OrderID - 1823426447

GOMEZ CARBALLO, ANA IRIS

963 NORTHEAST 42ND AVENUE
HOMESTEAD, FL 33033
LABCORP COVID-19 TRACKING PHONE: 888.889.5248
531 SOUTH SPRING STREET 646.829.3382
BURLINGTON, NC 27215 [email protected]

*** CONFIDENTIAL BACKGROUND SCREENING REPORT ***

(INFORMATION CONTAINED IN THIS REPORT IS PUBLISHED IN ACCORDANCE WITH FEDERAL AND FL STATE LAWS)

REPORT SUMMARY
COMPONENT IDENTIFIERS STATUS RESULT
Generic Verification Product Gomez Carballo, Ana Iris Complete Complete

Pursuant to Minn. Stat. Ann. 332.70(4): The report may include information that has been
expunged, sealed, or has otherwise become inaccessible to the public since the date it was
collected.

This report or portions of this report may have been rated or scored pursuant to criteria
provided by the end-user. The rating is merely to ease the reviewer(s) review of the report
and does not indicate that any employment decision has been made. Regardless of any
rating applied by Sterling based on the end-user's criteria, the end-user must review all
reports to conduct a case-by-case individualized analysis before making any decision.

References to a specific "Level" in the Result Column or as indicated in a Component Title

are based solely on an end-user's criteria and do not refer to any label used by any sex
offender registry, government agency, or public record repository.

Sterling provides the information contained in this report to End-User to be used solely for a
permissible purpose as defined in the Fair Credit Reporting Act. If the End-User intends to
take adverse action based in whole or in part on the contents of this report, the End-User
must provide the consumer with notices that it is taking adverse action and those notices
must comply with the FCRA and state law. All information contained in this report is
provided pursuant to the terms of the End-User Agreement. End-User further understands
that it uses any and all information provided by Sterling at its own risk and End-User is
solely liable for complying with all federal, state, and local laws. The information contained
in this report is confidential and may only be accessed by authorized employees of
End-User, provided to the consumer about who it relates, or provided as otherwise required
by law.

The scope of the criminal history search is governed by state and federal reporting
restrictions and client request. Generally, records will be reported for 7 years. Due to state
and federal reporting guidelines for consumer reporting agencies, records may or may not
 exist that may not be reported.

Generic Verification Product

Data as Provided

Last Name Gomez Carballo

First Name Ana
Middle Name Iris

Verified Data
Report requested on: 8/2/2022 Report completed on: 8/3/2022

Para informaci??n en espa??ol, visite www.consumerfinance.gov/learnmore o escribe a la Consumer Financial Protection Bureau, 1700 G Street
N.W., Washington, DC 20552.

A Summary of Your Rights Under the Fair Credit Reporting Act

The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer
reporting agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (such as agencies that
sell information about check writing histories, medical records, and rental history records). Here is a summary of your major rights under the FCRA.
For more information, including information about additional rights, go to www.consumerfinance.gov/learnmore or write to: Consumer
Financial Protection Bureau, 1700 G Street N.W., Washington, DC 20552.
• You must be told if information in your file has been used against you. Anyone who uses a credit report or another type of consumer report
to deny your application for credit, insurance, or employment - or to take another adverse action against you - must tell you, and must give you the
name, address, and phone number of the agency that provided the information.
• You have the right to know what is in your file. You may request and obtain all the information about you in the files of a consumer reporting
agency (your "file disclosure"). You will be required to provide proper identification, which may include your Social Security number. In many
cases, the disclosure will be free. You are entitled to a free file disclosure if:
• a person has taken adverse action against you because of information in your credit report;
• you are the victim of identify theft and place a fraud alert in your file;
• your file contains inaccurate information as a result of fraud;
• you are on public assistance;
• you are unemployed but expect to apply for employment within 60 days.
In addition, all consumers are entitled to one free disclosure every 12 months upon request from each nationwide credit bureau and from
nationwide specialty consumer reporting agencies. See www.consumerfinance.gov/learnmore for additional information.
• You have the right to ask for a credit score. Credit scores are numerical summaries of your credit-worthiness based on information from credit
bureaus. You may request a credit score from consumer reporting agencies that create scores or distribute scores used in residential real property
loans, but you will have to pay for it. In some mortgage transactions, you will receive credit score information for free from the mortgage lender.
• You have the right to dispute incomplete or inaccurate information. If you identify information in your file that is incomplete or inaccurate, and
report it to the consumer reporting agency, the agency must investigate unless your dispute is frivolous. See
www.consumerfinance.gov/learnmore for an explanation of dispute procedures.
• Consumer reporting agencies must correct or delete inaccurate, incomplete, or unverifiable information. Inaccurate, incomplete or
unverifiable information must be removed or corrected, usually within 30 days. However, a consumer reporting agency may continue to report
information it has verified as accurate.
• Consumer reporting agencies may not report outdated negative information. In most cases, a consumer reporting agency may not report
negative information that is more than seven years old, or bankruptcies that are more than 10 years old.
• Access to your file is limited. A consumer reporting agency may provide information about you only to people with a valid need -- usually to
consider an application with a creditor, insurer, employer, landlord, or other business. The FCRA specifies those with a valid need for access.
• You must give your consent for reports to be provided to employers. A consumer reporting agency may not give out information about you to
your employer, or a potential employer, without your written consent given to the employer. Written consent generally is not required in the
trucking industry. For more information, go to www.consumerfinance.gov/learnmore.
• You may limit "prescreened" offers of credit and insurance you get based on information in your credit report. Unsolicited "prescreened"
offers for credit and insurance must include a toll-free phone number you can call if you choose to remove your name and address from the lists
these offers are based on. You may opt-out with the nationwide credit bureaus at 1-888-5-OPTOUT (1-888-567-8688)
• The following FCRA right applies with respect to nationwide consumer reporting agencies:
 Consumers have the right to obtain a security freeze

You have a right to place a "security freeze" on your credit report, which will prohibit a consumer reporting agency from releasing
information in your credit report without your express authorization. The security freeze is designed to prevent credit, loans, and services
from being approved in your name without your consent. However, you should be aware that using a security freeze to take control over who gets
access to the personal and financial information in your credit report may delay, interfere with, or prohibit the timely approval of any subsequent
request or application you make regarding a new loan, credit, mortgage, or any other account involving the extension of credit.

As an alternative to a security freeze, you have the right to place an initial or extended fraud alert on your credit file at no cost. An initial fraud alert
is a 1-year alert that is placed on a consumer's credit file. Upon seeing a fraud alert display on a consumer's credit file, a business is required to
take steps to verify the consumer's identity before extending new credit. If you are a victim of identity theft, you are entitled to an extended fraud
alert, which is a fraud alert lasting 7 years.

A security freeze does not apply to a person or entity, or its affiliates, or collection agencies acting on behalf of the person or entity, with which you
have an existing account that requests information in your credit report for the purposes of reviewing or collecting the account. Reviewing the
account includes activities related to account maintenance, monitoring, credit line increases, and account upgrades and enhancements.
• You may seek damages from violators. If a consumer reporting agency, or, in some cases, a user of consumer reports or a furnisher of
information to a consumer reporting agency violates the FCRA, you may be able to sue in state or federal court.
• Identity theft victims and active duty military personnel have additional rights. For more information, visit
www.consumerfinance.gov/learnmore.
States may enforce the FCRA, and many states have their own consumer reporting laws. In some cases, you may have more rights under
state law. For more information, contact your state or local consumer protection agency or your state Attorney General. For information
about your federal rights, contact:
TYPE OF BUSINESS: CONTACT:
1.a. Banks, savings associations, and credit unions with total assets of a. Consumer Financial Protection Bureau
over $10 billion and their affiliates 1700 G Street, N.W.
Washington, DC 20552
b. Such affiliates that are not banks, savings associations, or credit
unions also should list, in addition to the CFPB: b. Federal Trade Commission
Consumer Response Center
600 Pennsylvania Avenue, N.W.
Washington, DC 20580
(877) 382-4357
2. To the extent not included in item 1 above: a. Office of the Comptroller of the Currency
a. National banks, federal savings associations, and federal branches Customer Assistance Group
and federal agencies of foreign banks 1301 McKinney Street, Suite 3450
Houston, TX 77010-9050
b. State member banks, branches and agencies of foreign banks (other
than federal branches, federal agencies, and Insured State Branches of b. Federal Reserve Consumer Help Center
Foreign Banks), commercial lending companies owned or controlled by P.O. Box 1200
foreign banks, and organizations operating under section 25 or 25A of Minneapolis, MN 55480
the Federal Reserve Act.
c. FDIC Consumer Response Center
c. Nonmember Insured Banks, Insured State Branches of Foreign 1100 Walnut Street, Box #11
Banks, and insured state savings associations Kansas City, MO 64106

d. Federal Credit Unions d. National Credit Union Administration

Office of Consumer Financial Protection (OCFP)
Division of Consumer Compliance Policy and Outreach
1775 Duke Street
Alexandria, VA 22314
3. Air carriers Asst. General Counsel for Aviation Enforcement & Proceedings
Aviation Consumer Protection Division
Department of Transportation
1200 New Jersey Avenue, S.E.
Washington, DC 20590
4. Creditors Subject to the Surface Transportation Board Office of Proceedings, Surface Transportation Board
Department of Transportation
395 E Street, S.W.
 Washington, DC 20423
5. Creditors Subject to the Packers and Stockyards Act, 1921 Nearest Packers and Stockyards Administration area supervisor
6. Small Business Investment Companies Associate Deputy Administrator for Capital Access
United States Small Business Administration
409 Third Street, S.W., Suite 8200
Washington, DC 20416
7. Brokers and Dealers Securities and Exchange Commission
100 F Street, N.E.
Washington, DC 20549
8. Federal Land Banks, Federal Land Bank Associations, Federal Farm Credit Administration
Intermediate Credit Banks, and Production Credit Associations 1501 Farm Credit Drive
McLean, VA 22102-5090
9. Retailers, Finance Companies, and All Other Creditors Not Listed Federal Trade Commission
Above Consumer Response Center
600 Pennsylvania Avenue, N.W.
Washington, DC 20580
(877) 382-4357
Florida Consumers Have the Right to Obtain a Security Freeze

You have the right to place a ?security freeze? on your consumer report, which will prohibit a consumer reporting agency from releasing any
information in your consumer report without your express authorization. A security freeze must be requested in writing by certified mail to a
consumer reporting agency. The security freeze is designed to prevent credit, loans, and services from being approved in your name without your
consent.

YOU SHOULD BE AWARE THAT USING A SECURITY FREEZE TO CONTROL ACCESS TO THE PERSONAL AND FINANCIAL
INFORMATION IN YOUR CONSUMER REPORT MAY DELAY, INTERFERE WITH, OR PROHIBIT THE TIMELY APPROVAL OF ANY
SUBSEQUENT REQUEST OR APPLICATION YOU MAKE REGARDING A NEW LOAN, CREDIT, MORTGAGE, INSURANCE, GOVERNMENT
SERVICES OR PAYMENTS, RENTAL HOUSING, EMPLOYMENT, INVESTMENT, LICENSE, CELLULAR PHONE, UTILITIES, DIGITAL
SIGNATURE, INTERNET CREDIT CARD TRANSACTION, OR OTHER SERVICES, INCLUDING AN EXTENSION OF CREDIT AT POINT OF
SALE.

When you place a security freeze on your consumer report, you will be provided a personal identification number or password to use if you choose
to remove the freeze on your consumer report or authorize the release of your consumer report for a designated period of time after the security
freeze is in place. To provide that authorization, you must contact the consumer reporting agency and provide all of the following:

1. The personal identification number or password.

2. Proper identification to verify your identity.
3. Information specifying the period of time for which the report shall be made available.
4. Payment of a fee authorized by this section.

A consumer reporting agency must authorize the release of your consumer report no later than 3 business days after receiving the above
information.

A security freeze does not apply to a person or entity, or its affiliates, or collection agencies on behalf of the person or entity, with which you have
had an existing account, that requests information in your consumer report for the purposes of reviewing or collecting the account. Reviewing the
account includes activities related to account maintenance, monitoring, credit line increases, and account upgrades and enhancements.

You have the right to bring a civil action against anyone, including a consumer reporting agency, who fails to comply with the provisions of s.
501.005, Florida Statutes, which governs the placing of a consumer report security freeze on your consumer report.