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Wells Fargo Way2Save Checking
August 15, 2023 Page 1 of 5
Questions?
JOLYNN N HARGET Available by phone 24 hours a day, 7 days a week:
We accept all relay calls, including 711
6110 ACORN DR
SPRING GROVE PA 17362-9135 1-800-TO-WELLS (1-800-869-3557)
En español: 1-877-727-2932
Online: wellsfargo.com
Write: Wells Fargo Bank, N.A. (287)
P.O. Box 6995
Portland, OR 97228-6995
You and Wells Fargo Account options
Thank you for being a loyal Wells Fargo customer. We value your trust in our A check mark in the box indicates you have these
company and look forward to continuing to serve you with your financial needs. convenient services with your account(s). Go to
wellsfargo.com or call the number above if you have
questions or if you would like to add new services.
Online Banking ✓ Direct Deposit ✓
Online Bill Pay ✓ Auto Transfer/Payment
Online Statements ✓ Overdraft Protection
Mobile Banking ✓ Debit Card
My Spending Report ✓ Overdraft Service
Statement period activity summary Account number: 8424819227
Beginning balance on 7/19 $63.85 JOLYNN N HARGET
Deposits/Additions 810.00
Withdrawals/Subtractions - 629.41
Ending balance on 8/15 $244.44 For Direct Deposit use
Routing Number (RTN): 063107513
Overdraft Protection
This account is not currently covered by Overdraft Protection. If you would like more information regarding Overdraft Protection and eligibility requirements
please call the number listed on your statement or visit your Wells Fargo branch.
(287)
Sheet Seq = 0042700
Sheet 00001 of 00003
August 15, 2023 Page 2 of 5
Transaction history
Check Deposits/ Withdrawals/ Ending daily
Date Number Description Additions Subtractions balance
8/1 Anytime Fit ABC Club Fees 2321200536801 - Anytime Fitness 19.78 44.07
888-827-9262
8/3 SSA Treas 310 Xxsoc Sec 080323 xxxxx6718A SSA Jolynn N Harget 787.00 831.07
8/4 Mobile Deposit : Ref Number :117040699536 23.00
8/4 Synchrony Bank CC Pymt Aug 03 650172442937229 Jolynn Harget 100.00 754.07
8/7 Purchase authorized on 08/03 Dish Network-One T 800-333-3474 57.32
CO S463215518776302 Card 0923
8/7 Purchase authorized on 08/03 Amazon.Com*Ta67423 85.33
Amzn.Com/Bill WA S383216211935291 Card 0923
8/7 Service Finance Payments 3840484 Carmen Harget 43.08
8/7 Payment for Amz Storecard 080323 2484068071 60.00
6045781007045908
8/7 Sears Payment Auto Pymt 230804 721108406000354 169.00 339.34
Jolynn Harget
8/9 Sams Club Mc Sams Epay 080323 2484078705 50.31 289.03
5213331282948257
8/14 Recurring Payment authorized on 08/11 Cvs Carepass 5.00 284.03
800-746-7287 RI S583224210035022 Card 0923
8/15 Purchase authorized on 08/15 Publix Super Mar 102 Hwy 19.81
Spring Grove PA P303227839280793 Card 0923
8/15 Anytime Fit ABC Club Fees 2322600163118 - Anytime Fitness 19.78 244.44
888-827-9262
Ending balance on 8/15 244.44
Totals $810.00 $629.41
The Ending Daily Balance does not reflect any pending withdrawals or holds on deposited funds that may have been outstanding on your account when your
transactions posted. If you had insufficient available funds when a transaction posted, fees may have been assessed.
Summary of Overdraft Fees
Total this statement period Total year-to-date
Total Overdraft Fees $0.00 $70.00
Year-to-date totals reflect fees assessed or reversed since the first full statement period of the calendar year. Negative values indicate that fee reversals
exceed fees assessed.
Monthly service fee summary
For a complete list of fees and detailed account information, see the disclosures applicable to your account or talk to a banker. Go to wellsfargo.com/feefaq for
a link to these documents, and answers to common monthly service fee questions.
Fee period 07/19/2023 - 08/15/2023 Standard monthly service fee $12.00 You paid $0.00
How to avoid the monthly service fee Minimum required This fee period
Have any ONE of the following each fee period
· Minimum daily balance $500.00 $44.07
· Total amount of qualifying electronic deposits $500.00 $787.00 ✓
JC/JC
August 15, 2023 Page 3 of 5
IMPORTANT ACCOUNT INFORMATION
Important information about changes to your Way2Save Checking account.
We've been updating our checking account options to better serve our customers and no longer offer the Way2Save Checking
account, so we're switching your account to a similar product.
On September 25, 2023, your Way2Save Checking account will be changed to an Everyday Checking account.
With your new Everyday Checking account, your monthly service fee will now be lower. Beginning with the fee period after
September 19, 2023, you can avoid the $10 monthly service fee if you meet any ONE of the following conditions during each fee
period*:
-Maintain a $500 minimum daily balance
-Make $500 or more in total qualifying electronic deposits**
-The primary account holder is 17-24 years old***
-You link your account to a Wells Fargo Campus ATM Card or Campus Debit Card****
What remains the same:
-Your account and routing numbers will not change, and your direct deposits and automatic bill payments will not be interrupted.
-You can continue to use your Wells Fargo Debit Card as you do today.
-You can continue to use your existing checks.
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-You can still use the Wells Fargo Mobile app with your account as you do today.
-Worldwide Military Banking ATM benefits will continue to apply if you maintain a qualifying military direct deposit.
What else is changing:
-Discounts on ordered checks will not be included with your account.
-If applicable, ATM or Debit Card fee waivers will no longer apply unless your account is linked to a Wells Fargo Campus Card or you
qualify for Worldwide Military Banking benefits.
-$2.50 fee charged by Wells Fargo for all U.S. non-Wells Fargo ATM cash withdrawals, transfers and balance inquiries will apply.
-$5.00 fee charged by Wells Fargo for all International non-Wells Fargo ATM cash withdrawals will apply.
-$3.00 (U.S.) and 3% (international) non-Wells Fargo bank cash disbursement fees per transaction will apply.
-3% international purchase transaction fee will apply.
-Fees charged by non-Wells Fargo ATM operator or network may apply.
-For current ATM fees go to wellsfargo.com/online-banking/service-fees.
Additionally, with your new Everyday Checking account you can now receive the following benefits if you link your account to a Wells
Fargo Campus ATM Card or Campus Debit Card:****
-No monthly service fee charged.
-No Wells Fargo fees for up to four cash withdrawals per monthly fee period from non-Wells Fargo ATMs in the U.S. (Fees charged by
non-Wells Fargo ATM operator or network may apply.)
-No fee charged for one overdraft each fee period.
-Courtesy refund of one incoming wire transfer fee each fee period.
We're here to help
For more information about the change to Everyday Checking, visit wellsfargo.com/way2savetoeveryday
For any questions, to make changes to your account, or to learn more about other checking account options, you can call us at
1-800-TO-WELLS (1-800-869-3557).
Thank you for banking with Wells Fargo.
*Locating your fee period and Monthly Service Fee Summary information
You can find the Monthly Service Fee Summary and the fee period dates used for your account:
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August 15, 2023 Page 4 of 5
-On your statement in the Monthly Service Fee Summary section
-Online in your account's Activity Summary section
-On the mobile app in the Account Summary page under the Routing & Details section
**Qualifying electronic deposits:
A qualifying electronic deposit is a deposit of funds, such as your salary, government benefit payment, or other income, that has
posted to your account and is (1) a direct deposit made through the Automated Clearing House (ACH) network, (2) an instant payment
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processed through the RTP network (real-time payment system) or FedNow SM Service, or (3) an electronic credit from a third party
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service that facilitates payments to your debit card using the Visa or Mastercard network (e.g. an Original Credit Transaction).
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Transfers from one account to another, mobile deposits, Zelle , or deposits made at a branch or ATM are not considered a qualifying
electronic deposit.
***Primary account ownership:
When there is more than one owner of an account, we identify a primary owner. The primary account owner is the owner whose
Taxpayer Identification Number, such as a Social Security Number, is assigned to the account and who, therefore, has tax responsibility
for the account. For select checking and savings accounts, when an individual primary account owner reaches the age of 25, age can
no longer be used to avoid the monthly service fee. Depending on the type of account you have, there may be other ways to avoid the
monthly service fee. If the primary owner of an existing Everyday Checking account changes, it may take up to 45 days after the change
is made to avoid the monthly service fee based on age.
****Wells Fargo Campus Card program benefits:
Wells Fargo Campus Card benefits will take effect within 45 days following the linkage of your Campus Card to an Everyday Checking
account. Benefits will end 60 days after your Campus Card is no longer linked, and the Bank's standard Everyday Checking account
terms and fees apply.
Wells Fargo Campus ATM Cards and Campus Debit Cards are available for students, faculty and staff of colleges and universities that
participate in the Wells Fargo Campus Card SM program.
Please note: The Consumer Account Fee and Information Schedule and Deposit Account Agreement, as amended, continue to apply.
NEW YORK CITY CUSTOMERS ONLY -- Pursuant to New York City regulations, we request that you contact us at 1-800-TO WELLS
(1-800-869-3557) to share your language preference.
Other Wells Fargo Benefits
Help take control of your finances with a Wells Fargo personal loan.
Whether it's managing debt, making a large purchase, improving your home, or paying for unexpected expenses, a personal loan may
be able to help. See personalized rates and payments in minutes with no impact to your credit score.
Get started at wellsfargo.com/personalloan.
August 15, 2023 Page 5 of 5
Worksheet to balance your account Important Information You Should Know
Follow the steps below to reconcile your statement balance with your To dispute or report inaccuracies in information we have furnished to a
account register balance. Be sure that your register shows any interest Consumer Reporting Agency about your accounts:
paid into your account and any service charges, automatic payments or Wells Fargo Bank, N.A. may furnish information about deposit accounts to
ATM transactions withdrawn from your account during this statement Early Warning Services. You have the right to dispute the accuracy of
period. information that we have furnished to a consumer reporting agency by
A Enter the ending balance on this statement. $ writing to us at Overdraft Collection and Recovery, P.O. Box 5058, Portland,
OR 97208-5058. Include with the dispute the following information as
B List outstanding deposits and other available: Full name (First, Middle, Last), Complete address, The account
credits to your account that do not appear on number or other information to identify the account being disputed, Last
this statement. Enter the total in the column four digits of your social security number, Date of Birth. Please describe the
to the right. specific information that is inaccurate or in dispute and the basis for the
dispute along with supporting documentation. If you believe the
Description Amount information furnished is the result of identity theft, please provide us with
an identity theft report.
If your account has a negative balance:
Please note that an account overdraft that is not resolved 60 days from the
date the account first became overdrawn will result in closure and charge
off of your account. In this event, it is important that you make
arrangements to redirect recurring deposits and payments to another
Total $ + $ account. The closure will be reported to Early Warning Services. We reserve
the right to close and/or charge-off your account at an earlier date, as
C Add A and B to calculate the subtotal. = $ permitted by law. The laws of some states require us to inform you that this
communication is an attempt to collect a debt and that any information
D List outstanding checks, withdrawals, and obtained will be used for that purpose.
other debits to your account that do not appear In case of errors or questions about your electronic transfers:
on this statement. Enter the total in the column Telephone us at the number printed on the front of this statement or write
to the right. us at Wells Fargo Bank, P.O. Box 6995, Portland, OR 97228-6995 as soon as
you can, if you think your statement or receipt is wrong or if you need more
Number/Description Amount information about a transfer on the statement or receipt. We must hear
from you no later than 60 days after we sent you the FIRST statement on
which the error or problem appeared.
1. Tell us your name and account number (if any).
2. Describe the error or the transfer you are unsure about, and explain as
clearly as you can why you believe it is an error or why you need more
information.
3. Tell us the dollar amount of the suspected error.
We will investigate your complaint and will correct any error promptly. If
we take more than 10 business days to do this, we will credit your account
for the amount you think is in error, so that you will have the use of the
money during the time it takes us to complete our investigation.
In case of errors or questions about other transactions (that are not
electronic transfers):
Promptly review your account statement within 30 days after we made it
available to you, and notify us of any errors.
To download and print an Account Balance Calculation Worksheet (PDF) to
help you balance your checking or savings account, enter
www.wellsfargo.com/balancemyaccount in your browser on either your
computer or mobile device.
Total $ - $
E Subtract D from C to calculate the
adjusted ending balance. This amount should be
the same as the current balance shown in your
register. = $ ©2021 Wells Fargo Bank, N.A. All rights reserved.Member FDIC. NMLSR ID 399801
Sheet Seq = 0042702
Sheet 00003 of 00003
