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Bank Alfalah Card Charges Overview

This document outlines various fees and charges for credit cards, debit cards, and prepaid cards issued by OBL Bank. For credit cards, annual fees range from Tk. 1,500-5,000 depending on the card type. Cash advance fees are 1.5-3% of the withdrawal amount. Late payment fees are Tk. 500-1,000. Debit card annual fee is Tk. 500 and replacement fee is Tk. 300. Prepaid card fees include issuing and replacement fees of Tk. 200-USD 10, loading and transactions are generally free, and monthly maintenance fees are 1% of unutilized amount or USD 2.

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Shaikh Hassan Atik
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211 views4 pages

Bank Alfalah Card Charges Overview

This document outlines various fees and charges for credit cards, debit cards, and prepaid cards issued by OBL Bank. For credit cards, annual fees range from Tk. 1,500-5,000 depending on the card type. Cash advance fees are 1.5-3% of the withdrawal amount. Late payment fees are Tk. 500-1,000. Debit card annual fee is Tk. 500 and replacement fee is Tk. 300. Prepaid card fees include issuing and replacement fees of Tk. 200-USD 10, loading and transactions are generally free, and monthly maintenance fees are 1% of unutilized amount or USD 2.

Uploaded by

Shaikh Hassan Atik
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd

….

We Make Things Happen

SCHEDULE
OF

CHARGES

Effective from: July 01, 2022

Page 1 of 4
…. We Make Things Happen

SCHEDULE OF CHARGES: CARDS (DEBIT, CREDIT & PREPAID)


TITLE Credit Card Fees and Charges

TYPE NATURE RATE


Classic Gold Platinum
Annual Fee (Primary Card)
Dual/Local Dual/Local Dual/Local
Having 18 transactions (POS/ATM/E-Com) Fee
Annual Fee will be “NIL” Tk.1,500/- Tk.3,000/- Tk. 5,000/-
Annual Fee (Secured Card)
Having 18 transactions (POS/ATM/E-Com) Fee Tk. 1,000/- Tk. 2,000/- Tk. 4,000/-
Annual Fee will be “NIL”
Annual Fee (Supplementary Card)
Fee Free Free Free
1st Supplementary Card

2nd Supplementary Card Fee Tk. 500/- Tk. 700/- Tk. 1,000/-

Finance Charge Charges 20% per year

CIB Charge Charges Tk. 200/- (upon issuance)

Credit Card Replacement Fee Fee Tk. 500/- Tk. 700/- Tk. 1,000/-

Priority Pass Replacement Fee for Platinum


Fee Tk. 1,000/-
Card

Credit Card PIN/ e-Pin Replacement Fee Fee Tk. 300/- Tk. 300/- Tk. 500/-

1.5% of the withdrawal amount, Minimum Tk. 100/-


Cash Advance Fee (OBL ATM) Fee
whichever is higher

Cash Advance Fee- ATM Network (NPSB & 2% of the withdrawal amount,
Fee
Other Network/Other Bank POS) Minimum Tk.150/- whichever is higher

Cash Advance Fee (International Network) Fee 3% of the withdrawal amount,


Minimum Tk. 200/- or USD 5, whichever is higher

Tk. 50/- per month, Minimum Tk. 100/- whichever is


Duplicate Statement (For every month) Charges
higher

Voucher Retrieval Fee (For every months) Fee Tk. 100/-

Certificate Charge Charges Tk. 300/-

0.35% of the Statement Balance as at the Statement


Safety ONE Insurance Charge Charges
date

Smart Transfer Processing Fee


1.5% of the transfer amount, Minimum Tk. 100/-
(OBL Account / Wallet/ other bank Fee
whichever is higher
account/others)

Add Money to OK Wallet from OBL Credit Card Charges 0.5% of the transfer amount

1% of the Transaction amount, Minimum Tk. 100/-


Smart EMI Processing Fee Fee
whichever is higher

Smart EMI Early Settlement Fee Fee 0.5% of the Outstanding amount

Page 2 of 4
Tk. 500/- or Tk. 700/- or
Excess Over Limit Charge Charge Tk. 1,000/- or USD 10
USD 5 USD 8
Tk. 500/- or Tk. 500/- or
Late Payment Fee Fee Tk. 700/- or USD 8
USD 5 USD 5
e- Statements Charges FREE

Access to Lounge Facility (Local/International) Charge USD 27 (4 Free visit per Calendar Year for Cardholder)

International Transaction Charge/Markup Charge 3% of Transaction Amount

Cash Advance Limit Feature 50% of Credit Limit

Payment Due Date from Statement Feature 15 Days from Statement

Maximum Interest Free days available Feature 45 Days

Minimum amount due Feature 3% Of the Outstanding Amount

Card Closure Fee Fee TK 300/-

Any bill payment from OBL Card using ONE App Charge TK 10/-

TITLE CCTV / ATM / ALERT

TYPE NATURE RATE

Transaction Alert SMS Charges Tk. 200/-

OBL ATM 's Video Fee Tk. 3,000/-

Other Bank's ATM Fee Other Bank Charge Plus Tk. 500/-

TITLE FOR DEBIT CARDS ONLY


TYPE NATURE RATE
Annual Fee Fee Tk. 500/-

Card Replacement Fee Fee Tk. 300/-

PIN / e- PIN Replacement Fee Fee Tk. 200/-

TITLE PRE PAID CARD

RATE
TYPE NATURE
HAJJ TRAVEL VERSATILE

Issuing Fee Free USD 10 Tk. 200/-

1 (One) Backup Card Free Free N/A


Cash Advance Fee (Per 2% or USD 2,
USD 1 Free
Transactions) whichever is higher

Loading Fee Free Free Free

Card Replacement Fee Free Tk. 200/- Tk. 200/-

Hajj Card/ Travel Card/ Versatile Card PIN / e- PIN Replacement


Free Tk. 200/- Tk. 200/-
Fee
Sales Slip/Statement
Free USD 1 Tk. 100/-
Retrieval Fee
Refund Fee – A/C
Free Free Free
Transfer
Monthly Maintenance 1% or USD 2, Free Free
Fee (unutilized amount) whichever is
lower

Page 3 of 4
Refund Fee (pay order) Free Regular PO issue Regular PO issue charge
charge
Transaction Statement
Fee Free USD 3/- Tk. 100/-

NATURE NETWORK RATE


TYPE

OBL ATM FREE

ATM transaction receipt Tk. 3/-

Cash withdrawal Fee


Q CASH Tk. 10/-
Debit Card and Prepaid Card (ATM)
(For local transaction only)
NPSB Tk. 15/-

VISA – OTHERS Tk. 30/-

Cash Withdrawal Fee POS Machine Tk.20/-

Note:
1) Bank reserves the right to change / amend the Schedule of Charges as per Bangladesh Bank instruction which would be updated on
our web site time to time.
2) 15% VAT is applicable on all fees, commission and charges except in cases where an exemption is approved by NBR.
3) Excise Duty applicable as per government policy.

Page 4 of 4

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