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Personal Loan Application Details

This document is an application form for a personal loan. It contains details about the applicant such as name, date of birth, address, employment, and existing loan obligations. The applicant is requesting a loan of Rs. 15,00,000 with a tenure of 6 years for the purpose of home renovation. Employment and reference details as well as banking information are also provided in the application.
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© © All Rights Reserved
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0% found this document useful (0 votes)
287 views3 pages

Personal Loan Application Details

This document is an application form for a personal loan. It contains details about the applicant such as name, date of birth, address, employment, and existing loan obligations. The applicant is requesting a loan of Rs. 15,00,000 with a tenure of 6 years for the purpose of home renovation. Employment and reference details as well as banking information are also provided in the application.
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd

APPLICATION FORM FORM NUMBER

PLWB2401021300699288
FOR PERSONAL LOANS

Channel Details
Source DSA Sub Source DSA

Campaign Name Campaign Code Additional Information

Other Information Sourcing City Pune DSA Name FINBUD FINANCIAL SERVICES
PRIVATE LIMITED
DST RM Name Other Sales User

Bank Branch Name Tele Calling Executive (OCC) DMA Coordinator

Sales Tele Caller Document Executive(Login) Document Executive(Disbursal)

CPA Maker (Login Backend Executive Scheme Normal Program


Co-ordinator)
Sub Scheme PL_Smart Loan

Application Details
Application Date 01/02/2024 Type of Loan Fresh Loan Loan amount required 1500000

Tenure 6 Year Application Form No. Customer Type NTB

ETB Type CRN Purpose of Loan Home Renovation

Applicant Details
CKYC reference CKYC No. CKYC Update Type

ID Proof Type Aadhaar Card ID Proof No R40021326064 ID Proof Expiry Date

Address Proof Type Aadhaar Card Address Proof No R40021326064 Address Proof Type Aadhaar Card

Address Proof Expiry Date First Name WADKAR Middle Name POORNIMA

Last Name BALIRAM Date of Birth 11/13/1989 Gender Female

Nationality Marital Status Married Mother's Maiden Name SunandaBWadkar

Father's First Name Baliram Father's Last Name kWadkar Spouse's First Name Amit

Spouse's Last Name Sakpal No of Dependents Education Qualification Graduate

Mobile no PAN Number ABRPW1586H

Personal Mail ID [email protected]

Employment Details
Employer Name WNS GLOBAL SERVICES Applicant Office Department Total Work Experience More than 10 Years
PRIVATE LIMITED
Designation Lead Associate Industry Type Outsourcing Applicant Employee ID U72200MH1996PTC100196

No. of years in the Type of Company Private Limited Office No


Organisation
Official Email ID [email protected]

Address Details
Residence Address Details
Residence Address Line 1 32 2 2 4th Floor Residence Address Line 2 A wing Suyog Society Residence Address Line 3 Dhankawadi Pune

Residence Address Line 4 Pincode 411043 Residence Sub City

City Pune State Maharashtra Residence type

Residence Since 10/11/1995 Rental With No Permanent false Prefered Mailing Address Residence address
Address
Office Address Details
Office Address Line 1 BLOCK-D, Tower C, Viman Nagar Office Address Line 2 Ave 1, Sakore Nagar, Viman Office Address Line 3 Nagar, Pune, Maharashtra

Office Address Line 4 Pincode 411014 City Pune

State Maharashtra

Permanent Address Details


Same as Residence Address true

Permanent Address Line 1 32 2 2 4th Floor Permanent Address Line 2 A wing Suyog Society Permanent Address Line 3 Dhankawadi Pune

Permanent Address Line 4 Pincode 411043 City Pune

State Maharashtra Permanent Address Contact


Number
Other Address Details
Address Line 1 Address Line 2 Address Line 3

Address Line 4 Pincode City

State

Reference Details
Reference 1_Details
Reference 1_Name Snehal Wadkar Reference 1_Relationship Friend Reference 1 Address Dhankawadi, Pune-411043

State City Pincode


Reference 2_Details
Reference 2_Name Amit Sakpal Reference 2_Relationship Relative Reference 2 Address 32/2/2, 4th Floor, A wing, Suyog
Society, Dhankawadi,
State City Pincode Pune-411043

Coapplicant / Guarantor Details

Existing Obligation Details


Applicant Type Primary Applicant

Applicant Obligations(Loans/Cards)
Obligation Account Sanction Obligation EMI Current Account Opening Account Closure
Source Bank Name Total Tenure
Type Number Amount Consideration Amount Outstanding Date Date
Personal Not to
CIBIL 515740.00 348283.00 0.00 CIBIL
Loan consider

Obligation Account Sanction Obligation EMI Current Account Opening Account Closure
Source Bank Name Total Tenure
Type Number Amount Consideration Amount Outstanding Date Date
Housing Not to
CIBIL 3300000.00 3198770.00 27887.00 CIBIL
Loan consider

Banking Details
Banking Source Perfios Consider Yes

Applicant Type Primary Applicant Bank Name HDFC BANK, INDIA Branch Name

Branch IFSC Code Account No. 04371610006232 Account Type Salary Account

Account Opening Year OD/CC Limit Inward Bounces 0

Outward Bounces 0 Start Date 08/01/2023 End Date 01/02/2024

Month 1 October Month 2 November Month 3 December

Average_Month 1 236926.22 Average_Month 2 183593.18 Average_Month 3 159816.87

AQB 193445.42

Income Details
Income Data Source Perfios Consider Yes

Applicant Type Primary Applicant Income Type 01 Bank Name HDFC BANK, INDIA

Income Date 10/01/2023 Income 41824.00 Income Frequency Monthly

Income Data Source Perfios Consider Yes

Applicant Type Primary Applicant Income Type 01 Bank Name HDFC BANK, INDIA

Income Date 11/01/2023 Income 41824.00 Income Frequency Monthly

Income Data Source Perfios Consider Yes

Applicant Type Primary Applicant Income Type 01 Bank Name HDFC BANK, INDIA

Income Date 12/01/2023 Income 41824.00 Income Frequency Monthly

Income Data Source Perfios Consider Yes

Applicant Type Primary Applicant Income Type 01 Bank Name HDFC BANK, INDIA

Income Date 01/01/2024 Income 41812.00 Income Frequency Monthly

Income Data Source Perfios Consider Yes

Applicant Type Primary Applicant Income Type 01 Bank Name HDFC BANK, INDIA

Income Date 10/01/2023 Income 41824.00 Income Frequency Monthly

Income Data Source Perfios Consider Yes

Applicant Type Primary Applicant Income Type 01 Bank Name HDFC BANK, INDIA

Income Date 11/01/2023 Income 41824.00 Income Frequency Monthly

Income Data Source Perfios Consider Yes

Applicant Type Primary Applicant Income Type 01 Bank Name HDFC BANK, INDIA

Income Date 12/01/2023 Income 41824.00 Income Frequency Monthly

Income Data Source Perfios Consider Yes


Applicant Type Primary Applicant Income Type 01 Bank Name HDFC BANK, INDIA

Income Date 01/01/2024 Income 41812.00 Income Frequency Monthly

Documents Shared
Applicant Type Applicant Name Document Type Document Name Uploaded Date and Time
Primary Applicant WADKAR POORNIMA BALIRAM Tue Jan 02 08:03:26 GMT 2024

Primary Applicant WADKAR POORNIMA BALIRAM Tue Jan 02 08:02:29 GMT 2024

Primary Applicant WADKAR POORNIMA BALIRAM Tue Jan 02 07:57:51 GMT 2024

Primary Applicant WADKAR POORNIMA BALIRAM Tue Jan 02 07:59:38 GMT 2024

Primary Applicant WADKAR POORNIMA BALIRAM Tue Jan 02 08:02:14 GMT 2024

Primary Applicant WADKAR POORNIMA BALIRAM Tue Jan 02 07:59:11 GMT 2024

Primary Applicant WADKAR POORNIMA BALIRAM Tue Jan 02 08:01:46 GMT 2024

Primary Applicant WADKAR POORNIMA BALIRAM Tue Jan 02 08:03:03 GMT 2024

Primary Applicant WADKAR POORNIMA BALIRAM Tue Jan 02 08:00:08 GMT 2024

Primary Applicant WADKAR POORNIMA BALIRAM Tue Jan 02 08:00:47 GMT 2024

Primary Applicant WADKAR POORNIMA BALIRAM Tue Jan 02 08:02:42 GMT 2024

Primary Applicant WADKAR POORNIMA BALIRAM Tue Jan 02 10:03:04 GMT 2024

Declaration

I/We declare that I/we am/are resident Indians and that all the particulars and information given in the application form are true, correct and they shall form the basis of
any loan Kotak Mahindra bank limited (KMBL) may decide to grant me/us. I/We undertake to inform KMBL regarding any change in my/our above mentioned details and
to provide any further information that KMBL may require. I/We further agree that my/our loan should be governed by the terms of the loan agreement executed between
KMBL and myself/ourselves. I/We authorize KMBL and its affiliates to use information from this application for administrative purpose. I/We understand that KMBL
reserves the rights at its sole discretion to reject this application without providing any reasons. I/We authorize KMBL, its group companies and their agents to exchange
or share all the information relating to me and my repayment history with banks, financial institutions, credit bureaus, agencies, statutory bodies etc. as may be required
or as they deem fit. I/We agree that I/we will not utilize the money(ies) receive under the loan agreement(s) for any purpose which are prohibited under any law for the
time in being inforce including but not limited to investment(s) in capital market(s). The Borrower and/or Co-Borrower(s) shall be liable to pay all the charges, fees and/or
interest as prescribed by KMBL. I/We agree that the processing fees collected upfront, shall not be refunded if my/our application for loan is rejected by KMBL on any
ground whatsoever or once the loan has been sanctioned by KMBL, irrespective of whether I/we finally avail the same.

I/We are aware that any new mobile number, email id, address provided by an existing Customer while opting for KMBL Personal Loan/Hybrid Overdraft WILL NOT BE
updated in the records of KMBL in lieu of the phone number, mobile number, email id provided at the time of opening the account or previously registered with KMBL.
I/We understand that if I/we want to update any new mobile number, email id and address, the same needs to be updated via mobile banking/net banking or visiting
nearest Kotak branch.

This application form along with the supporting documents shall be the property of KMBL and in case the application is rejected, the documents given to KMBL in
connection with this application including, but not limited to photocopies of original documents, signature verification, address verification and bank details shall remain
with KMBL. The Personal Loan applicant hereby expressly authorizes the Bank to obtain the Personal Loan applicant’s credit reports from the Credit Information Bureau
of India Limited (CIBIL) or any other Credit Information Companies as and when the same is required by the bank for the purposes of Credit verification or the purpose of
the credit review of the Personal Loan applicant.

Applicant(s) understand that the limit/amount of loan, if approved by the Bank, will be mentioned in the Loan Agreement.

I authorize Kotak bank to share my details with any other third party or vendor, appointed by bank for online verification.

I agree to receive notifications on whatsapp from bank regarding my loan information.

Date and Time of E-Acceptance

Place

Signature of Applicant Signature of Co-Applicant (If


applicable)

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