JS Bank Limited
Profit Payout Rates
PLS Rate (per anum)
Indicative rates for the period between Jan 02, 2024 to Jan 31, 2024 unless revised earlier
For any balance in PLS 20.50%
Muhib-e-Watan Account 20.50%
Payroll Saver Account 20.50%
Settlement Plus Account 20.50%
Family Saver Account 20.50%
Special Notice Deposit (less than 30 days) 20.50%
Term Deposit Rates (per annum)
With effect from Jan 02, 2024
1 Month 3 month 6 month 1 Year 2 Year 3 Year 5 Year
At Maturity 100,000 to 4,999,999 15.25% 15.35% 15.75% 16.00% 14.00% 13.50% 12.55%
Semi Annual Profit Payment 15.90% 13.90% 13.40% 12.45%
Quarterly Profit Payment 15.55% 15.80% 13.80% 13.30% 12.35%
Monthly Profit Intervals 15.25% 15.40% 15.70% 13.70% 13.20% 12.25%
At Maturity 5,000,000 to 9,999,999 15.50% 15.60% 16.00% 16.25% 14.25% 13.75% 12.65%
Semi Annual Profit Payment 16.15% 14.15% 13.65% 12.55%
Quarterly Profit Payment 15.90% 16.05% 14.05% 13.55% 12.45%
Monthly Profit Intervals 15.50% 15.60% 15.95% 13.95% 13.45% 12.35%
At Maturity 10,000,000 and above 15.75% 15.85% 16.25% 16.50% 14.50% 14.00% 13.00%
Semi Annual Profit Payment 16.40% 14.40% 13.90% 12.90%
Quarterly Profit Payment 16.15% 16.30% 14.30% 13.80% 12.80%
Monthly Profit Intervals 15.75% 15.85% 16.20% 14.20% 13.70% 12.70%
Any early/pre mature encashment of Term Deposits (any term), profit shall be paid out on the last completed declared tenure as per applicable rack rates at the time
of booking of TDR in accordance with the approved policy, or as per agreement with the customer. Deposits having tenor 1 year or above which will be premature
within 1 year will also be subject to charge for CRR.
Rupee Plus / JS Her Saving Account / JS RDA Saving Account / Digital Saving Account**
Daily Product & Financial Institutions
With effect from Jan 02, 2024
Balance between Current
1.00 to 9,999,999 20.50%
10,000,000 to 99,999,999 20.50%
100,000,000 to 249,999,999 20.50%
250,000,000 to 499,999,999 20.50%
500,000,000 to 749,999,999 20.50%
750,000,000 to 999,999,999 20.50%
1,000,000,000 to above 20.50%
**NOTE: THE ABOVE RATES ARE INDICATIVE, BASED ON PROFIT AND LOSS SHARING BASIS,AND ARE SUBJECT TO CHANGES
JS Bank Limited
Profit Payout Rates on FCY Deposits
Indicative rates for the period between Jan 02, 2024 to Jan 31, 2024
Term Deposit Rates (per annum)
For Deposit below 50,000
1M 3M 6M 1Y
USD 0.50% 0.75% 1.00% 1.25%
GBP 0.20% 0.30% 0.40% 0.50%
EUR 0.20% 0.30% 0.40% 0.50%
For Deposit 50,000 till 249,999
1M 3M 6M 1Y
USD 0.75% 1.00% 1.25% 1.50%
GBP 0.45% 0.55% 0.65% 0.75%
EUR 0.30% 0.40% 0.50% 0.60%
For Deposit 250,000 till 499,999
1M 3M 6M 1Y
USD 1.00% 1.25% 1.50% 1.75%
GBP 0.40% 0.60% 0.80% 1.00%
EUR 0.40% 0.50% 0.60% 0.70%
For Deposit 500,000 and Above
1M 3M 6M 1Y
USD 1.25% 1.50% 1.75% 2.00%
GBP 0.50% 0.75% 1.00% 1.50%
EUR 0.50% 0.60% 0.70% 0.80%
JS Foreign Currency Plus Savings Account / JS RDA Saving Account / Digital Saving Account
JS FCY Plus Savings Account USD GBP EURO AED CNY
For daily balances up to 4,999 0.20% 0.10% 0.10% 0.10% 0.10%
For daily balances between 5,000 up to 24,999 0.40% 0.20% 0.12% 0.12% 0.12%
For daily balances between 25,000 up to 49,999 0.60% 0.30% 0.15% 0.15% 0.15%
For daily balances between 50,000 up to 99,999 0.80% 0.40% 0.20% 0.20% 0.20%
For daily balances above 100,000 1.00% 0.50% 0.25% 0.25% 0.25%
