Notre Dame of Masiag, Inc.
Masiag, Bagumbayan, Sultan Kudarat
Government Recognition (R-XII) No. SK 405761-040, s. 2021
DepEd ID: 405761 ESC ID: 1201693
TIN: 000-578-187 (Non VAT)
Business Finance
LEARNING PLAN
S. Y. 2023-2024
TOPIC:
INTRODUCTION TO INVESTMENT
CONTENT STANDARDS:
The learners demonstrate an understanding of…
the definition, purpose, kinds, advantages, and disadvantages and the risk of investment.
PERFORMANCE STANDARDS:
The learners shall be able to…
Identify the types of investments particularly bank deposit, insurance, real estate, hard assets, mutual funds,
and stock and bond.
Indicate the advantages and disadvantages of each type of investment.
Explain the risk inherent in each type of investment.
LEARNING COMPETENCIES:
The students will be able to:
Compare and contrast the different types of investment
Classify investment according to its type and features, advantages and disadvantages
Measure and list ways to minimize or reduce investment risk in simple case problems.
INTRODUCTION
MOTIVATION
Let the students answer activity 1.
Activity 1: Matchy matchy
Direction: Match the terms in column A to its corresponding definition on column B.
A B
RISK AVERSION It is usually measured by the degree of financial leverage.
INVESTMENT It means that individuals maximize returns for a given
level of risk or minimize risk if the returns are the same.
FINANCIAL RISK “The current commitment of dollars for a period of time”
INSTRUCTION/DELIVERY
The teacher will discuss the following:
Investments and the Risk Premium
Major sources of risk
Types of investment and its related risk
PRACTICE
Let the students answer the following activities.
ACTIVITY 2: Compare us
A. DIRECTION: Using the Venn Diagram at the back, differentiate FIXED INCOME AND EQUITIES and
ALTERNATIVE FIXED INCOME AND EQUITIES AS A DIFFERENT TYPES OF INVESTMENT.
B. DIRECTION: Answer the following questions.
1. The girl you've liked for a long time ask you to eat at an expensive restaurant with her, even though you're short on
money but you don't want to waste the opportunity and make her feel disappointed. What will you do?
a. Tell her you have no money.
b. Ignore her invitation.
c. Tell her that you’re not available now, and let her wait until you will have enough money.
d. Borrow a money from your closest friend, so that you can join with her.
2. You are planning to spend the holidays out of town and have chosen Boracay as your preferred destination. How
would you purchase your airline tickets?
a. Purchase it online for 12,000 round-trip with a possibility of refund and rebooking.
b. Make a reservation and pay between 5,000 to 15,000 before the date of departure.
c. Immediately purchase it online for 7,000 round-trip with no refund-no rebooking clause.
d. Purchase it online for 10,000 round-trip with a no-refund clause but with a possibility of rebooking.
3. You were assigned to arrange the Christmas party of your class and you were looking for a venue outside the
school. How would you go about searching for this location?
a. Call the mobile or landline number of the venue to ask for the details of the place.
b. Visit the location two weeks before the party to personally talk to the administrative staff.
c. Search the Internet then select a venue. Go to the venue together with your classmates on the day of the
party itself.
d. Send an email message to the administrative office inquiring about the availability and rates.
ACTIVITY 3: DISCUSSION QUESTIONS
Answer as briefly as you can.
1. Differentiate the type of risks.
2. Explain the concept of investment.
3. Based on your own understanding, How can you describe the different types of investment?
4. What is the difference between Fixed income and equities and alternative fixed income and equities?
ENRICHMENT
Ask to students to answer the following additional activities.
ACTIVITY 5: Explain the following
1. Discuss the advantages and disadvantages of the following as investment asset:
Currencies
Commodities
Real-estate
Insurance
INVESTMENT TYPE ADVANTAGES DISADVANTAGES
Currencies
Commodities
Real-estate
Insurance
VALUES INTEGRATION
Let the students reflect on the question below.
Activity 6. Let’s Reflect!
1. As Notre Damean, which of the core values NOTRE DAME developed/activated in yourself as we tackle the
topic Introduction to Investment?
EVALUATION
CLASSIFICATION: Classify the following investments based on their type and features. Write
your answer on
a space provided.
Stock Mutual Funds
Bank deposit Bonds Unit
Investment Trust Fund
Fixed Income and Equities Alternatives to Fixed Income and Equities
MULTIPLE CHOICE: Read and understand each statement below. Choose and encircle the letter of the correct
answer.
1. What type of security that signifies ownership in a corporation and represents a claim on part of the corporation’s
assets and earnings?
a. Bank deposit b. Stock c. Mutual funds d. Bonds
2. It is known income based on outstanding principal and current interest rate.
a. Bank deposit b. Stock c. Mutual funds d. Bonds
3. The advantage of this is that it can’t lose money if it is held until maturity.
a. Bank deposit b. Stock c. Mutual funds d. Bonds
4. It has no shareholder rights for investors such as dividends and voting rights.
a. Bank deposit b. Unit Investment Trust Fund c. Mutual funds d. Money deposit
5. What investment that is made up of a pool of funds collected from many investors for the purpose of investing in
stocks, bonds, and similar assets?
a. Bank deposit b. Unit Investment Trust Fund c. Mutual funds d. Money deposit
6. It provides financial security and covers emergency situations which need a financial solution.
a. Savings b. Cost c. Interest d. Borrowing
7. It enables an individual to meet short term financial needs until a more appropriate financial solution can be
implemented.
a. Savings b. Cost c. Interest d. Borrowing
8. What phase of personal life cycle that children and young teenagers are more likely to be supported by their
parents?
a. Old age b. Early age c. Middle age d. Young adult
9. What phase of personal life cycle expected that any outstanding mortgage and credit card debt would be paid off.
a. Old age b. Early age c. Middle age d. Young adult
10. What phase of personal life cycle where they may continue to be supported by parents/guardians with continued
financial support provided in respect of living expenses?
a. Old age b. Early age c. Middle age d. Young adult
11. What phase of personal life cycle where they are likely to be employed and have access to a regular source of
income?
a. Old age b. Early age c. Middle age d. Young adult
12. What type of risk is related to the nature of the company’s products and its operating strategy?
a. Liquidity risk b. Business risk c. Financial risk d. Country risk
13. What type of risk created by the choice of capital structure – the financing mix of the issuing company?
a. Liquidity risk b. Business risk c. Financial risk d. Country risk
14. What type of risk is the uncertainty that an investment can be converted to cash at a known price?
a. Liquidity risk b. Business risk c. Financial risk d. Country risk
Prepared: Checked: Approved:
MICHEL JAY A. ESPULGAR, LPT LANY T. CATAMIN DANILO B. MONTOY, MAEM
Teacher SHS Coordinator Principal
