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Summary of fees:
Monthly fee Per purchase
$4.95 $0
ATM withdrawal Cash reload
$1.95 $3.95*
ATM balance inquiry $0.50
Customer service (automated or live $0
agent)
Inactivity $0
We charge 9 other types of fees.
* This fee can be lower depending on how and where this card
is used.
No overdraft/credit feature.
Register your card for FDIC insurance eligibility and other
protections.
For general information about prepaid accounts, visit
cfpb.gov/prepaid.
Find details and conditions for all fees and services below.
The PayPal Prepaid Mastercard® is issued by The Bancorp
Bank, Member FDIC, pursuant to license by Mastercard
International Incorporated. Mastercard is a registered
trademark, and the circles design is a trademark of Mastercard
International Incorporated.
List of all fees associated with your
PayPal Prepaid Mastercard®
Details of All Fees
To Get Started
Card Purchase Fee $0
No fee for Card Accounts not acquired at a retail location.
Card Purchase Fee Up to $4.95
For initial Card purchase at a retail location. Fee is determined
and assessed by operator of retail location and varies
depending on location. This is a third-party fee and is subject
to change.
Plan Fee
Monthly Fee $4.95
The monthly Plan Fee is assessed starting on the date you
initially fund the Card Account. Thereafter, the monthly Plan
Fee is assessed on the monthly anniversary of the first funding
of the Card Account.
Spend Money
Automated Clearing House $0
(ACH) Payments
Provide the biller with the Issuer’s routing number and your
assigned Account Number.
Check your Balance
Customer Service (Automated $0
or Live Agent)
No fee for calling Customer Service (Automated or Live Agent)
for inquiries, including balance inquiries. 1-866-753-6440.
ATM Balance Inquiry Fee – $0.50
Domestic
Per inquiry. You may also be charged a fee by the ATM
operator.
Balance Inquiry via Online $0
Account Center
Log in to the Online Account Center at
www.PayPal.com/prepaid.
Balance Inquiry via Anytime $0
Alerts (Email or Text
Message)
Standard text message or data rates may apply.
Withdraw Cash
Over-the-Counter ("OTC") $2.50
Withdrawal Fee at a Financial
Institution
Per withdrawal. A fee may also be assessed by a financial
institution that is not a Mastercard-member financial
institution.
OTC Withdrawal Fee at a Up to the
Netspend Reload Network greater of
Location 2.75% of the
withdrawal
amount or
$4.00
Per withdrawal. Fee may be either a flat fee or a percentage of
the withdrawal amount. Fee is determined and assessed by
operator of Netspend Reload Network location and varies
depending on location and amount of cash withdrawn. This is a
third-party fee and is subject to change.
ATM Withdrawal Fee – $1.95
Domestic
Per withdrawal. You may also be charged a fee by the ATM
operator. ATM operator surcharge fees will not apply to
withdrawals made at any MoneyPass Network ATM in the U.S.
This service may change and/or be withdrawn. You can avoid
ATM fees if you select "DEBIT" and enter your PIN to get cash
back when making purchases at many retailers, such as
grocery stores.
Add Money to your Card Account
Direct Deposit (ACH Deposit) $0
No fee.
Cash Reload at a Netspend Up to $3.95
Reload Network Location
Per load. Fee is determined and assessed by operator of
Netspend Reload Network location and varies depending on
location. This is a third-party fee and is subject to change.
Mobile Check Load Fee – $0
Standard
This is a third-party fee and is subject to change. Standard text
message or data rates may apply.
Mobile Check Load Fee – Greater of
Expedited (Government and 2.0% of total
Payroll Checks with a Pre- check amount
printed Signature) or $5.00
Per check load. Percentage taken of total check amount. Fee
deducted from check total prior to loading your Card Account.
This is a third-party fee and is subject to change. Standard text
message or data rates may apply.
Mobile Check Load Fee – Greater of
Expedited (All Other Accepted 5.0% of total
Check Types) check amount
or $5.00
Per check load. Percentage taken of total check amount. Fee
deducted from check total prior to loading your Card Account.
This is a third-party fee and is subject to change. Standard text
message or data rates may apply.
Using Your Card Outside the U.S.
Foreign Transaction 2.5%
Surcharge
Per foreign transaction. Calculated based on the U.S. dollar
amount of the purchase transaction or cash withdrawal.
Charged in addition to any applicable OTC Withdrawal Fee.
ATM Withdrawal Fee – $1.95
International
Per withdrawal, plus the Foreign Transaction Surcharge. You
may also be charged a fee by the ATM operator.
ATM Balance Inquiry Fee – $0.50
International
Per inquiry. You may also be charged a fee by the ATM
operator.
ATM Transaction Decline Fee $1.00
– International
Per declined transaction. You may also be charged a fee by the
ATM operator.
Transaction Declines
ATM Transaction Decline Fee $1.00
– Domestic
Per declined transaction. You may also be charged a fee by the
ATM operator.
ACH/Preauthorized Payment $0
Transaction Decline Fee
No fee.
Add or Replace a Card
Additional Card Fee $0
For each additional Card requested that is not a replacement
Card.
Replacement Card Fee $5.95
Per lost, stolen, or damaged Card replaced.
Custom Card Fee $3.95
Per custom Card.
Card Delivery Fee – 7-10 $0
Business Days
No fee.
Card Delivery Fee – 3 $20.00
Business Days
Charged in addition to Replacement Card Fee. Fee will be
assessed when this service is requested for order of additional
or replacement Card.
Card Delivery Fee – 1-2 $25.00
Business Days
Charged in addition to Replacement Card Fee. Fee will be
assessed when this service is requested for order of additional
or replacement Card.
Other
Additional Statement Mailing $5.95
Fee
The fee for first written transaction history requested in any
calendar month is $0. If you request more than one written
transaction history within the same calendar month, each
additional request is $5.95.
Statements are always available for no fee online at
www.PayPal.com/prepaid.
Stop Payment Fee $0
Per stop payment request on an ACH Debit/Preauthorized
Payment Transaction.
Check Request Fee $5.95
For processing and mailing of a return of funds check at Card
Account closure. Refund checks are not issued for balances of
less than $1.00. If your Card Account balance will be reduced
to less than $1.00 after the Check Request Fee is debited, the
Check Request Fee will be waived. See "Withdraw Cash" above
for alternative options to remove the funds from your Card
Account.
Inactivity Fee $0
No fee.
Register your card for FDIC insurance eligibility and other
protections. Your funds will be held at or transferred to The
Bancorp Bank, an FDIC-insured institution. Once there, your
funds are insured up to $250,000 by the FDIC in the event The
Bancorp Bank fails, if specific deposit insurance requirements
are met and your card is registered. See
www.fdic.gov/deposit/deposits/prepaid.html for details.
No Overdraft/Credit Feature
Contact Netspend by calling 1-866-753-6440, by mail at P.O.
Box 2136, Austin,TX 78768-2136, or visit
www.PayPal.com/prepaid to learn more about the terms and
conditions of your prepaid account.
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