Kindly, Stop here and

take a deep breath and say

Bismillah Hir Rahman Nir Rahim
(In the name of Allah, the most Gracious,
the most Merciful)

Usually, people would prefer to scroll

all pages before they read
But, we recommend you to read
every page slowly to get full benefits.

You can read later if you are busy now.

We respect everyone’s time. You may not have time

to read hundreds of pages estate planning book and
that’s why we made it short, less than 50 pages.
We kept the information to the point of practical
application rather than narrating long paragraphs.
It should not take more than a few minutes
to an hour. but it has valuable information
for you and your family.

The most precious gift you can give in your

life is the best Islamic estate plan that will
everlasting lucrative outcomes materially
and spiritually in life and beyond...
-By Wassiyyah

We promise, if you read this book entirely,

you will be able to make decision today inshallah.

1
 The scientific laws of the Lord of the
universe and beyond are amazing
Even though we are creative beings and the best creatures on
earth, we understand a little about life, the world, and the
universe. It's vast and is unimaginable.

One of the beauties of Islam is the concept of worship which is

very broad. Worship is not just prayer, fasting, or pilgrimage;
every moment you spend thinking about anything positive in
your life or for others can be classified as worship. It goes same
for loving, respecting, and obeying Islamic law.

Some sort of scientific law drives everything within and around

us. We can only discover but cannot interpret it in its entirety.
The Islamic law is one of the divine laws for Muslims, similar to
other scientific laws.

Time, mental incapacity and death are three huge constraints.

We do not know the next moment and do not know the time of
mental incapacity or death. Once a person becomes mentally
incapable or dies, their estate plans door closes. Your likes,
dislikes, values, wishes, and desires sealed up, all estate plans
become irrevocable, and control goes into someone's hands
whom you appointed to take care of.

Our aim of this guide is to inspire you and give hand to hand in
your Islamic estate planning journey.

Islamic inheritance law is one of the legal laws for Muslims which
governs the crucial portion of life, as many of us underestimate.

Anything and everything we do in our life are summed up into

three things; deeds, debts, and inheritance. No one can get
away from these three things. We want you to reflect this notion
of “Anything and Everything” in the next page!

2
 Anything and Everything
concerning our life...
Inheritors Spouse, Children, Grandchildren, Great
Grandchildren how low soever, Parents, Grandparents,
Great Grandparents how high soever, Siblings and their
male descendants how low soever, and Distant kindred
relatives.
Islamic Wills
Wealth Money, House, land, recreational property,
investments, securities, bonds, insurance, business Trust or Waqf
property, vehicles, Jewellery, belongings, and other.
Pour Over Will
Career Types and means of earning, Not forbidden
(Halal) and legal earning. Letter of Wishes

Inheritance certi
Implications Legal, Social, Moral, Rights, Judge,
Judiciary, Public notary, Lawyer, Legal firms, estate
Living Will
planning experts, wealth experts, real estate
management, tax consultants, accountants and other
financial and legal experts. Power of Attorney

Medical Hospital, Doctors, Medical treatments, short, Personal directive

longterm and end of life care, disability, mental
capacity Gift or Hiba

Personal Values, likes, dislikes, habits, thoughts, Doctor’s note

preferences, life and more.
Marriage contract

Age Adulthood, Marital, Immigrant, Citizen, and so on.

Nuptial agreements

Geographical National, International, Country,

Jurisdictions, City, language, culture, and traditions. Settlement agreements

Strategy Wealth management, Estate planning,

Succession planning, and Financial planning.

Faith Islamic faith, inheritance, debts, charity, gifts,

bequest, witnessing, compliance, marriage,
relationships, deeds, birth, life, death, and salvation.

Others We can not make this list inclusive and many

more other things can relate to our estate planning
journey.

...ends up in one or more Islamic

3
estate plans.
 Copyright ©2022 Wassiyyah.com, All rights reserved.

No part of this publication may be reproduced, distributed, or

transmitted in any form or by any means, including
photocopying, recording, or other electronic or mechanical
methods, without the prior written permission of Wassiyyah.com.

You can refer website Wassiyyah.com if someone is interested to

get this guide with free sign up but you cannot share or publish
this Book to anyone, organization to any media.

Any references to historical events, real people, or real places

are used fictitiously. Name, characters, and places are products
of the author’s imagination. We have also shared some of the
examples of real life events in this book.

The views, opinions, findings, and conclusions expressed in this

work are strictly those of the authors. We do not endorse any of
the personal views of the authors on any platform.

ISBN 978-0-9952911-1-9

Edition: March 6, 2024

Thanks for your interest,

WASSIYYAH TEAM

4
 INDEX
What is Estate, Estate plan, and Islamic
ONE estate planning?

What are the five reasons to create your

TWO estate plans?

What should I choose between Islamic

THREE Wills and Trust?

Should everyone create Trust instead of

FOUR Islamic Wills?

Should I create Living Will and Power of

FIVE Attorney?

How does term “legality” work in Islamic

SIX estate planning?

What are the two contemporary issues

SEVEN for meeting Islamic compliance?

What should I know before I create my

EIGHT Islamic estate plan?

How does Wassiyyah’s worldwide

NINE solution work?

What other resources are available on

TEN Wassiyyah to learn more?

5
 1 What is estate, estate plans,
and Islamic estate planning?
Estate plan refers to Islamic Will, Trust, Power of Attorney, and
Living Will in general, but there are many other add-on tools.
Islamic estate planning is to protect values, wishes, assets,
beliefs, inheritors, and legal rights. An Islamic estate plan must
comply with Shariah or Islamic law in addition to legal Laws. The
name of estate plans, the name of the appointer (i.e., Owner of
estate plans who creates it), and the name of the appointees
who will carry out affairs (i.e., Administrators) differ from one
Country or Jurisdiction to another. Every estate plan has a
specific meaning and purpose you can find below in more detail.
We suggest watching this VIDEO to give overview of Islamic
estate planning.

Islamic Will Islamic Will is the most popular estate plan to

protect assets, make a bequest, fulfill debts, and Inheritance
obligations. One beauty of the Islamic Will is that it's a simple
estate plan with no maintenance. However, there are other things
to know about Islamic Will, which we will explain shortly in the next
topic. Islamic Will becomes irrevocable and cannot be changed
after a Testator loses mental capacity or dies. It must meet the
Shariah compliance to make a perfect Islamic Will. You will learn
more about Islamic Will's pros and cons shortly. There are
different names of Islamic Wills such as Wasiya, Wasia, Wasiyat,
Wasiat, Wasiyat nama, Wasiyya, Wasiyyah, Wassiyyah, Wassiya,
Wassiyya, Muslim Will or simply Last Will. Using the name of your
Will to be "Islamic Will" would not make it Islamic. There are
different types of Wills. The most common are Family Will (or
Mirror Will, Mutual Will, Husband Will, and Wife Will) and Single Will
(or Individual Will).

The Islamic estate plan is straightforward compare to secular estate

plan because the Islamic inheritance law is optimally designed with
in-built rules. Because of this feature, much of the Attorney's efforts
are saved as you do not worry about how and whom to distribute
assets except making that legally possible and enforceable. However,
it does not function automatically as simple as it sounds. You will
learn in more detail about solutions we will need for Islamic
inheritance distribution to make this work. Click HERE to learn
about non-Muslim authors' perspectives of Islamic inheritance law.

6
 1
Trust or Waqf Trust is an advance estate plan to protect
faith, assets and inheritors, making bequest, fulfilling debts and
inheritance obligations. Trust becomes irrevocable after Grantor
becomes mentally incapable or dies. There are different names
for Trust, such as Living Trust, Family Trust, Individual Trust, Waqf,
Wakf, etc. You will learn more about Trust's pros and cons shortly.

Power of Attorney for Property To look after financial affairs

locally or remotely, nationally or internationally, you create Power
of Attorney for Property. It also refers to Financial directives, Power
of Attorney for financials, etc. A power of attorney becomes
irrevocable after mental incapability. A power of attorney can be
made effective before or after mental capacity. Wassiyyah offers
many options to choose from. It will be ineffective after the death
of the Testator or Grantor.

Power of Attorney for Healthcare or Medical If you want

someone to look after your personal affairs (not limited to
medical or finance), you create a Power of Attorney for
Healthcare. This estate plan also refers to Personal directives
(because you direct someone towards your likes, dislikes, wishes,
and values). You may wish to wake up in the morning, pray, enjoy
reading Holy Quran, go for a walk, prefer to take bath in certain
time of the day, certain food you do not like, enjoy nasheed or
lecture, like to stay in the company of people or do not prefer to
have many people around, and what would you like to do right
before death (i.e. reciting Holy Quran, which Surah etc) and list
can go on. It's about you, your preferences, your lifestyle, and
more. Imagine if you are at a certain age and cannot speak due
to mental or physical incapability, and people around you; do not
do what you like; then how awful would it be! Because your likes
and dislikes are ingrained into your mind, body, and life and
become habits that you cannot change over time even after
physical or mental incapacity. You do not like taking breakfast
very early, but since no one knows your preferences, they will
follow their plan (but not your plan or wishes), which will hurt you
because something is done that is against your thoughts, wants,
and lifestyle. So, it's a strong estate plan that can fulfill you when
you are not capable. A power of attorney becomes irrevocable
and cannot be changed after mental incapability. It becomes
ineffective after death.
7
 1
Living Will or Medical directive Living Will is to look after your
end-of-life wishes after mental incapability and unconscious
coma-like situations. You can select preferences related to the
medical treatment you may wish or to prevent because certain
medicines (i.e., steroids, etc.) may be more damaging than
improving your health. It also includes the preferences related to
donating or allowing organ transplantation—all the choices you
can make what you prefer in Living Will. If you do not make
choices, someone else (i.e., your family member, relative, friend,
or doctor) has to decide, and it would be more difficult for them
to decide on your behalf. It’s not that you create Living Will if you
want to allow medical treatments or make organ donations, but
you can prevent all that (including autopsy, post-mortem, and
molestation of your body) through this document. It’s you, your
physical health, your body, and your faith to make choices.
Islamic Bioethics significantly influences your preferences for
Living Will, which you will learn more about shortly. There has
been many real life examples we have observed where a parent
dies. And children would like to do autopsy or post-mortem due
to legal issues left behind by parent. But a deceased parent never
wanted this to happen in his or her life. There has been historic
cases where the differences among different family members
end up in court in the absence of Living Will. So, to prevent thes
things happening in your life, create this estate plan and share
with your family members so they abide by that in case near or
after death.

Adds on estate plans Wassiyyah offers many adds on estate

plans that includes Letter of Wishes (for Islamic Wills), Beneficiary
Deeds, Pour-over Will (for Trust), Islamic Inheritance certificate
(for Islamic Wills or Trust), Deed of Gift (or Hiba), Marriage
contract, Marital property agreements, Marriage settlement
agreements, and more. Visit Wassiyyah for more details.

8
 1
Find your Decision making matrix below for complete Islamic
estate planning solutions (offered at Wassiyyah). Name of Estate
plans, Appointer and/or Appointee may differ from one country
or jurisdiction to another. This table can help you quickly scan
and features of each estate plan.

Wassiyyah’s Power of
Trust Pour Power of Living
Islamic Islamic Islamic Letter of Attorney Attorney Will or Deed of
estate >> or Over Inheritance Property Gift or
Wills Certificate Wishes Health Medical
planning Waqf Will or care Directive Hiba
solutions Finance

Testator
Name of Appointer Testator orGrantor
Granter Testator or Testator Maker Maker Maker Donor
Grantor

Executor Executor Attorney Attorney Decision

Name of Appointee Executor Trustee Executor or Trustee Maker Donee

Related to property, House,

Land, or Money

Related to Inheritance, Taxes,

Debts, or Bequests

Related to Gifts and

Gift Taxes

Related to Guardianship for

minors

Related to Physical or Mental

Disability

Related to Islamic bioethics

Effective before death or

upon mental incapacity

Effective after death

Primary
estate plan

Adds on to Primary
estate plan

Related to Medical
treatments, Organ donations,
or Organ transplantations

Related Personal affairs,

9 values, lifestyle
 2 What are the five reasons to
create your estate plans?

Not many surveys or statistics are available for Muslims estate

planning, but one is from the Malaysian firm called MDRT. As per
this firm, “Only 10% of Muslims have estate plans”. In other surveys,
51% of Canadians do not have Will as per CTVnews. 68% of people
residing in the USA do not have Will, as per the Conversations. 52%
of people living in Australia do not have Will as per News. The
compliance percentages could go much lower in underdeveloped
countries. You can quickly assess the Muslim community or group,
similar to Wassiyyah assessed many times in the past, by asking a
question in an events that “Who has the estate plan?.” and most of
the time, the outcome is not promising. You should also make a note
that there are many limitations when it comes to surveys; Most of
the time, surveys consider only a fraction of the population and
whether Will is created or not but do not account for the quality of
the estate plan, meaning; “Is the created estate plan proper?” or
“Would the estate plan meet intent?” or “Is the estate plan valid
legally and Islamically?”, and so on. Therefore, the real compliance
matrix may go much lower if we count all the factors.

Islamic obligation For Muslims, there are tones of Islamic

literature support (through all four sources, Holy Quran, Sunnah,
Ijma-the consensus of companions, and Qiyas-the analogical
deductions) that every Muslim must have an estate plan for their
Inheritance protection and for successful salvation (See
Presentation). For Jewish, it is a religious obligation (See
information HERE). For Hindus, it is a sacred duty (see information
HERE). For the rest of the other Non-Muslims, it is a legal and
moral obligation.

If you do not make a Will, every government has made Will for you,
called the “Intestacy” (for deceased) or “Statutory” Will (for
incapacitated) and the distribution of estates will follow the legal
inheritance law if anyone dies without Will. This type of Will takes
month because it is created by the competent court or related office.
So, the estates for deceased stuck for years before it is distributed to
inheritance. Moreover, the legal inheritance laws are pretty different
(in terms of estate distribution) from Islamic law and may differ
from one country or jurisdiction to another. So, the estate
distribution will not follow Islamic law for sure (99.99%).

10
 2
The Legal inheritance law the way it works; estates go to surviving
spouse in general. If spouse is not alive, the estate goes to the
children equally without guardianship. i.e., Children can take this
money at whatever age and spend it as they wish. Your children's
guardianship is a big concern without having estate plans. If
spouse and children are not alive, it becomes more interesting
and complicated as the legal laws of Inheritance are diverse and
hard to imagine. Die without estate plans is an awful and
unfortunate moment anyone can face. In short, the estates will
default to the Intestacy rule, and Inheritors will not have any
option other than bitterly accepting it. One of the main
beneficiaries of the Intestacy rule is government, the tax office
that you should know for escheat or unclaimed estates.

An Ideal Muslim, he believes in Islamic faith, prays five times a day,

fast, pay zakat, perform Hajj, good term with family, relatives, and
friends, do utmost to please Allah (Subhanahu Wa ta-ala) and
beloved Prophet (Sallallahu Alayhi Wasallam) but when it comes to
mortgage, loans, credits, estate planning leave a loose knot. We
should ask question; “Why is our Ummah falling behind?.” or “Is
that difficult task to accomplish?” or “Why are we not reflecting this
flaw?” This is evident in the Hadith that “the Last hour will not come
until Inheritance is not distributed” (See Sahih Muslim, 2899a, Book
54, Hadith 47) and “No one will be left out of Riba” (See Sunan an-
Nasa'i 4455, Book 44, Hadith 7). So it is difficult time but every
Muslim should do his or her best to comply with estate planning and
debts.

Legal obligations It's not mandatory but mandatory legally

(indirectly). Suppose you do not have an estate plan and no one
will be available to look after your affairs. In that case, the
government has to spend time and energy to fulfill the executor's
duty (through the "Administrator" or "Representative" appointed
by the government). Please, don’t think all these are welcoming
for the government because they will get wages as they are also
busy, and most governments do not have adequate time and
resources to look after these unwelcoming extra affairs.
Government will hire Administrator with fees which may not be
an issue if Testator left substantial wealth; otherwise, your
inheritance can decrease drastically due to Administration fees,
and little or nothing goes to inheritors at the end in the absence
of estate plan.
11
 2
Paying debts Without creating estate plans (i.e., Islamic Wills or
Trust), there is no other way and the best way to pay off your
debts, whether personal, business, legal, or obligatory. There is no
other document in which you could be able to specify your debts
more clearly than Wills or Trust, so that the debts is paid off after
death. Executors and Trustees are responsible for paying off
these debts before inheritance distribution. Legal and Islamic
laws align regarding debts obligation that must be paid off
before inheritance distribution. Creditors have more upper hand
under Islamic law compared to Legal Laws. Anyone can create
estate plans to circumvent the issues of debt (to overcome legal
laws), but under Islamic law, it is not allowed. You cannot hold
your inheritors accountable for paying off debts because you did
not leave any documents. So, you must create estate plans to
pay off your debts to purify legally and spiritually before leaving
this world.

Billions of dollars (See example for USA, India) are in many

government accounts due to people not fulfilling their obligations.
See an example from Malaysia, USA. There are particular companies
(see example Missingmoney.com and unclaimed.org) selling these
frozen and unclaimed assets worldwide. Not just estate planning,
but there may be many reasons for unclaimed or frozen assets. These
assets will be held for specific time period then will consider part of
government properties (See example for Canada, India). There are
worldwide unclaimed property laws you should know.

Delay and more expenses Any of the above mentioned reasons

would delay the Probate processing time. Typical Probate can be
closed from 2 months to 10 years. So, keep in mind if you leave
anything (i.e., pending, unfinished, non-completed, non-proper
estate plan, or no estate plan), it will delay further.

Tax consequences You can save your estates from tax

consequences if you properly plan for it. Without proper estate
planning, your estate may be subject to substantial taxes (estate
tax, inheritance tax, deed tax, etc.), especially if you own more
than the tax-free allowance based on your country or jurisdiction.
You will pay many different taxes that will be visible after death.

12
 2
You can plan for lifetime gifts called “Deed of Gift or Hiba” to
reduce the inheritance amount. So, you could do so much if you
had a goal to create and optimize estate plans. Thinking and
implementing estate planning goals is crucial for everyone
before it is too late (i.e., accident, pandemic, disaster, mental
incapability, or death).

Succession planning Many people miss succession planning

opportunities for their business due to not knowing or waiting due
to conservatism in mind or many other reasons. Succession
planning is essential, especially if you have business or
corporation. Your sole or limited partnership business would die
with you if you did not invest in succession planning. Many
companies (for example, Orgvue, Kornferry, DHR global, etc.) offer
consultancy services for succession planning strategies so that
your business can slowly transition over to other family members
and survive as an inheritance for a life. Wassiyyah can help you if
you have a medium to small sized business. You and your family
member can handle with minor consulting assistance for very
small businesses.

It becomes more complex and challenging if you handle a

contracting business where you bid and accomplish the work.
There is a true story of a Muslim fellow who used to work with one
Wassiyyah team member in North America. The brother of a
Muslim fellow had a large civil contracting business in Pakistan.
When his brother died, there were many ongoing contracts, with
some contract awarded and partially completed in the site. A
Muslim fellow had to leave his job and family in North America to
look after his deceased brother's business. He has not returned
yet from Pakistan many years has passed. If a Muslim fellow did
not decide to return, his brothers' assets might have turned into
bankruptcy and frozen or unclaimed assets. Many stories tell us
that it is difficult for survivors who suffer from a similar situation
due to not having proper succession planning. Money or business
becomes a misery for inheritors. The question of compliance
(whether moral, legal, social, or Islamic) to estate planning goes
far away if succession planning does not take place.

13
 2
PRO-TIP: If you own a flourishing business or corporation, please
consider this guide to kick-start your succession planning. You may
be conservative to keep secrets of your achievements (i.e., business)
to yourself only, but you do not have any other option than release
the knot slowly so that someone else takes over for the survival of
your business and inheritance. On parallel, you should also work on
Islamic estate planning which is as important as succession
planning. Without estate planning, you will lose compliance unless
you transfer your entire business to your family, corporation, or
successor. In any case, you must need to complete Islamic estate
planning. Succession planning should start at early as 35 years of
age for business owner(s) to successfully transition before
retirement. Any part of the business property under your name
would consider an inheritance and needs an estate plan. Whether
you own a business or an individual, you would need estate plans to
meet legal and Islamic compliance without any doubt.

Wassiyyah offers an exclusive guide of Successive planning for

Premium members. Wassiyyah provides guidance that will give
you some inspirations to kick start your succession planning.

Wassiyyah offers the AI and monitoring managing Wealth and

Estate. You can find previews HERE.

14
 3 What should I choose
between Islamic Wills and Trust?
No matter what path you go, you will have to create Islamic Will.
The question remains unanswered: "Should I create Trust or not?".
To simplify, we will compare cost and other factors to give you
better insight between Islamic Will vs. Trust. Some of them will be
known to you but stay here, and you will surely learn a few new
things for sure.

Cost Below table shows a comparison of the Islamic Wills cost

vs. Trust cost. These are rough numbers, subject to change
anytime, so you should use them for reference only. Nevertheless,
it will give some idea. We have included "Probate Lawyer cost,"
but it is only applicable if the executor cannot handle Probate
processing. If you have significant assets, then Islamic Will's cost
would go much higher because of the increase in the Probate
cost, which is proportional to the percentage (%) of assets in
many countries. Probate fees in Canada will be $1,500 compared
to the United States, which will go to $8,000. Much less (~500 flat
fees) in the United Kingdom, but their Probate lawyer fees are
higher (~2 to 5% of total assets).

Islamic Wills & Probate cost Trust cost

Countries
Creating Creating Islamic Creating Trust
below Probate Probate Lawyer Islamic Wills Wills Attorney with Attorney
court fees fees online

0.2 to 1.5% ~$500 to ~$3,000 to

Canada total of Starts at $1,500 ~$50 to $300 $2,000 $7,000
assets

United 4 to 8% of Starts at $3,500 ~$50 to $300 ~$500 to ~$3,000 to

states total assets $2,000 $7,000

~$1000 flat Starts at $1,000 ~$50 to $300 ~$500 to ~$3,000 to

Australia fee $2,000 $7,000

United ~$500 flat ~2 to 5% of total ~$50 to $300 ~$500 to ~$3,000 to

Kingdom fee assets $2,000 $7,000

1 to 10% of ~$100 to ~$5,00 to

India Starts at $200 ~$50 to $300
total assets $3,00 $2,000

~$500 to ~$3,000 to
China ~$0 Starts at $1,000 ~$50 to $300 $2,000 $7,000

15
 3
PRO-TIP: Many people do not know that Probate handling is
administration work (Wassiyyah has confirmed this fact with a well-
known USA attorney) but not a legal task. You should also know that
most attorneys do not make money in creating Wills compared to
handling Probate. And that’s why when you consult any attorney or an
expert (those are not honest), would never give you information about
Probate issue when you ask for creating Last Will. To save on probate
administration costs, you should consider the resources of Wassiyyah.
Wassiyyah's premium blogs, articles, and videos. Wassiyyah offers a
detailed executors' guide for handling Probate and estate distribution
for Premium members. You can save the majority of probate lawyer or
legal firm costs if your executor can take on Probate work, which is not
difficult. Wassiyyah offers exclusive guide for Premium members help
handling the probate processing.

Control while alive Islamic Wills have no effect or provide no

control while a person is alive. Trust, on the other hand, you can
start managing it as soon as it is established. You can imagine and
visualize the distribution of assets under Trust. On the other hand,
You would not know the validity of an Islamic Will until a probate
(court) approves after a person dies. Since Trust is living during your
life and no intervention of judiciary required, you can enforce the
shariah compliance much effectively compared to Islamic Will. So,
Trust is more user-friendly in compliance with shariah or Islamic law
than Islamic Wills, especially if you have assets in non-Muslim
majority countries.

Trust is inclusive Trust includes your Living Will and Power of

Attorney. Islamic Wills, Living Wills, and Power of Attorney are
separate documents. If you create Trust, you can include the Living
Will and Power of Attorney part of your Trust, but this is impossible
for Islamic Will, i.e., you will need a separate Living Will and Power of
Attorney.

Creating an estate plan Creating an Islamic Will is more

straightforward than Trust. Islamic Wills do not require details of
each asset, investments, money, belongings, or jewelry. Trust
includes accurate and current information for all these items. Trust
needs to keep up to date with all changes that may happen to your
assets. Selling, buying, renting, or leasing must spell out correctly in
the Trust. These changes do not matter for Islamic Wills much.
16
 3
Privacy issue Islamic Will becomes a public document and will
be accessible to anyone (other than your family members,
executors, etc.) interested to know, such as creditors, but Trust is
always confidential between Grantors, Trustees, and
beneficiaries.

Transferring assets a big task Islamic Will is very simple

compared to Trust because it does not require any transfer of
property title. Your money, investments, insurance policies,
retirement benefits, educational plans, house, land, car etc. must
be transferred under the Trust name. The assets with land titles
on your name must be transferred to the Trust name, which is a
significant effort. Also, you will have difficulties transferring some
assets into Trust, such as Insurance policies.

7 PROS x 7 CONS Islamic Wills Trust

1 Approval & Validity Delay Fast
2 Control while alive No Control Full Control
3 Privacy issue Not private Always confidential
4 Probate Required Not Required
5 Living Will Separately required Can be included
6 Power of Attorney Separately required Can be included
7 Cost after death More Less
8 Cost for creating Less More
9 Cost for maintaining No or Less cost More
10 Maintenance Not required Lots of efforts
11 Transferring assets Not required Required
12 Legal laws Available for all May not available
13 Affordability Affordable Expensive
14 Creating Easy Complicated

17
 4
Should everyone create Trust
instead of Islamic Will?

From a logical point of view, everyone can blindly accept that

Trust is the most effective and practical way to manage assets,
and there is no doubt about it. However, before you decide, you
should note the following things.

Limitations of the legal framework Not all countries have an

adequate legal framework (i.e., laws, regulations, acts) that allow
you to create Trust. Before making a plan for Trust, you should
check whether a country has Trust laws. If you have assets
worldwide, this makes it more complicated as you should confirm
the legal framework of the country or jurisdiction, which may
allow you to create Trust. Wassiyyah will provide information
through Premium blogs and articles for more details about which
country allow you to create Trust or Waqf.

Time and Energy Since creating Trust requires more time and
effort, you should assess, based on your assets size and types,
whether it is worthwhile to pursue Trust or not. If you own assets
that include a house (which is in most cases in a joint tenancy
with a spouse) and a few thousand dollars (less than half a
million), then it would not be worthwhile to create Trust because
your joint assets would transfer automatically to spouse (based
on the right of survivorship), but you will need an Islamic Will to
comply with Shariah. The only assets that would go through
Probate are the assets that are not owned jointly. Joint assets are
great, but you bypass the Shariah or Islamic law entirely, which
will pose an Islamic compliance issue. So, you have to arrange
assets’ ownership wisely, so fewer assets go through Probate or
need a solution for joint assets.

Wassiyyah offers a creative legal solution for achieving compliance

for Joint assets which is aligned with Islamic ruling without
compromising legality. This solution works best for those who does
not have large assets and at the same time to avoid probate without
creating Trust (or Waqf). This solution requires utmost care to
handle by Owners, Beneficiaries, and Inheritors. Wassiyyah has
estate plan and tools to make this solution practical and efficient.

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 4
Probate issue It’s an issue but may not be as big as in some
countries such as the United States, Canada, Australia, or Europe.
The laws of Probate in these countries are more stagnant,
aggressive, and complicated than in any other country. For
example, if you live and have assets located in two or more
states of the United States, you will need separate estate plans
(i.e., Islamic Wills, Trust) for each state because laws differ from
one state to another. Probate has to be carried out by an
executor in each separate state.

PRO-TIP: We see lots of hype in promoting Trust as an estate plan,

but it may not suit everyone. So, what to do from here? - Most
attorneys agree that you must need an Islamic Will irrespective of
creating a Trust or not. Wassiyyah recommends creating Islamic
Wills no matter what you decide to do because you will need an
Islamic Wills anyway to cover the assets left out from Trust. Also,
Islamic Wills are very flexible as you can change in the future as you
wish. However, Islamic Wills would not work efficiently without
other adds on. Instead of waiting until you decide between Islamic
Wills vs. Trust, Start with Islamic Wills as a primary estate plan.
Creating Islamic Will would provide backup in case something (i.e.,
accident, pandemic, mental incapability, or death) may happen, and
you lose all control while still deciding whether to create Trust or
not. In the future, when you create Trust at that time, switch the
Trust as a primary estate plan and Islamic Will as a secondary
backup estate plan. Hopefully, this will remove confusion for now
about where to start, at least. Wassiyyah recommends creating a
Living Will and Power of Attorney when you create Islamic Wills to
achieve the complete Islamic estate planning goal. One benefit of
creating all these estate plans together is that you can use the same
witnesses and appointees for signing, and this way, you can kill
many birds with one arrow. Wassiyyah also recommends that you
and your friends (or relatives) can create estate plans together so
that you can be a witness to your friends' (or relatives’) estate plans
and vice-versa. So, it’s a win-win for both—no executor obligations,
trusteeship, or filling for witnesses.

You should know that Wassiyyah offers free session. If you are
interested, consider booking free session HERE. If you are few (less
than 10 people), consider booking one-to-one session to remove
all confusion you may have because free sessions are generic in

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Should I create Living Will
and Power of Attorney?

The Living Will and the Power of Attorney are legal estate plans
but have Islamic implications. Creating Living Will and the Power
of Attorneys are not compulsory but essential estate plans. We
understand these estate plans are not as popular, and it’s mostly
ignored and forgotten by most people, but the consequences
can be dire. Muslim community has a thirst for learning these
estate plans. Wassiyyah recommends watching below videos to
give you more insight before you read our PRO-TIP.

• 25 things to know about Living Will - Access HERE

• 25 things to know about Power of Attorney - Access HERE

PRO-TIP: If you decide to create an Islamic Will as a primary estate

plan, you should create a Living Will and the Power of Attorneys in
addition to the Islamic Will. If you decide to create Trust later, and
when you create Trust, you can revoke those Living Will and Power
of Attorneys. Wassiyyah offers country-specific Living Will and
Power of Attorneys worldwide except jurisdiction (i.e., state,
province, territory) specific Living Will and Power of Attorneys for
the United States, Canada, Australia, and part of Europe. So,
Wassiyyah offers the ultimate worldwide solution for Living Will
and Power of attorney, which you will not find anywhere on the web,
especially for Muslim estate planning. For Living Will, to comply
with Islamic Bioethics is very important. Wassiyyah has ensured
that your Living Will meet Islamic and generic medical bioethics
compliance. Power of Attorney for Health care (or Personal directive)
is an equally important estate plan that every Muslim should create.

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 6 How does term“LEGALITY” work
in Islamic estate planning?
The legality of Islamic estate planning is the most misunderstood
term for many, including professionals and scholars. Typically,
people can understand the estate plan is legal because of the
reasons below, but these are all misconceptions.

FIRST MISCONCEPTION The estate plan is legal because

created by a legal firm. The legal firm cannot help you create
a legal estate plan unless you provide the correct information.
For example, you did not disclose to legal firm that your some
of the assets are yours but not on your name. As a side note, a
major portion of estate planning is not concerned much with
the law but with the estate planner and tax specialist that
many people do not know.

SECOND MISCONCEPTION The estate plan is legal because it

is notarized. A Public notary cannot make your estate plan
legal. A Public notary ensures the subject documents are
properly witnessed but not more than that. A Public notary
cannot guarantee the content is meeting the intent.

THIRD MISCONCEPTION The estate plan is legal because it

has many legal terms. Not necessarily; One or more missing
requirements can turn your estate invalid and not legal. For
example, if your estate plans do not meet the executors'
requirement per country law. In another example, your estate
plan has all legal terms, but you included spouse who is
Islamically married but does not reflect the marital status
legally. Also, there are legal requirements those are hidden
and we do not write anywhere in estate plan.

FOURTH MISCONCEPTION The estate plan is Islamically and

legally compliant because it includes the declaration of faith
and burial arrangement section. These sections do not play
roles in a legal term or make it Islamically compliant. First, the
burial arrangement is made in most cases before Islamic Wills
come into play. Regarding faith, your name, family members,
relatives, friends, and community know that you are a Muslim,
but the court doesn't need to know. The court does not come
into play during the burial arrangement taking place.

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Only a time, the Declaration of faith section may be helpful
when traveling and if an accident occurs far from your
residence and your funeral needs to occur without your family
members, relatives, or friends. They will search the Ids or
documents with you, but most of the time, people do not
travel with Islamic Will so that people would know you are a
Muslim. A name is adequate in most cases to prove you as a
Muslim. Contact information including home phone number
plays bigger role in identifying you as a Muslim. Including the
declaration of faith and burial section in estate plans has
become a tradition based on Hadiths, which is why all Islamic
estate planners do include them. Wassiyyah respects this
tradition and incorporates them with estate plans.

The reality is that legality starts with you, your family situations,
marital status, legal status, witnessing requirements, and many
other things. All these can invalidate your estate plan even though
you used the best lawyer, the best estate planner, or resources for
creating your estate plan. Wassiyyah ensures and controls these
gaps through administrative control, so you know where you are
right and wrong. You will learn from Wassiyyah's Premium content,
including an instructions guide for ensuring your estate plans'
compliance.

Most people highly underestimate the witnessing but it can turn

to serious both legally and Islamically. There is big punishment
for wrong testimony in Islam (See Presentation). Wassiyyah has
observed many cases where people would like to make shortcuts
on signing and witnessing. Everyone must ensure that the estate
plan is signed properly because it is a crucial legal requirement.
People take shortcuts because it is not easy to gather everyone
at one location simultaneously, but these are legal and Islamic
requirements that cannot be ignored or bypassed. You can
circumvent legally (though it is unethical) by taking shortcuts in
witnessing, but it will be non-compliance Islamically and
immense punishment of wrong or incorrect testimony in Islam.

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 7 What are the contemporary
issues for Islamic compliance?
Culture, Traditions, Habits, Beliefs, and Ignorance These
barriers can be classified into internal, External, and Legal. The
internal challenge is oneself, habits, own beliefs, and way of
thinking which creates the wall to adherence to Islamic law. Many
people believe and fear that if you live in non-Muslim countries,
you cannot create an estate plan that complies with Shariah, but
this is incorrect in three ways: First, The constitution of every
country promises your right to inheritance. Second, Everyone
other than Muslims creates their estate plans to reflect their
wishes. If you pick any non-Muslim’s estate plan, it will be
different, and they exercise their wishes in estate planning. Why
can Muslims not exercise? Third, Most Islamic estate planning
experts agree that creating an estate plan that complies with
Shariah would be better than creating secular estate plan.

Ignorance plays another substantial barrier and is not dominant

only for those who live in villages in underdeveloped countries,
but what can you observe in the most developed countries as
well. Wassiyyah takes surveys from time to time, and as per our
observations, many people do not know much about estate
planning beyond Islamic Wills. You often hear, “I do not own
assets, so why do I need a Will.” But they do not realize; What
would be the outcome if you were too wealthy or a debtor before
death? In another instance, A Muslim fellow believed, “My father
has created Will, and why do I need a Will?” even though he is a
married, wealthy person. Many are unaware that a female would
need an estate plan, not just a male. The adult wife, daughter,
sister, and mother will need an estate plan similar to the male as
an adult husband, son, brother, and father.

The external challenge is the culture and traditions we have been

following for centuries which are difficult to change. If you look
back at the estate plan of your family members and ancestors,
most estate plans you could see were non-compliant because of
two main issues; First, they distribute assets through Will by
declaring fixed portions in the lifetime as per the culture or
tradition. Second, most parents and Daughters are deprived of
the inheritance shares. Internal and External factors are so
prevalent that before it goes legal, the estate plan is winded off
by the owner. We will discuss more Legal challenges in the next
section.
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Islamic Inheritance law You will surprise to know that most
Islamic law aligns with legal or secular laws regarding estate
planning. You can watch this Blog to see the similarities between
Islamic law and Legal or Secular laws.

The existence of legal laws are blessing and is very important for
Muslims, even though there are some contradictions between
Muslim and Legal laws. Imagine, there would not be legal Laws of
Wills or inheritance. How could you comply legally? We should be
thankful as we have laws, courts, and governments that support
estate distribution to protect our inheritance. On the other hand, we
should feel grateful for the existence of Islamic inheritance law that
gives a Muslim opportunity to purify before salvation (See Sunan Ibn
Majah, Book 22, Hadith 2814). Is it meaningful to dispose of assets if
no spiritual foundation attaches to your estate planning duties?

One of the main contemporary challenge is the Islamic

inheritance share, which is different from legal laws. Islamic
inheritance law has a Just, Fair, and Balanced approach
compared to legal laws (see this Blog). The main issue raised by
non-Muslim majority countries' courts and feminists is about
Inheritance share for a Muslim Widow (i.e., one-eighth if children
or grandchildren survive) but there is no issue about Husband or
Children share. In reality, the issue of the Widow's share is not the
issue if you look at it in the context (See Woman inheritance in
Islam). The way you explain estate distribution in the Islamic Wills
and Trusts matters a lot legally. One Muslim fellow created Will
through a legal firm (possibly not specialized in Islamic estate
planning) but missed the clauses related to distribution as per
Islamic law. When Wassiyyah pointed out this, he met with a legal
firm and got added, "Distribute my estates as per Islamic
Inheritance law." This would be fine if he lives in a Muslim-majority
country, but it will not work for most non-Muslim majority
countries. Most of the free online templates follow this approach,
unfortunately. Due to this reason, many Islamic Wills get
rejections and contested in the non-Muslim majority courts.

Wassiyyah provides the principles-based Islamic inheritance

appendix with Islamic Wills or Trusts, which is tangible and
transparent. If needed, it is interpretable in the court with the
Islamic scholar's advice. This is the fundamental difference between
Wassiyyah estate planning compares to others.
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 7
Many estate planning experts write the actual inheritance shares
based on the current situation in Islamic Wills and Trust. This works if
handled through other ads on creative solution but in normal
Islamic Will and Trust, it may not work. This method is incorrect in
five ways; FIRST, the inheritance share will change after the Testator
or Grantor's death, which will make the estate planning document
weak. SECOND, writing a fixed inheritance share in the estate plan
cannot be an inheritance but a gift which is the view of prominent
Islamic scholars (See Islamic ruling Ref.(4) for more information).
THIRD, suppose if you gift in a lifetime, it must be distributed to
children equally (See Bulugh al-Maram, Book 7, Hadith 928) and
give them control if appropriate (See Islamic ruling Ref.(9) for more
information). If that is the gift then you can not mention in the
Islamic Will or Trust. FOURTH, if suppose, you consider as a
testamentary Bequest, then it is not allowed for fixed sharers (i.e.,
Spouse, Children, Grandchildren, Parents, Grandparents, Siblings as
per Islamic law) from inheritance (See Sunan Ibn Majah 2714, Book
22, Hadith 20). FIFTH, If this is Testamentary Bequest, it is limited to
one-third (See Sunan an-Nasa'i 3634, Book 30, Hadith 24), but your
entire estate turns to Bequest, which is incorrect. Moreover, Fixed
sharers cannot inherit bequest as mentioned. Whatever the angle
you observe, this approach gives the wrong outcome. For more
detailed information about Islamic ruling on this issue, click HERE.
There are many strategies followed by Islamic planning expert to
provide Islamic inheritance distributions, but Wassiyyah applies the
most practical and compliant which is principle based.

Islamic Bioethics The concept of living will in medical bioethics

was first introduced to the world in 1967 by Luis Kutner, who
suggested the first Living Will. The issues of medical ethics do not
impact you only financially but ethically, morally, religiously, and
socially. It does not only relate to you, but the people serve around
you, such as your family members, friends, physicians, and relatives.
The end of life care is a very critical for everyone who likes to have
peace.

Medicine considers the human body as to the means by which it is

cured and by which it is driven away from health. - Avicenna a Persian
philosopher of 10th century

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 7
The aim of Living Will, is to respect human dignity by providing
clinically indicated and ethically appropriate care and seeking to
understand patient values regarding care provision through the
wishes outlined in the document. The living Will is about the
choices you make for the end of life care – for yourself. Make sure
your voice is heard and respected concerning your wishes,
values, and beliefs. Think about what you want and discuss your
end-of-life care with family members and doctors.

Islamic bioethics is still developing. However, there is tremendous

work has been accomplished by many Islamic countries,
universities, and associations. The main focus of the discussion
was on brain death. The issue of brain death was first discussed
in 1985 by International Islamic scholars who gathered in Jeddah,
Saudi Arabia, even though, at that time, no decision was made.
The issue was later discussed in greater detail in 1986. The fatwa
from this conference stated that death could occur for two
reasons. The first is when a heart stops functioning in totality, and
the doctor verifies that there is no hope for it to recover. The
second is when the functions of the brain stop in totality and the
specialists (i.e., doctor or physician) in the field verifies that there
is no hope for recovery upon complete analysis. Therefore, Islam
accepts brain death as death.

Making medical treatment related choices is supported by Hadith:

Sahih al-Bukhari 5709-5712, Book 76, Hadith 29. On the other hand,
seeking treatment is supported by Hadith: Anas ibn Malik reported:
A man said, “O Messenger of Allah, should I tie my camel and trust in
Allah, or should I leave her untied and trust in Allah?” The Prophet,
peace, and blessings be upon him, said, “Tie her and trust in Allah.”
Sunan al-Tirmidhī 2517.

In an unfortunate situation, your family members, relatives, or

physician follow the instructions in the Living Will concerning
medical needs, such as whether you want artificial respiration,
pain medications, hydration withheld, medical procedures, etc. If
you did not make any decision then your family member and
medical practitioner will have to make a decision. It creates
complication due to Islamic bioethics play a role and at the
same time legal laws come into picture. You may be obliged to
follow legal laws over the Islamic law due to lack of evidence.

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What should I know before I
create my Islamic estate plan?
Let us start with examples. In the first example; A person dies after
creating a legally and Islamically compliant estate plan. Upon his
death, executors successfully followed terms in the Will as per
legal proceedings and sharia, but Inheritors were not happy. In
the second example, a person does not create his estate plan
and dies, leaving inheritors in a disparate situation. In both
examples, inheritors were not satisfied because of good reasons.
In the second example, it's evident that inheritors felt pain
because of not having estate plans. In the first example, though,
the situation is different. The inheritors were unhappy because it
did not meet their expectations even though the estate plans
were compliant.

PRO-TIP: Please do not create an estate plan hiding from close family
members; otherwise, no matter what you do, it won't be practical
and effective. Your estate plan may face pushback from inheritors
after your death and end up in court. Wassiyyah offers a solution to
this issue as long as you follow our instruction guide.

You created an estate plan, but it is not good because you

grabbed the templates from here and there. The critical
requirements were missed, and your inheritors were unhappy.
Many people make this mistake because it’s easy to grab online
templates even though they see the “Reference only” disclaimer.
People ignore all these disclaimers (by trusting blindly on word
“Attorney”) and use a template for their ultimate estate planning
goals. Wassiyyah has reviewed most of the online templates with
estate planning experts and discovered many missing
requirements. For example, If you type in google, you will get the
template from the website in the United Kingdom. You did not
read that they put a disclaimer “This template is suitable for
England and Wales only and used for reference only”. These
templates are outdated; no one cares to update them because
the goal of online free templates is very simple. They want to
bring more traffic to their website without realizing the
consequences as people take these templates with a grain of
salt. These templates do not provide protection if something goes
wrong or you miss any information in your estate plan.

27
 8
Wassiyyah's estate plans have strong in-built default protection, and
that is one of Wassiyyah's strengths in Islamic estate planning.
Wassiyyah ensures that your estates don’t go to the government
(unclaimed or escheat) as a Charity in any situation rather than
benefiting Muslim organizations in worst case.

Regarding an attorney or a legal firm, Wassiyyah recommends

learning more about services and offerings from them before
using them. If you want to pursue a legal firm, keep in mind that
not all attorneys are estate planning experts, but you will find very
few who specialize in ISLAMIC estate planning. Attorneys' fee
starts from $500 to thousands in general. Not many people can
afford this fee structure.

The lack of Islamic estate planning services and the higher cost of
estate planning make the best combination to create a barrier for
Muslims in creating estate plans. Wassiyyah's goal is to remove this
barrier.

Regarding online estate planning services, Most online service

providers are software professionals, and their services are
restricted specific to a country or jurisdiction. Please look in more
details as what are they offering. Wills providers must have
knowledge about Islamic Inheritance law which forms the
foundation of Islamic estate planning. You can learn more about
their services before using them. Wassiyyah has proven expertise
in Islamic inheritance law (Click HERE to learn more) and you can
also, become expert through Wassiyyah Academy.

You can also compare the Wassiyyah’s solution with others and if
you may think, it is for you, please START HERE to create your
estate plan on Wassiyyah. You will learn more about Wassiyyah
in the last part of this Book.

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 9
How does Wassiyyah’s
worldwide solution work?

Wassiyyah is not just about Islamic Wills but it includes range of

Islamic estate planning products such as Trust, Living Will, Power
of Attorney for Property, Power of Attorney for Healthcare, Power of
Attorney for Inheritance (info only), Pour over Wills, Letter of
Wishes, Islamic Inheritance certificate, Deed of Gift (or Hiba),
Marriage contract, Pre and Postnuptial agreements, Settlement (or
Divorce) agreements, and more.

Wassiyyah does not classify the country or jurisdiction (i.e., state,

province, territory) or city as a part of Ummah, but the entire
world community is an Ummah. By keeping that end goal in
mind, Wassiyyah offers worldwide Islamic estate planning
solutions that are affordable without compromising compliance.

Wassiyyah takes compliance seriously, and all the estate plans

created on Wassiyyah are legally and Islamically compliant meet
requirements above and beyond. Regarding Wassiyyah’s
worldwide legal compliance, Wassiyyah’s expert reviews the legal
requirements specific to countries worldwide and jurisdictions
(specific for the United states, Canada, and, Australia) and
updates the algorithms timely. Wassiyyah does not rely on blogs,
articles, or other free materials for legal requirements but
thoroughly reviews by looking into acts, regulations, and
legislations. If any clarifications are needed, Wassiyyah
approaches experts and government resources for clarifications.

Wassiyyah focuses on the quality and accuracy of estate plans,

which is why the way Wassiyyah conveys estate plans are
different from other online Islamic estate planning providers.
Wassiyyah does not require you to fill in information online but
provides the estate plans (and Instructions guide) in a single
Microsoft word document. Most online Wills providers work with
only one template, but Wassiyyah has the Country or Jurisdiction
specific templates for the estate planning. You should know
many interesting reasons (Click HERE to learn) that is why
Wassiyyah does not provide an online filling service!

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 9
Wassiyyah offers Islamic Wills that are not just for one country or
jurisdiction. You can customize your Islamic Wills based on your
needs. If you have assets in multiple countries, you can create a
Multi-Jurisdictional or International Will with Wassiyyah.

Wassiyyah offers Trust (or Waqf)specific to countries for an

individual and family.

Wassiyyah also offers the jurisdiction (i.e., State, Province, or

Territory) specific Living Will, Power of Attorney for Property, and
Power of Attorney for Healthcare for United states, Canada,
Australia, and part of Europe. In short, Wassiyyah offers the
Jurisdiction specific estate plan where the laws of jurisdiction
differ. See the summary of estate plans below that you may
create with Wassiyyah.

Wassiyyah’s premium blogs and articles are a great resource for

Premium members. We update and optimize our blog articles if new
information is discovered or changes required into existing content.
We will also inform if your estate plan needs updating due to legal
requirements changes. All new updates included in lifetime
Premium membership for US$10. You join Wassiyyah, not for a day
or two but become part of Wassiyyah’s family for lifetime.

Biggest populated countries

(For information only but Country Jurisdiction
Wassiyyah provides estate wide Islamic specific
Continent (World planning for all world Wills and Living Will,
share%) countries, not only just Trust or Power of
mentioned below Waqf Attorney

North America (10%) United states and Canada

Brazil, Columbia, Argentina, Peru
South America (3%) No required
and, Venezuela
Australia (0.5%) Australia
United Kingdom, Germany, Russia,
Europe (10%) Not required
France and, Italy
India, China, Indonesia and,
Asia (41%) Pakistan No required

Africa (17%) Nigeria, Ethiopia, and Egypt No required

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 10
What are the other resources
available on Wassiyyah?

Wassiyyah Academy Wassiyyah has developed Islamic

Inheritance law learning course that is created under the
authority of Shaykhs and Muftis who have taught Islamic
inheritance law for years. You can find more details HERE about
Wassiyyah academy offering.

Learn Islamic Inheritance law You can learn Islamic Inheritance

law and not only that but you can also learn about Jewish,
Christian, and Hindu Inheritance laws. Wassiyyah also created
articles on what are the differences between Legal vs. Islamic
laws. So, it’s an extensive resource for learning about Islamic and
other laws if you are really interested. Visit and start your learning
journey at ISLAMICINHERITANCELAW.com a central learning
resource. All the Islamic inheritance law and other books can be
found HERE that we compiled for your reference. If your thirst of
learning is not over, please stay tuned for this upcoming BOOK on
Islamic Inheritance law. ALL ARE FREE.

Learn Islamic estate planning Wassiyyah is not just the Islamic

Wills provider and also, not the one country Islamic Wills provider
but much more than that. Please visit Wassiyyah to start learning
about Islamic estate planning HERE. If you are ready, you can
start your estate plan on Wassiyyah HERE. If you want to know
more about pricing, click HERE.

Instruction guide Don’t worry and leave on us for many

questions you may have about creating, maintaining, registering,
witnessing, notarizing, and securing your estate plans. The most
questions will be covered in the premium blogs and articles and
some of them will be answered part of your estate plan
instruction guide. Wassiyyah’s instruction guide is very intensive
and customized for your country and/or jurisdiction. You will
receive instruction guide and your estate plan in a single word
document.

Legality and Terms of Wassiyyah For general question, click

FAQs. Question regarding legality, terms and more, click HERE.

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 10
Blogs and Articles It’s not easy to consolidate the entire estate
planning in a small guide. However, we made it simple for you
and click on KEYWORD MATRIX for picking up keyword which you
can search HERE or see blogs or articles HERE. We have Free and
Premium Blogs and Articles. You can join Premium membership
to get ultimate benefits. You can learn more HERE about Different
memberships.

Book your free session If you have a group of more than 10

people or community, mosque or association need an online
session to learn more about estate plan, please feel free to BOOK
HERE. All the other attendees do not need to be a lifetime
premium member (for as low as $US10, price is subject to
change) but the person who initiate booking must be a premium
member. You can sign up Premium membership HERE or if you
want to learn more about premium membership, click HERE.

One-to-One Information Session In this private session, you

and your family get all opportunities by bringing the challenging
or other questions you may have regarding your estate planning
goal. Wassiyyah team will be ready to answer any silly or non-
silly questions regarding Islamic estate planning in this session.
You can bring any questions you may have concerning Islamic
estate planning and Islamic inheritance law! No questions are
odd or silly for Wassiyyah. We will provide information in this
session but not "Legal advice." Premium members can book
session HERE.

Your Feedback is most valuable If this guide has added any

value to your life, please lever your feedback HERE.

Connect with us on Social network Feel free to join.

• YouTube
• Facebook
• Instagram
• Pinterest
• Twitter
• LinkedIn
• TikTok

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 I want to create my
Islamic estate plan

Creating estate plan on Wassiyyah

takes less than 5 minutes and ready
For signing in less than an hour with
Wassiyyah’s instruction guide.

STEP 1: Become premium (US $10)

or Advance member (US $100)
STEP 2: Create estate plans
STEP 3: Purchase and Download
estate plans
 Wassiyyah is not a legal firm, but we work with
estate planning experts. The "Beginner's Guide to
Islamic estate planning" does not intend to
provide legal advice or Islamic ruling.

Wassiyyah's resources and services are not

alternatives to Legal advice and Islamic ruling.
Before using our service, you must agree to the
Terms, Conditions, Privacy Policy, Copyrights,
and Disclaimer of Wassiyyah.com. Wassiyyah’s
legal terms can be found HERE .

|
Merciful Allah
(Subhanahu Wa ta’ala)
knows the best who is the
creator and sustainer of
this universe and beyond.
May Allah
(Subhanahu Wa ta’ala)
give everyone guidance
and accept this work from
his mercy.

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