Republic of the Philippines
CAMARINES NORTE STATE COLLEGE
F. Pimentel Avenue, Brgy. 2, Daet, Camarines Norte, 4600 Philippines
Course Outline in Mathematics of Investment
A. VISION : CNSC as a premier Higher Education Institution in the Bicol Region
B. MISSION : The Camarines Norte State College shall provide higher and advanced studies in the
fields of education, arts and sciences, economics, health, engineering, management, finance, ac-
counting, business and public administration, fisheries, agriculture, natural resources development
and management and ladderized courses. It shall also respond to research, extension and produc-
tion services adherent to progressive leadership towards sustainable development.
C. DEPARTMENT PROGRAM : College of Education / Bachelor of Secondary Education
D. COURSE CODE : EDMATH 110
E. COURSE TITLE : Mathematics of Investment
F. COURSE DESCRIPTION : This course introduces students with the basic understanding of the
applications of mathematical concepts and skills in economics, business and accounting. It in-
cludes determining the time value of money using simple and compound interest and discounting,
variation of annuities, amortization stocks and bonds and sinking fund.
G. CREDIT UNITS : 3 units
H. PREREQUISITE : College and Advanced Algebra
I . NO. OF HOURS : 3 hours lecture per week/ 54 hours per semester
J. SCHEDULE : TTH /7:30 am – 9:00 am /2nd Semester, SY 2021-2022
K. INSTITUTIONAL INTENDED LEARNING OUTCOMES: At the end of the course, students
should be able to:
1. manifest understanding in the different concepts in the subject;
2. build upon their prior knowledge of mathematics of investment in understanding and solving
problems;
3. understand and apply concepts related to borrowing and loan repayment;
4, demonstrate knowledge and understanding of the investment process;
5. demonstrate proficiency in solving mathematics of investment problems;
6. apply effectively the different formula and concept learned in a given problem; and
7. appreciate the subject and apply it in real world situation.
L. COURSE CONTENT:
A. Simple Interest
• Definition of Terms
• Simple Interest
• Counting the Time Between Dates
• Computing simple interest by the six percent method
B. Simple Discount
• Discount
• Simple discount
• Interest payable in advance
C. Compound Interest
• Definition of terms
Republic of the Philippines
CAMARINES NORTE STATE COLLEGE
F. Pimentel Avenue, Brgy. 2, Daet, Camarines Norte, 4600 Philippines
• Compound Interest Formula
• Accumulation of Money
• Discounting Problem
• Nominal and Effective Rates
• Compound interest for n periods not a whole number
D. Simple Annuities
• Definition of terms
• Present value and amount of annuity
• Simple annuities formula
• Finding the periodic payments
E. Amortization and Sinking of Funds
• Amortization
• Amortization with an irregular final payment
• Sinking funds
• Sinking fund for retiring debt
• Actual interest for consumers debt
• I. LET Review
M. COURSE POLICIES
A. On Attendance
1. In virtual meetings, attendance is not mandatory, but your absence should be comple-
mented by information on why you cannot attend the synchronous meeting. On asynchro-
nous meetings, the submission of outputs is equivalent to attendance.
B. Netiquette:
1. Wear proper attire
2. Be on time
3. Mute yourself when not ask to talk
4. If you want to talk, please ask permission and do it in a polite way.
5. Be sure that no background noise will be heard when you talk.
6. Do not go somewhere else during synchronous class and be attentive
C. Use of E-Classroom
1. Students are encouraged to sign up in CNSC Learning Management System (LMS)/ FB
Messenger and via google meet for virtual class.
2. Quizzes, examinations and submission of assignments will be done through CNSC LMS or
FB Messenger.
3. All e-materials used in the discussion will be uploaded in the CNSC LMS/FB Messenger.
D. Course Requirements:
1. Quality work and class participation are required. Recitation will be done during synchro-
nous meetings.
2. Projects, reports and assignments are given enough time to prepare, but must be submitted
on or before the scheduled date and time of submission. All activities must be hand writ-
ten/computerized and submitted on time through Google Classroom.
3. Learning Management System (LMS) will be used for quizzes and major examinations (pre-
lim, midterm and final).
4. Required project must be submitted before the (prelim, midterm and final) examination.
E. Grading System
A. Class Standing 50%
Quizzes (15%)
Recitation/Activity/Report (25%)
Assignment (10%)
B. Periodical Examination 30%
C. Project 20%
Total 100%
Republic of the Philippines
•
CAMARINES NORTE STATE COLLEGE
F. Pimentel Avenue, Brgy. 2, Daet, Camarines Norte, 4600 Philippines
1. In order for any student to pass the subject, he/she must obtain a grade of 3.00 or 75%. The
failing grade is 5.00.
2. The following grading system shall be adopted:
The Final Grade (FG) during the current rating period is equal to one-third of the final grade
(FG) of the previous rating period plus, two-thirds of the tentative grade (TG) of the current rat-
ing period. Symbolically,
𝐹𝐺𝑝𝑟𝑒𝑣𝑖𝑜𝑢𝑠 𝑟𝑎𝑡𝑖𝑛𝑔 𝑝𝑒𝑟𝑖𝑜𝑑 +2 (𝑇𝐺𝑐𝑢𝑟𝑟𝑒𝑛𝑡 𝑟𝑎𝑡𝑖𝑛𝑔 𝑝𝑒𝑟𝑖𝑜𝑑 )
𝐹𝐺𝑐𝑢𝑟𝑟𝑒𝑛𝑡 =
3
Official Marks:
1.0- 99-100% 1.1 -98% 1.2-97% 1.25 - 96% 1.3-95% 1.4-94% 1.5-93%
1.6 -92% 1.7- 91% 1.75-90% 1.8-89% 1.9-88% 2.0-87% 2.1-86%
2.2 -85% 2.25 - 84% 2.3-83% 2.4-82% 2.5-81% 2.6-80% 2.7-79%
2.75 - 78% 2.8 -77% 2.9-76% 3.0-75% 5.0-Failed Drp.- Dropped Inc- Incomplete
