st (কমপরে ৮ সসট কমন পড়রি ) বকনরত বিবজট
বিগত ১০ িছরেে প্রশ্ন-উত্তে সম্ববিত িাজারেে সসো হ্যন্ডরনাট mFm-s
করুনঃ
[Link] Helpline: 01834697815 ; 01850292214 ; 01885602022
THB INSTITUTE OF BANI(ERS, BANGLADESH (TBB)
95th Banking Diploma Examination, 2022
.IAIBB
I-aw's and Fractice of Banking (LFB)
Subject Code : 1 0 6
Time--3 hours
Fuil marks-l00
Pass marks--50
[N.8. The figttres in the right mcrgin indicate full ntarks. Answer aryt five questions of which two must be
from Group B.J
Group A
Marks
y. Write shorl notes on any five of the fcllowing : 4x5:20
{a) BAMLCO
ft) CAMELS
k) rNCo TERMS
kl) [Link] and Reverse Repo
(e) Holder in due course
(rt Noting and Protest
&) Gamishi Order
ft) Re-scheduling Real Time Gross Settlement (RTGS).
2. k, What do you mean by ICRRS and ICRR? 5
(b) Vy'hat are the risk factors mentioned under the quantitative indicators in ICRRS? 5
(c) hr which cases or on which types of loans ICRRS is not mandatory? 5
(ct) Can we use unaudited financial statements in case of, proprietorship or partnership 5
concern?
3. (a) Explain about operational risks in banking under BASEL-lii. i0
(b,t Horv to mitigate ihose risks? 10
4. {ct) What are the papersidocuments required for opening a confirmed irrevocable letter of 5
credit?
(b) Your customer approaches you to open a confirmed irrevocable letter of credit for 15
impoft of sugar from Brazil. Wirat consideration woutrd you take into account before
opening the credit? Whai are the pariiculars which have to be communicated to your
agent in Braztl?
5. (u) What are the principies of sounci lending? 10
(b) Wl-rat are different criterias tc a^ssess a boryower's credit wofihiness? 5
(c) What do you mean by LRA? Briefly discuss the purpose of LltA. )
5. Gt) What do you rnean by a collecting banker? Discuss the statutory, protection granted to 13
the coilection banker under the Negotiate Instrument Act.
(b) Discuss tire significance to the coliectirig banker of 'Account pay only' and 'Not 7
negotiable' crossing on a cheque.
7t Seieot the most appropriate answer :
(a) (il In case of
hypothecation insuranee change for the goods to be paid by :
(ct) 'The borrower
16J fhe bank
(c) The borower and the [Link]
(ii) Who is unable to open a bank account?
(a) A pious lady
(ht A mentally dishonoured person
(c) An illiterate person
(d) An old man
fPlease turn over
বিগত ১০ িছরেে প্রশ্ন-উত্তে সম্ববিত িাজারেে সসো হ্যন্ডরনাট
2 (কমপরে ৮ সসট কমন পড়রি ) বকনরত বিবজট করুনঃ
[Link] Helpline: 01834697815 ; 01850292214 ; 01885602022 Marks
(iii) A customer of a bank is as-
p) an account holder
(b) bearer of-a cheque
(c) third party comes to deposit money in the account on behalf of the account holder
(lvl Fuil meaning of CDD.
p) Customers I)ue Diligence
(b/ Custorners Development Department
/.cJ Credit Distribution Division
(rf C-'onrputer Developmetrt Department
(t) kt case of pledge the possession of the security is with :
lu) the dcblor
/.,
!h) -,
I llc crecllior
(ci 1-he third party
ilrj l}riefll, aitsu'er the folloi*;ing qiresticn :
(c; What do you mean by KYC? lixplain its importance. 6"
ael Whtr1 ai"e the docu:nents needed and procedures to folic;wing to cpen a bank 14
aeoolutt ii: the name of-
(i) jairit Stock Cornpany
{ii) Partnership Firm.
Group B
8" {u) Wirr,t is Li;ritation Act? 5
ft;) liiscuss the objective and scope of Limitation Act. I
{ti A coi:tinuing guariifitee was executed on flrst April, 2C04. The breaci-l by the contact by i
tlre orincipal debtor vras Gn lst Ma-v ,2{}12. Tire guaranteed par15, filed a suit for the
invocation of the guarantee on lsi Juile. 2015. Was the silit filed in iime under the
Li*uiation Act?
9. (a) ?y'irat do you riiean [:S,account receivable finaneing? What precautions you are required 1(]
to take before firiancing against recei.,,atlies?
(h) What mode c{'creciit faclliqr rvcr:ld ,vou prefer tbr fi;rancing receivables and whv-? 5
(c) llefine worl<ing capital. How does it riiff-er from cash creclit? 5
i 0. Eank? 20
s/lra.t are tl-ie secr;rity tr:easures required for braneh sa&ty as prescribeci by the Bangladesh
11. Prepare a statement for a ctrieiit of a SOD accclrnt for the periori frcm l't July, 2021 to 3i" :0
Ileceinber, 2021 given tliat :
(i) Outstandir-lg amount [Link] Tk-. 2"50,000 at the era of June. 2021
(ii) hrterest rate to be appiied aigYa p.a.
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[Link] Helpline: 01834697815 4 ; 01850292214 ; 01885602022
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