grains to reduce the need for buffer stock
for PDS and other government schemes.
Promote research and development: Increased investment in agricultural research and improve the reach of
extension services to lessen the provision of subsidies.
Proactive engagement in WTO: India needs to engage proactively in WTO negotiations to safeguard the interests
of its farmers while adhering to international commitments. India in this regard has been working on reforms to
ensure thatagricultural subsidies comply with WTO norms while protecting the interests of farmers.
Conclusion: Subsidizing India’s agricultural sector is a necessity to protect its farm sector. However, it is equally important to
acknowledge and mitigate the trade distortions that may arise as a consequence. Striking a balance between domestic welfare and
international commitments will define India's agricultural diplomacy and its food security future.
15. The adoption of electric vehicles is rapidly growing worldwide. How do electric vehicles contribute to reducing
carbon emissions and what are the key benefits they offer compared to traditional combustion engine vehicles?
(15 Marks)
Approach
Introduction: Start with some recent data
Body
Rapidly growing adoption of electric vehicles worldwide
Explain how electric vehicles contribute to reducing carbon emissions.
Key benefits offered by electric vehicles compared to traditional combustion engine vehicles.
Conclusion: Conclude by relevant statements
www.sunyaias.com| Highly Exam Relevant Model Answers | 56/3, ORN, New Delhi | (8279688595) Page 26
UPSC CSE 2023 EXAM
(MODEL ANSWERS GS-III)
Introduction: Electric vehicle (EV) sales in India topped the 1 million mark in less than nine months in 2023, a milestone
that took an entire year in 2022. Electric vehicles are important as they promise significant carbon emission reductions
compared to conventional vehicles. The global adoption of electric vehicles (EVs) has gained momentum as countries strive
to reduce carbon emissions and combat climate change.
Introduction: Chandrayaan-3 is a lunar exploration mission by Indian Spacе Research Organization (ISRO). Its main task is
to achieve a successful soft landing on the Moon's surface. It has made history by becoming the first mission to soft-land on
the lunar south pole, a region that has never been explored before.
Countries that have achieved the task of a soft landing on the Moon
The United States: The United States achieved soft landings on the Moon with its Apollo missions. USA has done
the most number of soft landings on the moon.
Soviet Union (Russia): Luna 9- First soft moon landing in 1966. It included robotic missions that collected data and
samples from the lunar surface.
China: It has successfully conducted soft landings on the Moon with its Change missions. Chang'e-4 made the
historic first-ever landing on the far side of the Moon in 2019.
India: Recently, India became the fourth country to land on Moon and the first country to soft land on its south pole
when lander Vikram Lander descended on Moon’s surface successfully.
www.sunyaias.com| Highly Exam Relevant Model Answers | 56/3, ORN, New Delhi | (8279688595) Page 28
UPSC CSE 2023 EXAM
(MODEL ANSWERS GS-III)
Advanced Navigation and Autonomous Systems: To navigate the lunar terrain and ensure a safe landing, it is expected
to have advanced navigation and autonomous systems to adjust its trajectory and landing approach as needed.
Communication Systems: These systems enable communication between the spacecraft and mission control on Earth.
www.sunyaias.com| Highly Exam Relevant Model Answers | 56/3, ORN, New Delhi | (8279688595) Page 29
UPSC CSE 2023 EXAM
(MODEL ANSWERS GS-III)
17. Comment on the National Wetland Conservation Programme initiated by the Government of India and name a
few India’s wetlands of international importance included in the Ramsar Sites. (15 Marks)
Approach
Introduction: About National Wetland Conservation Programme
Body
Features of National Wetland Conservation Programme
Positive contributions of NWCP
Issues/Challenges with the NWCP
Way Forward
Mention few India’s wetlands of international importance included in Ramsar sites
Conclusion: Conclude by relevant statements
Introduction: The National Wetland Conservation Programme (NWCP) is a centrally sponsored scheme launched by
government of India in 1985 to protect and conserve wetlands across India. NWCP and National Lake Conservation Plan
(NLCP) have been merged into a centrally sponsored scheme namely ‘National Plan for Conservation of Aquatic Eco-
systems’ (NPCA) in 2013
www.sunyaias.com| Highly Exam Relevant Model Answers | 56/3, ORN, New Delhi | (8279688595) Page 30
UPSC CSE 2023 EXAM
(MODEL ANSWERS GS-III)
o Management planning addressing wetlands’ biodiversity and ecosystem services, values and threats –
Wetland Integrated Management Plan.
Biodiversity Conservation: The programme aims to protect and conserve the unique biodiversity found in wetland
ecosystems.
Sustainable Livelihoods: Many communities depend on wetlands for their livelihoods through activities such as
fishing and agriculture. The NWCP focuses on sustainable livelihoods for these communities.
Integration with NPCA: NWCP and National Lake Conservation Plan (NLCP) have been merged into a centrally
sponsored scheme namely ‘National Plan for Conservation of Aquatic Eco-systems’ (NPCA) in 2013
Successes of NWCP
Wetland Identification: The program has successfully identified and mapped numerous wetlands across India,
providing critical data for conservation efforts.
Conservation Efforts: The National Wetland Conservation Programme (NWCP) prioritizes conservation and wise
use of wetlands. Its efforts have led to restoration of water quality in Chilika Lake and invasive species management
in Keoladeo Ghana.
Regulation and Monitoring: The Wetlands (Conservation and Management) Rules, 2017, under the NWCP sets the
regulatory framework for protection of wetland. NWCP has taken steps to address the issues of illegal aquaculture and
encroachments in Kolleru lake, monitored land-use changes in Loktak lake.
Biodiversity enhancement: Protection of breeding grounds in Pulicat Lake and safeguarding migratory paths (Eg:
Point Calimere).
Water Quality Improvement: NWCP has led to improved water quality in several wetlands due to better
management practices and pollution control measures.
Community Participation: The NWCP emphasizes local community involvement for sustainable wetland
management. It promoted community-based tourism in Vembanad Kol.
Research and Capacity Building: It has promoted research to enhance the understanding of wetland ecosystems.
Awareness generation: The NWCP has played a significant role in raising awareness about wetland conservation in
India. It has facilitated the designation of Ramsar Sites and the development of management plans for these wetlands.
www.sunyaias.com| Highly Exam Relevant Model Answers | 56/3, ORN, New Delhi | (8279688595) Page 31
UPSC CSE 2023 EXAM
(MODEL ANSWERS GS-III)
Way Forward
Data Collection: Collecting and compiling information on various wetland properties and variables influencing
the features.
Collaboration with state government: Robust institutional mechanism in collaboration with the state government
is needed for effective implementation of NWCP.
Strengthen compliance mechanism: Ensure compliance with various stakeholders and rules for wetland
conservation can be effective in wetland management.
Increased community participation: Activating communities and stakeholders to promote beneficial wetlands
behavior.
Incorporate climate resilient strategies: NWCP should include climate resilient strategies such as measures to
protect wetlands from sea-level rise and extreme weather events.
18. The Intergovernmental Panel on Climate Change (IPCC) has predicted a global sea level rise of about one metre
by AD 2100. What would be its impact in India and the other countries in the Indian Ocean region? (15 Marks)
Approach
Introduction: Contextual introduction
Body
Mention impact of global sea level rise on India
Mention impact of global sea level rise on other countries in IOR
Conclusion: Conclude by relevant statements
Introduction: The sea level rose 4.5mm a year on average between 2013 and 2022, the highest ever. It is over three times
higher than the rate at which they rose between 1901 and 1971. As per IPCC report, the global sea level may rise 1.1 metre
by 2100 which is likely to have a direct impact on the lives of 680 million people living in low-lying coastal zones.
www.sunyaias.com| Highly Exam Relevant Model Answers | 56/3, ORN, New Delhi | (8279688595) Page 32
UPSC CSE 2023 EXAM
(MODEL ANSWERS GS-III)
Impact of global sea level rise on India
Coastal erosion: India with a 7,516 km long coastline will experience exacerbated coastal erosion due to sea level rise. India
may lose 1,500 square kilometres of land by 2050 due to sea-induced erosion
o Example: Versova Beach in Mumbai has experienced significant erosion due to rising sea levels.
On Agriculture: Sea level rise and storm surges leads to saltwater intrusion in the coastal areas such as West
Bengal and Odisha which impacts agriculture productivity and groundwater quality.
o Example: Coastal aquifers in West Bengal may suffer from saltwater intrusion.
Infrastructure loss: The critical infrastructure such as ports, airports, roads, and power facilities will be at risk of
damage or inundation, affecting transportation and economic activities.
o Example: United Nations Disaster Risk Reduction Report (UNDRRR) the potential cost of property damage
due to sea level rise could be in the hundreds of billions of dollars.
Loss of habitat: The mega-cities in India such as Mumbai, Chennai, Kolkata, Kochi risk submergence in low-lying
areas.
o Example: In Mumbai, the coastal areas of Colaba and Cuffe Parade has already witnessed a loss of habitat due
to sea-level rise.
Increased Flooding: Higher sea levels will exacerbate flooding during monsoon seasons, causing extensive damage
to homes and infrastructure. Coastal cities like Mumbai will experience more frequent and severe flooding.
o Example: Chennai experienced devastating floods in 2015, which were exacerbated by heavy rainfall and
rising sea levels.
Ecosystem damage: Sea level rise causes destruction of natural resources like mangroves, coastal reefs along
coastal line.
o Example: Coral reefs in the Andaman and Nicobar Islands are threatened by bleaching due to warmer waters
and sea level rise.
Environmental refugees: Due to sea level rise, many coastal communities will have to be displaced and lose their
livelihoods.
o Example: Island residents in Andaman & Nicobar, Lakshadweep will have to lose their homes and livelihoods
as their homes will be inundated.
Security Concerns: Climate-induced migration due to sea level rise can lead to conflicts affecting regional
stability.
o Example: Climate-induced migration may lead to resource conflicts in regions like Assam.
www.sunyaias.com| Highly Exam Relevant Model Answers | 56/3, ORN, New Delhi | (8279688595) Page 33
UPSC CSE 2023 EXAM
(MODEL ANSWERS GS-III)
Maritime disputes: Sea level rise could also lead to international disputes over maritime boundaries, resource
rights, and migration. It can alter maritime baselines used in UNCLOS-defined zones, potentially shifting outer
boundaries landward resulting in increased maritime disputes.
Conclusion: Sea-level rise is a major existential threat to developing nations such as India and other Indian ocean region
(IOR) countries. The governments must prioritize climate resilience, sustainable development and the protection of
vulnerable coastal communities to tackle this impending challenge. Collaborative regional efforts, stringent mitigation
strategies, and global cooperation are imperative to address this looming crisis in order to safeguard our future.
19. What are the internal security challenges being faced by India? Give out the role of Central Intelligence and
Investigative Agencies tasked to counter such threats. (15 Marks)
Approach
Introduction: Briefly mention the internal security challenges faced and role of central agencies
Body
Mention various internal security challenges being faced by India
Role of Central Intelligence and Investigative Agencies tasked to counter these threats
Conclusion: Conclude by relevant statements
Introduction: India is affected by many internal security challenges like terrorism, insurgency, communalism, cyber threats
etc. which affect the nation's governance and stability. As per World Internal Security and Police Index, India ranks 104 out
of 127 countries due to a variety of internal security threats present in the nation. Central Intelligence and Investigative
Agencies act as the vigilant custodians, deciphering these threats and responding strategically to safeguard the nation's
security.
www.sunyaias.com| Highly Exam Relevant Model Answers | 56/3, ORN, New Delhi | (8279688595) Page 34
UPSC CSE 2023 EXAM
(MODEL ANSWERS GS-III)
Role of Central Intelligence and Investigative Agencies
Intelligence Bureau (IB): The IB is India's internal intelligence agency responsible for collecting intelligence within
the country. It is instrumental in gathering intelligence related to terrorism threats.
Research and Analysis Wing (RAW): While primarily an external intelligence agency, RAW occasionally plays a role in
countering internal threats with international links. It helps in tracking the activities of terrorist groups operating from abroad
by providing critical information on border developments.
National Investigation Agency (NIA): The NIA is the central agency responsible for investigating and prosecuting
terrorism-related cases. It is tasked with investigating and prosecuting terrorism-related cases. It also investigates
cases related to insurgency and Naxalism.
Central Armed Police Forces: Central Reserve Police Force (CRPF) and the Border Security Force (BSF) play
crucial roles in maintaining law and order in conflict-prone areas.
Central Bureau of Investigation (CBI): The CBI investigates complex and high-profile cases, including political
corruption and organized crime. Cyber Crime Cell of the Central Bureau of Investigation (CBI) is responsible for
countering cyberthreats.
National Counter-Terrorism Center (NCTC): A proposed agency aimed at improving the effectiveness of
intelligence sharing, analysis and operational coordination to prevent terrorism efforts among various intelligence
and security agencies.
National Intelligence Grid (NATGRID): A proposed intelligence-sharing network to facilitate information
exchange among various agencies.
National Cyber Security Agency: It addresses cyber threats and vulnerabilities. Collaborates with other agencies to
protect critical digital infrastructure.
Directorate of Revenue Intelligence: It enforces laws that prohibit smuggling of gold, drugs, electronic gadgets,
foreign currency and other precious items.
State Police Agencies: They play a frontline role in maintaining law and order and countering various security challenges at
the state level. They often collaborate with central agencies for intelligence sharing and joint operations.
Conclusion: India's internal security challenges are diverse and complex, ranging from traditional threats like terrorism and insurgency
to emerging challenges in cyberspace. Collaborative efforts between various central intelligence and investigative agencies, backed by
robust policy measures, will pave the way for a secure and cohesive nation.
20. Give out the major sources of terror funding in India and the efforts being made to curtail these sources. In the
light of this, also discuss the aim and objective of the No Money for Terror (NMFT) Conference recently held at
New Delhi in November 2022. (15 Marks)
Approach
Introduction: Provide definition of terror funding
Body
Mention the major sources of terror funding in India
Efforts made to curtail these sources
Aims and objectives of No Money for Terror (NMFT) Conference held in New Delhi
Way Forward
Conclusion: Conclude by relevant statements
Introduction: Terrorist financing refers to the solicitation, collection or provision of funds with the intention that they may
be used to support terrorist acts or organizations. Recently the National Investigation Agency (NIA) raided seven locations in
Kashmir in a 2020 case of alleged terror funding by some NGOs that had raised the cash in the guise of charity.
www.sunyaias.com| Highly Exam Relevant Model Answers | 56/3, ORN, New Delhi | (8279688595) Page 35
UPSC CSE 2023 EXAM
(MODEL ANSWERS GS-III)
Major sources of terror funding in India
External state sponsorship: Terrorist groups receive financial support from external state actors, which may provide
funds, weapons, and training.
Hawala Transactions: It involves transferring money without a physical movement of cash. Terrorist organizations
have exploited this method to move funds across borders and finance their activities.
Extortions and Kidnapping: In north-east, extortion and kidnapping is the fundamental basis for funding all forms of
terrorism.
Counterfeit currency: In Jammu and Kashmir, counterfeit currency has been a major source of funding terrorism.
Criminal activities: Human trafficking, drug trafficking and gunrunning are some of other criminal activities which are
major source of terrorist activities.
Narcotics Trade: Some terrorist organizations engage in the narcotics trade to fund their activities. They either produce
or traffic drugs and use the proceeds to finance terrorism.
Charitable institutions: Through charitable donations and diaspora support based on common identity such as religion
or ideological.
www.sunyaias.com| Highly Exam Relevant Model Answers | 56/3, ORN, New Delhi | (8279688595) Page 36
UPSC CSE 2023 EXAM
(MODEL ANSWERS GS-III)
aspects related to combating terrorist financing.
o Policy Formulation: It has facilitated discussions on formulating effective policies and strategies to prevent
and counteract terror financing.
o Technology and Innovation: It explored innovative technological solutions for monitoring and disrupting terror
financing networks.
o Intelligence sharing: Promote the sharing of intelligence and financial information among nations to track
illicit money flows.
o Develop a Unified Front: Work toward a unified and coordinated global response to choke off the financial
lifelines of terrorist groups.
o Share Best Practices: Share successful strategies and best practices in tracking and preventing terrorist
funding.
o Capacity Building: It aimed to enhance the capacity of nations in tracking and curbing the flow of funds to
terrorist organizations.
o Awareness generation: Raise awareness about the evolving nature of terror financing and its impact on
security.
Way Forward
3T strategy: The strategy of “Trace, Target, and Terminate”, to be adopted from low-level economic offenses to
more organized economic crimes.
Specific and collective approach: Across all stages of terror financing, such as fund-raising, fund movement,
layering through other crimes, and finally, usage for terrorist activities, have to be cracked down at each stage. Each
stage requires a “specific but collective approach” on a global scale.
Comprehensive monitoring framework: Establish a comprehensive monitoring framework involving cooperation,
coordination, and collaboration among all intelligence and investigative agencies.
Strengthen asset recovery: Strengthen the legal and regulatory framework for asset recovery.
Technological measures: Develop a robust mechanism against the misuse of Next Generation Technology. Prevent
the use of new financial technologies, virtual assets like crypto-currencies, wallets etc., for terror activities.
Capacity building: Continuous capacity building of counter-terror and financial intelligence agencies of all
countries.
Conclusion: Prevention of terror funding in India requires a multifaceted approach which combines robust financial tracking,
leveraging technology, intelligence sharing and international collaboration in the form of listing of countries by Financial
Action Task Force (FATF). No Money for Terror (NMFT) Conference spirit signals a robust fight against these insidious
financing mechanisms, aiming for a more secure future free from terrorist attacks.
www.sunyaias.com| Highly Exam Relevant Model Answers | 56/3, ORN, New Delhi | (8279688595) Page 37
SCAN ME