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Pool Rates March 2023

The document provides profit payout rates for various Islamic banking products for BankIslami Pakistan Limited for the month of March 2023. Rates range from 0.1013% to 12% depending on the product, investment amount, and profit payment terms (maturity vs monthly/quarterly). Key products listed include Islamic savings accounts, certificates, corporate and pension funds. Profit is shared between the bank and customers at a ratio of 15% and 85% respectively.

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0% found this document useful (0 votes)
51 views4 pages

Pool Rates March 2023

The document provides profit payout rates for various Islamic banking products for BankIslami Pakistan Limited for the month of March 2023. Rates range from 0.1013% to 12% depending on the product, investment amount, and profit payment terms (maturity vs monthly/quarterly). Key products listed include Islamic savings accounts, certificates, corporate and pension funds. Profit is shared between the bank and customers at a ratio of 15% and 85% respectively.

Uploaded by

Born To Loose
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd

BankIslami Pakistan Limited

Pool Profit Rates For the Month of March 2023

PRODUCT PROFIT PAYOUT Rates %


ISLAMI SUPER SALANA MUNAFA Maturity 18.0086%
ISLAMI SUPER MAHANA MUNAFA Monthly 16.0070%
1 Year - Islamic Regular Income Certificate Maturity 14.0066%
1 Year - Islamic Regular Income Certificate Monthly 13.0058%
1 Year - Term Deposit Maturity 11.5057%
1 Year - Term Deposit Monthly 11.0053%
1 Year - Term Certificate Monthly 9.2545%
2 Years - Term Deposit Monthly 11.5057%
2 Years - Term Certificate Monthly 11.5057%
3 Years - Term Deposit Monthly 12.0050%

Note:
Rates are declared only for products in which Depositors have made Investments.
Profit Sharing Ratio: Bank (Mudarib share) 15%:Customer (Rab-ul Maal share) 85%
BankIslami Pakistan Limited
Pool Profit Rates For the Month
of March 2023

0.50 M – 1 M – 2.49 2.50 M – 5 M – 9.99 10 M – 25 M – 50 M – 100 M – 200 M – 500 M - 750 M -


PRODUCT 0 – 0.49 M 1 B & Above
0.99 M M 4.99 M M 24.99 M 49.99 M 99.99 M 199.99 M 499.99 M 749.99 M 999.99 M

Islami Asaan Saving (Monthly Average) 11.7059%

Islami Bachat (Monthly Average) 4.0362% 5.4491% 7.5685% 7.8000% 10.0000% 11.6000%

Islami Sahulat (Monthly Average) 0.1013%

Islami Asaan Sahulat (Monthly Average) 0.1013%

Corporate Saving (Monthly Average) 4.0362% 8.8000% 11.2000% 11.6000%

Takaful & Insurance Saving (Monthly Average) 4.0362% 8.3762% 8.8801% 11.2000% 11.6000%

PF, GF & Pension Fund Saving (Monthly Average) 4.0362% 8.3762% 8.8801% 11.2000% 11.6000%

Margin 0.1013%
SBP INVESTMENT IRSPW - Islamic Refinance
0.0012%
Scheme for payment and wages
SBP INVESTMENT IRFCC - Islamic Refinnace Facility
0.0012%
for Combating COVID
SBP IFFSAP - Islamic Financing Facility for Storage of
2.0181%
Agricultrual Produce

SBP MODERNZTN SME 5.0452%

SBP ISLAMIC ITERF 1.0090%

SBP - IFRE 3.0271%

SBP BORROWING ILTFF 8.5775%

MASHAL ASAAN RUMNRTV 1.0090%

ISLAMI MASHAL SAVING 8.0630%

EBS - ISLAMI SAHULAT 0.1013%

EBS - ISLAMI BACHAT 4.0374% 5.4491% 7.5685% 7.8000% 10.0000% 11.6000%

ASAAN DIGITAL SAVING 11.7047%

ASAN DIGITAL SAHULAT 0.1013%

Premium Saving (Monthly Average) 4.0362% 8.8801% 9.0826% 9.1839% 10.8994% 11.1007% 11.6000%

HUMSAFAR SAVING HAJJ 10.8405%

Humsafar Saving Plan – Umrah 10.8699%

MRT - MRC - Deffered Bonus 4.0362% 8.8801% 9.0826% 9.1839% 10.8994% 11.1007% 11.6000%

Profit Payment At Maturity:


30 Days 7.4672% 8.0736% 8.3762% 9.0826%
3 Month 7.5685% 8.1736% 8.3762% 9.3852%
6 Month 7.4672% 8.0736% 8.3762% 9.3852% 11.0000%
1 YEAR 8.3762% 8.5775% 8.8801% 8.9814% 9.0826% 9.3852% 10.3943% 11.5000%
2 YEAR 8.7800% 8.9814% 9.2840% 9.3000% 9.4865% 9.8000% 10.8000% 12.0000%
3 YEAR 9.0826% 9.3852% 9.6878% 9.7000% 9.9000% 10.2000% 11.3000% 12.0000%
5 YEAR 9.8891% 10.1929% 10.5956% 10.7981% 10.8994% 11.3020% 12.0000%

Profit Payment At Maturity (FI)


30 Days 4.0000% 4.4400% 4.90% 5.3000% 5.6000% 5.8000% 6.2000% 6.4000%

Profit Payment Monthly (PKR):


1 YEAR 8.0736% 8.2749% 8.5775% 8.6788% 8.7800% 9.0826% 9.8000% 10.9000%
2 YEAR 8.3762% 8.5775% 8.9814% 9.0826% 9.1000% 9.4000% 10.3000% 11.5000%
3 YEAR 8.7800% 8.9814% 9.2840% 9.3852% 9.5865% 9.8891% 10.8994% 12.0000%
5 YEAR 9.4865% 9.7891% 10.0917% 10.2930% 10.3943% 10.7981% 11.9000% 12.0000%
6 YEAR 9.8891% 10.1929% 10.5956% 10.6969% 10.8994% 11.2000% 12.0000%
10 YEAR 11.7059% 12.0085% 12.1098%

Profit Payment Quarterly (PKR):


1 YEAR 8.1736% 8.3762% 8.6788% 8.7800% 8.8801% 9.0826% 9.9000% 11.0000%
2 YEAR 8.4774% 8.6788% 8.9814% 9.0000% 9.1000% 9.4000% 10.4000% 11.6000%
3 YEAR 8.7800% 9.0826% 9.3852% 9.4865% 9.5000% 9.9000% 10.9000% 12.0000%
5 YEAR 9.5865% 9.7891% 10.1929% 10.3943% 10.4000% 10.8994% 12.0000% 12.0000%

PRODUCT 0-99999999999999999
SUB EHAD SUKUK II 21.7870%
SUBORDTE SUKUK EHAD 19.9408%

Note:
Rates are declared only for products in which Depositors have made
Investments.

Profit Sharing Ratio: Bank (Mudarib share) 50%:Customer (Rab-ul Maal


share) 50%
BankIslami Pakistan Limited
Daily Product- Islami Business Saving (PKR)
Profit Rates - March 2023

Daily Product
Islami Business Savings Account

SLABS Rates
0 – 0.99 K 3.2661%
0.10 M – 0.99 M 3.2661%
1 M – 2.49 M 7.5664%
2.50 M – 4.99 M 7.5664%
5 M – 9.99 M 7.8386%
10 M – 24.99 M 7.8386%
25 M – 49.99 M 7.8386%
50 M – 99.99 M 8.1652%
100 M – 199.99 M 9.4717%
200 M – 499.99 M 9.4717%
500 M – 749.99 M 9.4717%
750 M – 999.99 M 9.4717%
1 B & Above 9.4717%

Note:
Rates are declared only for products in which Depositors have made Investments.
Profit Sharing Ratio: Bank (Mudarib share) 50%:Customer (Rab-ul Maal share) 50%
BankIslami Pakistan Limited
Pool Profit Rates For the Month of March 2023

Islami Bachat : Rates %


USD Saving (Monthly Average) 0.4769%
GBP Saving (Monthly Average) 2.7417%
Euro Saving (Monthly Average) 1.6880%

Islami Premium Saving (USD):


$0-$499 0.5852%
$500-$4999 0.5852%
$5,000-$9,999 0.8784%
$10000-$49999.99 1.4635%
$50,000 and ablove 1.7567%

Islami Amdani Certificate (USD):


30 Days - Bullet Payment 0.4769%
3 Months - Bullet Payment 0.7995%
6 Months - Bullet Payment 0.9773%
1 Year - Bullet Payment 1.1374%
1 Year - Monthly Payment 1.5766%

Margin 0.1177%

Note:
Rates are declared only for products in which Depositors have made Investments.
Profit Sharing Ratio: Bank (Mudarib share) 50%:Customer (Rab-ul Maal share) 50%

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