INTRODUCTION

Banana cheese rolls are a delicious and easy-to-make Filipino snack that has

gained popularity in recent years. The dish consists of ripe bananas wrapped in

lumpia wrappers, filled with cheese and brown sugar, and then fried until golden

brown. The combination of sweet and savory flavors makes banana cheese rolls a

unique and satisfying snack that can be enjoyed any time of the day.

Aside from being a popular snack in the Philippines, banana cheese rolls

have also gained popularity in other parts of the world, especially in Southeast Asia

and some parts of North America. They are often served as a dessert or an appetizer

in restaurants and cafes, and can also be found in street food markets and food fairs.

The ingredients for banana cheese rolls are easy to find and the dish can be

prepared quickly, making it a great option for busy individuals or families. It can also

be a fun activity to make with friends or family, as the process of wrapping the

bananas and cheese can be a bonding experience.

The GMNAS is a place of many wonders, from its breathtaking scenery to its

abundant natural resources, including sweet bananas and root crops that may be

turned into delectable foods. Musachaea Ambrosia is a firm that sells banana snacks

and strives to offer customer’s high-quality, healthy snacks at fair and reasonable

prices. Being a new player in this industry, Musachaea Ambrosia aims to develop

goods that set us apart from our rivals by offering satisfaction, good flavor, and a new

range of banana products. Hence, we give Banana Cheese Ball, a snack that has a

taste that is superior to that of its rivals' and is popular among the younger

generation, students, and teachers.

Now, we open this business because bananas are easy to obtain and it has

many health benefits which aims to promote a healthy snacking that will provide a

healthy lifestyle for our customers while satisfying their cravings for something tasty
and unique. Our business in the early stages is operating inside the campus of

GMNAS, grasping the opportunity to attract customers. If this business plan would be

proven feasible, this does not only benefit consumers but the entire alternatives and

materials within our won shores.

 HISTORY AND BACKGROUND

The proposed project will be situated inside school premises of General Mac

Arthur National High Agricultural School (GMNAS) in Brgy Aguinaldo, General Mac

Arthur, Eastern Samar. Due to its convenience and ease of access, the area attracts

a diverse consumer base. The business name of the business will be Musachaea

Ambrosia. Banana Cheese Ball is a spherical-shaped snack that is made with

mashed bananas, cream cheese, cheddar cheese, and a variety of spices. The

product is free from artificial preservatives, colors, and flavors and is gluten-free,

making it an excellent choice for health-conscious individuals. The Banana Cheese

Ball can be served as a standalone snack or as an appetizer with crackers, chips, or

bread. The mission and vision of the business is to become the leading business that

offers snacks that is delicious and on the budget for the GMNASIANS students.

The company also envision for expansion in the next 5 years to the nearest

High School municipalities. The demand for healthy snack options has been

increasing, and there is a growing trend towards trying new and innovative flavors.

The Banana Cheese Ball fits well into this market niche, offering a unique taste and

texture that is sure to appeal to consumers. Our primary target audience is students,

and faculty and staff of General Mac Arthur National Agricultural School (GMNAS).
 GOALS AND OBJECTIVES

The business goals is to become the leading producer of snacks in the

municipality of General Mac Arthur. Providing not only delicious but affordable and

“swak” to the budget of the students.

Our company's short-term objectives are to improve product quality and

consistency in order to increase customer satisfaction. To reach out to and draw in

new customers, increasing brand exposure through social media marketing and

advertising campaigns.

Creating strategic partnerships with wholesalers to enhance distribution to

supermarkets and grocery shops is one of our medium-term objectives. Introducing

new flavors of Banana Cheese Balls to broaden the product line's appeal.

Establishing a more substantial online presence by developing an online shopping

platform for clients.

Additionally, we want to grow our company into new domestic and foreign

markets by developing a franchise system that will enable business owners to build

Banana Cheese Ball outlets.

 PRODUCTS AND SERVICES

The snack industry is a massive market with a variety of different types of

snacks. However, there is a growing demand for healthier snack options that are still

delicious. The Banana Cheese Ball fits perfectly into this market niche as it is made

with natural ingredients, is gluten-free, and is an excellent source of protein and fiber.

Introducing our delicious banana cheese ball, the perfect balance of sweet

and savory flavors that will tantalize your taste buds! For customers who enjoy both

sweet and savory flavors, a banana cheese ball would provide a unique and delicious

snack option. Made with real bananas and high-quality cheese, this delectable snack

offers a creamy, smooth texture that melts in your mouth. The trends currently

affecting the industry are health and wellness where consumer are highly conscious

to their health and wellness, and are looking for snacks that are both delicious and

nutritious, this trend has led to a rise in demand for healthy snack option that create

an opportunity for our business. In Banana Cheese Ball, the unique features are

unique flavor combination, versatility, nutrition and a unique presentation.

The location of our business is located inside the premises of GMNAS,

grasping the opportunity to attract possible customers to our business. The

advantages of our location are access to customers, visible and convenient location

of the business that can attract customers who prioritize convenience and ease of

access to the products. However, the disadvantages of our location are limited space

and strong competition from other competitors inside the campus of GMNAS.
SERVICE FLOW ON THE VENUE

The customer will go

directly to the stall front The customer will order the
CUSTOMER desk where the cashier area Banana Cheese Roll
is located.

The customer will recicved

The customer will wait for their orders and they may
The customer will pay after
1-2 minutes to prepare their give feedback/comment
and recieved the official
order. about the service and drop
receipt and exchange if
into the box provided on
there is any.
the right side of the cashier
area.

.
 FORM OF OWNERSHIP

The partners agree that, through a general partnership, they will all own the

same property and split earnings equally with the other eight members. In a general

partnership, all partners are equally responsible for the company's debts, obligations,

and earnings. The partnership is managed by the partners, who are each personally

liable for its revenue, losses and debts in full.

The partners of the proposed business will be able to keep an eye and

oversee daily activities. All operational choices that must be taken in order to deliver

high-quality service to the business are the responsibility of all partners. The

company is able to accomplish the necessary business goals because of teamwork

and strong communication with in the partners.

There will be one member of the Administrative Personnel, the manager.

Manager is the one who will supervise the whole operation of the business. Basically,

every component of the business must be profitable. The proposed business will

employ rank-and-file employees: the Bookkeeper, is the one who will be in charge of

organizing the business's finances and payment of tax of the business monthly,

quarterly any annually. Production staff, he will the one who is in-charge in the

kitchen and the ingredient in producing the product for the whole week. Cashier, she

will be the one in charge with the daily transaction of the business and remit to the

manager the daily sales of the business. And a delivery man, who is in charge the

delivery of orders. After the company has been running successfully for a while, the

number of employees may increase as needed, typically in keeping with the level of

revenue generated by the business.

 MANAGEMENT STAFFING

The partners favor implementing a democratic or participatory management

style in the proposed company. This style of management believe that employees

have the right to free speech when making decisions for the company. The

proponents believe that employees’ and manager recommendations and opinions

should be taken into consideration because they are some of the people who

contribute to the successful operation of the business. This management can result

in business growth, positive employee interactions, pleasant work environments, and

efficient workflow.

Overseeing daily operations, managing finances, creating and implementing

marketing strategies, ensuring compliance with health and safety regulations,

creating and implementing policies and procedures, managing staff, and monitoring

and evaluating employee performance are all part of the manager's duties in the

workplace. Food preparation, quality assurance, customer service, cleaning and

sanitation, adherence to rules, inventory management, and cash handling are among

the general employee's duties.

 Job Requirements, Responsibilities and Functions of the Personnel

Job Title No. of Job Specifications Functions and

Personnel Responsibilities
Manager 1  College graduate  Track corporate
male or female resources
 Possess  Creating company
managerial strategy and plans
expertise in  Monitoring people
business or and offering
knowledge in advice to increase
business-related effectiveness
matters.  Records the inflow
 Able to and outflow of
effectively financial
manage time resources.
 Outstanding  Records the
interpersonal company's daily
and costs and
communication incomes.
abilities
 Self-motivated
Production  High School  In charge to the
Staff 1 diploma or production of
equivalent is Banana Rolls.
advantages.  Ensure the
 Prior experience cleanliness and
in a similar role sanitation of the
is preferable kitchen.
 Familiarity with  Overall In-Charge
cleaning of the kitchen
detergent and
laundering
equipment
 Ability to stand
for long periods.
Bookkeeper 1  High School  File Income Tax
diploma or  Process all legal
equivalent is documents of the
advantages. business
 Prior experience  Ensure all
in a similar role requirements of
is preferable the business are
 Basic knowledge timely submitted
about accounting to avoid
and Taxation surcharges and
Interest
Delivery 1  Male  Follow routes and
Man  18- 35 years old time schedule
  Must have a
driver’s license
 Must be able to
operate a
motorbike or
tricycle
 Must be
trustworthy and
amiable
 Must be able to
communicate
effectively

Organizational Chart

PARTNERS

MANAGER

` BOOKKEEPER

PRODUCTION
STAFF CASHIER

Driver

Salary Rates

Personnel Salary per day Average Salary per Annual Salary

(Php) working days month (Php)
per month (Php)
Manager 350 24 8,400 100,800
Production 315 24 7,560 90,720
Staff
 Bookkeeper 250 24 6,000 72,000

Delivery man 250 24 6,000 72,000

TOTAL 1,165 27,960 337,520

Working Hours

The employees of the proposed business will work their normal working days

and hours from Monday through Saturday, from 8:00 am to 5:00 pm, respectively.

There will be one (1) hour lunch break and 15 minutes coffee break. It is expected

that the employees' presence during working hours will be monitored by requiring

them to keep a record of their log-ins and log-outs, regularly evaluating their

individual performance, and being able to determine.

Benefits

The government mandates that all employees receive benefits through the

social security system (SSS), PhilHealth, and Pag-Ibig. The company will be

responsible for paying the monthly contribution, which will be taken out of the

employees' compensation each month. The computation for the benefits is based on

existing rates provided by SSS, PAG-IBIG and PhilHealth.

 SSS Contribution

SSS Contribution

Personnel Employee share Employer’s share

Monthly Annually Monthly Annually

(Php) (Php) (Php) (Php)
Manager 360 4,320 760 9,120

Production Staff 337 4,044 712 8,544

Bookkeeper 270 3,240 570 6,840

Delivery man 270 3,240 570 6,840

TOTAL 1,237 14,844 2,612 31,344

PAG-IBIG Contribution

Personnel PAG-IBIG Contribution

Employee share Employer’s share

Monthly Annually Monthly Annually

(Php) (Php) (Php) (Php)

Manager 1,200
100 1,200 100

Production Staff 100 1,200 100 1,200

Bookkeeper 100 1,200 100 1,200

Delivery man 100 1,200 100 1,200

TOTAL 500 4,800 500 4,800

 PhilHealth Contribution

Personnel PhilHealth Contribution

Employee/ Employer share

Annually Annually Annually (2025,

(2023) (2024) 2026 & 2027)
4.5% 5% 5%
(Php) (Php) (Php)
(450 per month) (500 per month) (500 per month)
Manager 5,400 6,000 6,000
Production Staff 5,400 6,000 6,000
Bookkeeper 5,400 6,000 6,000
Delivery man 5,400 6,000 6,000
TOTAL 21,600 24,000 24,000
Note: Prior to 2024, when it achieved its maximum rate of 5%, the rate continued to
rise steadily by 0.5%. Updated rates have not been made public for 2026–2027.

MARKETING
 The demand for healthy snack options has been increasing, and there is a

growing trend towards trying new and innovative flavors. The Banana Cheese Ball

fits well into this market niche, offering a unique taste and texture that is sure to

appeal to consumers. Our primary target audience is health-conscious individuals,

working professionals, and party planners.

All consumers who like distinctive and savory snacks are the business target

market especially students, teachers and staff are particularly our main target market.

The potential target market age ranging from 20-60 years old. There are two school

canteens and three individual vendors and stores will be out potential competitors.

They have a large variety of products, which is one of their advantages.

However, they face stiff competition from other businesses and have a slow

response time to shifting consumer preferences and market trends. Utilizing tactics

like distinctive product offerings, reasonable pricing, first-rate customer service, and

brand building in order to compete successfully against rivals.

Our marketing strategy will focus on building brand awareness through social

media platforms such as Facebook, Instagram, and Twitter. We will also leverage

local markets and events to reach potential customers.

CURRENT & PROJECTED FINANCIAL STATEMENTS

The business requires the partners to have the initial capital investment of

60,000.00. The capital will enable the owner to purchase the materials and rent

facility necessary in the operation of this business. The return on investment will be

recovered after 1 years and eleven months.

Partner’s Capital Contribution

PARTNER’S CAPITAL CONTRIBUTION

PARTNERS RATIO INVESTMENT

Dacules, Capital 14.29% 8,571

Guerra, Capital 14.29% 8,571

Capital, Opanda 14.29% 8,571

Peril, Capital 14.29% 8,571

Guarino, Capital 14.29% 8,571

Badrina, Capital 14.29% 8,571

Abug, Capital 14.29% 8,571

TOTAL 60,000.00

Total Projected Cost

Pre-Operating Costs

Raw Materials 28,496.00

Store Supplies 3,300.00

Office Supplies 2,340.00

Cleaning Supplies 4,372.00

Prepaid Rent 3,000.00

Prepaid Advertising 2,500.00

Permit & Licenses 1,000.00

TOTAL Pre-Operating Cost 45,008.00

Fixed Asset Costs

Machinery & Equipment 2,550.00

Furniture & Fixture 5,398.00

Total Fixed Costs 7,948.00

TOTAL COST OF THE BUSINESS 52,956

Assessment of risk
 Description Risk Level Duration Action Taken

Of action

Other staff members' acts Moderate - Cooperation with

of violence and life- the local police to

threatening behavior that obtain additional

put them at risk. guidance should

the need arise

Natural catastrophes High Risk - Staff will be train by

occurrence the MDRRMO for

natural catastrophe

preparedness

Power interruption High Risk 1-5 days The generator will

serve as the way to

acquire the service

without electricity.

Absence of employees Moderate 1-3 days The proponents will

take responsibility

when the

employees are not

around.

Risk in business is inevitable. But the propose business will adapt the risk

management plan in order to lessen or even mitigate the risk that could the business

may encounter in the future.