Everyday Current Account

Telephone Banking, enquiries or lost or

SAMUEL JOLLY stolen cards 0800 9 123 123, open 24 hours
3333 BROADWAY APT D6F a day 7 days a week.
NEW YORK, NY, 10031-8704 To help us maintain and improve our
customer service we may monitor or record
your calls.

For the hard of hearing and/or speech

impaired, Text Relay service available 18001
0800 9 123 123

Online Banking service and information

available at [Link]

Santander, 9 Nelson Street, Bradford, West

Yorkshire, BD1 5AN.

Online, Mobile and Telephone Banking

CNIC: 35202-02545827

Your saving account summary for

1st Dec 2023 to 31st Dec 2023
Account name MR SAMUEL JOLLY
Account number: 8930831028 Sort Code: 09 11 23 Statement 03/2023
Routing number: 231372691
BIC: ACCYGB2XXXX IBAN: GB72 ABBY 0001 2345 7200 66
Balance brought forward from 11th Feb Statement $43,700.00
Total money in: $0.41 News and information
Total Money out: $24,700.41 Changesto1I2I3,SelectandPrivateCurrent
Your balance at close of business 31st Dec 2023 $19,000.00 Accounts
From 12 April 2023 we’re reducing the 1I2I3, Select
Credit interest rate: No credit interest is paid on this account. and Private monthly fee to maintain the account
from $5 to $4. We’re also reducing the interest rate
Interest and refunds paid this period paid on those current accounts.
Date Why we are paying you Amount
2nd Dec Interest on your credit balance $0.00 Changes to 1|2|3 Student, Postgraduate and
Graduate Current Account

From 12 April 2023 we’ll no longer pay interest on

our 1|2|3 Student, Postgraduate and Graduate
accounts.

For customers who start their second year on the

1|2|3 Graduate Current Account from July 2023
onwards, we’re also reducing the interest-free
overdraft amount on the account from $2,000 to
$1,000. If you use more than $1,000 of your
overdraft, you’ll be charged interest on the amount
above $1,000. If you’re already in your second year
of the account, you won’t be affected by this
change.

We have written to everyone affected by the above

changes, and for more information visit
[Link]

Continued on reverse….
 Account name: MR SAMUEL JOLLY
Account number: 8930831028
Statement number: 12/2023 Page number: 2 of 2

Important Messages
Important information about compensation arrangements: We are covered by the Financial Services Compensation Scheme (“FSCS”).
The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. The account(s) shown in this statement are eligible for
compensation under the scheme. Santander US plc is an authorised deposit taker and accepts deposits under this name and the cahoot and Santander
Corporate & Commercial Bank trading names.
Further details can be found in the FSCS Information Sheet and Exclusions List, a copy of which is available in your local Santander branch.
For further information about the compensation provided by the FSCS, refer to the FSCS website at
[Link].
For Customers with an Overdraft. If you have a problem with your agreement, please try to resolve it with us in the first instance. If you
are not happy with the way in which we handled your complaint or the result, you may be able to complain to the Financial Ombudsman
Service. If you do not take up your problem with us first you will not be entitled to complain to the Ombudsman. We can provide details
of how to contact the Ombudsman.
Details of rates and charges can be found on our website or through your local branch.
Interest or fees will be calculated daily on any outstanding overdrawn balance.
AER explained - AER stands for Annual Equivalent Rate and shows what the interest rate would be if we paid interest and added it to
your account each year. Gross rate explained - The gross rate is the interest rate we pay where no income tax has been deducted.
EAR explained - EAR stands for Effective Annual Rate and represents the yearly cost of an overdraft, which takes account of how often
we charge interest to the account, and does not include any other fees or charges. Overdrafts depend on your circumstances and you
must repay any overdraft when we ask in line with our General Terms and Conditions.
Santander UK plc. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. Registered Number 2294747.
Registered in England and Wales. [Link]. Telephone 0800 389 7000. Calls may be recorded or monitored. Authorized by
the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our
Financial Services Register number is 106054. Santander and the flame logo are registered trademarks.

Date Average balance for the month Amount

31st Dec Average balance $29,133.33

Your transactions 1st Dec 2023 to 31st Dec 2023

Date Description Money in Money out $Balance
1st Dec Balance brought forward from previous statement 43,700.00
14th Dec 12/14/2023 ROBINHOOD ACCTVERIFY *******45 0.14 43,700.14
14th Dec ROBINHOOD ACCTVERIFY *******45 0.27 43,700.41
14th Dec ROBINHOOD ACCTVERIFY 0.41 43,700.00
15th Dec ROBINHOOD DEBITS 24,700.00 19,000.00

31st Dec Balance carried forward to next statement: 19,000.00