Al Rajhi Banking & Investment Corporation (Malaysia) Bhd 200501036909 (719057-X)
CMS-i Payment User Guide
Preparing Payments & Authorizations
Version : 4.0
Last updated : 22nd February 2019
alrajhicashbiz@24seven
Copyright 2018 © Al Rajhi Banking & Investment Corporation (M) Berhad
Overview
This document will guide you on preparing payment via CMS-i.
Section 1: Introduction
Section 2: System Login
Section 3: Preparing a Payment by Maker based on Payment Type
3.1 Account to Account Transfer (Self) or Account to Account
Transfer (Third Party)
3.2 Domestic Payment Transfer (IBG or RENTAS)
3.3 JomPay Payment
Section 4: Authorization Payment by Checker
Section 5: Maintaining Beneficiary
5.1 Beneficiary - Account to Account Transfer (Third Party)
5.2 Beneficiary - Domestic Payment Transfer (IBG or RENTAS)
Section 6: Checking of Payment Status
6.1 Payment Status for all payments (except Standing Instruction)
6.2 Payment Status for Standing Instruction
alrajhicashbiz@24seven Page |1
CMS-i User Guide
Section 1: Introduction
In Payment Module, user will be able to perform below types of Transactions via
Cash Management Services-i as shown in the table:
Payment Payment
Payment Type Description
Category Type
Transfer between multiple Al – Rajhi bank
Account to Account account for one specific company only
Transfer (Self) [e.g: ABC Sdn Bhd-A/C 1 (Al-Rajhi) transfer to
Account to ABC Sdn Bhd-A/C 2 (Al-Rajhi)]
Account or
Transfer between multiple Al – Rajhi bank
Intrabank Fund Account to Account
account
Transfer (IFT) Transfer (Third
Party) [e.g: ABC Sdn Bhd (Al-Rajhi) transfer to XYZ Sdn
Bhd (Al-Rajhi)]
Transfer from Al-Rajhi bank account to the other
Domestic Payment bank within the IBG specific limit
Transfer (IBG) or
Interbank GIRO [e.g : ABC Sdn Bhd (Al-Rajhi) to DEF Sdn Bhd
Domestic (Maybank)]
Payment Transfer from Al-Rajhi bank account to the other
Domestic Payment bank within the RENTAS specific limit
Transfer (RENTAS) [e.g : ABC Sdn Bhd (Al-Rajhi) to DEF Sdn Bhd
(Maybank)]
Perform payment for utilities bill to the
JomPay JomPay Payment respective biller
[e.g: Maxis bill, TNB bill]
alrajhicashbiz@24seven Page |2
CMS-i User Guide
Section 2: System Login
Step 1: Go to Cash Management Services-i or
https://alrajhicashbiz24seven.com.my/
Step 2: Enter Company ID, Login ID, Password and T-OTP > Login
Step 3: Click the Menu icon on top left > Click Payments
alrajhicashbiz@24seven Page |3
CMS-i User Guide
Step 4: Go to Initiate > Payments > Choose the transaction type**
**Refer to Section 3: Preparing a Payment by Maker based on Payment Type
alrajhicashbiz@24seven Page |4
CMS-i User Guide
Section 3: Preparing a Payment by Maker based on Payment Type
3.1 Account to Account Transfer (Self) or Account to Account Transfer
(Third Party)
Step 1: Go to Initiate > Payments > Account to Account (Self) or Account to
Account (Third Party). Payment screen will be prompted for user to
complete.
alrajhicashbiz@24seven Page |5
CMS-i User Guide
Step 2: Go to Account Number (for debiting) > Click search icon
Step 3 : Choose the account no. from the Account Lookup
alrajhicashbiz@24seven Page |6
CMS-i User Guide
Step 4 : Go to Account Number (for crediting) > Click search icon
Step 5 : Choose the account no. from the Account Lookup
alrajhicashbiz@24seven Page |7
CMS-i User Guide
Step 6 : Insert beneficiary information in the respective column based
on Product Type as per below table :
Column Payment Mandatory /
No Remarks
Name Type Optional
1 Payment Amount Account to Account Mandatory
2 Payment Date Account to Account Optional
Choose as YES to make the
transfer automatically at
Standing Instruction
3 Account to Account Optional regular interval.
(to choose Yes or No)
To complete 4 additional
columns.
4 Debit Reference Account to Account Mandatory
5 Debit Details Account to Account Optional
6 Recipient’s Reference Account to Account Mandatory
7 Other Payment Details Account to Account Optional
8 Email Address Account to Account Optional
Country Code
9 Account to Account Optional
(for mobile no.)
10 Mobile Number Account to Account Optional Click “+” once done
alrajhicashbiz@24seven Page |8
CMS-i User Guide
Step 7 : Tick the box on Term & Conditions
alrajhicashbiz@24seven Page |9
CMS-i User Guide
Step 8: Click on Submit
Step 9: Click on Confirm and confirmation page is prompted. Payment will
send to Checker for authorization
Refer to Section 4: Authorization Payment by Checker
alrajhicashbiz@24seven P a g e | 10
CMS-i User Guide
3.2 Domestic Payment Transfer (IBG or RENTAS)
Step 1: Go to Initiate > Payments > Domestic Payment. Payment screen will
be prompted for user to complete.
alrajhicashbiz@24seven P a g e | 11
CMS-i User Guide
Step 2: Go to Account Number (for debiting) > Click search icon
Step 3: Choose the account no. from the Account Lookup
alrajhicashbiz@24seven P a g e | 12
CMS-i User Guide
Step 4: Select Payment Type as IBG or RENTAS
Step 5: Select the Beneficiary Type as Adhoc or Registered**
**refer to Section 5: Maintaining Beneficiary
Step 6: Insert beneficiary information in the respective column based on
Product Type (IBG or RENTAS) as per below table :
Payment
No Column Name Mandatory / Optional Remarks
Type
Beneficiary Resident IBG
1 Mandatory for both
Status RENTAS
Relationship with IBG
2 Optional for both
Beneficiary RENTAS
1) Both are Mandatory
for Beneficiary with
IBG Resident status
3 Purpose of Payment
RENTAS 2) Both are Mandatory
for Beneficiary with Non
Resident status
IBG
4 Bank Code Mandatory for both
RENTAS
alrajhicashbiz@24seven P a g e | 13
CMS-i User Guide
Payment
No Column Name Mandatory / Optional Remarks
Type
Bank Name (auto generate IBG
5 -
once bank code is chosen) RENTAS
City (auto generate once IBG
6 -
bank code is chosen) RENTAS
IBG
7 Account Number Mandatory for both
RENTAS
IBG
8 Beneficiary Name Mandatory for both
RENTAS
IBG
9 Address Optional for both
RENTAS
IBG IBG – Optional
10 Beneficiary ID 1 Type
RENTAS RENTAS - Mandatory
IBG IBG – Optional
11 Beneficiary ID Value
RENTAS RENTAS - Mandatory
IBG Refer to Section 5:
12 Registered Beneficiary
RENTAS Maintaining Beneficiary
IBG
13 Payment Amount Mandatory for both
RENTAS
IBG
14 Payment Date Mandatory for both
RENTAS
Choose as YES to make
the transfer executed
Standing Instruction IBG automatically at regular
15 Optional interval.
(Yes or No) RENTAS
To complete 4 additional
columns.
IBG
16 Debit Reference Mandatory for both
RENTAS
IBG
17 Debit Details Optional for both
RENTAS
IBG
18 Recipient Reference Mandatory for both
RENTAS
IBG
19 Other Payment Details Optional for both
RENTAS
IBG IBG – N/A
20 Transaction Type
RENTAS RENTAS - Optional
alrajhicashbiz@24seven P a g e | 14
CMS-i User Guide
Payment
No Column Name Mandatory / Optional Remarks
Type
IBG IBG – N/A
21 Transaction Description
RENTAS RENTAS - Optional
IBG
22 Email Address Optional for both
RENTAS
IBG
23 Country Code for Mobile Optional for both
RENTAS
IBG
24 Mobile No Optional for both To click “+” once done
RENTAS
alrajhicashbiz@24seven P a g e | 15
CMS-i User Guide
alrajhicashbiz@24seven P a g e | 16
CMS-i User Guide
Step 7: Tick the box on Term & Conditions
Step 8: Click Submit button to proceed
Step 9: Click on Confirm and confirmation page is prompted. Payment will
send to Checker for authorization.
alrajhicashbiz@24seven P a g e | 17
CMS-i User Guide
Refer to Section 4: Authorization Payment by Checker
alrajhicashbiz@24seven P a g e | 18
CMS-i User Guide
3.3 JomPay Payment
Step 1: Go to Initiate > Payments > JomPay Payment. Payment screen will be
prompted for user to complete.
alrajhicashbiz@24seven P a g e | 19
CMS-i User Guide
Step 2: Go to Account Number (for debiting) > Click search icon
Step 3: Choose the account no. from the Account Lookup
alrajhicashbiz@24seven P a g e | 20
CMS-i User Guide
Step 4: Insert payee information in the respective column as per below table:
Payment
No Column Name Mandatory / Optional Remarks
Type
Beneficiary Type
1 JomPay Optional
(Registered or Non)
2 Biller Code JomPay Mandatory
3 Ref - 1 JomPay Mandatory Bill account no.
4 Ref - 2 JomPay Optional
Registered beneficiary Refer to Section 5:
5 JomPay Optional
(Yes or No) Maintaining Beneficiary
6 Payment Amount JomPay Mandatory
7 Payment Date JomPay Mandatory
Choose as YES to make the
transfer automatically at
Standing Instruction
8 JomPay Optional regular interval.
(Yes or No)
To complete 4 additional
columns.
alrajhicashbiz@24seven P a g e | 21
CMS-i User Guide
Step 5: Tick the box on Term & Condition
Step 6: Click Submit button to proceed
Step 7: Click on Confirm and confirmation page is prompted. Payment will
send to Checker for authorization.
alrajhicashbiz@24seven P a g e | 22
CMS-i User Guide
Refer to Section 4: Authorization Payment by Checker
alrajhicashbiz@24seven P a g e | 23
CMS-i User Guide
Section 4: Authorization Payment by Checker
Step 1: Go to Cash Management Services-i or
https://alrajhicashbiz24seven.com.my/
Step 2: Enter Company ID, Login ID, Password and T-OTP > Login
Step 3: Click the Menu icon on top left > Click Payments
alrajhicashbiz@24seven P a g e | 24
CMS-i User Guide
Step 4: Go to Pending Activities
Step 5: Select the transaction to Authorize
Step 6: Choose Authorize (Refer Step 7) or Reject (Refer Step 9) the
transaction
alrajhicashbiz@24seven P a g e | 25
CMS-i User Guide
Step 7: Pre-Confirmation screen will be prompted and checker to Enter
T_OTP to Authorize
(**T-OTP generated via the Soft Token Applications each time login or
during authorization)
Step 8: The payments are now being sent to Al Rajhi for processing.
alrajhicashbiz@24seven P a g e | 26
CMS-i User Guide
Step 9: Should the batch is Reject; the system will prompt for a Reject
Reason. This message will be visible to the Maker
Refer to Section 6: Checking of Payment Status
alrajhicashbiz@24seven P a g e | 27
CMS-i User Guide
Section 5: Maintaining Beneficiary
5.1 Beneficiary - Account to Account Transfer (Third Party)
Step 1: Click Data Maintenance > Beneficiary
Step 2: Click on the Beneficiary – Account to Account (Third Party)
Step 3: Enter beneficiary mandatory details as follows:
No Column Name Payment Type Mandatory / Optional Remarks
1 Beneficiary Code IFT Mandatory
2 Account Number IFT Mandatory
3 Beneficiary Name IFT - Auto-generated
4 Alias Name IFT Optional
alrajhicashbiz@24seven P a g e | 28
CMS-i User Guide
Step 4: Click Submit
Step 5: Click Confirm and Confirmation screen prompted. Beneficiary
creation is sent to checker for Authorization
alrajhicashbiz@24seven P a g e | 29
CMS-i User Guide
Step 6: Login as Checker
Step 7: Click the Menu icon on top left > Click Payments
alrajhicashbiz@24seven P a g e | 30
CMS-i User Guide
Step 8: Go to Pending Activities
Step 9: Go to Beneficiary > Pending Authorization
Step10: Select the beneficiary name to Authorize
Step11: Choose Authorize (Refer Step 12) or Reject (Refer Step 13)
the Beneficiary
alrajhicashbiz@24seven P a g e | 31
CMS-i User Guide
Step12: Click Authorize and Click OK. You may proceed to do the transaction
Step13: Should the batch is Reject; the system will prompt for a Reject
Reason. This message will be visible to the Maker
alrajhicashbiz@24seven P a g e | 32
CMS-i User Guide
5.2 Beneficiary - Domestic Payment Transfer (IBG or RENTAS)
Step 1: Click Data Maintenance > Beneficiary
Step 2: Click on the Beneficiary > Account to Account (Third Party)
Step 3: Enter beneficiary mandatory details in the column as follows:
Payment Mandatory /
No Column Name Remarks
Type Optional
IBG
1 Beneficiary Code Mandatory for both
RENTAS
IBG
2 Account Number/IBAN Mandatory for both
RENTAS
IBG
3 Beneficiary Name Mandatory for both
RENTAS
IBG
4 Alias Name Optional for both
RENTAS
IBG IBG – Optional
5 Beneficiary ID 1 Type
RENTAS RENTAS - Mandatory
IBG IBG – Optional
6 Beneficiary ID 1 Value
RENTAS RENTAS - Mandatory
IBG
7 Bank Code Mandatory for both
RENTAS
8 Bank Name IBG - Auto-generated
alrajhicashbiz@24seven P a g e | 33
CMS-i User Guide
Payment Mandatory /
No Column Name Remarks
Type Optional
RENTAS
IBG
9 City - Auto-generated
RENTAS
IBG IBG – Optional
10 Address
RENTAS RENTAS - Mandatory
IBG
11 Beneficiary Resident Status Mandatory for both
RENTAS
Relationship with IBG
12 Mandatory for both
Beneficiary RENTAS
IBG – Optional
IBG RENTAS – Mandatory if
13 Purpose of Payment
RENTAS beneficiary id Non
Resident
To complete:
IBG Mandatory if choose as 1)Beneficiary Name 2
14 Joint of Account (Yes or No)
RENTAS YES 2)Beneficiary ID 2 Type
3)Beneficiary ID 2 Value
alrajhicashbiz@24seven P a g e | 34
CMS-i User Guide
Step 4: Click Submit
Step 5: Click Confirm and Confirmation screen prompted. Beneficiary
creation is sent to checker for Authorization.
alrajhicashbiz@24seven P a g e | 35
CMS-i User Guide
Step 6: Login as Checker
Step 7: Click the Menu icon on top left > Click Payments
Step 8: Go to Pending Activities
alrajhicashbiz@24seven P a g e | 36
CMS-i User Guide
Step 9: Go to Beneficiary > Pending Authorization
Step10: Select the beneficiary name to Authorize
Step11: Choose Authorize (Refer Step 12) or Reject (Refer Step 13)
the Beneficiary
Step12: Click Authorize and Click OK. You may proceed to do the transaction
alrajhicashbiz@24seven P a g e | 37
CMS-i User Guide
Step13: Should the batch is Reject; the system will prompt for a Reject
Reason. This message will be visible to the Maker
alrajhicashbiz@24seven P a g e | 38
CMS-i User Guide
Section 6: Checking of Payment Status
After all payments are executed via the Cash Management System-i, user is able to
view the payment status for reference.
6.1 Payment Status for all payments (except Standing Instruction)
Step 1: Go to Payments
Step 2: Go to Transaction Summary >Status of all payments will be shown
here except for Standing Instruction
Step 3: Double click on any transaction > Transaction Details screen will be
prompted
alrajhicashbiz@24seven P a g e | 39
CMS-i User Guide
6.2 Payment Status for Standing Instruction
Step 1: Go to Payments
Step 2: Go to Standing Instructions > Status of all Standing Instruction will be
shown here after authorization by checker
Step 3: Double click on any transaction > Standing Order Form screen will be
prompted to view the details
alrajhicashbiz@24seven P a g e | 40
CMS-i User Guide
Step 4: Go to Executed Standing Instructions > Status of all Standing
Instruction that have been executed (processed or failed) will be
shown here
Step 5: Double click on any transaction > Standing Order Form screen will be
prompted to view the details of executed Standing Instruction
alrajhicashbiz@24seven P a g e | 41
CMS-i User Guide
For further inquiries, kindly contact our support at:
[email protected]
alrajhicashbiz@24seven P a g e | 42
CMS-i User Guide
