website: www.bb.org.

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10 Ryb 2021
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27 ˆR¨ô 1428
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Master Circular on Schedule of Charges

Dchy©³ wel‡q weAviwcwW mvKzj© vi bs- 19/2009, 09/2010, 19/2010, 30/2010, 02/2017, 09/2018, 07/2019
Ges weAviwcwW mvKz©jvi †jUvi bs- 02/2020 Gi cÖwZ `„wó AvKl©Y Kiv hv‡”Q|
02| AvgvbZKvix/wewb‡qvMKvix/MÖvnKM‡Yi ¯^v_© msi¶YK‡í e¨vsKmg~n‡K wewfbœ ai‡bi PvR©/wd/Kwgkb BZ¨vw`i
cwigvY/nvi wba©viY msµvšÍ m~‡ÎvwjøwLZ mvKzj
© vi/mvKz©jvi †jUv‡ii gva¨‡g cÖ‡qvRbxq wb‡`©kbv cÖ`vb Kiv nq| `xN© mg‡qi
e¨eav‡b Ges cwiewZ©Z cwiw¯’wZ we‡ePbvq D³ wba©vwiZ nvi cybtwe‡kølYc~e©K bZzbfv‡e wba©viY Ges cwicvj‡bi
myweav‡_© c~‡e©i wb‡`©kbvmg~n GKxf~Z Kivi Avek¨KZv †`Lv w`‡q‡Q|
03| ewY©Z welqvejx we‡ePbvq e¨vsK KZ…©K Av‡ivwcZe¨ wewfbœ PvR©/wd/Kwgkb BZ¨vw` wel‡q wb‡¤œewY©Z wb‡`©kbv Rvwi
Kiv n‡jvt-
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(1) wnmve ‡Lvjv (Account Opening)t mÂqx wnmve †Lvjvi †ÿ‡Î MÖvnKMY 500/- UvKv Ges PjwZ wnmve
†Lvjvi †ÿ‡Î 1,000/- UvKv RgvKiYc~e©K wbR wbR bv‡g e¨vsK wnmve Lyj‡Z cvi‡eb| Z‡e, we‡kl myweavcÖvß
wnmve †Lvjvi †ÿ‡Î b~¨bZg Rgvi eva¨evaKZv n‡Z Ae¨vnwZcÖvß _vK‡e|
(2) wnmve iÿYv‡eÿY wd (Account Maintenance Fee)t
K) mÂqx wnmvet 10,000/- UvKv ch©šÍ Mo AvgvbZ w¯’wZi †ÿ‡Î wnmve iÿYv‡eÿY wd Av`vq Kiv hv‡e bv|
10,000/- UvKvi AwaK Mo AvgvbZ w¯’wZi †ÿ‡Î cÖwZ lvb¥vwm‡K wb¤œewY©Z nv‡i wnmve iÿYv‡eÿY wd Av`vq
Kiv hv‡et
i) 10,000/- UvKvi AwaK wKš‘ 25,000/- UvKv ch©šÍ Mo AvgvbZ w¯’wZi †ÿ‡Î m‡e©v”P 100/- UvKv;
ii) 25,000/- UvKvi AwaK wKš‘ 2.00 jÿ UvKv ch©šÍ Mo AvgvbZ w¯’wZi †ÿ‡Î m‡e©v”P 200/- UvKv;
iii) 2.00 jÿ UvKvi AwaK wKš‘ 10.00 jÿ UvKv ch©šÍ Mo AvgvbZ w¯’wZi †ÿ‡Î m‡e©v”P 250/- UvKv;
iv) 10.00 jÿ UvKvi AwaK Mo AvgvbZ w¯’wZi †ÿ‡Î m‡e©v”P 300/- UvKv|
L) PjwZ wnmv‡e cÖwZ lvb¥vwm‡K m‡e©v”P 300/- UvKv I Special Notice Deposit (SND) wnmv‡e m‡e©v”P
500/- UvKv Av`vq Kiv hv‡e|
M) we‡kl myweavcÖvß wnmvemg~‡n †Kvb cÖKvi wnmve iÿYv‡eÿY wd Av`vq Kiv hv‡e bv|
(3) Ab¨ kvLvq wnmve ¯’vbvšÍit GKB e¨vs‡Ki Ab¨ kvLvq wnmve ¯’vbvšÍ‡ii †ÿ‡Î GKB †Rjvq m‡e©v”P 50/- UvKv
Ges Ab¨ †Rjvq m‡e©v”P 100/- UvKv wd Av`vq Kiv hv‡e|
Pjgvb cvZv/02
 -02-

(4) Activation of Dormant Accountt wewfbœ ai‡bi mÂqx wnmv‡ei †ÿ‡Î Activation of Dormant
Account eve` †Kvb PvR©/wd Av`vq Kiv hv‡e bv|
(5) ‡gqv`c~e© bM`vqb wd (Premature Encashment Fee)t wewfbœ gvwmK mÂqx wnmve (wW‡cvwRU †cbkb
¯‹xg) ev GdwWAvi ev Ab¨ †Kvb †gqv`x AvgvbZ †gqv`c~wZ©i c~‡e© bM`vq‡bi †¶‡Î bM`vqb wd (Premature
Encashment Fee) ev Abyiƒc wd Av‡ivc Kiv hv‡e bv|
(6) wnmve eÜKiY wd (Account Closing Fee)t wnmve eÜKi‡Yi †ÿ‡Î wnmve eÜKiY PvR© wn‡m‡e mÂqx
wnmv‡e m‡e©v”P 200/- UvKv, PjwZ wnmv‡e m‡e©v”P 300/- UvKv Ges GmGbwW wnmv‡e m‡e©v”P 300/- UvKv Av`vq
Kiv hv‡e| Z‡e, we‡kl myweavcÖvß wnmvemg~‡n wnmve eÜKiY eve` †Kvb wd Av`vq Kiv hv‡e bv|
(7) †PK eB Bmy¨t wewfbœ ai‡bi wnmv‡ei wecix‡Z †PK eB Bmy¨i †ÿ‡Î cÖK…Z Li‡Pi wfwˇZ (At actual) PvR©
wba©viY Ki‡Z n‡e| †PK eB nviv‡bvi †ÿ‡Î bZzb †PK eB Bmy¨ eve` cÖK…Z LiP e¨ZxZ AwZwi³ PvR©/cÖ‡mwms wd
Av`vq Kiv hv‡e bv|
(8) Ab¨vb¨ wdt wewfbœ ai‡bi mÂqx I PjwZ wnmv‡e Av‡ivwcZ b~¨bZg e¨v‡jÝ wd, Bbwm‡W›Uvj PvR©, ‡jRvi wd,
mvwf©m PvR©, KvD›Uvi Uªvb‡RKkb wd ev Abyiƒc wd Av`vq Kiv hv‡e bv|
[Ôwe‡kl myweavcÖvß wnmveÕ ej‡Z †`‡ki Avw_©K †mev ewÂZ Rb‡Mvôx‡K e¨vswKs †mevi AvIZvq wb‡q Avmvi j‡ÿ¨
K…lK, exi gyw³‡hv×v, `yt¯’, XvKv DËi I XvKv `wÿY wmwU K‡c©v‡ik‡bi cwi”Qbœ kÖwgK, c_wkï I Kg©Rxex wkï-
wK‡kvi, b¨vkbvj mvwf©m Kg©m~Pxi myweav‡fvMx, ˆZwi †cvlvK wk‡í Kg©iZ kÖwgK, cv`yKv I PvgovRvZ cY¨
cÖ¯Z‘ Kvix ÿz`ª KviLvbvi KvwiMi Ges ¯‹zj e¨vswKs wnmveavix‡`i e¨vsK wnmvemn me ai‡bi 10/-, 50/- I
100/- UvKvq †Lvjv wnmvemg~n Ges evsjv‡`k e¨vsK KZ…©K mg‡q mg‡q wb‡`©wkZ Abyiƒc wnmvemg~n‡K †evSv‡e]

(L) FY cÖ`vb msµvšÍ

(1) FY cÖ‡mwms wd (Loan Processing Fee) wn‡m‡e 50.00 jÿ UvKv ch©šÍ F‡Yi †ÿ‡Î †gvU gÄyixK…Z
F‡Yi m‡e©v”P 0.50% Av`vq Kiv hv‡e, Z‡e Gi cwigvY 15,000/- UvKvi AwaK n‡e bv| 50.00 jÿ UvKvi
AwaK cwigvY F‡Yi †ÿ‡Î G nvi n‡e m‡e©v”P 0.30%, Z‡e Gi cwigvY 20,000/- UvKvi AwaK n‡e bv|
(2) FY Av‡e`b wd (Loan Application Fee) bv‡g †Kvb wd Av`vq Kiv hv‡e bv|
(3) K‡UR, gvB‡µv, ÿz`ª I gvSvwi G›UvicÖvBR (CMSME) Ges K…wl Lv‡Z FY cybtZdwmwjKiY/cybM©V‡bi
†ÿ‡Î FY cÖ‡mwms/cybtZdwmwjKiY/cybM©Vb wd (Loan Processing/ Reschedule/Restructure Fee)
BZ¨vw` bv‡g †Kvb wd/PvR©/Kwgkb Av`vq Kiv hv‡e bv| Z‡e, wmGgGmGgB I K…wl LvZ e¨ZxZ Ab¨vb¨ Lv‡Z FY
cybtZdwmwjKiY/cybM©V‡bi †ÿ‡Î cybtZdwmwjKiY/cybM©Vb wd (Reschedule/Restructure Fee) eve`
m‡e©v”P 0.25% Av`vq Kiv hv‡e, Z‡e Gi cwigvY 10,000/- UvKvi AwaK n‡e bv|
(4) FY cÖ`v‡bi †ÿ‡Î WKz‡g‡›Ukb wd (Documentation Fee), wmAvBwe PvR© (CIB Charge), ÷¨v¤ú PvR©
(Stamp Charge) Ges AvBbx I RvgvbZ g~yj¨vqb wd (Legal and Valuation Fee) cÖK…Z e¨‡qi (At
Actual) wfwˇZ wba©vwiZ n‡e|
(5) ißvwb FYmn ‡h †Kvb ai‡bi F‡Yi †ÿ‡Î my`/gybvdv nv‡ii AwZwi³ †Kvb mvwf©m PvR©, FY e¨e¯’vcbv wd,
gwbUwis/mycviwfkb PvR©, SzuwK wcÖwgqvg ev Abyiƒc Ab¨ †h †Kvb bv‡g AwZwi³ †Kvb PvR©/wd/Kwgkb
Av‡ivc/Av`vq Kiv hv‡e bv|
(6) MÖvnK KZ©„K M„nxZ FY wbw`©ó †gqv‡`i c~‡e© cwi‡kv‡ai †¶‡Î e‡Kqv F‡Yi m‡e©v”P 0.50% Early
Settlement Fee ev Abyiƒc wd Av`vq Kiv hv‡e| Z‡e, K‡UR, gvB‡µv I ÿz`ª Lv‡Z cÖ`Ë FY Ges PjwZ FY ev
wWgvÛ †jvb Gi †ÿ‡Î †gqv`c~wZ©i c~‡e© mgš^‡qi †ÿ‡Î Early Settlement Fee ev Abyiƒc wd Av`vq Kiv hv‡e
bv|
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(M) ¯’vbxq I ˆe‡`wkK evwYR¨/‡iwgU¨vÝ msµvšÍ

(1) 100% bM` gvwR©‡b Gjwm †Lvjvi Kwgkb cÖwZ ‰Îgvwm‡K m‡ev©”P 0.25%, ‡WdvW©/BDRvÝ (usance) Gjwm
†Lvjvi Kwgkb cÖwZ ‰Îgvwm‡K m‡ev©”P 0.50% Ges mvBU I e¨vK Uz e¨vKmn Ab¨vb¨ Gjwm †Lvjvi Kwgkb cÖwZ
‰Îgvwm‡K m‡ev©”P 0.40% wba©viY Kiv hv‡e|
(2) Gjwm UªvÝwgkb, Gjwm A¨v‡gÛ‡g›U, Kbdvi‡gkb, K¨vb‡m‡jkb, d‡ib K‡imc‡Û›U PvR© Gi †¶‡Î ‡gBwjs,
Kzwiqvi, †U‡j·, myBdU BZ¨vw` †¶‡Î cÖK„Z e¨‡qi wfwˇZ (At Actual) PvR© wba©viY Kiv hv‡e|
(3) Gjwm GWfvBwms PvR©, Gjwm A¨v‡gÛ‡g›U PvR© I Gjwm UªvÝdvi PvR© eve` m‡ev©”P 750/- UvKv wba©viY Kiv
hv‡e|
(4) Gjwm G¨vK‡mc‡UÝ PvR© cÖwZ ‰Îgvwm‡K m‡ev©”P 0.40% Ges Gjwm Kbdvi‡gkb PvR© cÖwZ ‰Îgvwm‡K m‡ev©”P
0.20% wba©viY Kiv hv‡e|
(5) d‡ib K‡imc‡Û›U PvR© (¯’vbxq Ask), WvUv g¨v·, n¨v‡Ûwjs PvR©, Kwc WKz‡g›U Gb‡Wvm©‡g›U PvR©, Gjwm
evwZj wKsev †gqv‡`vËxY© Ae¨eüZ Gjwm PvR© Av`vq Kiv hv‡e bv|
(6) ißvwb wej †b‡Mvwm‡qkb Kwgkb I ißvwb wej Kv‡jKkb Kwgkb m‡e©v”P 0.15% wba©vwiZ n‡e| Z‡e, ißvwb
wej †b‡Mvwm‡qkb I Kv‡jKk‡bi †ÿ‡Î †hLv‡b ˆe‡`wkK gy`ªv wewbg‡qi gva¨‡g exchange gain nq †m‡ÿ‡Î
Kwgkb eve` 500/- UvKvi AwaK Av`vq Kiv hv‡e bv|
(7) e¨vK Uz e¨vK Gjwm mvwU©wd‡KU Bmy¨i PvR©, wmGÛGd mvwU©wd‡KU Bmy¨i PvR©, ißvwb g~j¨ Av`v‡qi mvwU©wd‡KU
(Proceed Realization Certificate or PRC) Bmy¨i PvR© 500/- UvKvi AwaK Av`vq Kiv hv‡e bv|
(8) e¨vsK M¨vivw›U cÖ`v‡bi †ÿ‡Î Kwgkb eve` ‰ÎgvwmK wfwˇZ m‡e©v”P 0.50% Ges b~¨bZg 1,000/- UvKv
wba©viY Kiv hv‡e|
(9) Gjwm †Lvjv/Gjwm G¨vK‡mc‡UÝ/Gjwm Kbdvi‡gkb/e¨vsK M¨vivw›U GK ˆÎgvwmK ev Gi †P‡q Kg mg‡qi
Rb¨ cÖ`Ë n‡j †m‡ÿ‡Î e¨vsK wbR¯^ we‡ePbvq m‡e©v”P GK ˆÎgvwm‡Ki mgcwigvY PvR©/Kwgkb Av`vq Ki‡Z
cvi‡e| Z‡e, †gqv` hw` GK ˆÎgvwm‡Ki †P‡q †ekx mg‡qi Rb¨ nq †m‡ÿ‡Î †h Zvwi‡L †gqv` c~Y© n‡e ïaygvÎ H
wba©vwiZ ZvwiL ch©šÍ mgqKv‡ji Rb¨ PvR©/Kwgkb Av`vq Kiv hv‡e|
(10) ‰e‡`wkK gy`ªvq wWgvÛ WªvdU (DD), †UwjMÖvwdK UªvÝdvi (TT), †gBj UªvÝdvi (MT) cÖf…wZ BÝUªy‡g›U
Bmy¨i ‡ÿ‡Î AbwaK 1,00,000/- UvKv mgcwigvY ‰e‡`wkK gy`ªvi †ÿ‡Î m‡e©v”P 100/- UvKv, 1,00,001/- n‡Z
AbwaK 5,00,000/- UvKv ch©šÍ m‡e©v”P 200/- UvKv, 5,00,001/- n‡Z AbwaK 10,00,000/- UvKv ch©šÍ m‡e©v”P
300/- UvKv Ges 10,00,000/- UvKvi AwaK mgcwigvY ‰e‡`wkK gy`ªvi †ÿ‡Î m‡e©v”P 500/- UvKv PvR©/wd
Av`vq Kiv hv‡e| BÝUªy‡g›Umg~n evwZ‡ji †ÿ‡Î cÖwZevi m‡e©v”P 200/- UvKv PvR©/wd Av`vq Kiv hv‡e|
(N) wnmve msµvšÍ I Ab¨vb¨
(1) w¯’wZ wbwðZKiY mb` wd (Balance Confirmation Certificate Fee)t lvb¥vwmK I evrmwiK wfwˇZ
A_©vr eQ‡i `yÕevi e¨vs‡Ki AvgvbZ I FY wnmveavix cÖ‡Z¨K MÖvnK‡K wnmv‡ei w¯’wZ wbwðZKiY mb` (wnmve
weeiYxmn) cÖ`v‡bi Rb¨ †Kvb PvR©/wd Av`vq Kiv hv‡e bv| Z‡e, MÖvnK‡K eQ‡i `yÕev‡ii †ekx G mb` (wnmve
weeiYxmn) MÖnY Ki‡Z n‡j ‡m †¶‡Î cÖwZevi m‡e©v”P 100/- UvKv PvR©/wd Av`vq Kiv hv‡e|
(2) ¯^”QjZv mb` (Solvency Certificate)t ¯^”QjZv mb` cÖ`v‡bi †ÿ‡Î cÖwZevi m‡e©v”P 200/- UvKv PvR©/wd
Av`vq Kiv hv‡e|
(3) †PK †di‡Zi †ÿ‡Î cÖwZevi m‡e©v”P 50/- UvKv PvR© Av`vq Kiv hv‡e|
Pjgvb cvZv/04
 -04-
(4) weI mb` (Beneficiary Owner's Certificate)t weI GKvD›U (Beneficiary Owner's Account)
‡Lvjvi †¶‡Î weI mb` cÖ`v‡bi PvR© m‡e©v”P 100/- UvKv Av`vq Kiv hv‡e|
(5) A_© cÖ`vb wb‡`©kbv ¯’wMZKiY (Stop Payment Instruction)t MÖvnK KZ…©K wnmve/‡P‡K cÖ`Ë A_© cÖ`vb
wb‡`©kbv (Payment Instruction) ¯’wMZKiY PvR© cÖwZevi Aby‡iv‡ai †ÿ‡Î m‡e©v”P 100/- UvKv Ges A_© cÖ`vb
wb‡`©kbv ¯’wMZKiY evwZ‡ji †ÿ‡Î cÖwZevi Aby‡iv‡a m‡e©v”P 50/- UvKv Av`vq Kiv hv‡e|
(6) †c-AW©vi (PO) Bmy¨i †ÿ‡Î AbwaK 1,000/- UvKv ch©šÍ m‡e©v”P 20/- UvKv, 1,001/- n‡Z AbwaK
1,00,000/- UvKv ch©šÍ m‡e©v”P 50/- UvKv Ges 1,00,000/- UvKvi AwaK cwigv‡Yi †ÿ‡Î m‡e©v”P 100/- UvKv
PvR©/wd Av`vq Kiv hv‡e| †c-AW©vi evwZ‡ji †ÿ‡Î cÖwZevi m‡e©v”P 50/- UvKv PvR©/wd Av`vq Kiv hv‡e|
(7) wWgvÛ WªvdU (DD), †UwjMÖvwdK UªvÝdvi (TT), †gBj UªvÝdvi (MT) cÖf…wZ BÝ›Uªy‡g›U Bmy¨i ‡ÿ‡Î AbwaK
1,000/- UvKv ch©šÍ m‡e©v”P 20/- UvKv, 1,001/- n‡Z AbwaK 1,00,000/- UvKv ch©šÍ m‡e©v”P 50/- UvKv,
1,00,001/- n‡Z AbwaK 5,00,000/- UvKv ch©šÍ m‡e©v”P 100/- UvKv, 5,00,001/- n‡Z AbwaK 10,00,000/-
UvKv ch©šÍ m‡e©v”P 200/- UvKv Ges 10,00,000/- UvKvi AwaK cwigv‡Yi †ÿ‡Î m‡e©v”P 300/- UvKv PvR©/wd
Av`vq Kiv hv‡e| BÝ›Uªy‡g›Umg~n evwZ‡ji †ÿ‡Î cÖwZevi m‡e©v”P 50/- UvKv PvR©/wd Av`vq Kiv hv‡e|

04| wmwWDj Ae Pv‡R©m Gi me©‡kl nvjbvMv`K…Z c~Y© ZvwjKv ¯^ ¯^ e¨vs‡Ki cÖavb Kvh©vjq, mKj kvLv, DckvLv I
G‡R›U e¨vswKs AvDU‡jUmg~‡ni `k©bxq ¯’v‡b/‡bvwUk †ev‡W© Ges e¨vs‡Ki I‡qemvB‡Ui †nvg †cR G cÖ`k©b Ki‡Z n‡e|
05| †NvwlZ/cÖKvwkZ ZvwjKv ewnf©~Z †Kvb PvR©/wd/Kwgkb Av‡ivc Kiv hv‡e bv|
06| cÖwZeQi 30 Ryb I 31 wW‡m¤^i Zvwi‡Li g‡a¨ (lvb¥vwmK wfwˇZ) cieZ©x Qq gv‡mi (RyjvB-wW‡m¤^i I Rvbyqvwi-
Ryb) †NvwlZ PvR©/wd/Kwgk‡bi ZvwjKv evsjv‡`k e¨vs‡K †cÖiY Ki‡Z n‡e|
07| PvR©/wd/Kwgk‡bi †Kvb cwieZ©b n‡j Avewk¨Kfv‡e ¯^ ¯^ e¨vs‡Ki cÖavb Kvh©vjq, mKj kvLv, DckvLv I G‡R›U
e¨vswKs AvDU‡jUmg~‡ni `k©bxq ¯’v‡b/‡bvwUk †ev‡W© cÖ`k©b Ges I‡qemvB‡U cÖKvk KiZt evsjv‡`k e¨vs‡Ki e¨vswKs
cÖwewa I bxwZ wefvM‡K AewnZ Ki‡Z n‡e|
08| B‡Zvc~‡e© RvwiK…Z weAviwcwW mvKzj
© vi bs- 19/2009, 09/2010, 19/2010, 30/2010, 02/2017, 09/2018,
07/2019 I weAviwcwW mvKzj© vi †jUvi bs- 02/2020 G mvK©yjvi Øviv iwnZ Kiv n‡jv| Z‡e, 2021 cwÄKv eQ‡i mÂqx
wnmv‡ei Account Maintenance Fee Av`vq msµvšÍ weAviwcwW mvKyj © vi ‡jUvi bs- 21/2021 Gi wb‡`©kbv envj
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G wb‡`©kbv Awej‡¤^ Kvh©Ki n‡e|

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