A STUDY ON FUNDAMENTAL ANALYSIS OF SELECTED BANKING COMPANIES WITH REFERENCE TO CSE

PROJECT REPORT
Submitted By

ANU GEORGE Reg. No. 06BAO06

Mr. C. DHARMARAJ
Management.

Under the Guidance of

Senior Lecturer, Karunya School of

Submitted in partial fulfillment of requirements for the Award of the Degree of MASTER OF BUSINESS ADMINISTRATION of Karunya University.

2006-2008 SCHOOL OF MANAGEMENT KARUNYA UNIVERSITY COIMBATORE 641 114

CONTENTS
PAGE NO. CERTIFICATE DECLARATION ACKNOWLEDGEMENT CHAPTER 1 1.1 1.2 1.3 1.4 1.5 1.6 1.7 CHAPTER 2.1 2.2 2.3 2.4 2.5 2.6 INTRODUCTION COMPANY PROFILE REVIEW OF LITERATURE STATEMENT OF PROBLEM OBJECTIVE OF THE STUDY SCOPE OF THE STUDY LIMITATION OF THE STUDY 2 RESEARCH METHODOLOGY SAMPLING SIZE SOURCES OF DATA RESEARCH DESIGN PERIOD OF STUDY TOOLS FOR ANALYSIS 1 5 20 23 24 25 26 27 27 27 27 28 28

CHAPTER 3 3.1 DATA ANALYSIS AND INTERPRETATION 29

CHAPTER 4 4.1 4.2 4.3 FINDINGS RECOMMENDATION CONCLUSION 101 104 106

BIBLIOGRAPHY

LIST OF TABLES PAGE NO. 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. 16. 17. 18. 19. 20. 21. 22. 23. 24. 25. 26. 27. 28. 29. 30. 31. 32. 33. 34. 35. 36. 37. 38. 39. 40. 41. 42. 43. 44. 45. TABLE SHOWING RETURN ON ASSET. TABLE SHOWING RETURN ON CAPITAL EMPLOYED. TABLE SHOWING RETURN ON EQUITY. TABLE SHOWING EARNING PER SHARE. TABLE SHOWING DIVIDEND YIELD RATIO. TABLE SHOWING DIVIDEND PAYOUT RATIO. TABLE SHOWING PRICE EARNING RATIO. TABLE SHOWING PROPRIETARY RATIO. TABLE SHOWING RETURN ON ASSET. TABLE SHOWING RETURN ON CAPITAL EMPLOYED. TABLE SHOWING RETURN ON EQUITY. TABLE SHOWING EARNING PER SHARE. TABLE SHOWING DIVIDEND YIELD RATIO. TABLE SHOWING DIVIDEND PAYOUT RATIO. TABLE SHOWING PRICE EARNING RATIO. TABLE SHOWING PROPRIETARY RATIO. TABLE SHOWING RETURN ON ASSET. TABLE SHOWING RETURN ON CAPITAL EMPLOYED. TABLE SHOWING RETURN ON EQUITY. TABLE SHOWING EARNING PER SHARE. TABLE SHOWING DIVIDEND YIELD RATIO. TABLE SHOWING DIVIDEND PAYOUT RATIO. TABLE SHOWING PRICE EARNING RATIO. TABLE SHOWING PROPRIETARY RATIO. TABLE SHOWING RETURN ON ASSET. TABLE SHOWING RETURN ON CAPITAL EMPLOYED. TABLE SHOWING RETURN ON EQUITY. TABLE SHOWING EARNING PER SHARE. TABLE SHOWING DIVIDEND YIELD RATIO. TABLE SHOWING DIVIDEND PAYOUT RATIO. TABLE SHOWING PRICE EARNING RATIO. TABLE SHOWING PROPRIETARY RATIO. TABLE SHOWING RETURN ON ASSET TALE SHOWING RETURN ON CAPITAL EMPLOYED. TABLE SHOWING RETURN ON EQUITY. TABLE SHOWING EARNING PER SHARE. TABLE SHOWING DIVIDEND YIELD RATIO. TABLE SHOWING DIVIDEND PAYOUT RATIO. TABLE SHOWING PRICE EARNING RATIO. TABLE SHOWING PROPRIETARY RATIO. TABLE SHOWING RETURN ON ASSET. TABLE SHOWING RETURN ON CAPITAL EMPLOYED. TABLE SHOWING RETURN ON EQUITY. TABLE SHOWING EARNING PER SHARE. TABLE SHOWING DIVIDEND YIELD RATIO. 29 30 31 32 33 34 35 36 38 39 40 41 42 43 44 45 47 48 49 50 51 52 53 54 56 57 58 59 60 61 62 63 65 66 67 68 69 70 71 72 74 75 76 77 78

46. 47. 48. 49. 50. 51. 52. 53. 54. 55. 56. 57. 58. 59. 60. 61. 62. 63. 64.

TABLE TABLE TABLE TABLE TABLE TABLE TABLE TABLE TABLE TABLE TABLE TABLE TABLE TABLE TABLE TABLE TABLE TABLE TABLE

SHOWING SHOWING SHOWING SHOWING SHOWING SHOWING SHOWING SHOWING SHOWING SHOWING SHOWING SHOWING SHOWING SHOWING SHOWING SHOWING SHOWING SHOWING SHOWING

DIVIDEND PAYOUT RATIO. PRICE EARNING RATIO. PROPRIETARY RATIO. RETURN ON ASSET. RETURN ON CAPITAL EMPLOYED. RETURN ON EQUITY. EARNING PER SHARE. DIVIDEND YIELD RATIO. DIVIDEND PAYOUT RATIO. PRICE EARNING RATIO. PROPRIETARY RATIO. RETURN ON ASSET. RETURN ON CAPITAL EMPLOYED. RETURN ON EQUITY. EARNING PER SHARE. DIVIDEND YIELD RATIO. DIVIDEND PAYOUT RATIO. PRICE EARNING RATIO. PROPRIETARY RATIO.

79 80 81 83 84 85 86 87 88 89 90 92 93 94 95 96 97 98 99

ACKNOWLEDGEMENT First and foremost, I thank God Almighty for bestowing upon me all the grace and blessings needed for the completion of this project work. It is my pleasures to express my grateful thanks to my faculty guide Mr. C DHARMARAJ, Senior Lecturer, Karunya School of Management for his immeasurable inspiration and valuable guidance for completing this project successfully. With deep gratitude, I profoundly thank Mr. VARGHESE MATHEW, Guide, Cochin Stock Exchange Limited for acknowledging my request and permitting me to undertake this work. I thank for his endless support and encouragement towards work. I have great pleasure in acknowledging my thanks to Dr. J REEVES WESLEY, HOS, Karunya School of Management for his encouragement and help throughout the course. I take this opportunity to convey my heartfelt thanks to all the members for their valuable suggestions and help throughout the course. I offered my love and gratitude my beloved family members for constantly encouraging and inspiring me to finish this project work. I thank all my friends who encouraged me in the successful completion of this project work.

Anu George

SYNOPSIS

The project titled A STUDY ON FUNDAMENTAL ANALYSIS OF SELECTED BANKING COMPANIES WITH REFERENCE TO CSE was done in CSE. The information which was needed for the study was collected mainly through secondary data sources and primary data sources. Selection of these banks has been done under convenient sampling and tools used are profitability ratios like profitability related to equity shareholders and investors and intrinsic value calculation. Scope of this study in financial analysis help the investors to give an idea about the investment, which area to invest, where to invest etc. Analysis of financial statement is of interest to lenders, investors, security analysts, managers and others.

SCHOOL OF MANAGEMENT KARUNYA UNIVERSITY

CERTIFICATE This is to certify that the project entitled, A STUDY ON FUNDAMENTAL ANALYSIS OF SELECTED BANKING COMPANIES WITH REFERENCE TO CSE LTD, is a bonafide work done by Ms.ANU GEORGE, Register No:06BA006 and is submitted in partial fulfillment of the requirements for the degree of Master of Business Administration of Karunya University.

Dr J. Reeves Wesley (Head of Department) Place:Karunya Nagar Date: Viva-Voce Examination held on

Mr. C. Dharmaraj (Faculty Guide)

. Internal Examiner

.. External Examiner

DECLARATION I hereby declare that the project work entitled A STUDY ON FUNDAMENTAL ANALYSIS OF SELECTED BANKING COMPANIES WITH REFERENCE TO CSE LTD, submitted in partial fulfillment of the requirements for the award of the degree of MASTER OF BUSINESS ADMINISTRATION, is a record of original work done by me under the supervision and guidance of MR. C. Dharmaraj, Senior Lecturer, School of Management, Karunya University, Coimbatore. This project work has not formed the basis for the award of any Degree/Diploma/ Associateship /Fellowship of similar titles to any candidate of any university.

. Signature of the student Place: Date:

DEDICATED TO MY BELOVED PARENTS

CERTIFICATE

DECLA RATION

ACKNOWLEDG EMENT

C ONTENTS

CH APTER 1

CHAPTER 2

C HAPTER 3

CHAPTER 4