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Kai Garden Residences Payment Breakdown

The document outlines various payment options for a unit in KAI GARDEN Residences, including total contract prices, downpayment amounts, and monthly financing terms based on different downpayment percentages (15%, 20%, 30%, 40%). It also details the reservation fee conditions, payment due dates, and additional costs such as closing fees and condo dues. The bank interest rates mentioned are indicative and subject to change, and the document emphasizes the non-refundable nature of the reservation fee.
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0% found this document useful (0 votes)
64 views10 pages

Kai Garden Residences Payment Breakdown

The document outlines various payment options for a unit in KAI GARDEN Residences, including total contract prices, downpayment amounts, and monthly financing terms based on different downpayment percentages (15%, 20%, 30%, 40%). It also details the reservation fee conditions, payment due dates, and additional costs such as closing fees and condo dues. The bank interest rates mentioned are indicative and subject to change, and the document emphasizes the non-refundable nature of the reservation fee.
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as XLSX, PDF, TXT or read online on Scribd

COMPUTATION SHEET

RESERVATION DATE: 8/26/2021


CLIENT:
Address: Mandaluyong City
PROJECT: KAI GARDEN Residences
BUILDING: Sugi RFO DATE: Jan-23
UNIT: 508 No. Of Months: 61
AREA: 28 sqm
TERMS: Terms
Closing Fees
Unit Lumpsum Total
10.5% 5076000
LIST PRICE 2,705,000.00
Regular Discount 4.5% 121,725.00
Net 2,583,275.00
TOTAL CONTRACT PRICE 2,583,275.00 271,243.88 2,854,518.88

Downpayment 1 15% 387,491.25


Less: Spot Cash Discount 0.00% -
Net Downpayment 1 387,491.25
Less: Reservation Fee 20,000.00
Net Downpayment 1 367,491.25
Payable in 61 month 6,024.45 6,024.45

271,243.88 Pay in the last Down Payment Closing Fees


Balance 85% 2,195,783.75

NOTE: Bank interest rate of 6% per annum is indicative only and subject to actual rate at the time of loan
BANK FINANCING
2 years 6% 0.0448722300 98,529.71 98,529.71 per month
3 years 6% 0.0309171843 67,887.45 67,887.45 per month
5 years 7% 0.0193328000 42,450.65 42,450.65 per month
10 years 7% 0.0111021000 24,377.81 24,377.81 per month
15 years 7% 0.0084386000 18,529.34 18,529.34 per month
20 years 7% 0.0071643000 15,731.25 15,731.25 per month
25 years 7% 0.0059987700 13,172.00 13,172.00 per month

Total Contract Price 2,583,275.00

NOTE: BANK RATE OF 6% IS INDICATIVE ONLY AND SUBJECT TO ACTUAL RATE AT THE TIME OF LOAN
Important:
a. Reservation fee is NON REFUNDABLE and valid for 30 days only. Failure to submit required documents within 30 days will
cause AUTOMATIC CANCELLATION of reservation. (Please refer to Reservation Agreement for list of documents).
b. Payment due dates after reservation fee:
Reservation Date: Start of DP / MA
1st - 7th every 7th of the month
8th - 15th every 15th of the month
16th - 22nd every 22nd of the month
23rd - 30th/31st every 30th of the month (or 28th if February)
c. Downpayment/Monthly should be fully covered by POST DATED CHECKS
d. The 2% additional discount can be availed provided complete documents are submitted within thirty(30) days from reservation date.
e. CLOSING FEES: this covers Documentary Stamp Tax, Transfer Fees, Registration Fees, notarial and documentation fees
and other administrative and handling fees in order to transfer title to buyer's name
f. Condo dues: Upon unit turnover, buyer will be assesed of Joining fees, Meralco deposit, water meter deposit
association dues and other charges. Actual computation will be presented prior to turn over of unit.
g. Prices are subject to change without prior notice. Unit areas may change based on the final construction drawings.

Client:

PC/SM/PSM Eric Melchor Royol/Monaliza Adao/Joel L Elatico


Sales Channel RM
COMPUTATION SHEET

RESERVATION DATE:
CLIENT:
Address: Mandaluyong City
PROJECT: KAI GARDEN Residences
BUILDING: Sugi RFO DATE: Jan-23
UNIT: 508 No. Of Months: 61
AREA: 28 sqm
TERMS: 20% Down Payment; 80% Direct Bank Financing
Closing Fees
Unit Lumpsum Total
10.5%
LIST PRICE 2,705,000.00
Regular Discount 2% 54,100.00
Net 2,650,900.00
TOTAL CONTRACT PRICE 2,650,900.00 278,344.50 2,929,244.50

Downpayment 20% 530,180.00


Less: Spot Cash Discount 0.00% -
Net Downpayment 530,180.00
Less: Reservation Fee 20,000.00
Net Downpayment 510,180.00
Payable in 61 month 8,363.61 8,363.61

278,344.50 Pay in the last Down Payment Closing Fees


Balance 80% 2,120,720.00

NOTE: Bank interest rate of 6% per annum is indicative only and subject to actual rate at the time of loan
BANK FINANCING
2 years 6% 0.04487223 95,161.44 95,161.44 per month
3 years 6% 0.03091718 65,566.69 65,566.69 per month
5 years 7% 0.01933280 40,999.46 40,999.46 per month
10 years 7% 0.01110210 23,544.45 23,544.45 per month
15 years 7% 0.00843860 17,895.91 17,895.91 per month
20 years 7% 0.00716430 15,193.47 15,193.47 per month
25 years 7% 0.00599877 12,721.71 12,721.71 per month

Total Contract Price 2,650,900.00


Total Discounts 54,100.00

NOTE: BANK RATE OF 6% IS INDICATIVE ONLY AND SUBJECT TO ACTUAL RATE AT THE TIME OF LOAN
Important:
a. Reservation fee is NON REFUNDABLE and valid for 30 days only. Failure to submit required documents within 30 days will
cause AUTOMATIC CANCELLATION of reservation. (Please refer to Reservation Agreement for list of documents).
b. Payment due dates after reservation fee:
Reservation Date: Start of DP / MA
1st - 7th every 7th of the month
8th - 15th every 15th of the month
16th - 22nd every 22nd of the month
23rd - 30th/31st every 30th of the month (or 28th if February)
c. Downpayment/Monthly should be fully covered by POST DATED CHECKS
d. The 2% additional discount can be availed provided complete documents are submitted within thirty(30) days from reservation date.
e. CLOSING FEES: this covers Documentary Stamp Tax, Transfer Fees, Registration Fees, notarial and documentation fees
and other administrative and handling fees in order to transfer title to buyer's name
f. Condo dues: Upon unit turnover, buyer will be assesed of Joining fees, Meralco deposit, water meter deposit
association dues and other charges. Actual computation will be presented prior to turn over of unit.
g. Prices are subject to change without prior notice. Unit areas may change based on the final construction drawings.

Client:

PC/SM/PSM Eric Melchor Royol/Monaliza Adao/Joel L Elatico


Sales Channel RM
COMPUTATION SHEET

RESERVATION DATE:
CLIENT:
Address: Mandaluyong City
PROJECT: KAI GARDEN Residences
BUILDING: Sugi RFO DATE: Jan-23
UNIT: 508 No. Of Months: 61
AREA: 28 sqm
TERMS: 30% Down Payment; 70% Direct Bank Financing
Closing Fees
Unit Lumpsum Total
10.5%
LIST PRICE 2,705,000.00
Regular Discount 6% 162,300.00
Net 2,542,700.00
TOTAL CONTRACT PRICE 2,542,700.00 266,983.50 2,809,683.50

Downpayment 30% 762,810.00


Net Downpayment 762,810.00
Less: Reservation Fee 20,000.00
Net Downpayment 742,810.00
Payable in 61 month 12,177.21 12,177.21

266,983.50 Pay in the last Down Payment Closing Fees


Balance 70% 1,779,890.00

NOTE: Bank interest rate of 6% per annum is indicative only and subject to actual rate at the time of loan
BANK FINANCING
2 years 6% 0.04487223 79,867.63 79,867.63 per month
3 years 6% 0.03091718 55,029.19 55,029.19 per month
5 years 7% 0.01933280 34,410.26 34,410.26 per month
10 years 7% 0.01110210 19,760.52 19,760.52 per month
15 years 7% 0.00843860 15,019.78 15,019.78 per month
20 years 7% 0.00716430 12,751.67 12,751.67 per month
25 years 7% 0.00599877 10,677.15 10,677.15 per month

Total Contract Price 2,542,700.00


Total Discounts 162,300.00

NOTE: BANK RATE OF 6% IS INDICATIVE ONLY AND SUBJECT TO ACTUAL RATE AT THE TIME OF LOAN
Important:
a. Reservation fee is NON REFUNDABLE and valid for 30 days only. Failure to submit required documents within 30 days will
cause AUTOMATIC CANCELLATION of reservation. (Please refer to Reservation Agreement for list of documents).
b. Payment due dates after reservation fee:
Reservation Date: Start of DP / MA
1st - 7th every 7th of the month
8th - 15th every 15th of the month
16th - 22nd every 22nd of the month
23rd - 30th/31st every 30th of the month (or 28th if February)
c. Downpayment/Monthly should be fully covered by POST DATED CHECKS
d. The 2% additional discount can be availed provided complete documents are submitted within thirty(30) days from reservation date.
e. CLOSING FEES: this covers Documentary Stamp Tax, Transfer Fees, Registration Fees, notarial and documentation fees
and other administrative and handling fees in order to transfer title to buyer's name
f. Condo dues: Upon unit turnover, buyer will be assesed of Joining fees, Meralco deposit, water meter deposit
association dues and other charges. Actual computation will be presented prior to turn over of unit.
g. Prices are subject to change without prior notice. Unit areas may change based on the final construction drawings.

Client:

PC/SM/PSM Eric Melchor Royol/Monaliza Adao/Joel L Elatico


Sales Channel RM
COMPUTATION SHEET

RESERVATION DATE:
CLIENT:
Address: Mandaluyong City
PROJECT: KAI GARDEN Residences
BUILDING: Sugi RFO DATE: Jan-23
UNIT: 508 No. Of Months: 61
AREA: 28 sqm
TERMS: 40% Down Payment; 60% Direct Bank Financing
Closing Fees
Unit Lumpsum Total
10.5%
LIST PRICE 2,705,000.00
Regular Discount 7% 189,350.00
Net 2,515,650.00
TOTAL CONTRACT PRICE 2,515,650.00 264,143.25 2,779,793.25

Downpayment 40% 1,006,260.00


Less: Spot Cash Discount 0.00% -
Net Downpayment 1,006,260.00
Less: Reservation Fee 20,000.00
Net Downpayment 986,260.00
Payable in 61 month 16,168.20 16,168.20

264,143.25 Pay in the last Down Payment Closing Fees


Balance 60% 1,509,390.00

NOTE: Bank interest rate of 6% per annum is indicative only and subject to actual rate at the time of loan
BANK FINANCING
2 years 6% 0.04487223 67,729.70 67,729.70 per month
3 years 6% 0.03091718 46,666.09 46,666.09 per month
5 years 7% 0.01933280 29,180.73 29,180.73 per month
10 years 7% 0.01110210 16,757.40 16,757.40 per month
15 years 7% 0.00843860 12,737.14 12,737.14 per month
20 years 7% 0.00716430 10,813.72 10,813.72 per month
25 years 7% 0.00599877 9,054.48 9,054.48 per month

Total Contract Price 2,515,650.00


Total Discounts 189,350.00

NOTE: BANK RATE OF 6% IS INDICATIVE ONLY AND SUBJECT TO ACTUAL RATE AT THE TIME OF LOAN
Important:
a. Reservation fee is NON REFUNDABLE and valid for 30 days only. Failure to submit required documents within 30 days will
cause AUTOMATIC CANCELLATION of reservation. (Please refer to Reservation Agreement for list of documents).
b. Payment due dates after reservation fee:
Reservation Date: Start of DP / MA
1st - 7th every 7th of the month
8th - 15th every 15th of the month
16th - 22nd every 22nd of the month
23rd - 30th/31st every 30th of the month (or 28th if February)
c. Downpayment/Monthly should be fully covered by POST DATED CHECKS
d. The 2% additional discount can be availed provided complete documents are submitted within thirty(30) days from reservation date.
e. CLOSING FEES: this covers Documentary Stamp Tax, Transfer Fees, Registration Fees, notarial and documentation fees
and other administrative and handling fees in order to transfer title to buyer's name
f. Condo dues: Upon unit turnover, buyer will be assesed of Joining fees, Meralco deposit, water meter deposit
association dues and other charges. Actual computation will be presented prior to turn over of unit.
g. Prices are subject to change without prior notice. Unit areas may change based on the final construction drawings.

Client:

PC/SM/PSM Eric Melchor Royol/Monaliza Adao/Joel L Elatico


Sales Channel RM
COMPUTATION SHEET

RESERVATION DATE:
CLIENT:
Address: Mandaluyong City
PROJECT: KAI GARDEN Residences
BUILDING: Sugi RFO DATE: Jan-23
UNIT: 508 No. Of Months: 61
AREA: 28 sqm
TERMS: 50% Down Payment; 50% Direct Bank Financing
Closing Fees
Unit Lumpsum Total
10.5%
LIST PRICE 2,705,000.00
Regular Discount 8% 216,400.00
Net 2,488,600.00
TOTAL CONTRACT PRICE 2,488,600.00 261,303.00 2,749,903.00

Downpayment 50% 1,244,300.00


Less: Spot Cash Discount 0.00% -
Net Downpayment 1,244,300.00
Less: Reservation Fee 20,000.00
Net Downpayment 1,224,300.00
Payable in 61 month 20,070.49 20,070.49

261,303.00 Pay in the last Down Payment Closing Fees


Balance 50% 1,244,300.00

NOTE: Bank interest rate of 6% per annum is indicative only and subject to actual rate at the time of loan
BANK FINANCING
2 years 6% 0.04487223 55,834.52 55,834.52 per month
3 years 6% 0.03091718 38,470.25 38,470.25 per month
5 years 7% 0.01933280 24,055.80 24,055.80 per month
10 years 7% 0.01110210 13,814.34 13,814.34 per month
15 years 7% 0.00843860 10,500.15 10,500.15 per month
20 years 7% 0.00716430 8,914.54 8,914.54 per month
25 years 7% 0.00599877 7,464.27 7,464.27 per month

Total Contract Price 2,488,600.00


Total Discounts 216,400.00

NOTE: BANK RATE OF 6% IS INDICATIVE ONLY AND SUBJECT TO ACTUAL RATE AT THE TIME OF LOAN
Important:
a. Reservation fee is NON REFUNDABLE and valid for 30 days only. Failure to submit required documents within 30 days will
cause AUTOMATIC CANCELLATION of reservation. (Please refer to Reservation Agreement for list of documents).
b. Payment due dates after reservation fee:
Reservation Date: Start of DP / MA
1st - 7th every 7th of the month
8th - 15th every 15th of the month
16th - 22nd every 22nd of the month
23rd - 30th/31st every 30th of the month (or 28th if February)
c. Downpayment/Monthly should be fully covered by POST DATED CHECKS
d. The 2% additional discount can be availed provided complete documents are submitted within thirty(30) days from reservation date.
e. CLOSING FEES: this covers Documentary Stamp Tax, Transfer Fees, Registration Fees, notarial and documentation fees
and other administrative and handling fees in order to transfer title to buyer's name
f. Condo dues: Upon unit turnover, buyer will be assesed of Joining fees, Meralco deposit, water meter deposit
association dues and other charges. Actual computation will be presented prior to turn over of unit.
g. Prices are subject to change without prior notice. Unit areas may change based on the final construction drawings.

Client:

PC/SM/PSM Eric Melchor Royol/Monaliza Adao/Joel L Elatico


Sales Channel RM
COMPUTATION SHEET

RESERVATION DATE:
CLIENT:
Address: Mandaluyong City
PROJECT: KAI GARDEN Residences
BUILDING: Sugi RFO DATE: Jan-23
UNIT: 508 No. Of Months: 61
AREA: 28 sqm
TERMS: CASH 100%
Closing Fees
Unit Cash Total
9.6%
LIST PRICE 2,705,000.00
Regular Discount 10% 270,500.00
Net 2,434,500.00
TOTAL CONTRACT PRICE 2,434,500.00 233,712.00 2,668,212.00

Downpayment 100% 2,434,500.00


Less: Spot Cash Discount 5.00% 121,725.00
Net Downpayment 2,312,775.00
Less: Reservation Fee 20,000.00
Net Downpayment 2,292,775.00
Payable in 1 month 2,292,775.00 2,526,487.00

233,712.00 Pay in the last Down Payment Closing Fees


Balance 0% -

NOTE: Bank interest rate of 6% per annum is indicative only and subject to actual rate at the time of loan
BANK FINANCING
2 years 6% 0.04487223 - - per month
3 years 6% 0.03091718 - - per month
5 years 7% 0.01933280 - - per month
10 years 7% 0.01110210 - - per month
15 years 7% 0.00843860 - - per month
20 years 7% 0.00716430 - - per month
25 years 7% 0.00599877 - - per month

Total Contract Price 2,434,500.00


Total Discounts 392,225.00

NOTE: BANK RATE OF 6% IS INDICATIVE ONLY AND SUBJECT TO ACTUAL RATE AT THE TIME OF LOAN
Important:
a. Reservation fee is NON REFUNDABLE and valid for 30 days only. Failure to submit required documents within 30 days will
cause AUTOMATIC CANCELLATION of reservation. (Please refer to Reservation Agreement for list of documents).
b. Payment due dates after reservation fee:
Reservation Date: Start of DP / MA
1st - 7th every 7th of the month
8th - 15th every 15th of the month
16th - 22nd every 22nd of the month
23rd - 30th/31st every 30th of the month (or 28th if February)
c. Downpayment/Monthly should be fully covered by POST DATED CHECKS
d. The 2% additional discount can be availed provided complete documents are submitted within thirty(30) days from reservation date.
e. CLOSING FEES: this covers Documentary Stamp Tax, Transfer Fees, Registration Fees, notarial and documentation fees
and other administrative and handling fees in order to transfer title to buyer's name
f. Condo dues: Upon unit turnover, buyer will be assesed of Joining fees, Meralco deposit, water meter deposit
association dues and other charges. Actual computation will be presented prior to turn over of unit.
g. Prices are subject to change without prior notice. Unit areas may change based on the final construction drawings.

Client:

PC/SM/PSM Eric Melchor Royol/Monaliza Adao/Joel L Elatico


Sales Channel RM
COMPUTATION SHEET

RESERVATION DATE: 8/26/2021


CLIENT:
Address:
PROJECT: DMCI Homes Residences BRIO
BUILDING: BRIO Tower RFO DATE: RFO
UNIT: 2216 1 Bed Room Unit No. Of Months: 15
AREA:
TERMS: 20% Down Payment Payable in 15 months; 80% Direct Bank Financing
Closing Fees
Unit Lumpsum Total
10.5%
LIST PRICE 2,890,000.00
Regular Discount 2.00% 57,800.00
Net 2,832,200.00
TOTAL CONTRACT PRICE 2,832,200.00 297,381.00 3,129,581.00

Downpayment 20% 566,440.00


Less: Spot Cash Discount 0.00% -
Net Downpayment 1 566,440.00
Less: Reservation Fee 20,000.00
Net Downpayment 546,440.00
Payable in 15 month 36,429.33 36,429.33

Balance 80% 2,265,760.00

NOTE: Bank interest rate of 6% per annum is indicative only and subject to actual rate at the time of loan
BANK FINANCING
2 years 6% 0.0448722300 101,669.70 101,669.70 per month
3 years 6% 0.0309171843 70,050.92 70,050.92 per month
5 years 7% 0.0193328000 43,803.48 43,803.48 per month
10 years 7% 0.0111021000 25,154.69 25,154.69 per month
15 years 7% 0.0084386000 19,119.84 19,119.84 per month
20 years 7% 0.0071643000 16,232.58 16,232.58 per month
25 years 7% 0.0059987700 13,591.77 13,591.77 per month

Total Contract Price 2,832,200.00 297,381.00


Total Discounts 57,800.00

NOTE: BANK RATE OF 7% IS INDICATIVE ONLY AND SUBJECT TO ACTUAL RATE AT THE TIME OF LOAN
Important:
a. Reservation fee is NON REFUNDABLE and valid for 30 days only. Failure to submit required documents within 30 days will
cause AUTOMATIC CANCELLATION of reservation. (Please refer to Reservation Agreement for list of documents).
b. Payment due dates after reservation fee:
Reservation Date: Start of DP / MA
1st - 7th every 7th of the month
8th - 15th every 15th of the month
16th - 22nd every 22nd of the month
23rd - 30th/31st every 30th of the month (or 28th if February)
c. Downpayment/Monthly should be fully covered by POST DATED CHECKS
d. The 2% additional discount can be availed provided complete documents are submitted within thirty(30) days from reservation date.
e. CLOSING FEES: this covers Documentary Stamp Tax, Transfer Fees, Registration Fees, notarial and documentation fees
and other administrative and handling fees in order to transfer title to buyer's name
f. Condo dues: Upon unit turnover, buyer will be assesed of Joining fees, Meralco deposit, water meter deposit
association dues and other charges. Actual computation will be presented prior to turn over of unit.
g. Prices are subject to change without prior notice. Unit areas may change based on the final construction drawings.

Client:

PC/SM/PSM ERIC MELCHOR ROYOL / MONALIZA ADAO / JOEL L ELATICO


Sales Channel RM
COMPUTATION SHEET

COMPUTATION SHEET DATE:


RESERVATION DATE:
CLIENT:
Address:
PROJECT: Mayfield Park Residences
BUILDING: Malacca RFO DATE: RFO
UNIT: 415 2 BR No. Of Months: 0
AREA: 48.00 42SQM Unit +6 SQM Balcony

TERMS: 5% SPOT, 5% in 6 months 90% In-House or Bank Financing


Closing Fees
Unit Lumpsum Total
4.5%
LIST PRICE 1,956,000.00
Regular Discount 0.00% 0.00
Net 1,956,000.00
TOTAL CONTRACT PRICE 1,956,000.00 88,020.00 2,044,020.00

Downpayment 1 5% 97,800.00
Less: Spot Cash Discount 0.00% -
Net Downpayment 1 97,800.00
Less: Reservation Fee 20,000.00
Net Downpayment 1 77,800.00
Payable in 1 month 77,800.00 77,800.00

Downpayment 2 5% 97,800.00
Payable in 6 months 16,300.00 0.00 16,300.00

Balance 90% 1,760,400.00

IN-HOUSE FINANCING
Int. p.a. Factor Rate Monthy Amortization

5 years 14% 0.02326825 40,961.43 40,961.43 per month


10 years 19% 0.01866724 32,861.81 32,861.81 per month

NOTE: Bank interest rate of 10% per annum is indicative only and subject to actual rate at the time of loan
BANK FINANCING
5 years 7% 0.0193328000 34,033.46 34,033.46 per month
10 years 7% 0.0111021000 19,544.14 19,544.14 per month
15 years 7% 0.0084386000 14,855.31 14,855.31 per month
20 years 7% 0.0071643000 12,612.03 12,612.03 per month

Total Contract Price 1,956,000.00 88,020.00


Downpayment Discount -
Net Contract Price 1,956,000.00 88,020.00

NOTE: BANK RATE OF 10% IS INDICATIVE ONLY AND SUBJECT TO ACTUAL RATE AT THE TIME OF LOAN

Important:
a. Reservation fee is NON REFUNDABLE and valid for 30 days only. Failure to submit required documents within 30 days will
cause AUTOMATIC CANCELLATION of reservation. (Please refer to Reservation Agreement for list of documents).

b. Payment due dates after reservation fee:


Reservation Date: Start of DP / MA
1st - 7th every 7th of the month
8th - 15th every 15th of the month
16th - 22nd every 22nd of the month
23rd - 30th/31st every 30th of the month (or 28th if February)

c. Downpayment/Monthly should be fully covered by POST DATED CHECKS

d. The 2% additional discount can be availed provided complete documents are submitted within thirty(30) days from reservation date.

e. CLOSING FEES: this covers Documentary Stamp Tax, Transfer Fees, Registration Fees, notarial and documentation fees
and other administrative and handling fees in order to transfer title to buyer's name

f. Condo dues: Upon unit turnover, buyer will be assesed of Joining fees, Meralco deposit, water meter deposit
association dues and other charges. Actual computation will be presented prior to turn over of unit.

g. Prices are subject to change without prior notice. Unit areas may change based on the final construction drawings.

Client:

PC/SM/PSM Sharyl C. Adzuara

Sales Channel JB
COMPUTATION SHEET

COMPUTATION SHEET DATE:


RESERVATION DATE:
CLIENT:
Address: Las Pinas
PROJECT: Rhapsody Residences
BUILDING: Clarinet RFO DATE: RFO
UNIT: PS No. Of Months: 0
AREA: 12.50

TERMS: 5% SPOT, 5% in 6 months 90% In-House or Bank Financing


Closing Fees
Unit Spot cash Total
3.6%
LIST PRICE 511,000.00
Regular Discount 0.00% 0.00
Net 511,000.00
TOTAL CONTRACT PRICE 511,000.00 18,396.00 529,396.00

Downpayment 1 5% 25,550.00
Less: Spot Cash Discount 0.00% -
Net Downpayment 1 25,550.00
Less: Reservation Fee 20,000.00
Net Downpayment 1 5,550.00
Payable in 1 month 5,550.00 5,550.00

Downpayment 2 5% 25,550.00
Payable in 4 months 6,387.50 0.00 6,387.50

Balance 90% 459,900.00

IN-HOUSE FINANCING
Int. p.a. Factor Rate Monthy Amortization

5 years 14% 0.02326825 10,701.07 10,701.07 per month


10 years 19% 0.01866724 8,585.06 8,585.06 per month

NOTE: Bank interest rate of 10% per annum is indicative only and subject to actual rate at the time of loan
BANK FINANCING
5 years 7% 0.0193328000 8,891.15 8,891.15 per month
10 years 7% 0.0111021000 5,105.86 5,105.86 per month
15 years 7% 0.0084386000 3,880.91 3,880.91 per month
20 years 7% 0.0071643000 3,294.86 3,294.86 per month

Total Contract Price 511,000.00 18,396.00


Downpayment Discount -
Net Contract Price 511,000.00 18,396.00

NOTE: BANK RATE OF 10% IS INDICATIVE ONLY AND SUBJECT TO ACTUAL RATE AT THE TIME OF LOAN

Important:
a. Reservation fee is NON REFUNDABLE and valid for 30 days only. Failure to submit required documents within 30 days will
cause AUTOMATIC CANCELLATION of reservation. (Please refer to Reservation Agreement for list of documents).

b. Payment due dates after reservation fee:


Reservation Date: Start of DP / MA
1st - 7th every 7th of the month
8th - 15th every 15th of the month
16th - 22nd every 22nd of the month
23rd - 30th/31st every 30th of the month (or 28th if February)

c. Downpayment/Monthly should be fully covered by POST DATED CHECKS

d. The 2% additional discount can be availed provided complete documents are submitted within thirty(30) days from reservation date.

e. CLOSING FEES: this covers Documentary Stamp Tax, Transfer Fees, Registration Fees, notarial and documentation fees
and other administrative and handling fees in order to transfer title to buyer's name

f. Condo dues: Upon unit turnover, buyer will be assesed of Joining fees, Meralco deposit, water meter deposit
association dues and other charges. Actual computation will be presented prior to turn over of unit.

g. Prices are subject to change without prior notice. Unit areas may change based on the final construction drawings.

Client: 12/30/1899

PC/SM/PSM Sharyl C. Adzuara

Sales Channel JB
COMPUTATION SHEET

COMPUTATION SHEET DATE: 8/26/2021


RESERVATION DATE: 8/26/2021
CLIENT:
Address: QC
PROJECT: ZINNIA TOWERS
BUILDING: NORTH RFO DATE: May-16
UNIT: Studio No. Of Months: 35
AREA: 25 SQM

TERMS: 5% SPOT, 5% IN 8 MOS, 90% In-House or Bank Financing


Closing Fees
Unit DP period Total
10.50%
LIST PRICE 1,878,000.00
Regular Discount 2.00% 37,560.00
Net 1,840,440.00
TOTAL CONTRACT PRICE 1,840,440.00 122,849.37 1,963,289.37

Downpayment 1 20% 368,088.00


Less: Spot Cash Discount 0.00% -
Net Downpayment 1 368,088.00
Less: Reservation Fee 20,000.00 Jun-13
Net Downpayment 1 348,088.00
Payable in 35 month 9,945.37 9,945.37 Jul-13

Balance 80% 1,472,352.00

IN-HOUSE FINANCING
Int. p.a. Factor rate Monthy Amortization
2 years 9% 4.568474 67,264.02 67,264.02 per month
10 years 19% 0.01866724 27,484.75 27,484.75 per month
BANK FINANCING
5 years 7% 27,895.46 27,895.46 per month
10 years 7% 16,019.28 16,019.28 per month
15 years 7% 12,176.10 12,176.10 per month
20 years 7% 10,337.40 10,337.40 per month
NOTE: Bank interest rate of 10% per annum is indicative only and subject to actual rate at the time of loan

Total Contract Price 1,840,440.00 122,849.37


Downpayment Discount -
Net Contract Price 1,840,440.00 122,849.37

NOTE: BANK RATE OF 10% IS INDICATIVE ONLY AND SUBJECT TO ACTUAL RATE AT THE TIME OF LOAN

Important:
a. Reservation fee is NON REFUNDABLE and valid for 30 days only. Failure to submit required documents within 30 days will
cause AUTOMATIC CANCELLATION of reservation. (Please refer to Reservation Agreement for list of documents).

b. Payment due dates after reservation fee:


Reservation Date: Start of DP / MA
1st - 7th every 7th of the month
8th - 15th every 15th of the month
16th - 22nd every 22nd of the month
23rd - 30th/31st every 30th of the month (or 28th if February)

c. Downpayment/Monthly should be fully covered by POST DATED CHECKS

d. The 2% additional discount can be availed provided complete documents are submitted within thirty(30) days from reservation date.

e. CLOSING FEES: this covers Documentary Stamp Tax, Transfer Fees, Registration Fees, notarial and documentation fees
and other administrative and handling fees in order to transfer title to buyer's name

f. Condo dues: Upon unit turnover, buyer will be assesed of Joining fees, Meralco deposit, water meter deposit
association dues and other charges. Actual computation will be presented prior to turn over of unit.

g. Prices are subject to change without prior notice. Unit areas may change based on the final construction drawings.

Client:

PC/SM/PSM Sharyl C .Adzuara

Sales Channel JB

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