‘When a man tells you he got rich through hard work, ask him “Whose?” AL 1 VOCABULARY money a Complete the sentences with the correct verbs. 1 I don't have any change; can you _lend_me two dollars? (lend / borrow) 2 1_______ my money on that books it was very boring. (saved / wasted) 3 Tean't anew ear Vm brake (afford / pay) 4 The restaurant us too much for our meal. (cost / charged) 5 When can you ____ the money [lent you? (owe / pay back) 6 She__a lot of money in her new job. (earns / wins) 7 I need to some money from the bank to buy a new car. (lend / borrow) 8 When my aunt died, 1 $5,000. (inherited / invested) b Complete the advertisement with words from the list. taxes save mortgages take-out loans salary cost South & West Perzonal “we can tend you money for that new car, a vacation, computer... up toa maximum of $50,000. 1___- 60 you need to buy or build a house? We can help you finance your new home at one ofthe lowest interest rates on the market. Do you think you pay too many feces the government every month? Why not tatk to our specialists. They can help you pay les. eT ‘Checking account ~ open a checking account and get a debit ‘ard you can use to 1_1ake out — cash trom our many ATMe or when shopping ‘And if your company pays your 2__ directly into the ‘account, we don't 3 xyou anything for the account or for the debit card. Money Market account ~ if you want to*______ money, ‘why not use our money market ‘account? The typical interest rate 1s 5.25% and, if you keep over $2,000 in the account, it won't 5 you anything. ‘Student Book p.147 Vocabulary Bank on Marquis, American writer ¢ Complete the sentences with the correct preposition. 1 My sister borrowed $500 — our parents. 2 Would you lend money your bes friend? 3 Whose turn is it to pay —_ coffee? 4 L don't spend much money clothes. 5 You can pay cach or credit card, 2 READING a Read the website on page 15 and choose the best word(s) for each space. 1 her his) their 2 asks makes lets 3 each other another themselves A makes does becomes 5 coin bill cash 6 have join earn 7 afford pay buy 8 fillout —fillup fill 9 month by month monthly 10 wait wait for waiting b Read the website again and check (7) the best summary. 1 Ifyou're a member of ‘TradeSWAPs, you can get paid for your skis, 2 Ifyou're a member of TradeSWAPs, you don’t have to pay as much for Jobs as non-members. a 3 If you're a member of TradeSWAPs, you can cooperate with other members. aoBoel 3 what is TradeSWAPs > : Imagine two peuple, Mark and Laura. Mark Is & ‘qualified plumber, and nceds to find on accountant todo! his __ taxes. Laura is a qualified | accountant, and wants a new bathroom. The TradeSWAPs website > ‘them get in | touch with » and exchange their skills. Money is valuable, and we all need more of it for ‘vacations or a new car or house. What + ‘TradeSWAPs different is that i's a “money-free” system for the exchange of sills. There's no need for bank loans, credit cards, or 5 tts a wine ‘wan situation. Mark gets his taxes done, and Laura ‘get @ new Lothnuumn, atid wy Honey Urenge> Lends! 10 Why you should « TradeSwaPs ‘We want to make your lfe easier by giving you access ‘0 professional people who want to exchange skils 2 ‘with you, So if you have a job that needs doing, you don't heve to weit until you can 7 iu ‘You can got it done today! How to join | eee | which ack for your personal deta and a tof your | 3 prafeccianal ckille You'll need to pay a A 1______ shopping at the new mall on Saturday. — you ____ there yet? (go, be) B Nol _ time yet. =. Ga anything? (not have, buy) Wg ‘A My parents _ each other for 55 years — since they were eight years old! (know) B Where they 2 (meet) ‘A At school. They in the same class. (be)4A You know those new digital TVs that in yesterday? Well, 1 two of them since I started work this morning, (come, sell) B Wow! You're lucky. 1 any yet. (not sell) 5 A Where — you when you first arrived in this city? (live) B Well,1 ina friend's apartment for a few ‘months, and then I _ this house, I here for about two years now. (stay, buy, be) (ELEILD Student Book p.132 Grammar Bank 2A 4 PRONUNCIATION numbers Circle and say the correct number. 1 [52RD] Gwenty three ninety nine) / twenty three point nine nine dollare 2 [AID] four and a quarter / a fourth eight hundred forty and nine / eight hundred and forty-nine 4 [500] one thousand five hundred / ‘one thousand and five hundred 5 [BB] six point coven three / ci paint seventy-three 6 [105] ob five / zer0 paint five BE] two halves / two and a half b Write the numbers in words, 1 $7.50 seven (dollars and) fifty (cents) 2 $999 ern EET 3145 4% 5, 6 3,842 7 $2,500,000 807% = ___ More Words to Learn Write translations and try to remember the words. Word | Pronunciation _| Translation belongings noun | for lonina! toothpaste noun | tuOpeist/ wealthy adjective li iit give away (money, eta) verb fawa'wev | ive up (eqn smoking) il «verb ‘aw apt own verb foun! set up (eg., a business) a verb (set api [FEE throw away verb ‘Brow awe! tum up Fearn ap! Jh'said from! LISTENING {E] Listen to 2 man answering some questions about ‘money. Number the questions in the order thatthe ‘man answers them. ‘A Have you bought anything on the Internet recently? What? B Have you ever been robbed? What happened? C Have you ever lent anyone money? ‘What happened? D Have you saved up for something this year? Winy (note E Hove you ever lost your wallet / purse? What happened? F Have you ever sold anything onthe Internet? Why (no? (15 Uisten again. What are his answers? ‘1 Listen again with the audioscript on page 75 and try to ‘guess the meaning ot any words that you don’t know. ‘Than chock in your dictionary. EXITELD Multinom i wnoup.comy/elt/americanenglishfile/3Only I can change my life. No one can do it for me. Carol Burnet, American actress comedian 12 Changing your life 1 GRAMMAR present perfect continuous with for / since a Write the words and phrasee in the correct column. sbeyears 1992 ages along time months and months Friday the last three days ‘New Year’s Day —Tlast saw you he was a child for | since Peete UUTTTTTTTIUTT TD COTE 9A Dinner isn't ready yet 1b Complete the dialogues with the present perfect continuous of the verbs in parentheses, 1A Haven't you tinished yet? B No. P'm exhausted! | the house for hours! 2A Have you finished that report? B Not yet. it for three days. (work) on B What (you / do) for the last two hours? AIl____ (prepare) the vegetables! 4A He doesn't nak very happy B No. he repair his computer all morning. 5 A Why are you moving? 2 Mh ‘moving for a long time. This house is too small.© Circle the correct form. If both forms are possible, circle them both. 1 How long have you(known)/ been knowing your boyfriend? eo) 2 She's gone / been going to the same hairdresser for years. 3 They've worked / been working at that bank since 2003. 4 He's cept / boon oleeping since three o'clock! 5 How long have you lived / been livi wg here? 6 They've looked / boon looking for a now house for ages. 7 How long have you had / been having your bike? Student Book p.132 Grammar Bank 2B 2 PRONUNCIATION sentence rhythm 4 Underline the wouds you would nor each sentence, ally stress in 1 How long has he been teaching here? 2 She's been learning Spanish for five years. 3 He's been working as a tour guide since he left here. 4 They've been traveling around Asia for two months. 5 We've been waiting for your call 6 What has she been doing since she moved to Peru? 7 Tve been cleaning the house all morning. b Practice saying the sentences in a. 3 READING a Read the article and check (¥) the best summary. 1 Lucy went to Ghana to learn how to play soccer. [1] 2 Lucy went to Ghana to help children and get to know the country. 3 Lucy went to Ghana because she wants to be a professional socer coach, a b Read the article again and mark the sentences T (true) or F (False). 1 Lucy wae worried about being o woman soccer coach, 2 She had problems with discipline, 3 The soccer club she worked with was well equipped. 4 She had plenty of fre time during the day 5 It was too hot to play at noon. HL 6 She was completely happy with her job. pl © Match the fighlight@@ words to the correct definition, 1 satisfying rewarding to sleep for a short time a 2 3 without shoes or socks 4 4 person who does something without being paid 5 investigating 6 incredible, very good 7 from the country, not the town 8 the noun from poor MY AFRICAN EXPERIENC Lucy Mills writes ‘ter graduated from college, | Many of the boys played wanted to take a year of to do BafefO0E and without This, somathing realy special belore stating to work. | had lt of fun (Rearehing| the many dierent ‘options available. Since Ive lays played sports, especialy soccer, | thought that teaching children in Chana to play soccer sounded like an Rig ‘opportuni ‘A fst thought that @ women soccer coach might not be but their pasion for the game ‘was amazing. For thousands of| (Ghanian children, soccer thet lite ike bids everywhere they dream of becoming famous) players. The weallea a> vey huh 9 | coached early inthe morningand in the evening 10 avoid the ‘midday sun, During the dey, | went home to fakesamnap or respected, but when I got to read onthe balcony. Sometimes | Ghana, 1 realized that 1 was ited the mares or wentto the wrong. | worked with a soccer beach, club in Nungua, an atea in the city of Accra where there iso lot Bove. | coached boys rom | loved Ghana because of its beauty and the warm. and friendliness ofthe pple Reing a GIG is sometimes very hard because you gt e feng that what you are doing isnot enough. But it very TE fox bull you and the chien you meet Aa fae They were in the vunder-12, under-14, and under 17 categories. The soccer feld was dusty patch of land, and taxis and goals used to cross the field during the games.4 VOCABULARY strong adjectives More Words to Learn a Complete the adjective for each picture. Write translations and y to seameinber the word. Word __| Pronunciation | Translation _ apes noun | toups! [ foi social life noun ‘soufl I tour guide noun | tor guid mu cubway noun 'sabwou MT oop adjctive ‘dip! I mistreated adjective | ims‘ trivial adjective __| Peervisl apply for (a job) verb | fo'plar for! | ever eeskyu/ | 1 She's terrified 4 They're f 2 Hes . 5 She's f 3 He's 6 Ist b Complete the sentences with a strong adjective. 1 He was an hour late! P'm — furious _1 2 A Is Jake's apartment big? B Big? Its ! It’s 300 square meters. 3 The weather's been all week! It hasn't stopped raining. 4 T've been working haed all day. 'm —____1 5 Can I have anather cookie? They're 6 The movie was, 1 We loved it. 5 PRONUNCIATION sounds ‘@ Match the words to the correct sound. ltiny = (@) 3 great [J 5 exhausted [1] 2 freezing] 4 boiling [] 6 starving (1 a b c 4 e £ dir) | pe) — | 9 |S] dl b Practice saying the words in a. ELTILEDD Student Book p.158 Sound Bank take time off verh Jterk tarm af LISTENING 11 Listen to a woman talking about some of the topics in exercise 4 on Student Book page 25, Number the ‘topics in the order she mentions them. ‘A a cub she's a member of 1 something she's earning to do the kind of car she drives D a sport she practices E an important possession F afriend of hers [5 Listen again and complete the sentences. 1 Her town is good for cycling because the roads are Seeeee 2. She likes cross-counmry skiing Decause you don” see ear ee, 3. She met her friend from Denver on @ mountaineering 4 Her most important possession is 5 The Sierra Club gives members 6 The problem with her car is that itis (Gj Usten again with the audioscript on page 76 and try to _gess the meaning of any words that you don’t know. Then check in your dictionary. muitizom \www.oup.com/elt/americanenglishfile/3‘A good traveler has no fed plans. a0 Tey, Tao's phiosopher CC 1 READING a Read the text and find the answers. 1 Which airline is mote expensive, LAB or AeroSur? Bc RU b Look at the Highilight€d words in the text. What do you think they mean? Match them with the correct definition, : 1 a place where traffic can be stopped 2 What's the cheapest way to get downtown from by officals checkpoint the oirport? * 2 go down 3. Whats the best time to travel on « fla bus? i 3 before you travel 4 Can you travel intercity on a micro bus? 4 most important 5 What are the three disadvantages of traveling by eeuckt 5 ating you can choose 6 Can you get anything to eat om a tren expres 6 things carried by plane, ship, or train 7 Why is tren rdpido a strange name for this kind of H arranged to heppen'af mpercicnlee fie train? 8 there for you to use Getting around in Bolivia How you choose to travel in Bolivia largely depends on how much time and money you have ~ the more money, the less time you need to spend traveling! fa LUoyd Aereo Boliviano (LAB) has frequent fights between many large cites within the country A LABPass allows you four fights between the main cites. and travel the secondary routes. The smallest buses are micros, and they do the local utes. Hf you went to travel very cheaply, you can catch a ride on a truck (comin), but ‘YoU can also tly AeroSur which has a ore fraquant sence but higher prices The main ar terminals La Paz El Alto digo You can get a bus or ta into the center of La Paz. A taxi wil cost ebout $6-10, but the busis only about $0.50. faus Floto, the lone distance buses are generally newer, in better condition, and travel the main) roads. Reserve a ticket |i RAVARGE, and plan to travel by night on the very long routes so that you can sleep. Smaller buses are called buses be propored fu saw and urtunfntabie tio. Some trudks have Schedles oo |o yesterday heranse af the traffir wsretaing, | OG |6o6o ts sunny. ooo |G |Go tae” (O00 |O [OO 3 GRAMMAR comparatives and superlatives Correct the mistakes in the highlight phrases. 1 [think tennis is SOFEENEIEINGAAS golf to watch on TV, more exciting than _ 2 In the US, buses are jMWEHINOFECHEAH than the —_-b Write sentences with information from the survey. een eee TCO 1 Helsinki / exciting / of the three destinations 3 She's wearing [tHe\Same SKIFF HAR) you. Helsinki is the least exciting of the three destinations. PONTE TTT EET 2 Sydney / healthy / of the three destinations 4 My mother Mrivesslowlier than my father. TESTES ITE EL EEE 7 3 Rio de Janeiro / cheap / Helsinki > Vo Americans work (asihatetas) Canadians? PPE UIE AU EEL EEE EEL Pe TT 4 Sydney / not / dangerous / Rio de Janciro 6 My brother is a little /allerthat a. 5 Helsinki / easy to get to Rio de Janeiro 7 Paulo Is moOstintelligent) student in my class 6 Syuiney / relaxing the three destinations 8 Today iy (MENOLESUUY, of the year. TAT] 7 Sydney / sunny / Helsinki 9 This is RE WOIETESUNAHE I've ever been to. 8 Helsinki / not / have / tourists / Sydney 10 Te was RRETRGTE BSH journey Hea ELQILLDD Student Book p.132 Grammar Bank 2¢ remember4 VOCABULARY transportation and travel More Words to Learn Complete the sentences and definitians Write translatione and try to remember the words. 1 where you pick up your snitease after a flight Word jranslation _bageage claim Exit (ign) noun (eksov | ini 2 where you wait fora train ferry noun Peril TT 3. you get this when you park illegally ns scenery noun sina | 4 Atthe check-in counter they give you a boarding. security noun ssa'kyoratil jon noun | 'sarvas ‘stetfn/ 5 you need this to travel on a train, bus, or plane tunnel_noun tani ny convenient adjective /kan'vinyant/ 6 ‘The speed in cities is often 30 mph in whole a shoul! the US. 7 what a car needs if it’s not electric LISTENING 8 the opposite of take off. ED Listen to a woman talking about aspects of dangerous 9 averb that means “go from one place to another” driving. Check (7) the subjects she talks about. SE ETTLETL 1 The speed limit on highways should be 50 mph, |_|] 2 Cyaist are as dangerous as car divers. oO 10 the place where you board your plane — a e Dea ce 3 Slow divers cause as many accidents as fast divers. _] 11. bags, suitcases, ete, i okeceullan Goat kad uta penta El 12 you can have a window seat or an___seat Sirah eee dur ieopeneeate oO Student Book p.148 Vocabulary Bank {15 Listen again and answer the questions. 1 Why is it dangerous to talk on the phone? 5 PRONUNCIATION sounds eo cane er ete cere 3 How do slow drivers cause accidents? 4 What do cyclists often not do? 5 Where do some cyclists ride? a Match the words to the correct sound. 1 cycle, aisle, fine 5 public, rush, luggage) 2 seat, speed, scenery [] 6 go, slow, road c 1 Listen again with the audioscript on page 76 and try to 3 far, park, card 7 plane, gate, take off ace a Reeaag a Galas ee ad Gea to 4 limit, ticket, ip [| 8 travel, crash, platform [ Then check in your dictionary. a & < 4 EXD multinom & | [cr] [ae] | 4 ¢ RR asi © : 8 1; i & ier ‘Complete each sentence with one word. 1 Where ____ your sister work? b Write the words. Ed When | got home I realized |___ left my cell UOTE eg LLLLLLELELL phone a wrk Fag yee ED A The phone’ ringing. BI___answeritfor you. 1) you lived here since 20037 © Practice saying the words in a and b. ED shes tearing Spanish for three yee. [Gl His new movie wasnt as good ____ the las one. Student Book p.157 Sound Bank 2 | EMD wivw.oup.com/ettamericanenglshtile/sTreat te PRACTICAL ENGLISH 1 REQUESTS AND PERMISSION a Complete the requests with the correct form of a verb in the lst. help send call take use work 1 Do you think you could —sunrk this Saturday? a 2 Can you__metomorrow? [1] 3 Could your computer this afternoon? Mine’s not working, 4 Would you mind mean «© mail about that? a 5 lei OKifL Priday of = CI 6 Would you mind me with this report? a by Match the requests and responses. a I'm sorry, but we really need you b T'm sorry but I need it. What's wrong with yours? « Sure. What time should I call? T'm afraid I can't just now. Maybe Joe can help you. © Of course not. f Yes, of course. Should I come in at ten o'clock? 2 SOCIAL ENGLISH useful phrases Complete the dialogues. 1A Have you found a job? B No, haven't s___ looking yet. 2 A Do you like The Rockets? B Who? I've never h of them. 3A Can I speak to Miranda, please? 8 J____a minute, I'l call her. A Um really tired. B L____ meget you a cup of tea 5 A H_______ do you like your new job? B Not 100 much, But I haven't been there long 3 READING <>) wonnwebwork.org/survey ier [x] HELEN As I understand it. ‘gosciping is just talking about someone behind thet back ~ which can't be good, It divides people. [AARON Gossip is great and in my office it travels even ‘quicker than e-mail 1 bREG Gossip 1s tne proving ifs nat about you! [| STEPH A good sociat ‘atmosphere is important. However, gossiping can damage people's careers ~ and there's no way of knowing if is ue ur wt, Da0scri I ny opinion people are paid to work, not to swap stores. LL LUKE Tam the only man in an office full of women and the constant boring gossip is a real problem. They spend the wthola day chatting and find it hard to concentrate. a Read the text about office “gossip” (when people talk about other people and personal things at work). Put a ¥ for the people who say gossip is OK and an X next to the people who say it’s bad. 1b Complete these sentences with names from the website. 1 Steph says that office gossip can endanger people's careers. thinks that women gossip too much, __ thinks that gossip can make people separate into groups. says that people shouldn't be paid for chatting to each other thinks that gossip isa very fast way of communicating information. thinks that gossip isn'ta problem as long as you're not the one being talked about.