Post Mid Term Prof Kushankur Dey
revisiting agefinance faun tofork age
1
III Institutionalbusiness finance
ag to F Pos
Module agni infrastructure finance lending
to
Module II Blending finance in response climate
Pest mid change
as an
adaptation and mitigation
Impact Investingfinancing tool be challenges opportunities
in A B
Emanation in
where social Module V envying agribusinessfinance
my
return is k et Digital Francial services Des
agri context
Value Chain Finance can be hiked to actors
farmer
f traders
encompasses aggregators
upstream transporters
midstream wholesalers
downstream
actors Internal financing
If processor can
finance the need
of trader then no
need
for external bank
Bottlenecks in unlined financing are checked external
by
value cham
financing
Brick and mortar X
A transaction inertia has
ginmarketplace
resolved
lender
profit for
timeliness access credit for farmers
of of
Financing needs
spanfrom short term to
long term
Farmer vs Farmer collective
riskier
why
costlier Transaction costs
Collective has more
to
peerpressure repay
social
affinity of
group
Risksharing
risk t
Default for
small
farmers Problem remains
I same
due toprobably
for
FPO or individual
yapping
farmers
structural d
problems 4 PMEBY CROP INSURANCE
Digitalisation
Farmer registry
survey registry
periodic crop survey assessment
AGRISTACK PROJECT 2 O FRAMEWORK N ITI
culture
digital
embracing digital agriculture
Shortcomingsof existing value chains
midstream actors are centre
of gravityof any age value
chain
How midstream actors realise their
earnings
Transporter spacialarbitrage
L t
space leveraging the pricedifference
bw 2
spaces markets 1
Risk lessprofits
convenience
yield
Inter temporal arbitrage
Bankers a digitalfinance
Es f me s Del lenders
Po PI
CB Bo promoting institutions
2018published articles
Identify 3 value chains
lengthof the value chain
in terms action nodes
of
what kind
offinancial
products are prevalent
structured financial
products are in
offering
chain
Bayer food partnerships
ITC e cho al
up
reduce transaction cost
I ITF flans
Negotiation
cost
action cost
I enforcement cast
electronic negotiable warehouse receipts
Karnataka
Per DRA 2007
as Act
Maharashtra
CBSF community
UCF based structure
f y financing
tobuy to to mitigate
upries create risks
assets
Cpu costprofit volume
Farmer's market
DOL 4 Change in EBI T
change in sales
Equity matchinggrant scheme for EPC
credit
guaranteefund scheme throughpolycopy
Venture capital assistance
SF SC website small finance
orbium
consortium
67 Post MT module starts
Pg
Farmer
p sodium companies in
India
websites FPC related schemes
for
small consortium S F A1 1994
farmers agribusiness
2014 15
scheme
Equity matchinggrant
Matchinggrant scheme
credit Fund scheme
guarantee
Intermittent amendments also added to these schemes
Venture
capital assistance scheme for
processing formerproducer
F POs I FPC s
t
umbrella
holdingdifferent legal formsof
former associations
2002 amended in 2013
FARMER PRODUCER
ORGANISATION
FPO Multi state co
ops
I t
t t t t
Societies
co operatives Trust
Legalcompany
CPuding
company
d
areas interest
2002
of
incorporated Fpa
in India's companies
Act 1956
t
Ministry of corporateaffairs
ministryof co operation
Nats and
MAB ARD agricultural Bank of
agriculture email development
NAB KI SAN
SID BI
SFAC
financial institutions to FPU
Saimunnati Financial services
NAB KI SAN my g ga g
Caspian Debt MBF c
I
altruistic features FPC 2legs Dual specmix
of T
co operatives put Ltd cos
characteristics
b
business
rigorous
spirit
14th Non softcopy solutions 7questions
Breakeven FC contribution
margin
h TR Px
TC Ft VC
Ba Tr Ta Ft variable output
ang
cast
PQ F t A VC XO
P Ave contribution
BE
Fave
margin
F fined cost
Dol
[Link]
g
in sales revenue variable cost
finedcost
f
change
change
in sales [Link]
FARMER PRODUCER ORGANISATIONS FPOs
Fannie podium companies co operatives
section 465 Ix A societies Act 904
section 2ns izz
Morial boy
one member one vote one member one vote
co
operatives
registrar of
hold the Veto powerto conduct
Late Y K committee elections and nominate the
Alagh4
Farmed Producerco 12004 board members
Put Hd 12013
co operative Elite Capture
Share cannot be tradable but share
per member is non
transferrable transferrable
It is mandatoryto create reserves not mandatory
and surplus
Board directors widividual
of any group1
min 5 and max 15 directors association of collective
required to form a producer producers can be a
partof
this
company
Board druiters to be drawn Farmers and corporates can
of to a
fromfarmers bodyonly
to come
together float
avoid conflictof interest producer company
Handheld
by resource
institution Cabos
the
Shareholders Share on the value
subscribed
par
member
a to F PC by producers
gangster
b b b b b
BOD BOD BOD BOD BOD
2
members
of
producer CEO in
professional c expertise
companies business e
age agribackground
f Ie management qualification
Production Manifest
exec constraint
Marketing salary
executive govt support 18L
for
years channelisedby
3
Banks
w the
formof SSE social stock
grants exchange
Fun channelis a 1,3 nodal agencies
for next 2 3
years
National co
operative
development corporations
S FAC
N ABA R D
2 nodal
agencies for promoting
BARD
Lakshman Bhai Inamdar
Gg
fI at Zor
Schemes
Equitymatching
grant Morant
Credit scheme
guarantee fund Not much
Vehicle Capital assessment scheme prevelant
I
I lol to 15L
or
upto Looolfarmer based on no
of members
Performing Kisan Producer in India
Co
Samarth
Maharashtra
Karnataka
Uttar Pradesh
Tamil Nadu
Madhya Pradesh among other
4 5 dominant states have provided enabling em
for FPC
Serving seedof
outreach
upshelling forglobal
and
growth
capacity Building
Saly adra producer cos promoting agencies
must handhold from
inceptionto graduan
No F POs in India 23000 t active named in
of operational
registerof co
I operational
GOI promoted 24,186
ProfSubhpal Sigh
Book downloadable
150 175
pages
paidup capitalto
1 Lakh
Min run a
producer co
SOFPO report 2023
strike
Fledgling FPA
on
legalprovisions off
evival
125 No FPis 12016 2023
Pg of registered
2019 2023 1 8755 1 801 all the FPCspromoted
of till data
Feb
active 23 354 7750 FPC already
strike
off
under FPC
activities No
of FPCs registered
animal 5038
agriculture husbandry
service activities
2 market 18 134 as t1
growingof crops gardening
and horticulture
139 117
Farmingof animals
3
4 8 10 20 1
4 Fishing operation offish
hatcheries
i t
5
Agriculture hunting 205
4producer cos together have more than 2000 members
Orissa
F Input supply
aggregation of pondve
I b b
aggug
A Distribution u to next best trader
of
c Value addition
missing
5 Marketing 3
Survival of F Pls requires 3
things
finance
marveling
Technology
Paidup capital
Diffbtw authorisedcapital
members own land and produce
Producer co
the revenue is
Although huge profitis meagre
Explain why
What mechanisms and instruments a
producercompany
should formulate or practice to improve their
financing
or overall
financial structure
7 CAPITAL STRUCTURE
debtequity leverage
debt service coverage ratio IDs or 1
Fnecidsof women's world Banking
2 PROFITABILITY RATIOS FWWB and Annapoorna Finance
operating sailiies Samunnatifinance
DSLR services
or interest coverage ratio Samarth Kisan
producer
Asset turnover ratio
company certified seed
Liquidity ratio manufactures
return on assets 4
return on wives tment
Paid up Active APCs
capital FPCs strike
off
Debt 41,00 000 141081 405
1,00 000 5,632 275
e Debt Sthfund 5 oo ooo
Equity Ent s ooo ooo 21407 56
o Grant Grant 1900 ooo
70 00 000
allow the nature
of comin
W
therrie enabling environment Biz environment
I
w am
gym
th nor
Indiagro case 14