Fees and Charges for Debit Card
Annual / Renewal Fee /
Debit Card Variant Replacement Charges
Add-on Card Annual fee (joint accountholders only)
Rs. 500 + applicable taxes.
JetPrivilege HDFC Bank Debit Card First year free for HNW customers (Classic, Preferred and Imperia)
& select corporates
Platinum Debit Card** Rs. 750 + applicable taxes.
Times Points Debit Card** Rs. 650 + applicable taxes.
Millennia Debit Card** Rs. 500 + applicable taxes.
Business Debit Card** Rs. 250 + applicable taxes.
Woman’s Advantage Debit Card** Rs. 200 + applicable taxes.
Rupay Premium Debit Card** Rs. 200 + applicable taxes.
Rupay NRO Debit Card** Rs. 200 + applicable taxes.
ATM Card Free Replacement/Reissuance Charges for
Phased Out Variants Debit Cards - Rs. 200 + applicable taxes
Rewards Debit Card** Rs. 500 + applicable taxes.
Gold Debit Card** Rs. 750 + applicable taxes.
Titanium Royale Debit Card** Rs. 400 + applicable taxes.
Titanium Debit Card** Rs. 250 + applicable taxes.
Pro-Gold Debit Card** Rs. 250 + applicable taxes.
EasyShop Debit Card** Rs. 150 + applicable taxes.
NRO Debit Card** Rs. 150 + applicable taxes.
**For HNW Customers (Classic, Preferred & Imperia), the Debit Card will be free, as long as the customer is
part of the respective program. For Corporate Salary customers, the charges will be as per corporate
eligibility, as long as the customer is part of the respective corporate.
Other Charges
Description
There are no charges for using the Debit Card at domestic merchant
locations and websites.
However, at select merchants like IRCTC / railway stations, transaction
charges / surcharges as per industry practices will be applicable, by the
merchant.
The following are the transaction charges applicable when you use the Debit
Charges on usage at domestic merchant outlets / websites
Card at:
Railway Stations: Flat charge of Rs. 30 per ticket + 1.8% of the transaction
amount.
IRCTC: Transaction charge of 1.8% of the transaction amount
Fuel Surcharge would not be applicable for the transactions done on HDFC
Bank swipe machines at government petrol outlets (HPCL/ IOCL/ BPCL).
Instant Pin Generation (Set up your own PIN using NetBanking and
Free
MobileBanking)
ATM PIN generation Rs. 50 + applicable taxes.
Decline charges for insufficient balances Transactions declined at other bank ATMs anywhere in the world or at a
(For non-HDFC Bank Domestic / International ATMs as well as at merchant outlet / website outside India due to insufficient funds will be
International merchant outlets / online stores) charged at Rs. 25 + applicable taxes per transaction
3.5% + applicable taxes on foreign currency transaction carried out on Debit
Cards.
Cross-currency mark-up charges on foreign currency transactions
The exchange rate used will be the VISA/MasterCard wholesale exchange
rate prevailing at the time of transaction/merchant settlement.
1
ATM TRANSACTION CHARGES
Charges at Domestic ATMs
Charges beyond prescribed limit
Account Type HDFC Bank ATMs Other Bank ATMs
of free transactions
At Metro ATMs: 3 Free Cash Withdrawal - Rs 20/- plus applicable
Transactions taxes
Savings & Salary Account Free Transactions - 5
At Non-Metro ATMs: - 5 Free Non-Financial Transaction - Rs 8.50/-
Transactions plus applicable taxes
Current Account (Max Advantage, At Metro ATMs - 3 Free
Ascent, Activ, Flexi, Plus, Max, Apex, Transactions Cash Withdrawal & Non-Financial
Ultima, Current Account for Professionals Unlimited Transaction - Rs 20/- plus applicable
Merchant Advantage Plus & Supreme At Non-Metro ATMs - 5 Free taxes
Current Account & TASC) Transactions
Current Account (Regular, Premium,
Cash Withdrawal & Non-Financial
Trade, Ezee, Current Account for Charged from 1st transaction
Unlimited Transaction - Rs 20/- plus applicable
Hospitals /Nursing Homes/ Pathology onwards
taxes
labs, Merchant Advantage)
Current Account (Agri) Unlimited No charges No charges
Note:
• For transactions at HDFC Bank ATMs, only Cash withdrawal transactions will be considered for charging.
Non-Financial Transactions (Balance Enquiry, Mini Statement & PIN Change) will be free with effect from
1st September 2019.
• For transactions at Non HDFC Bank ATMs, transactions considered for charging will include both Financial
(Cash Withdrawal) and Non-Financial Transactions (Balance Enquiry, Mini Statement & PIN Change).
• Transactions conducted at ATMs in Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad will
be considered as Metro ATMs.
• Please refer relevant product section on website for detailed information
• For Salary Accounts, Company code offer would apply. Please refer relevant product section on website for
detailed information on the same.
• You will be allowed to withdraw a maximum of Rs. 10,000 per transaction from another bank’s ATM.
Charges at International ATMs
Type of ATM Charges
Rs. 25 + applicable taxes per Balance Enquiry & Rs. 125 + applicable taxes per Cash Withdrawal +3.5%
Cross Currency Mark up for non-managed segment.
ATM Charges - Usage outside India
Rs. 15 + applicable taxes per Balance Enquiry & Rs. 110 + applicable taxes per Cash Withdrawal + 3.5%
Cross Currency Mark up for managed segment.
