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Date: Lender's Name: Applicant Name:
Whizdm Finance Private Limited Prakash Kumar Thakur
[Link] Parameter Details
(i) Loan Reference No. null
Loan amount (&+,-.($/012-31"/4(,$2"$/012-31"/$(,$(*"$ 265000.00
(ii)
2,33,5"3) (in Rupees)
(iii) Rate of Interest (% p.a.) 16.00 %
Total interest charge during the entire tenure of the loan 96061.00
(iv) (in Rupees)
Other up-front charges (break-up of each component to
be given below) (in Rupees)
a) Processing fees (in Rupees) 6254.00
(v) b) Insurance charges (in Rupees) 0.00
c) Broken Period Interest (BPI) (in Rupees) 581.00
d) Others (if any) (in Rupees) 0.0
(vi) Net disbursed amount ((ii)-(v)) (in Rupees) 258165.00
(vii) Mode of disbursement 258165.0 will be transferred to your account
Total amount to be paid by the borrower (sum of (ii), 367315.00
(viii) (iv) and (v - (a), (b) & (d))) (in Rupees)
6..-&7$8"3'".(&9"$:&(" - Effective annualized interest 17.33 %
(ix) rate (in percentage) (computed on net disbursed amount
using IRR approach and reducing balance method)
(x) ;".,3$,<$(*"$=,&.$>0.$+,.(*14/? 48 Months
(xi) Repayment frequency by the borrower MONTHLY
(xii) Number of instalments of repayment 48
(xiii) Amount of each instalment of repayment (in Rupees) 7510.00
Details about Contingent Charges
:&("$,<$&..-&70@"/$A".&7$'*&39"1$0.$'&1"$,<$/"7&#"/$ 24%
(xiv)
A&#+".(1$>0<$&.#?
(xv) NACH/e-mandate bounce charges 500.00
Other disclosure
,,70.9$, 47,, -A$A"30,/$/-30.9$5*0'*$2,33,5"3$1*&77$
(xvi)
.,($2"$'*&39"/$&.#$A".&7(#$,.$A3"A&#+".($,<$7,&. 3 days*
(xvii) =,' 0.$8"30,/ 6 months lock in for tenure upto 18 months
12 months lock in for > 18 months
(xviii) $ -"$ &(" 5th of every month
(xix) 8-3A,1"$,<$=,&. Repay Other loans
"(&071$,<$=)8$&' .9$&1$3"', "3#$&9".($&./$&-(*,30@"/$ Whizdm Innovations Private Limited
(xx)
(,$&AA3,&'*$(*"$2,33,5"3 (“Moneyview”)
(xxi) &+" $/"109.& ,. $&//3"11$&./$A*,."$.-+2"3$,<$
Venkatraman Narayan
.,/&7$930" &.'"$3"/3"11&7$, '"3$/"109.&("/$1A"'0 '&77#$ 080 4569 2002
(,$/"&7$50(*$%0.;"'*4$/090(&7$7"./0.9$3"7&("/$',+A7&0.(14$ Moneyview, 2nd Floor, The Address,
011-"1$ Kadubeesanahalli, Bangalore, 560087
grievance@[Link]
Whizdm Finance Private Limited
[Link] Goyal
8095000789
17,1A,The Address Building,Outer Ring Rd,
Kadubeesanahalli, Bellandur, Bengaluru,
Karnataka 560087
[Link]@[Link]
• Please refer to Money View Privacy Policy at [Link]
• Please refer to Whizdm finance Privacy policy at [Link]
• Please refer to EMI Calculator details at [Link] calculator
• Net Disbursement and other details as mentioned above in KFS may vary basis actual disbursement date.
• Processing fee is non- refundable in nature and the Company may retain the processing fee even if a loan is cancelled
during cooling off period, upto a maximum of Rs. 3000 plus GST.
