Particulars Amount

Bank Balance 190000

Receivables :
Sachin Shejwal 246000
Aadhar Payment 90000
Omkar Adhav 135000
SMS Payment 3500

MF 120000
Stocks 210000
ETF
Gold 110000
Amruta 130000

Liablities :
Credit Card -45000
Sr. No API Name Description

The Create URL API generates a

unique URL that directs users to
the Digilocker iframe for secure
authorization. After
authorization, users can connect
1 Digilocker Iframe their Digilocker account, granting
access to their digital documents.
The API response includes the
URL for authentication and a
unique requestId for subsequent
API usage.

The Get E-Aadhaar API

simplifies identity verification by
securely fetching personal
2 Get E-Adhaar Data From Digilocker
identity details from Digilocker,
streamlining document retrieval
processes for authorized apps.

The Get Files API simplifies

retrieving linked documents from
Digilocker by providing secure
3 Digilocker Iframe get Files
download URLs based on unique
File IDs, streamlining document
access for users.

The Pull Document API makes it

easy to get PAN documents from
Digilocker. It works by getting
the data from the issuer and
4 Digilocker Iframe pull Documents
adding it to the customer's
Digilocker account, while also
sending it back in the API
response.
 The PAN Fetch API retrieves
valuable details based on a PAN
number, including the full name
of the holder, PAN status (Valid
5 Pan Fetch V2 API
or Not), Aadhar seeding status
(linked or unlinked), type of
holder, and tax compliance status
if requested.

6 Advance BSA Retail

The CKYC Fetch API simplifies

the extraction of essential
customer information based on
their unique CKYC number. It
provides comprehensive data
points such as Date of Birth,
7 CKYC ID Fetch Details API
PAN number, address, Parent’s
details, Contact details, KYC
declaration details, and images
associated with the CKYC
account, aiding in identity
verification and personalization.

The CKYC Search API facilitates

identity verification and KYC
compliance by allowing
businesses to input a
government-issued ID number
(such as PAN, Driving License,
8 CKYC ID Search API Aadhaar, etc.) and retrieve the
associated CKYC number and
meta information. This
streamlines the process of
identity verification and ensures
compliance with regulatory
requirements.
 The CKYC Extended Search API
enhances identity verification and
KYC compliance by allowing
businesses to input a
government-issued ID number
and retrieve the associated
9 CKYC extended ID Search API CKYC number, meta-
information, and profile photo (in
case of individuals). This
provides a comprehensive
understanding of the customer's
identity and streamlines the
verification process.

The Image Passive Liveness API

detects if a live person is present
in front of the camera during the
onboarding process, helping to
identify spoofing attacks by
fraudsters. It's recommended to
10 Image Passive Liveliness use this API alongside the Signzy
face match solution for enhanced
security. This documentation
outlines how to call the API,
input guidelines, sample
responses, and other relevant
details.
Use in Pahal Pe

Integrate the Create URL API into

Pahal Pe to provide users with a
seamless way to authorize access to
their Digilocker account for document
retrieval during loan applications.
Users will be directed to the Digilocker
iframe for authorization, and upon
completion, Pahal Pe can use the
generated requestId to access other
Digilocker APIs like Get Details, Get
Files, Pull Documents, and Get e-
Aadhaar for streamlined document
retrieval and verification processes.

Integrate the Get E-Aadhaar API into

Pahal Pe to simplify identity
verification during loan applications,
ensuring secure access to user identity
details and streamlining document
retrieval for enhanced efficiency.

Integrate the Get Files API into Pahal

Pe to streamline document retrieval
from Digilocker, ensuring secure
access to necessary documents for loan
processing, including identification,
address, income, employment proofs,
property documents, and any other
relevant files.

Integrate the Pull Document API into

Pahal Pe to simplify the retrieval of
PAN documents from Digilocker for
loan applicants, ensuring secure access
to necessary documents for loan
processing, including PAN card data,
and providing download URLs for
PAN documents in PDF and XML
formats.
Integrate the Signzy PAN Fetch API
into Pahal Pe to verify PAN numbers
for compliance, risk management, or
identity verification purposes during
loan applications. This API provides
essential information such as PAN
status, holder details, and tax
compliance status, helping Pahal Pe
ensure regulatory compliance and
reduce the risk of fraud.

Integrate the CKYC Fetch API into

Pahal Pe to retrieve detailed customer
information for identity verification
and personalization during the loan
application process. With just a single
API call using the customer's CKYC
number, Pahal Pe can access essential
data points, ensuring compliance with
regulatory requirements and enhancing
the efficiency of identity verification
processes.

Integrate the CKYC Search API into

Pahal Pe to streamline identity
verification and KYC compliance
processes during loan applications. By
inputting a government-issued ID
number provided by the user, Pahal Pe
can retrieve the associated CKYC
number and meta information, ensuring
accurate identity verification and
compliance with regulatory
requirements. This helps enhance the
efficiency and security of the lending
process in Pahal Pe.
Integrate the CKYC Extended Search
API into Pahal Pe to further enhance
identity verification and KYC
compliance during loan applications.
By inputting a government-issued ID
number provided by the user, Pahal Pe
can retrieve the associated CKYC
number, meta-information, and profile
photo, providing a deeper
understanding of the customer's
identity and ensuring compliance with
regulatory requirements. This helps
strengthen the security and accuracy of
the lending process in Pahal Pe.

Integrate the Image Passive Liveness

API into Pahal Pe to enhance security
during the onboarding process. By
providing an input image URL, Pahal
Pe can determine if a live person is
present, reducing the risk of fraudulent
activities. This API ensures that only
legitimate users are onboarded onto the
platform, enhancing trust and security
in Pahal Pe's lending services.