PITCH DECK
Financial
Planning
A Guide to Basics of
Personal Finance
For internal circulation only
Robinhood Capital
dO YOU know the Difference?
Where do
Investors
Invest ?
WHY?
UNDERSTAND !
WHAT IS ?
Easiest &
Simplest
way of
Investing...
TYPES
OF
EQUITY MF
Basis of market cap equity MF schemes are
mUTUAL fUNDS? Debt MF
BASIS OF HOLDING TENURE AND CREDIT PROFILE
DEBT MF SCHEMES ARE DIVIDED INTO VARIOUS
divided into various categories
CATEGORIES
Lower Yield Higher Yield
What's a market cap? Aaa c what are credit
aa profiles?
a + lower Risk Higher Risk -
Basis of credit worthiness of a company, RATINGS ARE ALLOCATED,
how is it determined? With "Aaa" being the highest rating and "C" being the lowest.
ultra short (below 6 M) Categories
categories of equity
large cap of Debt
(top 100 companies APM ) short (6m - 2 YRS)
equity mf schemes are debt mf schemes are
categorized based on categorized Basis mEDIUM tERM
MID cap the ownership/exposure of the average (2-5 yRS)
(nEXT 150 companies APM ) to large/mid/small cap maturity of their
stocks bond holdings lONG TERM
SMALL cap ( 5 YrS +)
(COMPANIES BEYOND 250 APM)
#APM- AS PER MARKET CAP
Equity mutual funds in detail.....
Equity mf
HYBRID
PURE Equity Equity
HAS TO INVEST MINIMUM 80% Scheme following arbitrage strategy, with minimum
lARGE CAP - IN LARGE CAP STOCKS ARBITRAGE - 65% investment in equity & equity related
instruments
HAS TO INVEST MINIMUM 65%
MID CAP - IN MID CAP STOCKS
EQUITY SAVINGS - Equity and equity related instruments (min.65%);
debt instruments (min.10%)
HAS TO INVEST MINIMUM 65%
SMALL CAP - IN SMALL CAP STOCKS Investment in equity/ debt that is managed
HAS TO INVEST MINIMUM 35% BALANCED ADVANTAGE - dynamically (0% to 100% in equity & equity
related instruments; and
LARGE & MID CAP - IN LARGE CAP & 35% IN MID CAP
STOCKS
0% to 100% in Debt instruments)
Investment in at least 3 asset
FLEXICAP - NO DEFINED LIMITS, CAN INVEST MULTI ASSET ALLOCATION - classes with a minimum allocation
IN ALL CAPS of at least 10% in each asset class
HAS TO INVEST MINIMUM 25%
MULTICAP - IN LARGE, MID & SMALL CAP EQUITY HYBRID -
65% to 80% investment in equity & equity
related instruments; and
20% to 35% in Debt instruments
HAS TO INVEST MINIMUM 80% IN THE STOCKS
THEMATIC - OF A PARTICULAR SECTOR/THEME
art of Financial Planning
CURRENT
EXPENSES
TO UNDERSTAND YOU
BETTER, AND TO ALIGN
YOUR INVESTMENTS WITH GOALS
YOUR GOALS, WE' LL
NEED TO KNOW YOUR ..
Asking the
step 1 right questions
CURRENT
PORTFOLIO
RISK APPETITE
& tIME hORIZON
1 neED
step 2 UNDERSTAND THE PRIORITIES
OF EACH GOAL
2 DESIRE
3 neED
USE FINANCIAL CALCULATOR
step 3
BASED ON THE TIME
HORIZON AND PRIORITY
TO DERIVE THE INVESTMENT OF THE GOAL, CREATE
AN INVESTMENT PLAN
REQUIRED
RISK RECKONER
CATEGORY HORIZON IDEAL FOR RISK
4 YEARS + mODERATELY AGGRESSIVE
lARGE CAP
MID CAP 7 YEARS + AGGRESSIVE
7 YEARS + AGGRESSIVE
SMALL CAP
LARGE & MID CAP 5 YEARS + mODERATELY AGGRESSIVE
FLEXICAP 5 YEARS + mODERATELY AGGRESSIVE
MULTICAP 5 YEARS + mODERATELY AGGRESSIVE
TACTICAL AGGRESSIVE
THEMATIC
3 YEARS + CONSERVATIVE
EQUITY HYBRID
BALANCED ADVANTAGE 3 YEARS + CONSERVATIVE
ARBITRAGE 6M - 1.5 YEARS CONTINGENCY/LIQUID
CLIENT JOURNEY
financial freedom
periodic review to
ensure the
investments are
aligned with the
execution of clients long-term
investment through goal
our website & app
investment plan
tailored to meet the
clients goals using
the masterstroke
Meeting with the tool
investment counsellor
1 2 3 4
