LIC's Dhan Rekha (Plan No.

863)

Benefit Illustration

LIC's Dhan Rekha (Plan No. 863)

A Non-Linked, Non-Participating, Individual, Savings, Life Insurance Plan
(Unique Identification Number - 512N343V01)

Distribution channel Online Agency name Not applicable Agency code Not applicable
Name of prospect Age of prospect Date of illustration 04-09-2022
Name of life assured Age of life assured 29 years Benefit UID/Proposal no.
Mode of payment of
Policy term 20 years Premium paying term 1 years Single
premium
Sum assured on death
Basic sum assured Rs. 50,00,000 62,50,000 Single premium 35,26,255.00
(at inception of the policy) Rs.

Gender of life assured Male

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.

Premium summary
Particular Base plan Riders1 Total single premium
Single premium without GST 35,26,255.00 0.00 35,26,255.00
Single premium with GST @ 4.50% 36,84,936.00 0.00 36,84,936.00
GST rate shall be as applicable from time to time

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 LIC's Dhan Rekha (Plan No. 863)

(Amount in rupees)

Guaranteed benefits
Policy year Single Minimum
(end of the premium2 Survival Guaranteed Maturity Death guaranteed
year)
benefit additions benefit benefit3 surrender
benefit
(1) (2) (3) (4) (5) (6) (7)

1 3526255 0 0 0 6250000 2644691

2 0 0 0 0 6250000 2644691

3 0 0 0 0 6250000 2644691

4 0 0 0 0 6250000 3173630

5 0 0 0 0 6250000 3173630

6 0 0 250000 0 6500000 3217580

7 0 0 500000 0 6750000 3261530

8 0 0 750000 0 7000000 3306080

9 0 0 1000000 0 7250000 3352130

10 0 500000 1250000 0 7500000 3400630

11 0 0 1500000 0 7750000 2952630

12 0 0 1750000 0 8000000 3009280

13 0 0 2000000 0 8250000 3072230

14 0 0 2250000 0 8500000 3142755

15 0 500000 2500000 0 8750000 3223380

16 0 0 2750000 0 9000000 2816580

17 0 0 3000000 0 9250000 2925130

18 0 0 3250000 0 9500000 3053080

19 0 0 3500000 0 9750000 3223630

20 0 0 3750000 8750000 10000000 3486130

Notes:

The main objective of the illustration is that the client is able to appreciate the features of the product and the flow of the benefit with some level of quantification.
This illustration is applicable to a standard (from medical, life style and occupation point of view) life.

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 LIC's Dhan Rekha (Plan No. 863)

1. It includes rider(s) premiums in respect of all the rider(s) opted by the proposer/policyholder at inception of the policy.
2. Single premium excludes underwriting extra premium, the premiums paid towards the riders, if any, and goods & service tax. Refer sales literature for explanation of terms
used in this illustration.
3. In any case, the total death benefit at any time shall not be less than 125% of the single premium paid (excluding GST, extra premium and rider premiums, if any).
4. Special surrender value may however be payable, if it is more favourable to the policyholder. Special surrender value are subject to revision from time to time only after
prior approval of the regulator.

I, ________________________________________ (name), having received

the information with respect to the above, have understood the above statement
before entering into the contract.
Place :
Date : Signature of prospect/policyholder

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