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lV Semester 3 Year LL.BJVlll Semester 5 Year B.A. LL.B. (Mai.-Min, System/
Vlll Semester 5 Year B.Gom.LL.BJVlll Semester 5 Year B.A.LL.B./
B. B.A. LL. B. Exam i nati on, October/Novem b er 2O21
OPT.-ll : BANKING LAW
Duration : 3 Hours Max. Marks : 100
lnstructions : 1, Answer Q. No. 11 and any five of the remaining
questions.
2. Q. No. 11 carries 20 marks and the remaining
questions carry 16 marks each.
3. Answer should be written either in English or
Kannada completely.
Q. No. 1. Explain the growth and development of Banking institutions
in India. Marks: 16
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Q. No. 2. Explain the functions of Reserve Bank of India and discuss its
supervisory role. Marks : 16
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Q. No.3. 'Banker's duty of secrecy is not absolute". Explain when the
disclosure of account is justified. Marks : 16
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Q. No.4. Define cheque. Explain the different kinds of crossing of a
cheque along with their effects. Marks : 16
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Q. No.S. Who is paying banker ? State the statutory protections
available to paying banker. Marks : 16
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Q. No. 6. Define holder and holder in due course. What are the privileges
of holder in due course ? Marks : 16
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Q. No. 7. Discuss powers and functions of banking ombudsman. Marks : 16
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Q. No. 8. Define indigenous banking. Briefly explain its functions. Marks : 16
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Q. No. 9. Discuss the precautions to
against goods. Marks : 16
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Q. No. 10. Write short note on any two of the following : Marks:2x8=16
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(a) Internet banking.
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(b) Promissory note.
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(c) Cyber evidence.
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Q. No. 11. Solve any two of the following problems : Marks '. 2x1O=20
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(a) 'A'has issued a cheque in the name of 'B'who is a minor.
Can 'B' receive the payment from the bank.
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(b) 'C' instructs his banker to buv certain debentures for him
and asks the banker to keeo them for him and collect the
interest on them. Subseqdently 'C's current account is
overdrawn. Can banker exercise the lien over debentures ?
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(c) 'AIB,C and D are partners in the'X Firm'. They informed
the banker that'B' and 'C' will operate the firm's current
account. Can banker honour the cheques of the firm
signed by'B and D'?
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