To,

TransUnion CIBIL Limited

Sub: Grant of Consent

Dear Sirs,

In connection with submission of the application for my credit information (“Consumer Credit Information”)
offered by TransUnion CIBIL Limited (“TUCL”) through HSBC Electronic Data Processing India Pvt Ltd &
HSBC technology (referred to as the “Company”) and delivery of the Consumer Credit Information to the
Company, I hereby acknowledge and agree to the following:

A. The Company is my lawfully appointed agent and he / it has agreed to be my agent for the purposes,
including, without limitation, to receive the Consumer Credit Information from TUCL on my behalf and
use it in the manner consistent with the Agreement entered into between the Company and TUCL, and
the Company has granted its consent for being appointed for the aforesaid purpose.

B. I grant my unconditional consent to the Company to receive the Consumer Credit Information from
TUCL on my behalf and use it in the manner consistent with the consistent with the Agreement entered
into between the Company and TUCL, as the case may be, and the Company has granted its consent
for being appointed for the aforesaid purpose. I hereby represent and acknowledge that: (a) I have
carefully read the terms and conditions of the Agreement entered into between the Company and TUCL
understood the same; or (b) the Terms of Understanding in relation to the use of the Consumer Credit
Information has been agreed between me and the Company.

C. I hereby expressly grant unconditional consent to, and direct, TUCL to deliver and / or transfer my
Consumer Credit Information to the Company on my behalf.

D. I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting
from, arising out of, or in any way related to: (a) delivery of my Consumer Credit Information to the
Company ; (b) any use, modification or disclosure by the Company of the contents, in whole or in part,
of my Consumer Credit Information , whether authorized or not; (c) any breach of confidentiality or
privacy in relation to delivery of my Consumer Credit Information to the Company ; (d) for any use
made by the Company which is contrary to the Agreement entered into between the Company and
TUCL

E. I acknowledge and accept that: (a) TUCL has not made any promises or representations to me in order
to induce me to provide my Consumer Credit Information or seek any consent or authorization in this
regard; and (b) the implementation of the Agreement between TUCL and the Company is solely the
responsibility of the Company.

F. I agree that I may be required to record my consent / provide instructions electronically and in all such
cases I understand that by clicking on the "I Accept" button below, I am providing "written instructions"
to [COMPANY] authorizing [COMPANY] to obtain my Consumer Credit Information from my personal
credit profile from TransUnion CIBIL LIMITED, [formerly known as Credit Information Bureau (India)
Limited]]. I further authorize [COMPANY] to obtain such information solely to confirm my identity and
display my Consumer Credit Information to me. Further in all such cases “By checking this box and
clicking on the ‘Authorize button, I agree to the terms and conditions, acknowledge receipt of TUCL
privacy policy and agree to its terms, and confirm my authorization for HSBC Electronic Data Processing
India Pvt Ltd & HSBC technology to obtain my Consumer Credit Information .

RESTRICTED
G. I understand that in order to deliver the product to me, I hereby authorize [COMPANY], to obtain my
Consumer Credit Information from TUCL. I understand that under India law I am entitled to one free
credit report and credit score per year. More information on this right can be found at
https://www.cibil.com/freecibilscoreI am aware that in case I wish to dispute any information on the
TUCL credit report, I can contact TransUnion CIBIL directly by going to https://www.cibil.com/resolve-
report-inaccuracies or writing to TransUnion CIBIL at TransUnion CIBIL Limited, One World Centre,
Tower 2A, 19th Floor, Senapati Bapat Marg, Lower Parel, Mumbai - 400 013.

H. By submitting this registration form, I understand that I am providing express written instructions for
[COMPANY] to request and receive information about me from TUCL, including but not limited to a
copy of my consumer credit report and score from consumer reporting agencies, at any time for so long
as I have an active [COMPANY] account. I further authorize [COMPANY] to retain a copy of my
information for use in accordance with [COMPANY’S] Terms of Use and Privacy Policy.

I. I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND
TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF
MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

J. I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally
and entirely release, waive and forever discharge TUCL , its officers, directors, employees, agents,
licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Releasee”), from any
and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court
costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or
unknown, which I ever had, now have, or in the future may have against the Releasee with respect to
the submission of my Consumer Credit Information and / or my decision to provide TUCL L with the
authority to deliver my Consumer Credit Information to the Company . I agree to defend, indemnify,
and hold harmless the Releasee from and against any and all Losses resulting from claims made
against TUCL L by third parties arising from and in connection with this letter.

K. I agree that the terms of this confirmation letter shall be governed by the laws of India and shall be
subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any dispute arising
hereof. TUCL is entitled to assign its rights hereunder to any third person without taking my prior written
consent.

Yours faithfully,

Signature :____________________________
Name :____________________________
Address : ____________________________

CC: HSBC Electronic Data Processing India Pvt Ltd & HSBC technology
Address

RESTRICTED