AIG Cyber Cover Guide
Cyber Coverage Channels
Property EAGLE
CyberEdge® CyberEdge Plus CyberEdge PC®
Performance (Environmental)
Coverage for:
Third-party claims arising out of, or alleging financial loss as a result of, a failure of the
insured’s network security or a failure to protect confidential information
Investigation and defense of regulatory actions arising out of a failure of the insured’s network
security or a failure to protect confidential information, including coverage for such fines and
penalties if allowable by law
Excess-Difference in Conditions solution to enhance
and fill gaps in coverage for cybersecurity risk.
PCI-DSS (Payment Card Industry Data Security Standard) assessments for the failure to protect
payment card data
Costs of notifications, public relations and other services to assist in managing and mitigating
a cyber incident; legal consulting and identity monitoring costs for victims of a breach are
included
Forensic investigation costs due a covered cyber event
Costs to restore electronic data from duplicates or, if not possible, costs to research, gather
and assemble electronic data due to a covered cyber event
Responds to a material interruption of an insured’s business operations providing for business
interruption and certain expenses due to a covered cyber event
Reimbursement of ransom payments incurred in terminating a covered cyber event
Business income loss resulting from physical damage to property due to a covered cyber
event
Loss associated with first party property damage due to a covered cyber event
Third-party claims alleging bodily injury or third party property damage caused by a security
failure or privacy event
Third-party claims alleging bodily injury and third party property damage caused by a breach
of a computer system that is part of an insured’s product
Standalone Endorsement to Standalone
Coverage Form Specialty Risk Protector
policy form EAGLE ptolicies policy form
For more information, contact your underwriter or visit [Link]/cyber.
What constitutes a “covered cyber event” may vary by type of coverage and policy form, and all statements are subject to the terms, conditions, and exclusions of the specific policy.
The scenarios described herein are offered only as examples. Coverage depends on the actual facts of each case and the terms, conditions and exclusions of each individual policy. Anyone interested in the above product(s) should request a copy of the policy itself for a description of the scope and limitations of coverage.
American International Group, Inc. (AIG) is a leading global insurance organization. AIG member companies provide a wide range of property casualty insurance, life insurance, retirement solutions, and other financial services to customers in approximately 80 countries and jurisdictions. These diverse offerings include
products and services that help businesses and individuals protect their assets, manage risks and provide for retirement security. AIG common stock is listed on the New York Stock Exchange. Additional information about AIG can be found at [Link] | YouTube: [Link]/aig | Twitter: @AIGinsurance
[Link]/AIGinsurance | LinkedIn: [Link]/company/aig. These references with additional information about AIG have been provided as a convenience, and the information contained on such websites is not incorporated by reference herein. AIG is the marketing name for the worldwide proper-
ty-casualty, life and retirement, and general insurance operations of American International Group, Inc. For additional information, please visit our website at [Link]. All products and services are written or provided by subsidiaries or affiliates of American International Group, Inc. Products or services may not be
available in all countries and jurisdictions, and coverage is subject to underwriting requirements and actual policy language. Non-insurance products and services may be provided by independent third parties. Certain property-casualty coverages may be provided by a surplus lines insurer. Surplus lines insurers do not
generally participate in state guaranty funds, and insureds are therefore not protected by such funds. 0821
